DollarTimes
You are Here:
DollarTimes.com > Mortgage > West Virginia > Clay
Clay, West Virginia Mortgage and Housing Information
Population: 593
Data Source:US Census Bureau. All figures are from year 2000 unless otherwise noted.
Lifestyle in Clay
Income
| U.S. | West Virginia | Clay | |
|---|---|---|---|
| Median Earnings | $23,755 | $19,159 | $13,594 |
| Median Earnings, Males | $29,458 | $24,479 | $18,750 |
| Median Earnings, Females | $18,957 | $14,261 | $8,750 |
Males earn $10,000 (114.3%) more than Females in Clay.
Commuting in Clay
Means of transportation to work, workers over 16 years old.
| Means of Transport | Number of People |
|---|---|
| Car, solo | 90 |
| Carpooled | 29 |
| Public Transit | 0 |
| Bicycle | 0 |
| Walking | 14 |
| Other Means | 9 |
| Total, Commuted | 142 |
| Worked from home | 4 |
| Total | 146 |
Time Spent Commuting in Clay
Time spent commuting in Clay
| Time spent in minutes | Number of People |
|---|---|
| Less than 5 | 33 |
| 5-9 | 24 |
| 10-14 | 16 |
| 15-19 | 3 |
| 20-24 | 9 |
| 25-29 | 6 |
| 30-34 | 14 |
| 35-39 | 0 |
| 40-44 | 0 |
| 45-59 | 11 |
| 60-89 | 17 |
| Over 90 | 9 |
Education
| Level | Number of Males | Percent of Males | Number of Females | Percent of Females |
|---|---|---|---|---|
| Some College | 14 | 10.1% | 34 | 24.5% |
| Associate Degree | 2 | 1.4% | 2 | 1.4% |
| Bachelor's Degree | 9 | 6.5% | 15 | 10.8% |
| Master's Degree | 13 | 9.4% | 17 | 12.2% |
| Professional Degree | 2 | 1.4% | 0 | 0.0% |
| Doctorate Degree | 0 | 0.0% | 0 | 0.0% |
| Total (at least some college) | 40 | 28.8% | 68 | 33.5% |
| Total over 25 | 139 | 100% | 203 | 100% |
Housing in Clay
Cost of Single-Family Houses
| Median price asked in year 2000 | $32,500 |
|---|
Value of Houses and Condos
| U.S. | West Virginia | Clay | |
|---|---|---|---|
| Median home value in year 2000 | $111,800 | $66,000 | $53,900 |
Monthly Owner Costs
| U.S. | West Virginia | Clay | |
|---|---|---|---|
| With a mortgage | $1,088 | $713 | $660 |
| Without a mortgage | $295 | $207 | $210 |
Tenancy in Clay
| Owner-occupied homes | 126 |
|---|---|
| Renter-occupied homes | 135 |
| Homes for sale | 6 |
| Homes for rent | 19 |
| Total | 316 |
Ownership of Single-family Houses
Types of mortgages for owner-occupied Single-family Houses in Clay (2000)
| Mortgage Type | Number of Single-family Houses | Percent of total |
|---|---|---|
| Without a mortgage | 53 | 60.9% |
| First Mortgage Only | 30 | 34.5% |
| Second Mortgage and/or Home Equity Loan | 4 | 4.6% |
| Total | 87 | 100% |
Age of Clay Residents
| Males | Females |
|---|---|
| 31 | 36 |
Mortgage Calculator
What Will Your Monthly Payment Be?
Results
?This will calculate your approximate monthly mortgage payment based on the purchase price and your loan details.
This calculator is for fixed-rate mortgages. Adjustable-rate mortgages, or ARMs, may allow you to acheive lower payments in the short term. However, with ARMs, your monthly payment may increase if interest rates rise.
© HBrothers 2007. Contact us