Retirement Calculator

How much per year do you need to save for retirement? This calculator will help determine how much you need to save each year to meet your retirement goals.
Current Age
Current Savings
$
Retirement Age
Retirement Income
(in today's dollars)
$
Social Security /
Pensions
$
Savings run out ...
Investment Return
(annual)
%
Expected Inflation
%
Desired Retirement Income
Enter your desired retirement income in today's dollars. We will adjust for inflation.
How much should you expect to gain from investments?
From 1926–2020, U.S. stocks gained an average of 10.3% per year. However, there are reasons to believe that future performance may not be as strong.
How much inflation should you expect?
From 1926–2020, annual U.S. inflation averaged about 2.87% per year.