Mortgage Loan of $162,000 for 25 Years at 8.85%
What's the payment on a 25 year home loan for $162k at 8.85% interest?
Results
Monthly payment: $1,342.90
$16,115 per year
What's the monthly payment? Use the loan payment schedule below to view payments each month based on a fixed rate $162k loan. It can be used for a house, car, boat, credit card debt consolidation, student loan debt, motorcycle, RV, race horse, exotic pet, business, real estate, etc... Try paying off your loan early or refinancing to save money.
Also remember to consider other home costs like insurance, taxes, PMI, and general maintenance costs.
Loan Table for 162,000 loan for 25 years at 8.85 percent interest
Amortization Table. How much goes to interest? How much to principal? What's the loan balance?
Month | Monthly Payment | Principal Paid | Interest Paid | Mortgage Balance |
---|---|---|---|---|
1 | 1,342.90 | 148.15 | 1,194.75 | 161,851.85 |
2 | 1,342.90 | 149.24 | 1,193.66 | 161,702.61 |
3 | 1,342.90 | 150.34 | 1,192.56 | 161,552.27 |
4 | 1,342.90 | 151.45 | 1,191.45 | 161,400.83 |
5 | 1,342.90 | 152.57 | 1,190.33 | 161,248.26 |
6 | 1,342.90 | 153.69 | 1,189.21 | 161,094.57 |
7 | 1,342.90 | 154.82 | 1,188.07 | 160,939.74 |
8 | 1,342.90 | 155.97 | 1,186.93 | 160,783.78 |
9 | 1,342.90 | 157.12 | 1,185.78 | 160,626.66 |
10 | 1,342.90 | 158.28 | 1,184.62 | 160,468.39 |
11 | 1,342.90 | 159.44 | 1,183.45 | 160,308.94 |
12 | 1,342.90 | 160.62 | 1,182.28 | 160,148.33 |
13 | 1,342.90 | 161.80 | 1,181.09 | 159,986.52 |
14 | 1,342.90 | 163.00 | 1,179.90 | 159,823.53 |
15 | 1,342.90 | 164.20 | 1,178.70 | 159,659.33 |
16 | 1,342.90 | 165.41 | 1,177.49 | 159,493.92 |
17 | 1,342.90 | 166.63 | 1,176.27 | 159,327.29 |
18 | 1,342.90 | 167.86 | 1,175.04 | 159,159.43 |
19 | 1,342.90 | 169.10 | 1,173.80 | 158,990.34 |
20 | 1,342.90 | 170.34 | 1,172.55 | 158,819.99 |
21 | 1,342.90 | 171.60 | 1,171.30 | 158,648.40 |
22 | 1,342.90 | 172.86 | 1,170.03 | 158,475.53 |
23 | 1,342.90 | 174.14 | 1,168.76 | 158,301.39 |
24 | 1,342.90 | 175.42 | 1,167.47 | 158,125.97 |
25 | 1,342.90 | 176.72 | 1,166.18 | 157,949.25 |
26 | 1,342.90 | 178.02 | 1,164.88 | 157,771.23 |
27 | 1,342.90 | 179.33 | 1,163.56 | 157,591.89 |
28 | 1,342.90 | 180.66 | 1,162.24 | 157,411.24 |
29 | 1,342.90 | 181.99 | 1,160.91 | 157,229.25 |
30 | 1,342.90 | 183.33 | 1,159.57 | 157,045.92 |
31 | 1,342.90 | 184.68 | 1,158.21 | 156,861.24 |
32 | 1,342.90 | 186.05 | 1,156.85 | 156,675.19 |
33 | 1,342.90 | 187.42 | 1,155.48 | 156,487.77 |
34 | 1,342.90 | 188.80 | 1,154.10 | 156,298.97 |
35 | 1,342.90 | 190.19 | 1,152.70 | 156,108.78 |
36 | 1,342.90 | 191.59 | 1,151.30 | 155,917.19 |
37 | 1,342.90 | 193.01 | 1,149.89 | 155,724.18 |
38 | 1,342.90 | 194.43 | 1,148.47 | 155,529.75 |
39 | 1,342.90 | 195.86 | 1,147.03 | 155,333.88 |
40 | 1,342.90 | 197.31 | 1,145.59 | 155,136.58 |
41 | 1,342.90 | 198.76 | 1,144.13 | 154,937.81 |
42 | 1,342.90 | 200.23 | 1,142.67 | 154,737.58 |
43 | 1,342.90 | 201.71 | 1,141.19 | 154,535.87 |
44 | 1,342.90 | 203.19 | 1,139.70 | 154,332.68 |
45 | 1,342.90 | 204.69 | 1,138.20 | 154,127.99 |
46 | 1,342.90 | 206.20 | 1,136.69 | 153,921.78 |
47 | 1,342.90 | 207.72 | 1,135.17 | 153,714.06 |
48 | 1,342.90 | 209.26 | 1,133.64 | 153,504.80 |
49 | 1,342.90 | 210.80 | 1,132.10 | 153,294.00 |
50 | 1,342.90 | 212.35 | 1,130.54 | 153,081.65 |
51 | 1,342.90 | 213.92 | 1,128.98 | 152,867.73 |
52 | 1,342.90 | 215.50 | 1,127.40 | 152,652.23 |
53 | 1,342.90 | 217.09 | 1,125.81 | 152,435.15 |
54 | 1,342.90 | 218.69 | 1,124.21 | 152,216.46 |
55 | 1,342.90 | 220.30 | 1,122.60 | 151,996.16 |
56 | 1,342.90 | 221.93 | 1,120.97 | 151,774.24 |
57 | 1,342.90 | 223.56 | 1,119.33 | 151,550.67 |
58 | 1,342.90 | 225.21 | 1,117.69 | 151,325.46 |
59 | 1,342.90 | 226.87 | 1,116.03 | 151,098.59 |
60 | 1,342.90 | 228.54 | 1,114.35 | 150,870.05 |
61 | 1,342.90 | 230.23 | 1,112.67 | 150,639.82 |
62 | 1,342.90 | 231.93 | 1,110.97 | 150,407.89 |
63 | 1,342.90 | 233.64 | 1,109.26 | 150,174.25 |
64 | 1,342.90 | 235.36 | 1,107.54 | 149,938.89 |
65 | 1,342.90 | 237.10 | 1,105.80 | 149,701.79 |
66 | 1,342.90 | 238.85 | 1,104.05 | 149,462.95 |
67 | 1,342.90 | 240.61 | 1,102.29 | 149,222.34 |
68 | 1,342.90 | 242.38 | 1,100.51 | 148,979.96 |
69 | 1,342.90 | 244.17 | 1,098.73 | 148,735.79 |
70 | 1,342.90 | 245.97 | 1,096.93 | 148,489.82 |
71 | 1,342.90 | 247.78 | 1,095.11 | 148,242.03 |
72 | 1,342.90 | 249.61 | 1,093.28 | 147,992.42 |
73 | 1,342.90 | 251.45 | 1,091.44 | 147,740.97 |
74 | 1,342.90 | 253.31 | 1,089.59 | 147,487.66 |
75 | 1,342.90 | 255.18 | 1,087.72 | 147,232.49 |
76 | 1,342.90 | 257.06 | 1,085.84 | 146,975.43 |
77 | 1,342.90 | 258.95 | 1,083.94 | 146,716.48 |
78 | 1,342.90 | 260.86 | 1,082.03 | 146,455.61 |
79 | 1,342.90 | 262.79 | 1,080.11 | 146,192.83 |
80 | 1,342.90 | 264.72 | 1,078.17 | 145,928.10 |
81 | 1,342.90 | 266.68 | 1,076.22 | 145,661.42 |
82 | 1,342.90 | 268.64 | 1,074.25 | 145,392.78 |
83 | 1,342.90 | 270.62 | 1,072.27 | 145,122.16 |
84 | 1,342.90 | 272.62 | 1,070.28 | 144,849.54 |
85 | 1,342.90 | 274.63 | 1,068.27 | 144,574.90 |
86 | 1,342.90 | 276.66 | 1,066.24 | 144,298.25 |
87 | 1,342.90 | 278.70 | 1,064.20 | 144,019.55 |
88 | 1,342.90 | 280.75 | 1,062.14 | 143,738.80 |
89 | 1,342.90 | 282.82 | 1,060.07 | 143,455.97 |
90 | 1,342.90 | 284.91 | 1,057.99 | 143,171.07 |
91 | 1,342.90 | 287.01 | 1,055.89 | 142,884.06 |
92 | 1,342.90 | 289.13 | 1,053.77 | 142,594.93 |
93 | 1,342.90 | 291.26 | 1,051.64 | 142,303.67 |
94 | 1,342.90 | 293.41 | 1,049.49 | 142,010.26 |
95 | 1,342.90 | 295.57 | 1,047.33 | 141,714.69 |
96 | 1,342.90 | 297.75 | 1,045.15 | 141,416.94 |
97 | 1,342.90 | 299.95 | 1,042.95 | 141,116.99 |
98 | 1,342.90 | 302.16 | 1,040.74 | 140,814.83 |
99 | 1,342.90 | 304.39 | 1,038.51 | 140,510.45 |
100 | 1,342.90 | 306.63 | 1,036.26 | 140,203.82 |
101 | 1,342.90 | 308.89 | 1,034.00 | 139,894.92 |
102 | 1,342.90 | 311.17 | 1,031.73 | 139,583.75 |
103 | 1,342.90 | 313.47 | 1,029.43 | 139,270.28 |
104 | 1,342.90 | 315.78 | 1,027.12 | 138,954.51 |
105 | 1,342.90 | 318.11 | 1,024.79 | 138,636.40 |
106 | 1,342.90 | 320.45 | 1,022.44 | 138,315.94 |
107 | 1,342.90 | 322.82 | 1,020.08 | 137,993.13 |
108 | 1,342.90 | 325.20 | 1,017.70 | 137,667.93 |
109 | 1,342.90 | 327.60 | 1,015.30 | 137,340.34 |
110 | 1,342.90 | 330.01 | 1,012.88 | 137,010.32 |
111 | 1,342.90 | 332.45 | 1,010.45 | 136,677.88 |
112 | 1,342.90 | 334.90 | 1,008.00 | 136,342.98 |
113 | 1,342.90 | 337.37 | 1,005.53 | 136,005.61 |
114 | 1,342.90 | 339.86 | 1,003.04 | 135,665.76 |
115 | 1,342.90 | 342.36 | 1,000.53 | 135,323.40 |
116 | 1,342.90 | 344.89 | 998.01 | 134,978.51 |
117 | 1,342.90 | 347.43 | 995.47 | 134,631.08 |
118 | 1,342.90 | 349.99 | 992.90 | 134,281.09 |
119 | 1,342.90 | 352.57 | 990.32 | 133,928.51 |
120 | 1,342.90 | 355.17 | 987.72 | 133,573.34 |
121 | 1,342.90 | 357.79 | 985.10 | 133,215.55 |
122 | 1,342.90 | 360.43 | 982.46 | 132,855.11 |
123 | 1,342.90 | 363.09 | 979.81 | 132,492.02 |
124 | 1,342.90 | 365.77 | 977.13 | 132,126.26 |
125 | 1,342.90 | 368.47 | 974.43 | 131,757.79 |
126 | 1,342.90 | 371.18 | 971.71 | 131,386.61 |
127 | 1,342.90 | 373.92 | 968.98 | 131,012.69 |
128 | 1,342.90 | 376.68 | 966.22 | 130,636.01 |
129 | 1,342.90 | 379.46 | 963.44 | 130,256.55 |
130 | 1,342.90 | 382.25 | 960.64 | 129,874.30 |
131 | 1,342.90 | 385.07 | 957.82 | 129,489.22 |
132 | 1,342.90 | 387.91 | 954.98 | 129,101.31 |
133 | 1,342.90 | 390.77 | 952.12 | 128,710.54 |
134 | 1,342.90 | 393.66 | 949.24 | 128,316.88 |
135 | 1,342.90 | 396.56 | 946.34 | 127,920.32 |
136 | 1,342.90 | 399.48 | 943.41 | 127,520.84 |
137 | 1,342.90 | 402.43 | 940.47 | 127,118.40 |
138 | 1,342.90 | 405.40 | 937.50 | 126,713.01 |
139 | 1,342.90 | 408.39 | 934.51 | 126,304.62 |
140 | 1,342.90 | 411.40 | 931.50 | 125,893.22 |
141 | 1,342.90 | 414.43 | 928.46 | 125,478.78 |
142 | 1,342.90 | 417.49 | 925.41 | 125,061.29 |
143 | 1,342.90 | 420.57 | 922.33 | 124,640.72 |
144 | 1,342.90 | 423.67 | 919.23 | 124,217.05 |
145 | 1,342.90 | 426.80 | 916.10 | 123,790.26 |
146 | 1,342.90 | 429.94 | 912.95 | 123,360.31 |
147 | 1,342.90 | 433.11 | 909.78 | 122,927.20 |
148 | 1,342.90 | 436.31 | 906.59 | 122,490.89 |
149 | 1,342.90 | 439.53 | 903.37 | 122,051.36 |
150 | 1,342.90 | 442.77 | 900.13 | 121,608.60 |
151 | 1,342.90 | 446.03 | 896.86 | 121,162.56 |
152 | 1,342.90 | 449.32 | 893.57 | 120,713.24 |
153 | 1,342.90 | 452.64 | 890.26 | 120,260.60 |
154 | 1,342.90 | 455.97 | 886.92 | 119,804.63 |
155 | 1,342.90 | 459.34 | 883.56 | 119,345.29 |
156 | 1,342.90 | 462.73 | 880.17 | 118,882.57 |
157 | 1,342.90 | 466.14 | 876.76 | 118,416.43 |
158 | 1,342.90 | 469.58 | 873.32 | 117,946.85 |
159 | 1,342.90 | 473.04 | 869.86 | 117,473.81 |
160 | 1,342.90 | 476.53 | 866.37 | 116,997.29 |
161 | 1,342.90 | 480.04 | 862.85 | 116,517.24 |
162 | 1,342.90 | 483.58 | 859.31 | 116,033.66 |
163 | 1,342.90 | 487.15 | 855.75 | 115,546.51 |
164 | 1,342.90 | 490.74 | 852.16 | 115,055.77 |
165 | 1,342.90 | 494.36 | 848.54 | 114,561.41 |
166 | 1,342.90 | 498.01 | 844.89 | 114,063.41 |
167 | 1,342.90 | 501.68 | 841.22 | 113,561.73 |
168 | 1,342.90 | 505.38 | 837.52 | 113,056.35 |
169 | 1,342.90 | 509.11 | 833.79 | 112,547.24 |
170 | 1,342.90 | 512.86 | 830.04 | 112,034.38 |
171 | 1,342.90 | 516.64 | 826.25 | 111,517.74 |
172 | 1,342.90 | 520.45 | 822.44 | 110,997.28 |
173 | 1,342.90 | 524.29 | 818.60 | 110,472.99 |
174 | 1,342.90 | 528.16 | 814.74 | 109,944.83 |
175 | 1,342.90 | 532.05 | 810.84 | 109,412.78 |
176 | 1,342.90 | 535.98 | 806.92 | 108,876.80 |
177 | 1,342.90 | 539.93 | 802.97 | 108,336.87 |
178 | 1,342.90 | 543.91 | 798.98 | 107,792.96 |
179 | 1,342.90 | 547.92 | 794.97 | 107,245.04 |
180 | 1,342.90 | 551.96 | 790.93 | 106,693.07 |
181 | 1,342.90 | 556.04 | 786.86 | 106,137.04 |
182 | 1,342.90 | 560.14 | 782.76 | 105,576.90 |
183 | 1,342.90 | 564.27 | 778.63 | 105,012.63 |
184 | 1,342.90 | 568.43 | 774.47 | 104,444.21 |
185 | 1,342.90 | 572.62 | 770.28 | 103,871.59 |
186 | 1,342.90 | 576.84 | 766.05 | 103,294.74 |
187 | 1,342.90 | 581.10 | 761.80 | 102,713.64 |
188 | 1,342.90 | 585.38 | 757.51 | 102,128.26 |
189 | 1,342.90 | 589.70 | 753.20 | 101,538.56 |
190 | 1,342.90 | 594.05 | 748.85 | 100,944.51 |
191 | 1,342.90 | 598.43 | 744.47 | 100,346.08 |
192 | 1,342.90 | 602.84 | 740.05 | 99,743.23 |
193 | 1,342.90 | 607.29 | 735.61 | 99,135.94 |
194 | 1,342.90 | 611.77 | 731.13 | 98,524.17 |
195 | 1,342.90 | 616.28 | 726.62 | 97,907.89 |
196 | 1,342.90 | 620.83 | 722.07 | 97,287.07 |
197 | 1,342.90 | 625.40 | 717.49 | 96,661.66 |
198 | 1,342.90 | 630.02 | 712.88 | 96,031.65 |
199 | 1,342.90 | 634.66 | 708.23 | 95,396.98 |
200 | 1,342.90 | 639.34 | 703.55 | 94,757.64 |
201 | 1,342.90 | 644.06 | 698.84 | 94,113.58 |
202 | 1,342.90 | 648.81 | 694.09 | 93,464.77 |
203 | 1,342.90 | 653.59 | 689.30 | 92,811.18 |
204 | 1,342.90 | 658.41 | 684.48 | 92,152.76 |
205 | 1,342.90 | 663.27 | 679.63 | 91,489.49 |
206 | 1,342.90 | 668.16 | 674.74 | 90,821.33 |
207 | 1,342.90 | 673.09 | 669.81 | 90,148.24 |
208 | 1,342.90 | 678.05 | 664.84 | 89,470.19 |
209 | 1,342.90 | 683.05 | 659.84 | 88,787.13 |
210 | 1,342.90 | 688.09 | 654.81 | 88,099.04 |
211 | 1,342.90 | 693.17 | 649.73 | 87,405.88 |
212 | 1,342.90 | 698.28 | 644.62 | 86,707.60 |
213 | 1,342.90 | 703.43 | 639.47 | 86,004.17 |
214 | 1,342.90 | 708.62 | 634.28 | 85,295.55 |
215 | 1,342.90 | 713.84 | 629.05 | 84,581.71 |
216 | 1,342.90 | 719.11 | 623.79 | 83,862.60 |
217 | 1,342.90 | 724.41 | 618.49 | 83,138.19 |
218 | 1,342.90 | 729.75 | 613.14 | 82,408.44 |
219 | 1,342.90 | 735.13 | 607.76 | 81,673.31 |
220 | 1,342.90 | 740.56 | 602.34 | 80,932.75 |
221 | 1,342.90 | 746.02 | 596.88 | 80,186.73 |
222 | 1,342.90 | 751.52 | 591.38 | 79,435.21 |
223 | 1,342.90 | 757.06 | 585.83 | 78,678.15 |
224 | 1,342.90 | 762.65 | 580.25 | 77,915.51 |
225 | 1,342.90 | 768.27 | 574.63 | 77,147.24 |
226 | 1,342.90 | 773.94 | 568.96 | 76,373.30 |
227 | 1,342.90 | 779.64 | 563.25 | 75,593.66 |
228 | 1,342.90 | 785.39 | 557.50 | 74,808.26 |
229 | 1,342.90 | 791.19 | 551.71 | 74,017.08 |
230 | 1,342.90 | 797.02 | 545.88 | 73,220.06 |
231 | 1,342.90 | 802.90 | 540.00 | 72,417.16 |
232 | 1,342.90 | 808.82 | 534.08 | 71,608.34 |
233 | 1,342.90 | 814.79 | 528.11 | 70,793.55 |
234 | 1,342.90 | 820.79 | 522.10 | 69,972.76 |
235 | 1,342.90 | 826.85 | 516.05 | 69,145.91 |
236 | 1,342.90 | 832.95 | 509.95 | 68,312.97 |
237 | 1,342.90 | 839.09 | 503.81 | 67,473.88 |
238 | 1,342.90 | 845.28 | 497.62 | 66,628.60 |
239 | 1,342.90 | 851.51 | 491.39 | 65,777.09 |
240 | 1,342.90 | 857.79 | 485.11 | 64,919.30 |
241 | 1,342.90 | 864.12 | 478.78 | 64,055.18 |
242 | 1,342.90 | 870.49 | 472.41 | 63,184.69 |
243 | 1,342.90 | 876.91 | 465.99 | 62,307.78 |
244 | 1,342.90 | 883.38 | 459.52 | 61,424.41 |
245 | 1,342.90 | 889.89 | 453.01 | 60,534.52 |
246 | 1,342.90 | 896.45 | 446.44 | 59,638.06 |
247 | 1,342.90 | 903.07 | 439.83 | 58,734.99 |
248 | 1,342.90 | 909.73 | 433.17 | 57,825.27 |
249 | 1,342.90 | 916.44 | 426.46 | 56,908.83 |
250 | 1,342.90 | 923.19 | 419.70 | 55,985.64 |
251 | 1,342.90 | 930.00 | 412.89 | 55,055.64 |
252 | 1,342.90 | 936.86 | 406.04 | 54,118.78 |
253 | 1,342.90 | 943.77 | 399.13 | 53,175.00 |
254 | 1,342.90 | 950.73 | 392.17 | 52,224.27 |
255 | 1,342.90 | 957.74 | 385.15 | 51,266.53 |
256 | 1,342.90 | 964.81 | 378.09 | 50,301.72 |
257 | 1,342.90 | 971.92 | 370.98 | 49,329.80 |
258 | 1,342.90 | 979.09 | 363.81 | 48,350.71 |
259 | 1,342.90 | 986.31 | 356.59 | 47,364.40 |
260 | 1,342.90 | 993.58 | 349.31 | 46,370.82 |
261 | 1,342.90 | 1,000.91 | 341.98 | 45,369.91 |
262 | 1,342.90 | 1,008.29 | 334.60 | 44,361.61 |
263 | 1,342.90 | 1,015.73 | 327.17 | 43,345.88 |
264 | 1,342.90 | 1,023.22 | 319.68 | 42,322.66 |
265 | 1,342.90 | 1,030.77 | 312.13 | 41,291.90 |
266 | 1,342.90 | 1,038.37 | 304.53 | 40,253.53 |
267 | 1,342.90 | 1,046.03 | 296.87 | 39,207.50 |
268 | 1,342.90 | 1,053.74 | 289.16 | 38,153.76 |
269 | 1,342.90 | 1,061.51 | 281.38 | 37,092.25 |
270 | 1,342.90 | 1,069.34 | 273.56 | 36,022.90 |
271 | 1,342.90 | 1,077.23 | 265.67 | 34,945.68 |
272 | 1,342.90 | 1,085.17 | 257.72 | 33,860.50 |
273 | 1,342.90 | 1,093.18 | 249.72 | 32,767.33 |
274 | 1,342.90 | 1,101.24 | 241.66 | 31,666.09 |
275 | 1,342.90 | 1,109.36 | 233.54 | 30,556.73 |
276 | 1,342.90 | 1,117.54 | 225.36 | 29,439.19 |
277 | 1,342.90 | 1,125.78 | 217.11 | 28,313.41 |
278 | 1,342.90 | 1,134.09 | 208.81 | 27,179.32 |
279 | 1,342.90 | 1,142.45 | 200.45 | 26,036.87 |
280 | 1,342.90 | 1,150.87 | 192.02 | 24,886.00 |
281 | 1,342.90 | 1,159.36 | 183.53 | 23,726.64 |
282 | 1,342.90 | 1,167.91 | 174.98 | 22,558.72 |
283 | 1,342.90 | 1,176.53 | 166.37 | 21,382.20 |
284 | 1,342.90 | 1,185.20 | 157.69 | 20,197.00 |
285 | 1,342.90 | 1,193.94 | 148.95 | 19,003.05 |
286 | 1,342.90 | 1,202.75 | 140.15 | 17,800.30 |
287 | 1,342.90 | 1,211.62 | 131.28 | 16,588.68 |
288 | 1,342.90 | 1,220.56 | 122.34 | 15,368.13 |
289 | 1,342.90 | 1,229.56 | 113.34 | 14,138.57 |
290 | 1,342.90 | 1,238.62 | 104.27 | 12,899.95 |
291 | 1,342.90 | 1,247.76 | 95.14 | 11,652.19 |
292 | 1,342.90 | 1,256.96 | 85.93 | 10,395.22 |
293 | 1,342.90 | 1,266.23 | 76.66 | 9,128.99 |
294 | 1,342.90 | 1,275.57 | 67.33 | 7,853.42 |
295 | 1,342.90 | 1,284.98 | 57.92 | 6,568.44 |
296 | 1,342.90 | 1,294.45 | 48.44 | 5,273.99 |
297 | 1,342.90 | 1,304.00 | 38.90 | 3,969.99 |
298 | 1,342.90 | 1,313.62 | 29.28 | 2,656.37 |
299 | 1,342.90 | 1,323.31 | 19.59 | 1,333.07 |
300 | 1,342.90 | 1,333.07 | 9.83 | 0.00 |