Mortgage Loan of $227,000 for 25 Years at 6.125%
What's the payment on a 25 year home loan for $227k at 6.125% interest?
Results
Monthly payment: $1,479.96
$17,759 per year
What's the monthly payment? Use the loan payment schedule below to view payments each month based on a fixed rate $227k loan. It can be used for a house, car, boat, credit card debt consolidation, student loan debt, motorcycle, RV, race horse, exotic pet, business, real estate, etc... Try paying off your loan early or refinancing to save money.
Also remember to consider other home costs like insurance, taxes, PMI, and general maintenance costs.
Loan Table for 227,000 loan for 25 years at 6.125 percent interest
Amortization Table. How much goes to interest? How much to principal? What's the loan balance?
Month | Monthly Payment | Principal Paid | Interest Paid | Mortgage Balance |
---|---|---|---|---|
1 | 1,479.96 | 321.31 | 1,158.65 | 226,678.69 |
2 | 1,479.96 | 322.95 | 1,157.01 | 226,355.74 |
3 | 1,479.96 | 324.60 | 1,155.36 | 226,031.13 |
4 | 1,479.96 | 326.26 | 1,153.70 | 225,704.88 |
5 | 1,479.96 | 327.92 | 1,152.04 | 225,376.95 |
6 | 1,479.96 | 329.60 | 1,150.36 | 225,047.36 |
7 | 1,479.96 | 331.28 | 1,148.68 | 224,716.08 |
8 | 1,479.96 | 332.97 | 1,146.99 | 224,383.11 |
9 | 1,479.96 | 334.67 | 1,145.29 | 224,048.44 |
10 | 1,479.96 | 336.38 | 1,143.58 | 223,712.06 |
11 | 1,479.96 | 338.09 | 1,141.86 | 223,373.97 |
12 | 1,479.96 | 339.82 | 1,140.14 | 223,034.15 |
13 | 1,479.96 | 341.55 | 1,138.40 | 222,692.59 |
14 | 1,479.96 | 343.30 | 1,136.66 | 222,349.29 |
15 | 1,479.96 | 345.05 | 1,134.91 | 222,004.24 |
16 | 1,479.96 | 346.81 | 1,133.15 | 221,657.43 |
17 | 1,479.96 | 348.58 | 1,131.38 | 221,308.85 |
18 | 1,479.96 | 350.36 | 1,129.60 | 220,958.49 |
19 | 1,479.96 | 352.15 | 1,127.81 | 220,606.34 |
20 | 1,479.96 | 353.95 | 1,126.01 | 220,252.39 |
21 | 1,479.96 | 355.75 | 1,124.20 | 219,896.64 |
22 | 1,479.96 | 357.57 | 1,122.39 | 219,539.07 |
23 | 1,479.96 | 359.39 | 1,120.56 | 219,179.68 |
24 | 1,479.96 | 361.23 | 1,118.73 | 218,818.45 |
25 | 1,479.96 | 363.07 | 1,116.89 | 218,455.38 |
26 | 1,479.96 | 364.93 | 1,115.03 | 218,090.45 |
27 | 1,479.96 | 366.79 | 1,113.17 | 217,723.66 |
28 | 1,479.96 | 368.66 | 1,111.30 | 217,355.00 |
29 | 1,479.96 | 370.54 | 1,109.42 | 216,984.46 |
30 | 1,479.96 | 372.43 | 1,107.52 | 216,612.03 |
31 | 1,479.96 | 374.33 | 1,105.62 | 216,237.69 |
32 | 1,479.96 | 376.24 | 1,103.71 | 215,861.45 |
33 | 1,479.96 | 378.17 | 1,101.79 | 215,483.28 |
34 | 1,479.96 | 380.10 | 1,099.86 | 215,103.19 |
35 | 1,479.96 | 382.04 | 1,097.92 | 214,721.15 |
36 | 1,479.96 | 383.99 | 1,095.97 | 214,337.16 |
37 | 1,479.96 | 385.95 | 1,094.01 | 213,951.22 |
38 | 1,479.96 | 387.92 | 1,092.04 | 213,563.30 |
39 | 1,479.96 | 389.90 | 1,090.06 | 213,173.41 |
40 | 1,479.96 | 391.89 | 1,088.07 | 212,781.52 |
41 | 1,479.96 | 393.89 | 1,086.07 | 212,387.64 |
42 | 1,479.96 | 395.90 | 1,084.06 | 211,991.74 |
43 | 1,479.96 | 397.92 | 1,082.04 | 211,593.82 |
44 | 1,479.96 | 399.95 | 1,080.01 | 211,193.88 |
45 | 1,479.96 | 401.99 | 1,077.97 | 210,791.89 |
46 | 1,479.96 | 404.04 | 1,075.92 | 210,387.84 |
47 | 1,479.96 | 406.10 | 1,073.85 | 209,981.74 |
48 | 1,479.96 | 408.18 | 1,071.78 | 209,573.56 |
49 | 1,479.96 | 410.26 | 1,069.70 | 209,163.30 |
50 | 1,479.96 | 412.35 | 1,067.60 | 208,750.95 |
51 | 1,479.96 | 414.46 | 1,065.50 | 208,336.49 |
52 | 1,479.96 | 416.57 | 1,063.38 | 207,919.92 |
53 | 1,479.96 | 418.70 | 1,061.26 | 207,501.22 |
54 | 1,479.96 | 420.84 | 1,059.12 | 207,080.38 |
55 | 1,479.96 | 422.99 | 1,056.97 | 206,657.40 |
56 | 1,479.96 | 425.14 | 1,054.81 | 206,232.25 |
57 | 1,479.96 | 427.31 | 1,052.64 | 205,804.94 |
58 | 1,479.96 | 429.50 | 1,050.46 | 205,375.44 |
59 | 1,479.96 | 431.69 | 1,048.27 | 204,943.75 |
60 | 1,479.96 | 433.89 | 1,046.07 | 204,509.86 |
61 | 1,479.96 | 436.11 | 1,043.85 | 204,073.76 |
62 | 1,479.96 | 438.33 | 1,041.63 | 203,635.42 |
63 | 1,479.96 | 440.57 | 1,039.39 | 203,194.86 |
64 | 1,479.96 | 442.82 | 1,037.14 | 202,752.04 |
65 | 1,479.96 | 445.08 | 1,034.88 | 202,306.96 |
66 | 1,479.96 | 447.35 | 1,032.61 | 201,859.61 |
67 | 1,479.96 | 449.63 | 1,030.33 | 201,409.98 |
68 | 1,479.96 | 451.93 | 1,028.03 | 200,958.05 |
69 | 1,479.96 | 454.23 | 1,025.72 | 200,503.81 |
70 | 1,479.96 | 456.55 | 1,023.40 | 200,047.26 |
71 | 1,479.96 | 458.88 | 1,021.07 | 199,588.38 |
72 | 1,479.96 | 461.23 | 1,018.73 | 199,127.15 |
73 | 1,479.96 | 463.58 | 1,016.38 | 198,663.57 |
74 | 1,479.96 | 465.95 | 1,014.01 | 198,197.62 |
75 | 1,479.96 | 468.32 | 1,011.63 | 197,729.30 |
76 | 1,479.96 | 470.71 | 1,009.24 | 197,258.59 |
77 | 1,479.96 | 473.12 | 1,006.84 | 196,785.47 |
78 | 1,479.96 | 475.53 | 1,004.43 | 196,309.94 |
79 | 1,479.96 | 477.96 | 1,002.00 | 195,831.98 |
80 | 1,479.96 | 480.40 | 999.56 | 195,351.58 |
81 | 1,479.96 | 482.85 | 997.11 | 194,868.73 |
82 | 1,479.96 | 485.32 | 994.64 | 194,383.41 |
83 | 1,479.96 | 487.79 | 992.17 | 193,895.62 |
84 | 1,479.96 | 490.28 | 989.68 | 193,405.33 |
85 | 1,479.96 | 492.79 | 987.17 | 192,912.55 |
86 | 1,479.96 | 495.30 | 984.66 | 192,417.25 |
87 | 1,479.96 | 497.83 | 982.13 | 191,919.42 |
88 | 1,479.96 | 500.37 | 979.59 | 191,419.05 |
89 | 1,479.96 | 502.92 | 977.03 | 190,916.13 |
90 | 1,479.96 | 505.49 | 974.47 | 190,410.64 |
91 | 1,479.96 | 508.07 | 971.89 | 189,902.57 |
92 | 1,479.96 | 510.66 | 969.29 | 189,391.90 |
93 | 1,479.96 | 513.27 | 966.69 | 188,878.63 |
94 | 1,479.96 | 515.89 | 964.07 | 188,362.74 |
95 | 1,479.96 | 518.52 | 961.43 | 187,844.22 |
96 | 1,479.96 | 521.17 | 958.79 | 187,323.05 |
97 | 1,479.96 | 523.83 | 956.13 | 186,799.22 |
98 | 1,479.96 | 526.50 | 953.45 | 186,272.71 |
99 | 1,479.96 | 529.19 | 950.77 | 185,743.52 |
100 | 1,479.96 | 531.89 | 948.07 | 185,211.63 |
101 | 1,479.96 | 534.61 | 945.35 | 184,677.02 |
102 | 1,479.96 | 537.34 | 942.62 | 184,139.69 |
103 | 1,479.96 | 540.08 | 939.88 | 183,599.61 |
104 | 1,479.96 | 542.84 | 937.12 | 183,056.77 |
105 | 1,479.96 | 545.61 | 934.35 | 182,511.17 |
106 | 1,479.96 | 548.39 | 931.57 | 181,962.78 |
107 | 1,479.96 | 551.19 | 928.77 | 181,411.59 |
108 | 1,479.96 | 554.00 | 925.95 | 180,857.58 |
109 | 1,479.96 | 556.83 | 923.13 | 180,300.75 |
110 | 1,479.96 | 559.67 | 920.29 | 179,741.08 |
111 | 1,479.96 | 562.53 | 917.43 | 179,178.55 |
112 | 1,479.96 | 565.40 | 914.56 | 178,613.15 |
113 | 1,479.96 | 568.29 | 911.67 | 178,044.86 |
114 | 1,479.96 | 571.19 | 908.77 | 177,473.68 |
115 | 1,479.96 | 574.10 | 905.86 | 176,899.57 |
116 | 1,479.96 | 577.03 | 902.92 | 176,322.54 |
117 | 1,479.96 | 579.98 | 899.98 | 175,742.56 |
118 | 1,479.96 | 582.94 | 897.02 | 175,159.62 |
119 | 1,479.96 | 585.91 | 894.04 | 174,573.71 |
120 | 1,479.96 | 588.90 | 891.05 | 173,984.80 |
121 | 1,479.96 | 591.91 | 888.05 | 173,392.89 |
122 | 1,479.96 | 594.93 | 885.03 | 172,797.96 |
123 | 1,479.96 | 597.97 | 881.99 | 172,199.99 |
124 | 1,479.96 | 601.02 | 878.94 | 171,598.97 |
125 | 1,479.96 | 604.09 | 875.87 | 170,994.88 |
126 | 1,479.96 | 607.17 | 872.79 | 170,387.71 |
127 | 1,479.96 | 610.27 | 869.69 | 169,777.44 |
128 | 1,479.96 | 613.39 | 866.57 | 169,164.05 |
129 | 1,479.96 | 616.52 | 863.44 | 168,547.54 |
130 | 1,479.96 | 619.66 | 860.29 | 167,927.87 |
131 | 1,479.96 | 622.83 | 857.13 | 167,305.05 |
132 | 1,479.96 | 626.01 | 853.95 | 166,679.04 |
133 | 1,479.96 | 629.20 | 850.76 | 166,049.84 |
134 | 1,479.96 | 632.41 | 847.55 | 165,417.43 |
135 | 1,479.96 | 635.64 | 844.32 | 164,781.79 |
136 | 1,479.96 | 638.88 | 841.07 | 164,142.90 |
137 | 1,479.96 | 642.15 | 837.81 | 163,500.76 |
138 | 1,479.96 | 645.42 | 834.54 | 162,855.34 |
139 | 1,479.96 | 648.72 | 831.24 | 162,206.62 |
140 | 1,479.96 | 652.03 | 827.93 | 161,554.59 |
141 | 1,479.96 | 655.36 | 824.60 | 160,899.23 |
142 | 1,479.96 | 658.70 | 821.26 | 160,240.53 |
143 | 1,479.96 | 662.06 | 817.89 | 159,578.47 |
144 | 1,479.96 | 665.44 | 814.52 | 158,913.02 |
145 | 1,479.96 | 668.84 | 811.12 | 158,244.18 |
146 | 1,479.96 | 672.25 | 807.70 | 157,571.93 |
147 | 1,479.96 | 675.68 | 804.27 | 156,896.25 |
148 | 1,479.96 | 679.13 | 800.82 | 156,217.11 |
149 | 1,479.96 | 682.60 | 797.36 | 155,534.51 |
150 | 1,479.96 | 686.08 | 793.87 | 154,848.43 |
151 | 1,479.96 | 689.59 | 790.37 | 154,158.84 |
152 | 1,479.96 | 693.11 | 786.85 | 153,465.74 |
153 | 1,479.96 | 696.64 | 783.31 | 152,769.09 |
154 | 1,479.96 | 700.20 | 779.76 | 152,068.89 |
155 | 1,479.96 | 703.77 | 776.18 | 151,365.12 |
156 | 1,479.96 | 707.37 | 772.59 | 150,657.75 |
157 | 1,479.96 | 710.98 | 768.98 | 149,946.78 |
158 | 1,479.96 | 714.60 | 765.35 | 149,232.17 |
159 | 1,479.96 | 718.25 | 761.71 | 148,513.92 |
160 | 1,479.96 | 721.92 | 758.04 | 147,792.00 |
161 | 1,479.96 | 725.60 | 754.36 | 147,066.40 |
162 | 1,479.96 | 729.31 | 750.65 | 146,337.09 |
163 | 1,479.96 | 733.03 | 746.93 | 145,604.06 |
164 | 1,479.96 | 736.77 | 743.19 | 144,867.29 |
165 | 1,479.96 | 740.53 | 739.43 | 144,126.76 |
166 | 1,479.96 | 744.31 | 735.65 | 143,382.45 |
167 | 1,479.96 | 748.11 | 731.85 | 142,634.34 |
168 | 1,479.96 | 751.93 | 728.03 | 141,882.41 |
169 | 1,479.96 | 755.77 | 724.19 | 141,126.65 |
170 | 1,479.96 | 759.62 | 720.33 | 140,367.02 |
171 | 1,479.96 | 763.50 | 716.46 | 139,603.52 |
172 | 1,479.96 | 767.40 | 712.56 | 138,836.12 |
173 | 1,479.96 | 771.32 | 708.64 | 138,064.81 |
174 | 1,479.96 | 775.25 | 704.71 | 137,289.55 |
175 | 1,479.96 | 779.21 | 700.75 | 136,510.34 |
176 | 1,479.96 | 783.19 | 696.77 | 135,727.16 |
177 | 1,479.96 | 787.18 | 692.77 | 134,939.97 |
178 | 1,479.96 | 791.20 | 688.76 | 134,148.77 |
179 | 1,479.96 | 795.24 | 684.72 | 133,353.53 |
180 | 1,479.96 | 799.30 | 680.66 | 132,554.23 |
181 | 1,479.96 | 803.38 | 676.58 | 131,750.85 |
182 | 1,479.96 | 807.48 | 672.48 | 130,943.37 |
183 | 1,479.96 | 811.60 | 668.36 | 130,131.77 |
184 | 1,479.96 | 815.74 | 664.21 | 129,316.03 |
185 | 1,479.96 | 819.91 | 660.05 | 128,496.12 |
186 | 1,479.96 | 824.09 | 655.87 | 127,672.03 |
187 | 1,479.96 | 828.30 | 651.66 | 126,843.73 |
188 | 1,479.96 | 832.53 | 647.43 | 126,011.20 |
189 | 1,479.96 | 836.78 | 643.18 | 125,174.42 |
190 | 1,479.96 | 841.05 | 638.91 | 124,333.38 |
191 | 1,479.96 | 845.34 | 634.62 | 123,488.04 |
192 | 1,479.96 | 849.65 | 630.30 | 122,638.38 |
193 | 1,479.96 | 853.99 | 625.97 | 121,784.39 |
194 | 1,479.96 | 858.35 | 621.61 | 120,926.04 |
195 | 1,479.96 | 862.73 | 617.23 | 120,063.31 |
196 | 1,479.96 | 867.14 | 612.82 | 119,196.17 |
197 | 1,479.96 | 871.56 | 608.40 | 118,324.61 |
198 | 1,479.96 | 876.01 | 603.95 | 117,448.60 |
199 | 1,479.96 | 880.48 | 599.48 | 116,568.12 |
200 | 1,479.96 | 884.98 | 594.98 | 115,683.15 |
201 | 1,479.96 | 889.49 | 590.47 | 114,793.65 |
202 | 1,479.96 | 894.03 | 585.93 | 113,899.62 |
203 | 1,479.96 | 898.60 | 581.36 | 113,001.03 |
204 | 1,479.96 | 903.18 | 576.78 | 112,097.85 |
205 | 1,479.96 | 907.79 | 572.17 | 111,190.05 |
206 | 1,479.96 | 912.43 | 567.53 | 110,277.63 |
207 | 1,479.96 | 917.08 | 562.88 | 109,360.54 |
208 | 1,479.96 | 921.76 | 558.19 | 108,438.78 |
209 | 1,479.96 | 926.47 | 553.49 | 107,512.31 |
210 | 1,479.96 | 931.20 | 548.76 | 106,581.11 |
211 | 1,479.96 | 935.95 | 544.01 | 105,645.16 |
212 | 1,479.96 | 940.73 | 539.23 | 104,704.44 |
213 | 1,479.96 | 945.53 | 534.43 | 103,758.91 |
214 | 1,479.96 | 950.36 | 529.60 | 102,808.55 |
215 | 1,479.96 | 955.21 | 524.75 | 101,853.35 |
216 | 1,479.96 | 960.08 | 519.88 | 100,893.26 |
217 | 1,479.96 | 964.98 | 514.98 | 99,928.28 |
218 | 1,479.96 | 969.91 | 510.05 | 98,958.37 |
219 | 1,479.96 | 974.86 | 505.10 | 97,983.52 |
220 | 1,479.96 | 979.83 | 500.12 | 97,003.68 |
221 | 1,479.96 | 984.84 | 495.12 | 96,018.85 |
222 | 1,479.96 | 989.86 | 490.10 | 95,028.98 |
223 | 1,479.96 | 994.91 | 485.04 | 94,034.07 |
224 | 1,479.96 | 999.99 | 479.97 | 93,034.08 |
225 | 1,479.96 | 1,005.10 | 474.86 | 92,028.98 |
226 | 1,479.96 | 1,010.23 | 469.73 | 91,018.75 |
227 | 1,479.96 | 1,015.38 | 464.57 | 90,003.37 |
228 | 1,479.96 | 1,020.57 | 459.39 | 88,982.80 |
229 | 1,479.96 | 1,025.78 | 454.18 | 87,957.03 |
230 | 1,479.96 | 1,031.01 | 448.95 | 86,926.02 |
231 | 1,479.96 | 1,036.27 | 443.68 | 85,889.75 |
232 | 1,479.96 | 1,041.56 | 438.40 | 84,848.18 |
233 | 1,479.96 | 1,046.88 | 433.08 | 83,801.30 |
234 | 1,479.96 | 1,052.22 | 427.74 | 82,749.08 |
235 | 1,479.96 | 1,057.59 | 422.37 | 81,691.49 |
236 | 1,479.96 | 1,062.99 | 416.97 | 80,628.50 |
237 | 1,479.96 | 1,068.42 | 411.54 | 79,560.08 |
238 | 1,479.96 | 1,073.87 | 406.09 | 78,486.21 |
239 | 1,479.96 | 1,079.35 | 400.61 | 77,406.86 |
240 | 1,479.96 | 1,084.86 | 395.10 | 76,322.00 |
241 | 1,479.96 | 1,090.40 | 389.56 | 75,231.60 |
242 | 1,479.96 | 1,095.96 | 383.99 | 74,135.64 |
243 | 1,479.96 | 1,101.56 | 378.40 | 73,034.08 |
244 | 1,479.96 | 1,107.18 | 372.78 | 71,926.90 |
245 | 1,479.96 | 1,112.83 | 367.13 | 70,814.07 |
246 | 1,479.96 | 1,118.51 | 361.45 | 69,695.56 |
247 | 1,479.96 | 1,124.22 | 355.74 | 68,571.34 |
248 | 1,479.96 | 1,129.96 | 350.00 | 67,441.38 |
249 | 1,479.96 | 1,135.73 | 344.23 | 66,305.65 |
250 | 1,479.96 | 1,141.52 | 338.44 | 65,164.13 |
251 | 1,479.96 | 1,147.35 | 332.61 | 64,016.78 |
252 | 1,479.96 | 1,153.21 | 326.75 | 62,863.57 |
253 | 1,479.96 | 1,159.09 | 320.87 | 61,704.48 |
254 | 1,479.96 | 1,165.01 | 314.95 | 60,539.47 |
255 | 1,479.96 | 1,170.95 | 309.00 | 59,368.52 |
256 | 1,479.96 | 1,176.93 | 303.03 | 58,191.59 |
257 | 1,479.96 | 1,182.94 | 297.02 | 57,008.65 |
258 | 1,479.96 | 1,188.98 | 290.98 | 55,819.67 |
259 | 1,479.96 | 1,195.05 | 284.91 | 54,624.62 |
260 | 1,479.96 | 1,201.15 | 278.81 | 53,423.48 |
261 | 1,479.96 | 1,207.28 | 272.68 | 52,216.20 |
262 | 1,479.96 | 1,213.44 | 266.52 | 51,002.77 |
263 | 1,479.96 | 1,219.63 | 260.33 | 49,783.13 |
264 | 1,479.96 | 1,225.86 | 254.10 | 48,557.28 |
265 | 1,479.96 | 1,232.11 | 247.84 | 47,325.16 |
266 | 1,479.96 | 1,238.40 | 241.56 | 46,086.76 |
267 | 1,479.96 | 1,244.72 | 235.23 | 44,842.04 |
268 | 1,479.96 | 1,251.08 | 228.88 | 43,590.96 |
269 | 1,479.96 | 1,257.46 | 222.50 | 42,333.50 |
270 | 1,479.96 | 1,263.88 | 216.08 | 41,069.62 |
271 | 1,479.96 | 1,270.33 | 209.63 | 39,799.28 |
272 | 1,479.96 | 1,276.82 | 203.14 | 38,522.47 |
273 | 1,479.96 | 1,283.33 | 196.63 | 37,239.14 |
274 | 1,479.96 | 1,289.88 | 190.07 | 35,949.25 |
275 | 1,479.96 | 1,296.47 | 183.49 | 34,652.79 |
276 | 1,479.96 | 1,303.08 | 176.87 | 33,349.70 |
277 | 1,479.96 | 1,309.74 | 170.22 | 32,039.96 |
278 | 1,479.96 | 1,316.42 | 163.54 | 30,723.54 |
279 | 1,479.96 | 1,323.14 | 156.82 | 29,400.40 |
280 | 1,479.96 | 1,329.89 | 150.06 | 28,070.51 |
281 | 1,479.96 | 1,336.68 | 143.28 | 26,733.83 |
282 | 1,479.96 | 1,343.50 | 136.45 | 25,390.32 |
283 | 1,479.96 | 1,350.36 | 129.60 | 24,039.96 |
284 | 1,479.96 | 1,357.25 | 122.70 | 22,682.71 |
285 | 1,479.96 | 1,364.18 | 115.78 | 21,318.53 |
286 | 1,479.96 | 1,371.14 | 108.81 | 19,947.38 |
287 | 1,479.96 | 1,378.14 | 101.81 | 18,569.24 |
288 | 1,479.96 | 1,385.18 | 94.78 | 17,184.06 |
289 | 1,479.96 | 1,392.25 | 87.71 | 15,791.81 |
290 | 1,479.96 | 1,399.35 | 80.60 | 14,392.46 |
291 | 1,479.96 | 1,406.50 | 73.46 | 12,985.96 |
292 | 1,479.96 | 1,413.68 | 66.28 | 11,572.29 |
293 | 1,479.96 | 1,420.89 | 59.07 | 10,151.39 |
294 | 1,479.96 | 1,428.14 | 51.81 | 8,723.25 |
295 | 1,479.96 | 1,435.43 | 44.52 | 7,287.82 |
296 | 1,479.96 | 1,442.76 | 37.20 | 5,845.06 |
297 | 1,479.96 | 1,450.12 | 29.83 | 4,394.93 |
298 | 1,479.96 | 1,457.53 | 22.43 | 2,937.41 |
299 | 1,479.96 | 1,464.97 | 14.99 | 1,472.44 |
300 | 1,479.96 | 1,472.44 | 7.52 | 0.00 |