DollarTimes
You are Here:
DollarTimes.com > Mortgage > Massachusetts > Gardner
Gardner, Massachusetts Mortgage and Housing Information
Population: 20,770
Data Source:US Census Bureau. All figures are from year 2000 unless otherwise noted.
Lifestyle in Gardner
Income
| U.S. | Massachusetts | Gardner | |
|---|---|---|---|
| Median Earnings | $23,755 | $28,420 | $25,040 |
| Median Earnings, Males | $29,458 | $35,485 | $29,612 |
| Median Earnings, Females | $18,957 | $22,454 | $19,985 |
Males earn $9,627 (48.2%) more than Females in Gardner.
Commuting in Gardner
Means of transportation to work, workers over 16 years old.
| Means of Transport | Number of People |
|---|---|
| Car, solo | 7,559 |
| Carpooled | 1,189 |
| Public Transit | 173 |
| Bicycle | 0 |
| Walking | 322 |
| Other Means | 41 |
| Total, Commuted | 9,284 |
| Worked from home | 197 |
| Total | 9,481 |
Time Spent Commuting in Gardner
Time spent commuting in Gardner
| Time spent in minutes | Number of People |
|---|---|
| Less than 5 | 432 |
| 5-9 | 1,726 |
| 10-14 | 1,691 |
| 15-19 | 1,079 |
| 20-24 | 1,074 |
| 25-29 | 332 |
| 30-34 | 750 |
| 35-39 | 177 |
| 40-44 | 398 |
| 45-59 | 910 |
| 60-89 | 474 |
| Over 90 | 241 |
Education
| Level | Number of Males | Percent of Males | Number of Females | Percent of Females |
|---|---|---|---|---|
| Some College | 1,328 | 18.3% | 1,361 | 18.8% |
| Associate Degree | 625 | 8.6% | 799 | 11.0% |
| Bachelor's Degree | 731 | 10.1% | 737 | 10.2% |
| Master's Degree | 242 | 3.3% | 265 | 3.7% |
| Professional Degree | 114 | 1.6% | 47 | 0.6% |
| Doctorate Degree | 24 | 0.3% | 16 | 0.2% |
| Total (at least some college) | 3,064 | 42.3% | 3,225 | 45.8% |
| Total over 25 | 7,238 | 100% | 7,048 | 100% |
Housing in Gardner
Cost of Single-Family Houses
| Median price asked in year 2000 | $118,800 |
|---|
Value of Houses and Condos
| U.S. | Massachusetts | Gardner | |
|---|---|---|---|
| Median home value in year 2000 | $111,800 | $182,800 | $104,100 |
Monthly Owner Costs
| U.S. | Massachusetts | Gardner | |
|---|---|---|---|
| With a mortgage | $1,088 | $1,353 | $998 |
| Without a mortgage | $295 | $406 | $317 |
Tenancy in Gardner
| Owner-occupied homes | 4,520 |
|---|---|
| Renter-occupied homes | 3,762 |
| Homes for sale | 66 |
| Homes for rent | 214 |
| Total | 8,838 |
Ownership of Single-family Houses
Types of mortgages for owner-occupied Single-family Houses in Gardner (2000)
| Mortgage Type | Number of Single-family Houses | Percent of total |
|---|---|---|
| Without a mortgage | 1,048 | 30.1% |
| First Mortgage Only | 1,974 | 56.6% |
| Second Mortgage and/or Home Equity Loan | 465 | 13.3% |
| Total | 3,487 | 100% |
Age of Gardner Residents
| Males | Females |
|---|---|
| 36 | 38 |
Mortgage Calculator
What Will Your Monthly Payment Be?
Results
?This will calculate your approximate monthly mortgage payment based on the purchase price and your loan details.
This calculator is for fixed-rate mortgages. Adjustable-rate mortgages, or ARMs, may allow you to acheive lower payments in the short term. However, with ARMs, your monthly payment may increase if interest rates rise.