Mortgage Loan of $169,000 for 25 Years at 8.50%
What's the payment on a 25 year home loan for $169k at 8.50% interest?
Results
Monthly payment: $1,360.83
$16,330 per year
What's the monthly payment? Use the loan payment schedule below to view payments each month based on a fixed rate $169k loan. It can be used for a house, car, boat, credit card debt consolidation, student loan debt, motorcycle, RV, race horse, exotic pet, business, real estate, etc... Try paying off your loan early or refinancing to save money.
Also remember to consider other home costs like insurance, taxes, PMI, and general maintenance costs.
Loan Table for 169,000 loan for 25 years at 8.50 percent interest
Amortization Table. How much goes to interest? How much to principal? What's the loan balance?
Month | Monthly Payment | Principal Paid | Interest Paid | Mortgage Balance |
---|---|---|---|---|
1 | 1,360.83 | 163.75 | 1,197.08 | 168,836.25 |
2 | 1,360.83 | 164.91 | 1,195.92 | 168,671.34 |
3 | 1,360.83 | 166.08 | 1,194.76 | 168,505.26 |
4 | 1,360.83 | 167.25 | 1,193.58 | 168,338.01 |
5 | 1,360.83 | 168.44 | 1,192.39 | 168,169.57 |
6 | 1,360.83 | 169.63 | 1,191.20 | 167,999.93 |
7 | 1,360.83 | 170.83 | 1,190.00 | 167,829.10 |
8 | 1,360.83 | 172.04 | 1,188.79 | 167,657.06 |
9 | 1,360.83 | 173.26 | 1,187.57 | 167,483.79 |
10 | 1,360.83 | 174.49 | 1,186.34 | 167,309.30 |
11 | 1,360.83 | 175.73 | 1,185.11 | 167,133.58 |
12 | 1,360.83 | 176.97 | 1,183.86 | 166,956.60 |
13 | 1,360.83 | 178.22 | 1,182.61 | 166,778.38 |
14 | 1,360.83 | 179.49 | 1,181.35 | 166,598.89 |
15 | 1,360.83 | 180.76 | 1,180.08 | 166,418.14 |
16 | 1,360.83 | 182.04 | 1,178.80 | 166,236.10 |
17 | 1,360.83 | 183.33 | 1,177.51 | 166,052.77 |
18 | 1,360.83 | 184.63 | 1,176.21 | 165,868.14 |
19 | 1,360.83 | 185.93 | 1,174.90 | 165,682.21 |
20 | 1,360.83 | 187.25 | 1,173.58 | 165,494.96 |
21 | 1,360.83 | 188.58 | 1,172.26 | 165,306.38 |
22 | 1,360.83 | 189.91 | 1,170.92 | 165,116.46 |
23 | 1,360.83 | 191.26 | 1,169.57 | 164,925.21 |
24 | 1,360.83 | 192.61 | 1,168.22 | 164,732.59 |
25 | 1,360.83 | 193.98 | 1,166.86 | 164,538.61 |
26 | 1,360.83 | 195.35 | 1,165.48 | 164,343.26 |
27 | 1,360.83 | 196.74 | 1,164.10 | 164,146.53 |
28 | 1,360.83 | 198.13 | 1,162.70 | 163,948.40 |
29 | 1,360.83 | 199.53 | 1,161.30 | 163,748.86 |
30 | 1,360.83 | 200.95 | 1,159.89 | 163,547.92 |
31 | 1,360.83 | 202.37 | 1,158.46 | 163,345.55 |
32 | 1,360.83 | 203.80 | 1,157.03 | 163,141.75 |
33 | 1,360.83 | 205.25 | 1,155.59 | 162,936.50 |
34 | 1,360.83 | 206.70 | 1,154.13 | 162,729.80 |
35 | 1,360.83 | 208.16 | 1,152.67 | 162,521.64 |
36 | 1,360.83 | 209.64 | 1,151.19 | 162,312.00 |
37 | 1,360.83 | 211.12 | 1,149.71 | 162,100.87 |
38 | 1,360.83 | 212.62 | 1,148.21 | 161,888.25 |
39 | 1,360.83 | 214.13 | 1,146.71 | 161,674.13 |
40 | 1,360.83 | 215.64 | 1,145.19 | 161,458.49 |
41 | 1,360.83 | 217.17 | 1,143.66 | 161,241.32 |
42 | 1,360.83 | 218.71 | 1,142.13 | 161,022.61 |
43 | 1,360.83 | 220.26 | 1,140.58 | 160,802.35 |
44 | 1,360.83 | 221.82 | 1,139.02 | 160,580.53 |
45 | 1,360.83 | 223.39 | 1,137.45 | 160,357.15 |
46 | 1,360.83 | 224.97 | 1,135.86 | 160,132.18 |
47 | 1,360.83 | 226.56 | 1,134.27 | 159,905.61 |
48 | 1,360.83 | 228.17 | 1,132.66 | 159,677.44 |
49 | 1,360.83 | 229.79 | 1,131.05 | 159,447.66 |
50 | 1,360.83 | 231.41 | 1,129.42 | 159,216.24 |
51 | 1,360.83 | 233.05 | 1,127.78 | 158,983.19 |
52 | 1,360.83 | 234.70 | 1,126.13 | 158,748.49 |
53 | 1,360.83 | 236.37 | 1,124.47 | 158,512.12 |
54 | 1,360.83 | 238.04 | 1,122.79 | 158,274.09 |
55 | 1,360.83 | 239.73 | 1,121.11 | 158,034.36 |
56 | 1,360.83 | 241.42 | 1,119.41 | 157,792.94 |
57 | 1,360.83 | 243.13 | 1,117.70 | 157,549.80 |
58 | 1,360.83 | 244.86 | 1,115.98 | 157,304.95 |
59 | 1,360.83 | 246.59 | 1,114.24 | 157,058.36 |
60 | 1,360.83 | 248.34 | 1,112.50 | 156,810.02 |
61 | 1,360.83 | 250.10 | 1,110.74 | 156,559.92 |
62 | 1,360.83 | 251.87 | 1,108.97 | 156,308.05 |
63 | 1,360.83 | 253.65 | 1,107.18 | 156,054.40 |
64 | 1,360.83 | 255.45 | 1,105.39 | 155,798.95 |
65 | 1,360.83 | 257.26 | 1,103.58 | 155,541.70 |
66 | 1,360.83 | 259.08 | 1,101.75 | 155,282.62 |
67 | 1,360.83 | 260.92 | 1,099.92 | 155,021.70 |
68 | 1,360.83 | 262.76 | 1,098.07 | 154,758.94 |
69 | 1,360.83 | 264.62 | 1,096.21 | 154,494.31 |
70 | 1,360.83 | 266.50 | 1,094.33 | 154,227.81 |
71 | 1,360.83 | 268.39 | 1,092.45 | 153,959.43 |
72 | 1,360.83 | 270.29 | 1,090.55 | 153,689.14 |
73 | 1,360.83 | 272.20 | 1,088.63 | 153,416.94 |
74 | 1,360.83 | 274.13 | 1,086.70 | 153,142.81 |
75 | 1,360.83 | 276.07 | 1,084.76 | 152,866.73 |
76 | 1,360.83 | 278.03 | 1,082.81 | 152,588.71 |
77 | 1,360.83 | 280.00 | 1,080.84 | 152,308.71 |
78 | 1,360.83 | 281.98 | 1,078.85 | 152,026.73 |
79 | 1,360.83 | 283.98 | 1,076.86 | 151,742.75 |
80 | 1,360.83 | 285.99 | 1,074.84 | 151,456.76 |
81 | 1,360.83 | 288.02 | 1,072.82 | 151,168.75 |
82 | 1,360.83 | 290.06 | 1,070.78 | 150,878.69 |
83 | 1,360.83 | 292.11 | 1,068.72 | 150,586.58 |
84 | 1,360.83 | 294.18 | 1,066.65 | 150,292.40 |
85 | 1,360.83 | 296.26 | 1,064.57 | 149,996.14 |
86 | 1,360.83 | 298.36 | 1,062.47 | 149,697.78 |
87 | 1,360.83 | 300.47 | 1,060.36 | 149,397.31 |
88 | 1,360.83 | 302.60 | 1,058.23 | 149,094.70 |
89 | 1,360.83 | 304.75 | 1,056.09 | 148,789.96 |
90 | 1,360.83 | 306.90 | 1,053.93 | 148,483.05 |
91 | 1,360.83 | 309.08 | 1,051.75 | 148,173.97 |
92 | 1,360.83 | 311.27 | 1,049.57 | 147,862.70 |
93 | 1,360.83 | 313.47 | 1,047.36 | 147,549.23 |
94 | 1,360.83 | 315.69 | 1,045.14 | 147,233.54 |
95 | 1,360.83 | 317.93 | 1,042.90 | 146,915.61 |
96 | 1,360.83 | 320.18 | 1,040.65 | 146,595.43 |
97 | 1,360.83 | 322.45 | 1,038.38 | 146,272.98 |
98 | 1,360.83 | 324.73 | 1,036.10 | 145,948.24 |
99 | 1,360.83 | 327.03 | 1,033.80 | 145,621.21 |
100 | 1,360.83 | 329.35 | 1,031.48 | 145,291.86 |
101 | 1,360.83 | 331.68 | 1,029.15 | 144,960.18 |
102 | 1,360.83 | 334.03 | 1,026.80 | 144,626.14 |
103 | 1,360.83 | 336.40 | 1,024.44 | 144,289.75 |
104 | 1,360.83 | 338.78 | 1,022.05 | 143,950.96 |
105 | 1,360.83 | 341.18 | 1,019.65 | 143,609.78 |
106 | 1,360.83 | 343.60 | 1,017.24 | 143,266.19 |
107 | 1,360.83 | 346.03 | 1,014.80 | 142,920.15 |
108 | 1,360.83 | 348.48 | 1,012.35 | 142,571.67 |
109 | 1,360.83 | 350.95 | 1,009.88 | 142,220.72 |
110 | 1,360.83 | 353.44 | 1,007.40 | 141,867.28 |
111 | 1,360.83 | 355.94 | 1,004.89 | 141,511.34 |
112 | 1,360.83 | 358.46 | 1,002.37 | 141,152.88 |
113 | 1,360.83 | 361.00 | 999.83 | 140,791.88 |
114 | 1,360.83 | 363.56 | 997.28 | 140,428.32 |
115 | 1,360.83 | 366.13 | 994.70 | 140,062.19 |
116 | 1,360.83 | 368.73 | 992.11 | 139,693.46 |
117 | 1,360.83 | 371.34 | 989.50 | 139,322.12 |
118 | 1,360.83 | 373.97 | 986.87 | 138,948.16 |
119 | 1,360.83 | 376.62 | 984.22 | 138,571.54 |
120 | 1,360.83 | 379.29 | 981.55 | 138,192.25 |
121 | 1,360.83 | 381.97 | 978.86 | 137,810.28 |
122 | 1,360.83 | 384.68 | 976.16 | 137,425.60 |
123 | 1,360.83 | 387.40 | 973.43 | 137,038.20 |
124 | 1,360.83 | 390.15 | 970.69 | 136,648.05 |
125 | 1,360.83 | 392.91 | 967.92 | 136,255.14 |
126 | 1,360.83 | 395.69 | 965.14 | 135,859.45 |
127 | 1,360.83 | 398.50 | 962.34 | 135,460.95 |
128 | 1,360.83 | 401.32 | 959.52 | 135,059.64 |
129 | 1,360.83 | 404.16 | 956.67 | 134,655.47 |
130 | 1,360.83 | 407.02 | 953.81 | 134,248.45 |
131 | 1,360.83 | 409.91 | 950.93 | 133,838.54 |
132 | 1,360.83 | 412.81 | 948.02 | 133,425.73 |
133 | 1,360.83 | 415.73 | 945.10 | 133,010.00 |
134 | 1,360.83 | 418.68 | 942.15 | 132,591.32 |
135 | 1,360.83 | 421.65 | 939.19 | 132,169.67 |
136 | 1,360.83 | 424.63 | 936.20 | 131,745.04 |
137 | 1,360.83 | 427.64 | 933.19 | 131,317.40 |
138 | 1,360.83 | 430.67 | 930.16 | 130,886.73 |
139 | 1,360.83 | 433.72 | 927.11 | 130,453.01 |
140 | 1,360.83 | 436.79 | 924.04 | 130,016.22 |
141 | 1,360.83 | 439.89 | 920.95 | 129,576.34 |
142 | 1,360.83 | 443.00 | 917.83 | 129,133.33 |
143 | 1,360.83 | 446.14 | 914.69 | 128,687.19 |
144 | 1,360.83 | 449.30 | 911.53 | 128,237.89 |
145 | 1,360.83 | 452.48 | 908.35 | 127,785.41 |
146 | 1,360.83 | 455.69 | 905.15 | 127,329.73 |
147 | 1,360.83 | 458.91 | 901.92 | 126,870.81 |
148 | 1,360.83 | 462.17 | 898.67 | 126,408.65 |
149 | 1,360.83 | 465.44 | 895.39 | 125,943.21 |
150 | 1,360.83 | 468.74 | 892.10 | 125,474.47 |
151 | 1,360.83 | 472.06 | 888.78 | 125,002.41 |
152 | 1,360.83 | 475.40 | 885.43 | 124,527.01 |
153 | 1,360.83 | 478.77 | 882.07 | 124,048.25 |
154 | 1,360.83 | 482.16 | 878.68 | 123,566.09 |
155 | 1,360.83 | 485.57 | 875.26 | 123,080.51 |
156 | 1,360.83 | 489.01 | 871.82 | 122,591.50 |
157 | 1,360.83 | 492.48 | 868.36 | 122,099.02 |
158 | 1,360.83 | 495.97 | 864.87 | 121,603.06 |
159 | 1,360.83 | 499.48 | 861.35 | 121,103.58 |
160 | 1,360.83 | 503.02 | 857.82 | 120,600.56 |
161 | 1,360.83 | 506.58 | 854.25 | 120,093.98 |
162 | 1,360.83 | 510.17 | 850.67 | 119,583.81 |
163 | 1,360.83 | 513.78 | 847.05 | 119,070.03 |
164 | 1,360.83 | 517.42 | 843.41 | 118,552.61 |
165 | 1,360.83 | 521.09 | 839.75 | 118,031.53 |
166 | 1,360.83 | 524.78 | 836.06 | 117,506.75 |
167 | 1,360.83 | 528.49 | 832.34 | 116,978.25 |
168 | 1,360.83 | 532.24 | 828.60 | 116,446.02 |
169 | 1,360.83 | 536.01 | 824.83 | 115,910.01 |
170 | 1,360.83 | 539.80 | 821.03 | 115,370.20 |
171 | 1,360.83 | 543.63 | 817.21 | 114,826.58 |
172 | 1,360.83 | 547.48 | 813.35 | 114,279.10 |
173 | 1,360.83 | 551.36 | 809.48 | 113,727.74 |
174 | 1,360.83 | 555.26 | 805.57 | 113,172.48 |
175 | 1,360.83 | 559.20 | 801.64 | 112,613.28 |
176 | 1,360.83 | 563.16 | 797.68 | 112,050.13 |
177 | 1,360.83 | 567.15 | 793.69 | 111,482.98 |
178 | 1,360.83 | 571.16 | 789.67 | 110,911.82 |
179 | 1,360.83 | 575.21 | 785.63 | 110,336.61 |
180 | 1,360.83 | 579.28 | 781.55 | 109,757.33 |
181 | 1,360.83 | 583.39 | 777.45 | 109,173.94 |
182 | 1,360.83 | 587.52 | 773.32 | 108,586.42 |
183 | 1,360.83 | 591.68 | 769.15 | 107,994.74 |
184 | 1,360.83 | 595.87 | 764.96 | 107,398.87 |
185 | 1,360.83 | 600.09 | 760.74 | 106,798.78 |
186 | 1,360.83 | 604.34 | 756.49 | 106,194.44 |
187 | 1,360.83 | 608.62 | 752.21 | 105,585.81 |
188 | 1,360.83 | 612.93 | 747.90 | 104,972.88 |
189 | 1,360.83 | 617.28 | 743.56 | 104,355.60 |
190 | 1,360.83 | 621.65 | 739.19 | 103,733.96 |
191 | 1,360.83 | 626.05 | 734.78 | 103,107.90 |
192 | 1,360.83 | 630.49 | 730.35 | 102,477.42 |
193 | 1,360.83 | 634.95 | 725.88 | 101,842.47 |
194 | 1,360.83 | 639.45 | 721.38 | 101,203.02 |
195 | 1,360.83 | 643.98 | 716.85 | 100,559.04 |
196 | 1,360.83 | 648.54 | 712.29 | 99,910.50 |
197 | 1,360.83 | 653.13 | 707.70 | 99,257.36 |
198 | 1,360.83 | 657.76 | 703.07 | 98,599.60 |
199 | 1,360.83 | 662.42 | 698.41 | 97,937.18 |
200 | 1,360.83 | 667.11 | 693.72 | 97,270.07 |
201 | 1,360.83 | 671.84 | 689.00 | 96,598.23 |
202 | 1,360.83 | 676.60 | 684.24 | 95,921.64 |
203 | 1,360.83 | 681.39 | 679.44 | 95,240.25 |
204 | 1,360.83 | 686.22 | 674.62 | 94,554.03 |
205 | 1,360.83 | 691.08 | 669.76 | 93,862.95 |
206 | 1,360.83 | 695.97 | 664.86 | 93,166.98 |
207 | 1,360.83 | 700.90 | 659.93 | 92,466.08 |
208 | 1,360.83 | 705.87 | 654.97 | 91,760.22 |
209 | 1,360.83 | 710.87 | 649.97 | 91,049.35 |
210 | 1,360.83 | 715.90 | 644.93 | 90,333.45 |
211 | 1,360.83 | 720.97 | 639.86 | 89,612.48 |
212 | 1,360.83 | 726.08 | 634.76 | 88,886.40 |
213 | 1,360.83 | 731.22 | 629.61 | 88,155.18 |
214 | 1,360.83 | 736.40 | 624.43 | 87,418.78 |
215 | 1,360.83 | 741.62 | 619.22 | 86,677.16 |
216 | 1,360.83 | 746.87 | 613.96 | 85,930.29 |
217 | 1,360.83 | 752.16 | 608.67 | 85,178.13 |
218 | 1,360.83 | 757.49 | 603.35 | 84,420.64 |
219 | 1,360.83 | 762.85 | 597.98 | 83,657.79 |
220 | 1,360.83 | 768.26 | 592.58 | 82,889.53 |
221 | 1,360.83 | 773.70 | 587.13 | 82,115.83 |
222 | 1,360.83 | 779.18 | 581.65 | 81,336.65 |
223 | 1,360.83 | 784.70 | 576.13 | 80,551.95 |
224 | 1,360.83 | 790.26 | 570.58 | 79,761.69 |
225 | 1,360.83 | 795.86 | 564.98 | 78,965.84 |
226 | 1,360.83 | 801.49 | 559.34 | 78,164.34 |
227 | 1,360.83 | 807.17 | 553.66 | 77,357.17 |
228 | 1,360.83 | 812.89 | 547.95 | 76,544.29 |
229 | 1,360.83 | 818.65 | 542.19 | 75,725.64 |
230 | 1,360.83 | 824.44 | 536.39 | 74,901.20 |
231 | 1,360.83 | 830.28 | 530.55 | 74,070.91 |
232 | 1,360.83 | 836.16 | 524.67 | 73,234.75 |
233 | 1,360.83 | 842.09 | 518.75 | 72,392.66 |
234 | 1,360.83 | 848.05 | 512.78 | 71,544.61 |
235 | 1,360.83 | 854.06 | 506.77 | 70,690.55 |
236 | 1,360.83 | 860.11 | 500.72 | 69,830.44 |
237 | 1,360.83 | 866.20 | 494.63 | 68,964.24 |
238 | 1,360.83 | 872.34 | 488.50 | 68,091.90 |
239 | 1,360.83 | 878.52 | 482.32 | 67,213.39 |
240 | 1,360.83 | 884.74 | 476.09 | 66,328.65 |
241 | 1,360.83 | 891.01 | 469.83 | 65,437.64 |
242 | 1,360.83 | 897.32 | 463.52 | 64,540.32 |
243 | 1,360.83 | 903.67 | 457.16 | 63,636.65 |
244 | 1,360.83 | 910.07 | 450.76 | 62,726.58 |
245 | 1,360.83 | 916.52 | 444.31 | 61,810.06 |
246 | 1,360.83 | 923.01 | 437.82 | 60,887.04 |
247 | 1,360.83 | 929.55 | 431.28 | 59,957.49 |
248 | 1,360.83 | 936.13 | 424.70 | 59,021.36 |
249 | 1,360.83 | 942.77 | 418.07 | 58,078.59 |
250 | 1,360.83 | 949.44 | 411.39 | 57,129.15 |
251 | 1,360.83 | 956.17 | 404.66 | 56,172.98 |
252 | 1,360.83 | 962.94 | 397.89 | 55,210.04 |
253 | 1,360.83 | 969.76 | 391.07 | 54,240.28 |
254 | 1,360.83 | 976.63 | 384.20 | 53,263.64 |
255 | 1,360.83 | 983.55 | 377.28 | 52,280.09 |
256 | 1,360.83 | 990.52 | 370.32 | 51,289.58 |
257 | 1,360.83 | 997.53 | 363.30 | 50,292.05 |
258 | 1,360.83 | 1,004.60 | 356.24 | 49,287.45 |
259 | 1,360.83 | 1,011.71 | 349.12 | 48,275.73 |
260 | 1,360.83 | 1,018.88 | 341.95 | 47,256.85 |
261 | 1,360.83 | 1,026.10 | 334.74 | 46,230.75 |
262 | 1,360.83 | 1,033.37 | 327.47 | 45,197.39 |
263 | 1,360.83 | 1,040.69 | 320.15 | 44,156.70 |
264 | 1,360.83 | 1,048.06 | 312.78 | 43,108.65 |
265 | 1,360.83 | 1,055.48 | 305.35 | 42,053.16 |
266 | 1,360.83 | 1,062.96 | 297.88 | 40,990.21 |
267 | 1,360.83 | 1,070.49 | 290.35 | 39,919.72 |
268 | 1,360.83 | 1,078.07 | 282.76 | 38,841.65 |
269 | 1,360.83 | 1,085.71 | 275.13 | 37,755.95 |
270 | 1,360.83 | 1,093.40 | 267.44 | 36,662.55 |
271 | 1,360.83 | 1,101.14 | 259.69 | 35,561.41 |
272 | 1,360.83 | 1,108.94 | 251.89 | 34,452.47 |
273 | 1,360.83 | 1,116.80 | 244.04 | 33,335.67 |
274 | 1,360.83 | 1,124.71 | 236.13 | 32,210.97 |
275 | 1,360.83 | 1,132.67 | 228.16 | 31,078.29 |
276 | 1,360.83 | 1,140.70 | 220.14 | 29,937.60 |
277 | 1,360.83 | 1,148.78 | 212.06 | 28,788.82 |
278 | 1,360.83 | 1,156.91 | 203.92 | 27,631.91 |
279 | 1,360.83 | 1,165.11 | 195.73 | 26,466.80 |
280 | 1,360.83 | 1,173.36 | 187.47 | 25,293.44 |
281 | 1,360.83 | 1,181.67 | 179.16 | 24,111.77 |
282 | 1,360.83 | 1,190.04 | 170.79 | 22,921.73 |
283 | 1,360.83 | 1,198.47 | 162.36 | 21,723.26 |
284 | 1,360.83 | 1,206.96 | 153.87 | 20,516.30 |
285 | 1,360.83 | 1,215.51 | 145.32 | 19,300.79 |
286 | 1,360.83 | 1,224.12 | 136.71 | 18,076.67 |
287 | 1,360.83 | 1,232.79 | 128.04 | 16,843.88 |
288 | 1,360.83 | 1,241.52 | 119.31 | 15,602.35 |
289 | 1,360.83 | 1,250.32 | 110.52 | 14,352.04 |
290 | 1,360.83 | 1,259.17 | 101.66 | 13,092.86 |
291 | 1,360.83 | 1,268.09 | 92.74 | 11,824.77 |
292 | 1,360.83 | 1,277.07 | 83.76 | 10,547.69 |
293 | 1,360.83 | 1,286.12 | 74.71 | 9,261.57 |
294 | 1,360.83 | 1,295.23 | 65.60 | 7,966.34 |
295 | 1,360.83 | 1,304.41 | 56.43 | 6,661.94 |
296 | 1,360.83 | 1,313.65 | 47.19 | 5,348.29 |
297 | 1,360.83 | 1,322.95 | 37.88 | 4,025.34 |
298 | 1,360.83 | 1,332.32 | 28.51 | 2,693.02 |
299 | 1,360.83 | 1,341.76 | 19.08 | 1,351.26 |
300 | 1,360.83 | 1,351.26 | 9.57 | 0.00 |