Mortgage Loan of $223,000 for 25 Years at 6.25%
What's the payment on a 25 year home loan for $223k at 6.25% interest?
Results
Monthly payment: $1,471.06
$17,653 per year
What's the monthly payment? Use the loan payment schedule below to view payments each month based on a fixed rate $223k loan. It can be used for a house, car, boat, credit card debt consolidation, student loan debt, motorcycle, RV, race horse, exotic pet, business, real estate, etc... Try paying off your loan early or refinancing to save money.
Also remember to consider other home costs like insurance, taxes, PMI, and general maintenance costs.
Loan Table for 223,000 loan for 25 years at 6.25 percent interest
Amortization Table. How much goes to interest? How much to principal? What's the loan balance?
Month | Monthly Payment | Principal Paid | Interest Paid | Mortgage Balance |
---|---|---|---|---|
1 | 1,471.06 | 309.60 | 1,161.46 | 222,690.40 |
2 | 1,471.06 | 311.22 | 1,159.85 | 222,379.18 |
3 | 1,471.06 | 312.84 | 1,158.22 | 222,066.34 |
4 | 1,471.06 | 314.47 | 1,156.60 | 221,751.87 |
5 | 1,471.06 | 316.11 | 1,154.96 | 221,435.77 |
6 | 1,471.06 | 317.75 | 1,153.31 | 221,118.02 |
7 | 1,471.06 | 319.41 | 1,151.66 | 220,798.61 |
8 | 1,471.06 | 321.07 | 1,149.99 | 220,477.54 |
9 | 1,471.06 | 322.74 | 1,148.32 | 220,154.80 |
10 | 1,471.06 | 324.42 | 1,146.64 | 219,830.38 |
11 | 1,471.06 | 326.11 | 1,144.95 | 219,504.26 |
12 | 1,471.06 | 327.81 | 1,143.25 | 219,176.45 |
13 | 1,471.06 | 329.52 | 1,141.54 | 218,846.93 |
14 | 1,471.06 | 331.23 | 1,139.83 | 218,515.70 |
15 | 1,471.06 | 332.96 | 1,138.10 | 218,182.74 |
16 | 1,471.06 | 334.69 | 1,136.37 | 217,848.04 |
17 | 1,471.06 | 336.44 | 1,134.63 | 217,511.61 |
18 | 1,471.06 | 338.19 | 1,132.87 | 217,173.42 |
19 | 1,471.06 | 339.95 | 1,131.11 | 216,833.46 |
20 | 1,471.06 | 341.72 | 1,129.34 | 216,491.74 |
21 | 1,471.06 | 343.50 | 1,127.56 | 216,148.24 |
22 | 1,471.06 | 345.29 | 1,125.77 | 215,802.95 |
23 | 1,471.06 | 347.09 | 1,123.97 | 215,455.86 |
24 | 1,471.06 | 348.90 | 1,122.17 | 215,106.97 |
25 | 1,471.06 | 350.71 | 1,120.35 | 214,756.25 |
26 | 1,471.06 | 352.54 | 1,118.52 | 214,403.71 |
27 | 1,471.06 | 354.38 | 1,116.69 | 214,049.33 |
28 | 1,471.06 | 356.22 | 1,114.84 | 213,693.11 |
29 | 1,471.06 | 358.08 | 1,112.98 | 213,335.03 |
30 | 1,471.06 | 359.94 | 1,111.12 | 212,975.09 |
31 | 1,471.06 | 361.82 | 1,109.25 | 212,613.27 |
32 | 1,471.06 | 363.70 | 1,107.36 | 212,249.57 |
33 | 1,471.06 | 365.60 | 1,105.47 | 211,883.98 |
34 | 1,471.06 | 367.50 | 1,103.56 | 211,516.48 |
35 | 1,471.06 | 369.41 | 1,101.65 | 211,147.06 |
36 | 1,471.06 | 371.34 | 1,099.72 | 210,775.72 |
37 | 1,471.06 | 373.27 | 1,097.79 | 210,402.45 |
38 | 1,471.06 | 375.22 | 1,095.85 | 210,027.23 |
39 | 1,471.06 | 377.17 | 1,093.89 | 209,650.06 |
40 | 1,471.06 | 379.14 | 1,091.93 | 209,270.93 |
41 | 1,471.06 | 381.11 | 1,089.95 | 208,889.82 |
42 | 1,471.06 | 383.09 | 1,087.97 | 208,506.72 |
43 | 1,471.06 | 385.09 | 1,085.97 | 208,121.63 |
44 | 1,471.06 | 387.10 | 1,083.97 | 207,734.54 |
45 | 1,471.06 | 389.11 | 1,081.95 | 207,345.42 |
46 | 1,471.06 | 391.14 | 1,079.92 | 206,954.29 |
47 | 1,471.06 | 393.18 | 1,077.89 | 206,561.11 |
48 | 1,471.06 | 395.22 | 1,075.84 | 206,165.89 |
49 | 1,471.06 | 397.28 | 1,073.78 | 205,768.60 |
50 | 1,471.06 | 399.35 | 1,071.71 | 205,369.25 |
51 | 1,471.06 | 401.43 | 1,069.63 | 204,967.82 |
52 | 1,471.06 | 403.52 | 1,067.54 | 204,564.30 |
53 | 1,471.06 | 405.62 | 1,065.44 | 204,158.68 |
54 | 1,471.06 | 407.74 | 1,063.33 | 203,750.94 |
55 | 1,471.06 | 409.86 | 1,061.20 | 203,341.08 |
56 | 1,471.06 | 411.99 | 1,059.07 | 202,929.09 |
57 | 1,471.06 | 414.14 | 1,056.92 | 202,514.94 |
58 | 1,471.06 | 416.30 | 1,054.77 | 202,098.65 |
59 | 1,471.06 | 418.47 | 1,052.60 | 201,680.18 |
60 | 1,471.06 | 420.65 | 1,050.42 | 201,259.54 |
61 | 1,471.06 | 422.84 | 1,048.23 | 200,836.70 |
62 | 1,471.06 | 425.04 | 1,046.02 | 200,411.66 |
63 | 1,471.06 | 427.25 | 1,043.81 | 199,984.41 |
64 | 1,471.06 | 429.48 | 1,041.59 | 199,554.93 |
65 | 1,471.06 | 431.71 | 1,039.35 | 199,123.22 |
66 | 1,471.06 | 433.96 | 1,037.10 | 198,689.26 |
67 | 1,471.06 | 436.22 | 1,034.84 | 198,253.03 |
68 | 1,471.06 | 438.49 | 1,032.57 | 197,814.54 |
69 | 1,471.06 | 440.78 | 1,030.28 | 197,373.76 |
70 | 1,471.06 | 443.07 | 1,027.99 | 196,930.69 |
71 | 1,471.06 | 445.38 | 1,025.68 | 196,485.30 |
72 | 1,471.06 | 447.70 | 1,023.36 | 196,037.60 |
73 | 1,471.06 | 450.03 | 1,021.03 | 195,587.57 |
74 | 1,471.06 | 452.38 | 1,018.69 | 195,135.19 |
75 | 1,471.06 | 454.73 | 1,016.33 | 194,680.46 |
76 | 1,471.06 | 457.10 | 1,013.96 | 194,223.36 |
77 | 1,471.06 | 459.48 | 1,011.58 | 193,763.87 |
78 | 1,471.06 | 461.88 | 1,009.19 | 193,302.00 |
79 | 1,471.06 | 464.28 | 1,006.78 | 192,837.72 |
80 | 1,471.06 | 466.70 | 1,004.36 | 192,371.02 |
81 | 1,471.06 | 469.13 | 1,001.93 | 191,901.89 |
82 | 1,471.06 | 471.57 | 999.49 | 191,430.31 |
83 | 1,471.06 | 474.03 | 997.03 | 190,956.28 |
84 | 1,471.06 | 476.50 | 994.56 | 190,479.78 |
85 | 1,471.06 | 478.98 | 992.08 | 190,000.80 |
86 | 1,471.06 | 481.48 | 989.59 | 189,519.33 |
87 | 1,471.06 | 483.98 | 987.08 | 189,035.34 |
88 | 1,471.06 | 486.50 | 984.56 | 188,548.84 |
89 | 1,471.06 | 489.04 | 982.03 | 188,059.80 |
90 | 1,471.06 | 491.58 | 979.48 | 187,568.22 |
91 | 1,471.06 | 494.14 | 976.92 | 187,074.07 |
92 | 1,471.06 | 496.72 | 974.34 | 186,577.36 |
93 | 1,471.06 | 499.31 | 971.76 | 186,078.05 |
94 | 1,471.06 | 501.91 | 969.16 | 185,576.14 |
95 | 1,471.06 | 504.52 | 966.54 | 185,071.62 |
96 | 1,471.06 | 507.15 | 963.91 | 184,564.48 |
97 | 1,471.06 | 509.79 | 961.27 | 184,054.69 |
98 | 1,471.06 | 512.44 | 958.62 | 183,542.24 |
99 | 1,471.06 | 515.11 | 955.95 | 183,027.13 |
100 | 1,471.06 | 517.80 | 953.27 | 182,509.33 |
101 | 1,471.06 | 520.49 | 950.57 | 181,988.84 |
102 | 1,471.06 | 523.20 | 947.86 | 181,465.63 |
103 | 1,471.06 | 525.93 | 945.13 | 180,939.70 |
104 | 1,471.06 | 528.67 | 942.39 | 180,411.04 |
105 | 1,471.06 | 531.42 | 939.64 | 179,879.61 |
106 | 1,471.06 | 534.19 | 936.87 | 179,345.42 |
107 | 1,471.06 | 536.97 | 934.09 | 178,808.45 |
108 | 1,471.06 | 539.77 | 931.29 | 178,268.68 |
109 | 1,471.06 | 542.58 | 928.48 | 177,726.10 |
110 | 1,471.06 | 545.41 | 925.66 | 177,180.70 |
111 | 1,471.06 | 548.25 | 922.82 | 176,632.45 |
112 | 1,471.06 | 551.10 | 919.96 | 176,081.35 |
113 | 1,471.06 | 553.97 | 917.09 | 175,527.38 |
114 | 1,471.06 | 556.86 | 914.21 | 174,970.52 |
115 | 1,471.06 | 559.76 | 911.30 | 174,410.76 |
116 | 1,471.06 | 562.67 | 908.39 | 173,848.09 |
117 | 1,471.06 | 565.60 | 905.46 | 173,282.48 |
118 | 1,471.06 | 568.55 | 902.51 | 172,713.93 |
119 | 1,471.06 | 571.51 | 899.55 | 172,142.42 |
120 | 1,471.06 | 574.49 | 896.58 | 171,567.94 |
121 | 1,471.06 | 577.48 | 893.58 | 170,990.46 |
122 | 1,471.06 | 580.49 | 890.58 | 170,409.97 |
123 | 1,471.06 | 583.51 | 887.55 | 169,826.46 |
124 | 1,471.06 | 586.55 | 884.51 | 169,239.91 |
125 | 1,471.06 | 589.60 | 881.46 | 168,650.30 |
126 | 1,471.06 | 592.68 | 878.39 | 168,057.63 |
127 | 1,471.06 | 595.76 | 875.30 | 167,461.86 |
128 | 1,471.06 | 598.87 | 872.20 | 166,863.00 |
129 | 1,471.06 | 601.98 | 869.08 | 166,261.01 |
130 | 1,471.06 | 605.12 | 865.94 | 165,655.89 |
131 | 1,471.06 | 608.27 | 862.79 | 165,047.62 |
132 | 1,471.06 | 611.44 | 859.62 | 164,436.18 |
133 | 1,471.06 | 614.62 | 856.44 | 163,821.56 |
134 | 1,471.06 | 617.83 | 853.24 | 163,203.73 |
135 | 1,471.06 | 621.04 | 850.02 | 162,582.69 |
136 | 1,471.06 | 624.28 | 846.78 | 161,958.41 |
137 | 1,471.06 | 627.53 | 843.53 | 161,330.88 |
138 | 1,471.06 | 630.80 | 840.27 | 160,700.09 |
139 | 1,471.06 | 634.08 | 836.98 | 160,066.00 |
140 | 1,471.06 | 637.39 | 833.68 | 159,428.62 |
141 | 1,471.06 | 640.71 | 830.36 | 158,787.91 |
142 | 1,471.06 | 644.04 | 827.02 | 158,143.87 |
143 | 1,471.06 | 647.40 | 823.67 | 157,496.47 |
144 | 1,471.06 | 650.77 | 820.29 | 156,845.70 |
145 | 1,471.06 | 654.16 | 816.90 | 156,191.55 |
146 | 1,471.06 | 657.57 | 813.50 | 155,533.98 |
147 | 1,471.06 | 660.99 | 810.07 | 154,872.99 |
148 | 1,471.06 | 664.43 | 806.63 | 154,208.56 |
149 | 1,471.06 | 667.89 | 803.17 | 153,540.67 |
150 | 1,471.06 | 671.37 | 799.69 | 152,869.29 |
151 | 1,471.06 | 674.87 | 796.19 | 152,194.43 |
152 | 1,471.06 | 678.38 | 792.68 | 151,516.04 |
153 | 1,471.06 | 681.92 | 789.15 | 150,834.13 |
154 | 1,471.06 | 685.47 | 785.59 | 150,148.66 |
155 | 1,471.06 | 689.04 | 782.02 | 149,459.62 |
156 | 1,471.06 | 692.63 | 778.44 | 148,766.99 |
157 | 1,471.06 | 696.23 | 774.83 | 148,070.76 |
158 | 1,471.06 | 699.86 | 771.20 | 147,370.90 |
159 | 1,471.06 | 703.51 | 767.56 | 146,667.39 |
160 | 1,471.06 | 707.17 | 763.89 | 145,960.22 |
161 | 1,471.06 | 710.85 | 760.21 | 145,249.37 |
162 | 1,471.06 | 714.56 | 756.51 | 144,534.81 |
163 | 1,471.06 | 718.28 | 752.79 | 143,816.53 |
164 | 1,471.06 | 722.02 | 749.04 | 143,094.52 |
165 | 1,471.06 | 725.78 | 745.28 | 142,368.74 |
166 | 1,471.06 | 729.56 | 741.50 | 141,639.18 |
167 | 1,471.06 | 733.36 | 737.70 | 140,905.82 |
168 | 1,471.06 | 737.18 | 733.88 | 140,168.64 |
169 | 1,471.06 | 741.02 | 730.05 | 139,427.62 |
170 | 1,471.06 | 744.88 | 726.19 | 138,682.75 |
171 | 1,471.06 | 748.76 | 722.31 | 137,933.99 |
172 | 1,471.06 | 752.66 | 718.41 | 137,181.33 |
173 | 1,471.06 | 756.58 | 714.49 | 136,424.76 |
174 | 1,471.06 | 760.52 | 710.55 | 135,664.24 |
175 | 1,471.06 | 764.48 | 706.58 | 134,899.76 |
176 | 1,471.06 | 768.46 | 702.60 | 134,131.30 |
177 | 1,471.06 | 772.46 | 698.60 | 133,358.84 |
178 | 1,471.06 | 776.49 | 694.58 | 132,582.35 |
179 | 1,471.06 | 780.53 | 690.53 | 131,801.82 |
180 | 1,471.06 | 784.59 | 686.47 | 131,017.23 |
181 | 1,471.06 | 788.68 | 682.38 | 130,228.55 |
182 | 1,471.06 | 792.79 | 678.27 | 129,435.76 |
183 | 1,471.06 | 796.92 | 674.14 | 128,638.84 |
184 | 1,471.06 | 801.07 | 669.99 | 127,837.77 |
185 | 1,471.06 | 805.24 | 665.82 | 127,032.53 |
186 | 1,471.06 | 809.43 | 661.63 | 126,223.10 |
187 | 1,471.06 | 813.65 | 657.41 | 125,409.44 |
188 | 1,471.06 | 817.89 | 653.17 | 124,591.56 |
189 | 1,471.06 | 822.15 | 648.91 | 123,769.41 |
190 | 1,471.06 | 826.43 | 644.63 | 122,942.98 |
191 | 1,471.06 | 830.73 | 640.33 | 122,112.24 |
192 | 1,471.06 | 835.06 | 636.00 | 121,277.18 |
193 | 1,471.06 | 839.41 | 631.65 | 120,437.77 |
194 | 1,471.06 | 843.78 | 627.28 | 119,593.99 |
195 | 1,471.06 | 848.18 | 622.89 | 118,745.81 |
196 | 1,471.06 | 852.59 | 618.47 | 117,893.22 |
197 | 1,471.06 | 857.04 | 614.03 | 117,036.18 |
198 | 1,471.06 | 861.50 | 609.56 | 116,174.68 |
199 | 1,471.06 | 865.99 | 605.08 | 115,308.69 |
200 | 1,471.06 | 870.50 | 600.57 | 114,438.20 |
201 | 1,471.06 | 875.03 | 596.03 | 113,563.17 |
202 | 1,471.06 | 879.59 | 591.47 | 112,683.58 |
203 | 1,471.06 | 884.17 | 586.89 | 111,799.41 |
204 | 1,471.06 | 888.77 | 582.29 | 110,910.64 |
205 | 1,471.06 | 893.40 | 577.66 | 110,017.23 |
206 | 1,471.06 | 898.06 | 573.01 | 109,119.18 |
207 | 1,471.06 | 902.73 | 568.33 | 108,216.44 |
208 | 1,471.06 | 907.44 | 563.63 | 107,309.01 |
209 | 1,471.06 | 912.16 | 558.90 | 106,396.85 |
210 | 1,471.06 | 916.91 | 554.15 | 105,479.93 |
211 | 1,471.06 | 921.69 | 549.37 | 104,558.25 |
212 | 1,471.06 | 926.49 | 544.57 | 103,631.76 |
213 | 1,471.06 | 931.31 | 539.75 | 102,700.44 |
214 | 1,471.06 | 936.16 | 534.90 | 101,764.28 |
215 | 1,471.06 | 941.04 | 530.02 | 100,823.24 |
216 | 1,471.06 | 945.94 | 525.12 | 99,877.30 |
217 | 1,471.06 | 950.87 | 520.19 | 98,926.43 |
218 | 1,471.06 | 955.82 | 515.24 | 97,970.61 |
219 | 1,471.06 | 960.80 | 510.26 | 97,009.81 |
220 | 1,471.06 | 965.80 | 505.26 | 96,044.00 |
221 | 1,471.06 | 970.83 | 500.23 | 95,073.17 |
222 | 1,471.06 | 975.89 | 495.17 | 94,097.28 |
223 | 1,471.06 | 980.97 | 490.09 | 93,116.31 |
224 | 1,471.06 | 986.08 | 484.98 | 92,130.23 |
225 | 1,471.06 | 991.22 | 479.84 | 91,139.01 |
226 | 1,471.06 | 996.38 | 474.68 | 90,142.63 |
227 | 1,471.06 | 1,001.57 | 469.49 | 89,141.06 |
228 | 1,471.06 | 1,006.79 | 464.28 | 88,134.27 |
229 | 1,471.06 | 1,012.03 | 459.03 | 87,122.24 |
230 | 1,471.06 | 1,017.30 | 453.76 | 86,104.94 |
231 | 1,471.06 | 1,022.60 | 448.46 | 85,082.34 |
232 | 1,471.06 | 1,027.93 | 443.14 | 84,054.42 |
233 | 1,471.06 | 1,033.28 | 437.78 | 83,021.14 |
234 | 1,471.06 | 1,038.66 | 432.40 | 81,982.48 |
235 | 1,471.06 | 1,044.07 | 426.99 | 80,938.41 |
236 | 1,471.06 | 1,049.51 | 421.55 | 79,888.90 |
237 | 1,471.06 | 1,054.97 | 416.09 | 78,833.92 |
238 | 1,471.06 | 1,060.47 | 410.59 | 77,773.45 |
239 | 1,471.06 | 1,065.99 | 405.07 | 76,707.46 |
240 | 1,471.06 | 1,071.54 | 399.52 | 75,635.92 |
241 | 1,471.06 | 1,077.13 | 393.94 | 74,558.79 |
242 | 1,471.06 | 1,082.74 | 388.33 | 73,476.05 |
243 | 1,471.06 | 1,088.37 | 382.69 | 72,387.68 |
244 | 1,471.06 | 1,094.04 | 377.02 | 71,293.64 |
245 | 1,471.06 | 1,099.74 | 371.32 | 70,193.89 |
246 | 1,471.06 | 1,105.47 | 365.59 | 69,088.42 |
247 | 1,471.06 | 1,111.23 | 359.84 | 67,977.20 |
248 | 1,471.06 | 1,117.01 | 354.05 | 66,860.18 |
249 | 1,471.06 | 1,122.83 | 348.23 | 65,737.35 |
250 | 1,471.06 | 1,128.68 | 342.38 | 64,608.67 |
251 | 1,471.06 | 1,134.56 | 336.50 | 63,474.11 |
252 | 1,471.06 | 1,140.47 | 330.59 | 62,333.64 |
253 | 1,471.06 | 1,146.41 | 324.65 | 61,187.23 |
254 | 1,471.06 | 1,152.38 | 318.68 | 60,034.85 |
255 | 1,471.06 | 1,158.38 | 312.68 | 58,876.47 |
256 | 1,471.06 | 1,164.41 | 306.65 | 57,712.06 |
257 | 1,471.06 | 1,170.48 | 300.58 | 56,541.58 |
258 | 1,471.06 | 1,176.58 | 294.49 | 55,365.00 |
259 | 1,471.06 | 1,182.70 | 288.36 | 54,182.30 |
260 | 1,471.06 | 1,188.86 | 282.20 | 52,993.44 |
261 | 1,471.06 | 1,195.06 | 276.01 | 51,798.38 |
262 | 1,471.06 | 1,201.28 | 269.78 | 50,597.10 |
263 | 1,471.06 | 1,207.54 | 263.53 | 49,389.57 |
264 | 1,471.06 | 1,213.83 | 257.24 | 48,175.74 |
265 | 1,471.06 | 1,220.15 | 250.92 | 46,955.59 |
266 | 1,471.06 | 1,226.50 | 244.56 | 45,729.09 |
267 | 1,471.06 | 1,232.89 | 238.17 | 44,496.20 |
268 | 1,471.06 | 1,239.31 | 231.75 | 43,256.89 |
269 | 1,471.06 | 1,245.77 | 225.30 | 42,011.12 |
270 | 1,471.06 | 1,252.25 | 218.81 | 40,758.87 |
271 | 1,471.06 | 1,258.78 | 212.29 | 39,500.09 |
272 | 1,471.06 | 1,265.33 | 205.73 | 38,234.76 |
273 | 1,471.06 | 1,271.92 | 199.14 | 36,962.84 |
274 | 1,471.06 | 1,278.55 | 192.51 | 35,684.29 |
275 | 1,471.06 | 1,285.21 | 185.86 | 34,399.08 |
276 | 1,471.06 | 1,291.90 | 179.16 | 33,107.18 |
277 | 1,471.06 | 1,298.63 | 172.43 | 31,808.55 |
278 | 1,471.06 | 1,305.39 | 165.67 | 30,503.16 |
279 | 1,471.06 | 1,312.19 | 158.87 | 29,190.96 |
280 | 1,471.06 | 1,319.03 | 152.04 | 27,871.94 |
281 | 1,471.06 | 1,325.90 | 145.17 | 26,546.04 |
282 | 1,471.06 | 1,332.80 | 138.26 | 25,213.24 |
283 | 1,471.06 | 1,339.74 | 131.32 | 23,873.50 |
284 | 1,471.06 | 1,346.72 | 124.34 | 22,526.77 |
285 | 1,471.06 | 1,353.74 | 117.33 | 21,173.04 |
286 | 1,471.06 | 1,360.79 | 110.28 | 19,812.25 |
287 | 1,471.06 | 1,367.87 | 103.19 | 18,444.38 |
288 | 1,471.06 | 1,375.00 | 96.06 | 17,069.38 |
289 | 1,471.06 | 1,382.16 | 88.90 | 15,687.22 |
290 | 1,471.06 | 1,389.36 | 81.70 | 14,297.86 |
291 | 1,471.06 | 1,396.59 | 74.47 | 12,901.27 |
292 | 1,471.06 | 1,403.87 | 67.19 | 11,497.40 |
293 | 1,471.06 | 1,411.18 | 59.88 | 10,086.22 |
294 | 1,471.06 | 1,418.53 | 52.53 | 8,667.69 |
295 | 1,471.06 | 1,425.92 | 45.14 | 7,241.77 |
296 | 1,471.06 | 1,433.35 | 37.72 | 5,808.42 |
297 | 1,471.06 | 1,440.81 | 30.25 | 4,367.61 |
298 | 1,471.06 | 1,448.31 | 22.75 | 2,919.30 |
299 | 1,471.06 | 1,455.86 | 15.20 | 1,463.44 |
300 | 1,471.06 | 1,463.44 | 7.62 | 0.00 |