Mortgage Loan of $261,000 for 25 Years at 5.10%
What's the payment on a 25 year home loan for $261k at 5.10% interest?
Results
Monthly payment: $1,541.03
$18,492 per year
What's the monthly payment? Use the loan payment schedule below to view payments each month based on a fixed rate $261k loan. It can be used for a house, car, boat, credit card debt consolidation, student loan debt, motorcycle, RV, race horse, exotic pet, business, real estate, etc... Try paying off your loan early or refinancing to save money.
Also remember to consider other home costs like insurance, taxes, PMI, and general maintenance costs.
Loan Table for 261,000 loan for 25 years at 5.10 percent interest
Amortization Table. How much goes to interest? How much to principal? What's the loan balance?
Month | Monthly Payment | Principal Paid | Interest Paid | Mortgage Balance |
---|---|---|---|---|
1 | 1,541.03 | 431.78 | 1,109.25 | 260,568.22 |
2 | 1,541.03 | 433.61 | 1,107.41 | 260,134.61 |
3 | 1,541.03 | 435.45 | 1,105.57 | 259,699.16 |
4 | 1,541.03 | 437.30 | 1,103.72 | 259,261.86 |
5 | 1,541.03 | 439.16 | 1,101.86 | 258,822.70 |
6 | 1,541.03 | 441.03 | 1,100.00 | 258,381.67 |
7 | 1,541.03 | 442.90 | 1,098.12 | 257,938.76 |
8 | 1,541.03 | 444.79 | 1,096.24 | 257,493.98 |
9 | 1,541.03 | 446.68 | 1,094.35 | 257,047.30 |
10 | 1,541.03 | 448.57 | 1,092.45 | 256,598.73 |
11 | 1,541.03 | 450.48 | 1,090.54 | 256,148.25 |
12 | 1,541.03 | 452.40 | 1,088.63 | 255,695.85 |
13 | 1,541.03 | 454.32 | 1,086.71 | 255,241.54 |
14 | 1,541.03 | 456.25 | 1,084.78 | 254,785.29 |
15 | 1,541.03 | 458.19 | 1,082.84 | 254,327.10 |
16 | 1,541.03 | 460.13 | 1,080.89 | 253,866.96 |
17 | 1,541.03 | 462.09 | 1,078.93 | 253,404.87 |
18 | 1,541.03 | 464.05 | 1,076.97 | 252,940.82 |
19 | 1,541.03 | 466.03 | 1,075.00 | 252,474.79 |
20 | 1,541.03 | 468.01 | 1,073.02 | 252,006.79 |
21 | 1,541.03 | 470.00 | 1,071.03 | 251,536.79 |
22 | 1,541.03 | 471.99 | 1,069.03 | 251,064.80 |
23 | 1,541.03 | 474.00 | 1,067.03 | 250,590.80 |
24 | 1,541.03 | 476.01 | 1,065.01 | 250,114.78 |
25 | 1,541.03 | 478.04 | 1,062.99 | 249,636.74 |
26 | 1,541.03 | 480.07 | 1,060.96 | 249,156.68 |
27 | 1,541.03 | 482.11 | 1,058.92 | 248,674.57 |
28 | 1,541.03 | 484.16 | 1,056.87 | 248,190.41 |
29 | 1,541.03 | 486.22 | 1,054.81 | 247,704.19 |
30 | 1,541.03 | 488.28 | 1,052.74 | 247,215.91 |
31 | 1,541.03 | 490.36 | 1,050.67 | 246,725.55 |
32 | 1,541.03 | 492.44 | 1,048.58 | 246,233.11 |
33 | 1,541.03 | 494.53 | 1,046.49 | 245,738.58 |
34 | 1,541.03 | 496.64 | 1,044.39 | 245,241.94 |
35 | 1,541.03 | 498.75 | 1,042.28 | 244,743.19 |
36 | 1,541.03 | 500.87 | 1,040.16 | 244,242.33 |
37 | 1,541.03 | 503.00 | 1,038.03 | 243,739.33 |
38 | 1,541.03 | 505.13 | 1,035.89 | 243,234.20 |
39 | 1,541.03 | 507.28 | 1,033.75 | 242,726.92 |
40 | 1,541.03 | 509.44 | 1,031.59 | 242,217.48 |
41 | 1,541.03 | 511.60 | 1,029.42 | 241,705.88 |
42 | 1,541.03 | 513.78 | 1,027.25 | 241,192.11 |
43 | 1,541.03 | 515.96 | 1,025.07 | 240,676.15 |
44 | 1,541.03 | 518.15 | 1,022.87 | 240,158.00 |
45 | 1,541.03 | 520.35 | 1,020.67 | 239,637.64 |
46 | 1,541.03 | 522.57 | 1,018.46 | 239,115.08 |
47 | 1,541.03 | 524.79 | 1,016.24 | 238,590.29 |
48 | 1,541.03 | 527.02 | 1,014.01 | 238,063.28 |
49 | 1,541.03 | 529.26 | 1,011.77 | 237,534.02 |
50 | 1,541.03 | 531.51 | 1,009.52 | 237,002.52 |
51 | 1,541.03 | 533.76 | 1,007.26 | 236,468.75 |
52 | 1,541.03 | 536.03 | 1,004.99 | 235,932.72 |
53 | 1,541.03 | 538.31 | 1,002.71 | 235,394.41 |
54 | 1,541.03 | 540.60 | 1,000.43 | 234,853.81 |
55 | 1,541.03 | 542.90 | 998.13 | 234,310.91 |
56 | 1,541.03 | 545.20 | 995.82 | 233,765.71 |
57 | 1,541.03 | 547.52 | 993.50 | 233,218.19 |
58 | 1,541.03 | 549.85 | 991.18 | 232,668.34 |
59 | 1,541.03 | 552.18 | 988.84 | 232,116.15 |
60 | 1,541.03 | 554.53 | 986.49 | 231,561.62 |
61 | 1,541.03 | 556.89 | 984.14 | 231,004.73 |
62 | 1,541.03 | 559.25 | 981.77 | 230,445.48 |
63 | 1,541.03 | 561.63 | 979.39 | 229,883.85 |
64 | 1,541.03 | 564.02 | 977.01 | 229,319.83 |
65 | 1,541.03 | 566.42 | 974.61 | 228,753.41 |
66 | 1,541.03 | 568.82 | 972.20 | 228,184.59 |
67 | 1,541.03 | 571.24 | 969.78 | 227,613.35 |
68 | 1,541.03 | 573.67 | 967.36 | 227,039.68 |
69 | 1,541.03 | 576.11 | 964.92 | 226,463.58 |
70 | 1,541.03 | 578.55 | 962.47 | 225,885.02 |
71 | 1,541.03 | 581.01 | 960.01 | 225,304.01 |
72 | 1,541.03 | 583.48 | 957.54 | 224,720.52 |
73 | 1,541.03 | 585.96 | 955.06 | 224,134.56 |
74 | 1,541.03 | 588.45 | 952.57 | 223,546.11 |
75 | 1,541.03 | 590.95 | 950.07 | 222,955.15 |
76 | 1,541.03 | 593.47 | 947.56 | 222,361.69 |
77 | 1,541.03 | 595.99 | 945.04 | 221,765.70 |
78 | 1,541.03 | 598.52 | 942.50 | 221,167.18 |
79 | 1,541.03 | 601.06 | 939.96 | 220,566.11 |
80 | 1,541.03 | 603.62 | 937.41 | 219,962.49 |
81 | 1,541.03 | 606.18 | 934.84 | 219,356.31 |
82 | 1,541.03 | 608.76 | 932.26 | 218,747.55 |
83 | 1,541.03 | 611.35 | 929.68 | 218,136.20 |
84 | 1,541.03 | 613.95 | 927.08 | 217,522.26 |
85 | 1,541.03 | 616.56 | 924.47 | 216,905.70 |
86 | 1,541.03 | 619.18 | 921.85 | 216,286.52 |
87 | 1,541.03 | 621.81 | 919.22 | 215,664.72 |
88 | 1,541.03 | 624.45 | 916.58 | 215,040.27 |
89 | 1,541.03 | 627.10 | 913.92 | 214,413.16 |
90 | 1,541.03 | 629.77 | 911.26 | 213,783.39 |
91 | 1,541.03 | 632.45 | 908.58 | 213,150.95 |
92 | 1,541.03 | 635.13 | 905.89 | 212,515.81 |
93 | 1,541.03 | 637.83 | 903.19 | 211,877.98 |
94 | 1,541.03 | 640.54 | 900.48 | 211,237.44 |
95 | 1,541.03 | 643.27 | 897.76 | 210,594.17 |
96 | 1,541.03 | 646.00 | 895.03 | 209,948.17 |
97 | 1,541.03 | 648.75 | 892.28 | 209,299.43 |
98 | 1,541.03 | 651.50 | 889.52 | 208,647.92 |
99 | 1,541.03 | 654.27 | 886.75 | 207,993.65 |
100 | 1,541.03 | 657.05 | 883.97 | 207,336.60 |
101 | 1,541.03 | 659.84 | 881.18 | 206,676.76 |
102 | 1,541.03 | 662.65 | 878.38 | 206,014.11 |
103 | 1,541.03 | 665.47 | 875.56 | 205,348.64 |
104 | 1,541.03 | 668.29 | 872.73 | 204,680.35 |
105 | 1,541.03 | 671.13 | 869.89 | 204,009.21 |
106 | 1,541.03 | 673.99 | 867.04 | 203,335.23 |
107 | 1,541.03 | 676.85 | 864.17 | 202,658.38 |
108 | 1,541.03 | 679.73 | 861.30 | 201,978.65 |
109 | 1,541.03 | 682.62 | 858.41 | 201,296.04 |
110 | 1,541.03 | 685.52 | 855.51 | 200,610.52 |
111 | 1,541.03 | 688.43 | 852.59 | 199,922.09 |
112 | 1,541.03 | 691.36 | 849.67 | 199,230.73 |
113 | 1,541.03 | 694.29 | 846.73 | 198,536.44 |
114 | 1,541.03 | 697.25 | 843.78 | 197,839.19 |
115 | 1,541.03 | 700.21 | 840.82 | 197,138.98 |
116 | 1,541.03 | 703.18 | 837.84 | 196,435.80 |
117 | 1,541.03 | 706.17 | 834.85 | 195,729.63 |
118 | 1,541.03 | 709.17 | 831.85 | 195,020.45 |
119 | 1,541.03 | 712.19 | 828.84 | 194,308.26 |
120 | 1,541.03 | 715.21 | 825.81 | 193,593.05 |
121 | 1,541.03 | 718.25 | 822.77 | 192,874.79 |
122 | 1,541.03 | 721.31 | 819.72 | 192,153.49 |
123 | 1,541.03 | 724.37 | 816.65 | 191,429.11 |
124 | 1,541.03 | 727.45 | 813.57 | 190,701.66 |
125 | 1,541.03 | 730.54 | 810.48 | 189,971.12 |
126 | 1,541.03 | 733.65 | 807.38 | 189,237.47 |
127 | 1,541.03 | 736.77 | 804.26 | 188,500.71 |
128 | 1,541.03 | 739.90 | 801.13 | 187,760.81 |
129 | 1,541.03 | 743.04 | 797.98 | 187,017.77 |
130 | 1,541.03 | 746.20 | 794.83 | 186,271.57 |
131 | 1,541.03 | 749.37 | 791.65 | 185,522.20 |
132 | 1,541.03 | 752.56 | 788.47 | 184,769.64 |
133 | 1,541.03 | 755.75 | 785.27 | 184,013.89 |
134 | 1,541.03 | 758.97 | 782.06 | 183,254.92 |
135 | 1,541.03 | 762.19 | 778.83 | 182,492.73 |
136 | 1,541.03 | 765.43 | 775.59 | 181,727.30 |
137 | 1,541.03 | 768.68 | 772.34 | 180,958.61 |
138 | 1,541.03 | 771.95 | 769.07 | 180,186.66 |
139 | 1,541.03 | 775.23 | 765.79 | 179,411.43 |
140 | 1,541.03 | 778.53 | 762.50 | 178,632.91 |
141 | 1,541.03 | 781.84 | 759.19 | 177,851.07 |
142 | 1,541.03 | 785.16 | 755.87 | 177,065.91 |
143 | 1,541.03 | 788.49 | 752.53 | 176,277.42 |
144 | 1,541.03 | 791.85 | 749.18 | 175,485.57 |
145 | 1,541.03 | 795.21 | 745.81 | 174,690.36 |
146 | 1,541.03 | 798.59 | 742.43 | 173,891.77 |
147 | 1,541.03 | 801.99 | 739.04 | 173,089.78 |
148 | 1,541.03 | 805.39 | 735.63 | 172,284.39 |
149 | 1,541.03 | 808.82 | 732.21 | 171,475.57 |
150 | 1,541.03 | 812.25 | 728.77 | 170,663.32 |
151 | 1,541.03 | 815.71 | 725.32 | 169,847.61 |
152 | 1,541.03 | 819.17 | 721.85 | 169,028.44 |
153 | 1,541.03 | 822.65 | 718.37 | 168,205.79 |
154 | 1,541.03 | 826.15 | 714.87 | 167,379.64 |
155 | 1,541.03 | 829.66 | 711.36 | 166,549.97 |
156 | 1,541.03 | 833.19 | 707.84 | 165,716.79 |
157 | 1,541.03 | 836.73 | 704.30 | 164,880.06 |
158 | 1,541.03 | 840.28 | 700.74 | 164,039.77 |
159 | 1,541.03 | 843.86 | 697.17 | 163,195.92 |
160 | 1,541.03 | 847.44 | 693.58 | 162,348.47 |
161 | 1,541.03 | 851.04 | 689.98 | 161,497.43 |
162 | 1,541.03 | 854.66 | 686.36 | 160,642.77 |
163 | 1,541.03 | 858.29 | 682.73 | 159,784.48 |
164 | 1,541.03 | 861.94 | 679.08 | 158,922.54 |
165 | 1,541.03 | 865.60 | 675.42 | 158,056.93 |
166 | 1,541.03 | 869.28 | 671.74 | 157,187.65 |
167 | 1,541.03 | 872.98 | 668.05 | 156,314.67 |
168 | 1,541.03 | 876.69 | 664.34 | 155,437.98 |
169 | 1,541.03 | 880.41 | 660.61 | 154,557.57 |
170 | 1,541.03 | 884.16 | 656.87 | 153,673.41 |
171 | 1,541.03 | 887.91 | 653.11 | 152,785.50 |
172 | 1,541.03 | 891.69 | 649.34 | 151,893.81 |
173 | 1,541.03 | 895.48 | 645.55 | 150,998.34 |
174 | 1,541.03 | 899.28 | 641.74 | 150,099.05 |
175 | 1,541.03 | 903.10 | 637.92 | 149,195.95 |
176 | 1,541.03 | 906.94 | 634.08 | 148,289.01 |
177 | 1,541.03 | 910.80 | 630.23 | 147,378.21 |
178 | 1,541.03 | 914.67 | 626.36 | 146,463.54 |
179 | 1,541.03 | 918.56 | 622.47 | 145,544.99 |
180 | 1,541.03 | 922.46 | 618.57 | 144,622.53 |
181 | 1,541.03 | 926.38 | 614.65 | 143,696.15 |
182 | 1,541.03 | 930.32 | 610.71 | 142,765.83 |
183 | 1,541.03 | 934.27 | 606.75 | 141,831.56 |
184 | 1,541.03 | 938.24 | 602.78 | 140,893.32 |
185 | 1,541.03 | 942.23 | 598.80 | 139,951.09 |
186 | 1,541.03 | 946.23 | 594.79 | 139,004.86 |
187 | 1,541.03 | 950.25 | 590.77 | 138,054.61 |
188 | 1,541.03 | 954.29 | 586.73 | 137,100.31 |
189 | 1,541.03 | 958.35 | 582.68 | 136,141.97 |
190 | 1,541.03 | 962.42 | 578.60 | 135,179.54 |
191 | 1,541.03 | 966.51 | 574.51 | 134,213.03 |
192 | 1,541.03 | 970.62 | 570.41 | 133,242.41 |
193 | 1,541.03 | 974.74 | 566.28 | 132,267.67 |
194 | 1,541.03 | 978.89 | 562.14 | 131,288.78 |
195 | 1,541.03 | 983.05 | 557.98 | 130,305.73 |
196 | 1,541.03 | 987.23 | 553.80 | 129,318.51 |
197 | 1,541.03 | 991.42 | 549.60 | 128,327.08 |
198 | 1,541.03 | 995.63 | 545.39 | 127,331.45 |
199 | 1,541.03 | 999.87 | 541.16 | 126,331.58 |
200 | 1,541.03 | 1,004.12 | 536.91 | 125,327.47 |
201 | 1,541.03 | 1,008.38 | 532.64 | 124,319.08 |
202 | 1,541.03 | 1,012.67 | 528.36 | 123,306.41 |
203 | 1,541.03 | 1,016.97 | 524.05 | 122,289.44 |
204 | 1,541.03 | 1,021.29 | 519.73 | 121,268.15 |
205 | 1,541.03 | 1,025.64 | 515.39 | 120,242.51 |
206 | 1,541.03 | 1,029.99 | 511.03 | 119,212.52 |
207 | 1,541.03 | 1,034.37 | 506.65 | 118,178.15 |
208 | 1,541.03 | 1,038.77 | 502.26 | 117,139.38 |
209 | 1,541.03 | 1,043.18 | 497.84 | 116,096.19 |
210 | 1,541.03 | 1,047.62 | 493.41 | 115,048.58 |
211 | 1,541.03 | 1,052.07 | 488.96 | 113,996.51 |
212 | 1,541.03 | 1,056.54 | 484.49 | 112,939.97 |
213 | 1,541.03 | 1,061.03 | 479.99 | 111,878.94 |
214 | 1,541.03 | 1,065.54 | 475.49 | 110,813.40 |
215 | 1,541.03 | 1,070.07 | 470.96 | 109,743.33 |
216 | 1,541.03 | 1,074.62 | 466.41 | 108,668.72 |
217 | 1,541.03 | 1,079.18 | 461.84 | 107,589.53 |
218 | 1,541.03 | 1,083.77 | 457.26 | 106,505.76 |
219 | 1,541.03 | 1,088.38 | 452.65 | 105,417.39 |
220 | 1,541.03 | 1,093.00 | 448.02 | 104,324.39 |
221 | 1,541.03 | 1,097.65 | 443.38 | 103,226.74 |
222 | 1,541.03 | 1,102.31 | 438.71 | 102,124.43 |
223 | 1,541.03 | 1,107.00 | 434.03 | 101,017.43 |
224 | 1,541.03 | 1,111.70 | 429.32 | 99,905.73 |
225 | 1,541.03 | 1,116.43 | 424.60 | 98,789.31 |
226 | 1,541.03 | 1,121.17 | 419.85 | 97,668.13 |
227 | 1,541.03 | 1,125.94 | 415.09 | 96,542.20 |
228 | 1,541.03 | 1,130.72 | 410.30 | 95,411.48 |
229 | 1,541.03 | 1,135.53 | 405.50 | 94,275.95 |
230 | 1,541.03 | 1,140.35 | 400.67 | 93,135.60 |
231 | 1,541.03 | 1,145.20 | 395.83 | 91,990.40 |
232 | 1,541.03 | 1,150.07 | 390.96 | 90,840.34 |
233 | 1,541.03 | 1,154.95 | 386.07 | 89,685.38 |
234 | 1,541.03 | 1,159.86 | 381.16 | 88,525.52 |
235 | 1,541.03 | 1,164.79 | 376.23 | 87,360.73 |
236 | 1,541.03 | 1,169.74 | 371.28 | 86,190.99 |
237 | 1,541.03 | 1,174.71 | 366.31 | 85,016.27 |
238 | 1,541.03 | 1,179.71 | 361.32 | 83,836.57 |
239 | 1,541.03 | 1,184.72 | 356.31 | 82,651.85 |
240 | 1,541.03 | 1,189.75 | 351.27 | 81,462.09 |
241 | 1,541.03 | 1,194.81 | 346.21 | 80,267.28 |
242 | 1,541.03 | 1,199.89 | 341.14 | 79,067.39 |
243 | 1,541.03 | 1,204.99 | 336.04 | 77,862.40 |
244 | 1,541.03 | 1,210.11 | 330.92 | 76,652.29 |
245 | 1,541.03 | 1,215.25 | 325.77 | 75,437.04 |
246 | 1,541.03 | 1,220.42 | 320.61 | 74,216.62 |
247 | 1,541.03 | 1,225.60 | 315.42 | 72,991.02 |
248 | 1,541.03 | 1,230.81 | 310.21 | 71,760.20 |
249 | 1,541.03 | 1,236.04 | 304.98 | 70,524.16 |
250 | 1,541.03 | 1,241.30 | 299.73 | 69,282.86 |
251 | 1,541.03 | 1,246.57 | 294.45 | 68,036.29 |
252 | 1,541.03 | 1,251.87 | 289.15 | 66,784.42 |
253 | 1,541.03 | 1,257.19 | 283.83 | 65,527.23 |
254 | 1,541.03 | 1,262.53 | 278.49 | 64,264.69 |
255 | 1,541.03 | 1,267.90 | 273.12 | 62,996.79 |
256 | 1,541.03 | 1,273.29 | 267.74 | 61,723.50 |
257 | 1,541.03 | 1,278.70 | 262.32 | 60,444.80 |
258 | 1,541.03 | 1,284.13 | 256.89 | 59,160.67 |
259 | 1,541.03 | 1,289.59 | 251.43 | 57,871.08 |
260 | 1,541.03 | 1,295.07 | 245.95 | 56,576.00 |
261 | 1,541.03 | 1,300.58 | 240.45 | 55,275.43 |
262 | 1,541.03 | 1,306.10 | 234.92 | 53,969.32 |
263 | 1,541.03 | 1,311.66 | 229.37 | 52,657.67 |
264 | 1,541.03 | 1,317.23 | 223.80 | 51,340.44 |
265 | 1,541.03 | 1,322.83 | 218.20 | 50,017.61 |
266 | 1,541.03 | 1,328.45 | 212.57 | 48,689.16 |
267 | 1,541.03 | 1,334.10 | 206.93 | 47,355.06 |
268 | 1,541.03 | 1,339.77 | 201.26 | 46,015.30 |
269 | 1,541.03 | 1,345.46 | 195.57 | 44,669.84 |
270 | 1,541.03 | 1,351.18 | 189.85 | 43,318.66 |
271 | 1,541.03 | 1,356.92 | 184.10 | 41,961.74 |
272 | 1,541.03 | 1,362.69 | 178.34 | 40,599.05 |
273 | 1,541.03 | 1,368.48 | 172.55 | 39,230.57 |
274 | 1,541.03 | 1,374.30 | 166.73 | 37,856.28 |
275 | 1,541.03 | 1,380.14 | 160.89 | 36,476.14 |
276 | 1,541.03 | 1,386.00 | 155.02 | 35,090.14 |
277 | 1,541.03 | 1,391.89 | 149.13 | 33,698.25 |
278 | 1,541.03 | 1,397.81 | 143.22 | 32,300.44 |
279 | 1,541.03 | 1,403.75 | 137.28 | 30,896.69 |
280 | 1,541.03 | 1,409.71 | 131.31 | 29,486.98 |
281 | 1,541.03 | 1,415.71 | 125.32 | 28,071.27 |
282 | 1,541.03 | 1,421.72 | 119.30 | 26,649.55 |
283 | 1,541.03 | 1,427.76 | 113.26 | 25,221.78 |
284 | 1,541.03 | 1,433.83 | 107.19 | 23,787.95 |
285 | 1,541.03 | 1,439.93 | 101.10 | 22,348.03 |
286 | 1,541.03 | 1,446.05 | 94.98 | 20,901.98 |
287 | 1,541.03 | 1,452.19 | 88.83 | 19,449.79 |
288 | 1,541.03 | 1,458.36 | 82.66 | 17,991.42 |
289 | 1,541.03 | 1,464.56 | 76.46 | 16,526.86 |
290 | 1,541.03 | 1,470.79 | 70.24 | 15,056.08 |
291 | 1,541.03 | 1,477.04 | 63.99 | 13,579.04 |
292 | 1,541.03 | 1,483.31 | 57.71 | 12,095.73 |
293 | 1,541.03 | 1,489.62 | 51.41 | 10,606.11 |
294 | 1,541.03 | 1,495.95 | 45.08 | 9,110.16 |
295 | 1,541.03 | 1,502.31 | 38.72 | 7,607.85 |
296 | 1,541.03 | 1,508.69 | 32.33 | 6,099.16 |
297 | 1,541.03 | 1,515.10 | 25.92 | 4,584.06 |
298 | 1,541.03 | 1,521.54 | 19.48 | 3,062.51 |
299 | 1,541.03 | 1,528.01 | 13.02 | 1,534.50 |
300 | 1,541.03 | 1,534.50 | 6.52 | 0.00 |