Mortgage Loan of $302,000 for 25 Years at 1.00%
What's the payment on a 25 year home loan for $302k at 1.00% interest?
Results
Monthly payment: $1,138.15
$13,658 per year
What's the monthly payment? Use the loan payment schedule below to view payments each month based on a fixed rate $302k loan. It can be used for a house, car, boat, credit card debt consolidation, student loan debt, motorcycle, RV, race horse, exotic pet, business, real estate, etc... Try paying off your loan early or refinancing to save money.
Also remember to consider other home costs like insurance, taxes, PMI, and general maintenance costs.
Loan Table for 302,000 loan for 25 years at 1.00 percent interest
Amortization Table. How much goes to interest? How much to principal? What's the loan balance?
Month | Monthly Payment | Principal Paid | Interest Paid | Mortgage Balance |
---|---|---|---|---|
1 | 1,138.15 | 886.49 | 251.67 | 301,113.51 |
2 | 1,138.15 | 887.23 | 250.93 | 300,226.28 |
3 | 1,138.15 | 887.97 | 250.19 | 299,338.32 |
4 | 1,138.15 | 888.71 | 249.45 | 298,449.61 |
5 | 1,138.15 | 889.45 | 248.71 | 297,560.17 |
6 | 1,138.15 | 890.19 | 247.97 | 296,669.98 |
7 | 1,138.15 | 890.93 | 247.22 | 295,779.05 |
8 | 1,138.15 | 891.67 | 246.48 | 294,887.38 |
9 | 1,138.15 | 892.42 | 245.74 | 293,994.96 |
10 | 1,138.15 | 893.16 | 245.00 | 293,101.80 |
11 | 1,138.15 | 893.90 | 244.25 | 292,207.90 |
12 | 1,138.15 | 894.65 | 243.51 | 291,313.25 |
13 | 1,138.15 | 895.39 | 242.76 | 290,417.86 |
14 | 1,138.15 | 896.14 | 242.01 | 289,521.72 |
15 | 1,138.15 | 896.89 | 241.27 | 288,624.83 |
16 | 1,138.15 | 897.63 | 240.52 | 287,727.20 |
17 | 1,138.15 | 898.38 | 239.77 | 286,828.81 |
18 | 1,138.15 | 899.13 | 239.02 | 285,929.68 |
19 | 1,138.15 | 899.88 | 238.27 | 285,029.80 |
20 | 1,138.15 | 900.63 | 237.52 | 284,129.17 |
21 | 1,138.15 | 901.38 | 236.77 | 283,227.79 |
22 | 1,138.15 | 902.13 | 236.02 | 282,325.66 |
23 | 1,138.15 | 902.88 | 235.27 | 281,422.78 |
24 | 1,138.15 | 903.64 | 234.52 | 280,519.14 |
25 | 1,138.15 | 904.39 | 233.77 | 279,614.75 |
26 | 1,138.15 | 905.14 | 233.01 | 278,709.61 |
27 | 1,138.15 | 905.90 | 232.26 | 277,803.71 |
28 | 1,138.15 | 906.65 | 231.50 | 276,897.06 |
29 | 1,138.15 | 907.41 | 230.75 | 275,989.65 |
30 | 1,138.15 | 908.16 | 229.99 | 275,081.49 |
31 | 1,138.15 | 908.92 | 229.23 | 274,172.57 |
32 | 1,138.15 | 909.68 | 228.48 | 273,262.89 |
33 | 1,138.15 | 910.44 | 227.72 | 272,352.46 |
34 | 1,138.15 | 911.19 | 226.96 | 271,441.26 |
35 | 1,138.15 | 911.95 | 226.20 | 270,529.31 |
36 | 1,138.15 | 912.71 | 225.44 | 269,616.59 |
37 | 1,138.15 | 913.47 | 224.68 | 268,703.12 |
38 | 1,138.15 | 914.24 | 223.92 | 267,788.88 |
39 | 1,138.15 | 915.00 | 223.16 | 266,873.89 |
40 | 1,138.15 | 915.76 | 222.39 | 265,958.13 |
41 | 1,138.15 | 916.52 | 221.63 | 265,041.60 |
42 | 1,138.15 | 917.29 | 220.87 | 264,124.32 |
43 | 1,138.15 | 918.05 | 220.10 | 263,206.27 |
44 | 1,138.15 | 918.82 | 219.34 | 262,287.45 |
45 | 1,138.15 | 919.58 | 218.57 | 261,367.87 |
46 | 1,138.15 | 920.35 | 217.81 | 260,447.52 |
47 | 1,138.15 | 921.12 | 217.04 | 259,526.40 |
48 | 1,138.15 | 921.88 | 216.27 | 258,604.52 |
49 | 1,138.15 | 922.65 | 215.50 | 257,681.87 |
50 | 1,138.15 | 923.42 | 214.73 | 256,758.45 |
51 | 1,138.15 | 924.19 | 213.97 | 255,834.26 |
52 | 1,138.15 | 924.96 | 213.20 | 254,909.30 |
53 | 1,138.15 | 925.73 | 212.42 | 253,983.57 |
54 | 1,138.15 | 926.50 | 211.65 | 253,057.07 |
55 | 1,138.15 | 927.27 | 210.88 | 252,129.80 |
56 | 1,138.15 | 928.05 | 210.11 | 251,201.75 |
57 | 1,138.15 | 928.82 | 209.33 | 250,272.93 |
58 | 1,138.15 | 929.59 | 208.56 | 249,343.34 |
59 | 1,138.15 | 930.37 | 207.79 | 248,412.97 |
60 | 1,138.15 | 931.14 | 207.01 | 247,481.82 |
61 | 1,138.15 | 931.92 | 206.23 | 246,549.90 |
62 | 1,138.15 | 932.70 | 205.46 | 245,617.21 |
63 | 1,138.15 | 933.47 | 204.68 | 244,683.73 |
64 | 1,138.15 | 934.25 | 203.90 | 243,749.48 |
65 | 1,138.15 | 935.03 | 203.12 | 242,814.45 |
66 | 1,138.15 | 935.81 | 202.35 | 241,878.64 |
67 | 1,138.15 | 936.59 | 201.57 | 240,942.05 |
68 | 1,138.15 | 937.37 | 200.79 | 240,004.68 |
69 | 1,138.15 | 938.15 | 200.00 | 239,066.53 |
70 | 1,138.15 | 938.93 | 199.22 | 238,127.60 |
71 | 1,138.15 | 939.72 | 198.44 | 237,187.88 |
72 | 1,138.15 | 940.50 | 197.66 | 236,247.38 |
73 | 1,138.15 | 941.28 | 196.87 | 235,306.10 |
74 | 1,138.15 | 942.07 | 196.09 | 234,364.04 |
75 | 1,138.15 | 942.85 | 195.30 | 233,421.18 |
76 | 1,138.15 | 943.64 | 194.52 | 232,477.55 |
77 | 1,138.15 | 944.42 | 193.73 | 231,533.12 |
78 | 1,138.15 | 945.21 | 192.94 | 230,587.91 |
79 | 1,138.15 | 946.00 | 192.16 | 229,641.92 |
80 | 1,138.15 | 946.79 | 191.37 | 228,695.13 |
81 | 1,138.15 | 947.58 | 190.58 | 227,747.55 |
82 | 1,138.15 | 948.37 | 189.79 | 226,799.19 |
83 | 1,138.15 | 949.16 | 189.00 | 225,850.03 |
84 | 1,138.15 | 949.95 | 188.21 | 224,900.09 |
85 | 1,138.15 | 950.74 | 187.42 | 223,949.35 |
86 | 1,138.15 | 951.53 | 186.62 | 222,997.82 |
87 | 1,138.15 | 952.32 | 185.83 | 222,045.49 |
88 | 1,138.15 | 953.12 | 185.04 | 221,092.38 |
89 | 1,138.15 | 953.91 | 184.24 | 220,138.47 |
90 | 1,138.15 | 954.71 | 183.45 | 219,183.76 |
91 | 1,138.15 | 955.50 | 182.65 | 218,228.26 |
92 | 1,138.15 | 956.30 | 181.86 | 217,271.96 |
93 | 1,138.15 | 957.09 | 181.06 | 216,314.87 |
94 | 1,138.15 | 957.89 | 180.26 | 215,356.97 |
95 | 1,138.15 | 958.69 | 179.46 | 214,398.28 |
96 | 1,138.15 | 959.49 | 178.67 | 213,438.79 |
97 | 1,138.15 | 960.29 | 177.87 | 212,478.50 |
98 | 1,138.15 | 961.09 | 177.07 | 211,517.41 |
99 | 1,138.15 | 961.89 | 176.26 | 210,555.52 |
100 | 1,138.15 | 962.69 | 175.46 | 209,592.83 |
101 | 1,138.15 | 963.49 | 174.66 | 208,629.34 |
102 | 1,138.15 | 964.30 | 173.86 | 207,665.04 |
103 | 1,138.15 | 965.10 | 173.05 | 206,699.94 |
104 | 1,138.15 | 965.90 | 172.25 | 205,734.04 |
105 | 1,138.15 | 966.71 | 171.45 | 204,767.33 |
106 | 1,138.15 | 967.52 | 170.64 | 203,799.81 |
107 | 1,138.15 | 968.32 | 169.83 | 202,831.49 |
108 | 1,138.15 | 969.13 | 169.03 | 201,862.36 |
109 | 1,138.15 | 969.94 | 168.22 | 200,892.42 |
110 | 1,138.15 | 970.74 | 167.41 | 199,921.68 |
111 | 1,138.15 | 971.55 | 166.60 | 198,950.13 |
112 | 1,138.15 | 972.36 | 165.79 | 197,977.76 |
113 | 1,138.15 | 973.17 | 164.98 | 197,004.59 |
114 | 1,138.15 | 973.98 | 164.17 | 196,030.61 |
115 | 1,138.15 | 974.80 | 163.36 | 195,055.81 |
116 | 1,138.15 | 975.61 | 162.55 | 194,080.20 |
117 | 1,138.15 | 976.42 | 161.73 | 193,103.78 |
118 | 1,138.15 | 977.23 | 160.92 | 192,126.55 |
119 | 1,138.15 | 978.05 | 160.11 | 191,148.50 |
120 | 1,138.15 | 978.86 | 159.29 | 190,169.63 |
121 | 1,138.15 | 979.68 | 158.47 | 189,189.95 |
122 | 1,138.15 | 980.50 | 157.66 | 188,209.45 |
123 | 1,138.15 | 981.31 | 156.84 | 187,228.14 |
124 | 1,138.15 | 982.13 | 156.02 | 186,246.01 |
125 | 1,138.15 | 982.95 | 155.21 | 185,263.06 |
126 | 1,138.15 | 983.77 | 154.39 | 184,279.29 |
127 | 1,138.15 | 984.59 | 153.57 | 183,294.70 |
128 | 1,138.15 | 985.41 | 152.75 | 182,309.29 |
129 | 1,138.15 | 986.23 | 151.92 | 181,323.06 |
130 | 1,138.15 | 987.05 | 151.10 | 180,336.01 |
131 | 1,138.15 | 987.87 | 150.28 | 179,348.14 |
132 | 1,138.15 | 988.70 | 149.46 | 178,359.44 |
133 | 1,138.15 | 989.52 | 148.63 | 177,369.92 |
134 | 1,138.15 | 990.35 | 147.81 | 176,379.57 |
135 | 1,138.15 | 991.17 | 146.98 | 175,388.40 |
136 | 1,138.15 | 992.00 | 146.16 | 174,396.40 |
137 | 1,138.15 | 992.82 | 145.33 | 173,403.57 |
138 | 1,138.15 | 993.65 | 144.50 | 172,409.92 |
139 | 1,138.15 | 994.48 | 143.67 | 171,415.44 |
140 | 1,138.15 | 995.31 | 142.85 | 170,420.13 |
141 | 1,138.15 | 996.14 | 142.02 | 169,424.00 |
142 | 1,138.15 | 996.97 | 141.19 | 168,427.03 |
143 | 1,138.15 | 997.80 | 140.36 | 167,429.23 |
144 | 1,138.15 | 998.63 | 139.52 | 166,430.60 |
145 | 1,138.15 | 999.46 | 138.69 | 165,431.14 |
146 | 1,138.15 | 1,000.30 | 137.86 | 164,430.84 |
147 | 1,138.15 | 1,001.13 | 137.03 | 163,429.71 |
148 | 1,138.15 | 1,001.96 | 136.19 | 162,427.75 |
149 | 1,138.15 | 1,002.80 | 135.36 | 161,424.95 |
150 | 1,138.15 | 1,003.63 | 134.52 | 160,421.32 |
151 | 1,138.15 | 1,004.47 | 133.68 | 159,416.85 |
152 | 1,138.15 | 1,005.31 | 132.85 | 158,411.54 |
153 | 1,138.15 | 1,006.15 | 132.01 | 157,405.39 |
154 | 1,138.15 | 1,006.98 | 131.17 | 156,398.41 |
155 | 1,138.15 | 1,007.82 | 130.33 | 155,390.59 |
156 | 1,138.15 | 1,008.66 | 129.49 | 154,381.92 |
157 | 1,138.15 | 1,009.50 | 128.65 | 153,372.42 |
158 | 1,138.15 | 1,010.34 | 127.81 | 152,362.08 |
159 | 1,138.15 | 1,011.19 | 126.97 | 151,350.89 |
160 | 1,138.15 | 1,012.03 | 126.13 | 150,338.86 |
161 | 1,138.15 | 1,012.87 | 125.28 | 149,325.99 |
162 | 1,138.15 | 1,013.72 | 124.44 | 148,312.27 |
163 | 1,138.15 | 1,014.56 | 123.59 | 147,297.71 |
164 | 1,138.15 | 1,015.41 | 122.75 | 146,282.30 |
165 | 1,138.15 | 1,016.25 | 121.90 | 145,266.05 |
166 | 1,138.15 | 1,017.10 | 121.06 | 144,248.95 |
167 | 1,138.15 | 1,017.95 | 120.21 | 143,231.00 |
168 | 1,138.15 | 1,018.80 | 119.36 | 142,212.21 |
169 | 1,138.15 | 1,019.64 | 118.51 | 141,192.56 |
170 | 1,138.15 | 1,020.49 | 117.66 | 140,172.07 |
171 | 1,138.15 | 1,021.34 | 116.81 | 139,150.72 |
172 | 1,138.15 | 1,022.20 | 115.96 | 138,128.53 |
173 | 1,138.15 | 1,023.05 | 115.11 | 137,105.48 |
174 | 1,138.15 | 1,023.90 | 114.25 | 136,081.58 |
175 | 1,138.15 | 1,024.75 | 113.40 | 135,056.83 |
176 | 1,138.15 | 1,025.61 | 112.55 | 134,031.22 |
177 | 1,138.15 | 1,026.46 | 111.69 | 133,004.76 |
178 | 1,138.15 | 1,027.32 | 110.84 | 131,977.44 |
179 | 1,138.15 | 1,028.17 | 109.98 | 130,949.27 |
180 | 1,138.15 | 1,029.03 | 109.12 | 129,920.24 |
181 | 1,138.15 | 1,029.89 | 108.27 | 128,890.35 |
182 | 1,138.15 | 1,030.75 | 107.41 | 127,859.60 |
183 | 1,138.15 | 1,031.61 | 106.55 | 126,828.00 |
184 | 1,138.15 | 1,032.46 | 105.69 | 125,795.53 |
185 | 1,138.15 | 1,033.33 | 104.83 | 124,762.21 |
186 | 1,138.15 | 1,034.19 | 103.97 | 123,728.02 |
187 | 1,138.15 | 1,035.05 | 103.11 | 122,692.97 |
188 | 1,138.15 | 1,035.91 | 102.24 | 121,657.06 |
189 | 1,138.15 | 1,036.77 | 101.38 | 120,620.29 |
190 | 1,138.15 | 1,037.64 | 100.52 | 119,582.65 |
191 | 1,138.15 | 1,038.50 | 99.65 | 118,544.15 |
192 | 1,138.15 | 1,039.37 | 98.79 | 117,504.78 |
193 | 1,138.15 | 1,040.23 | 97.92 | 116,464.54 |
194 | 1,138.15 | 1,041.10 | 97.05 | 115,423.44 |
195 | 1,138.15 | 1,041.97 | 96.19 | 114,381.48 |
196 | 1,138.15 | 1,042.84 | 95.32 | 113,338.64 |
197 | 1,138.15 | 1,043.71 | 94.45 | 112,294.93 |
198 | 1,138.15 | 1,044.58 | 93.58 | 111,250.36 |
199 | 1,138.15 | 1,045.45 | 92.71 | 110,204.91 |
200 | 1,138.15 | 1,046.32 | 91.84 | 109,158.59 |
201 | 1,138.15 | 1,047.19 | 90.97 | 108,111.40 |
202 | 1,138.15 | 1,048.06 | 90.09 | 107,063.34 |
203 | 1,138.15 | 1,048.94 | 89.22 | 106,014.41 |
204 | 1,138.15 | 1,049.81 | 88.35 | 104,964.60 |
205 | 1,138.15 | 1,050.68 | 87.47 | 103,913.91 |
206 | 1,138.15 | 1,051.56 | 86.59 | 102,862.35 |
207 | 1,138.15 | 1,052.44 | 85.72 | 101,809.92 |
208 | 1,138.15 | 1,053.31 | 84.84 | 100,756.60 |
209 | 1,138.15 | 1,054.19 | 83.96 | 99,702.41 |
210 | 1,138.15 | 1,055.07 | 83.09 | 98,647.34 |
211 | 1,138.15 | 1,055.95 | 82.21 | 97,591.39 |
212 | 1,138.15 | 1,056.83 | 81.33 | 96,534.57 |
213 | 1,138.15 | 1,057.71 | 80.45 | 95,476.86 |
214 | 1,138.15 | 1,058.59 | 79.56 | 94,418.27 |
215 | 1,138.15 | 1,059.47 | 78.68 | 93,358.79 |
216 | 1,138.15 | 1,060.36 | 77.80 | 92,298.44 |
217 | 1,138.15 | 1,061.24 | 76.92 | 91,237.20 |
218 | 1,138.15 | 1,062.12 | 76.03 | 90,175.07 |
219 | 1,138.15 | 1,063.01 | 75.15 | 89,112.06 |
220 | 1,138.15 | 1,063.89 | 74.26 | 88,048.17 |
221 | 1,138.15 | 1,064.78 | 73.37 | 86,983.39 |
222 | 1,138.15 | 1,065.67 | 72.49 | 85,917.72 |
223 | 1,138.15 | 1,066.56 | 71.60 | 84,851.16 |
224 | 1,138.15 | 1,067.45 | 70.71 | 83,783.72 |
225 | 1,138.15 | 1,068.34 | 69.82 | 82,715.38 |
226 | 1,138.15 | 1,069.23 | 68.93 | 81,646.16 |
227 | 1,138.15 | 1,070.12 | 68.04 | 80,576.04 |
228 | 1,138.15 | 1,071.01 | 67.15 | 79,505.03 |
229 | 1,138.15 | 1,071.90 | 66.25 | 78,433.13 |
230 | 1,138.15 | 1,072.79 | 65.36 | 77,360.34 |
231 | 1,138.15 | 1,073.69 | 64.47 | 76,286.65 |
232 | 1,138.15 | 1,074.58 | 63.57 | 75,212.07 |
233 | 1,138.15 | 1,075.48 | 62.68 | 74,136.59 |
234 | 1,138.15 | 1,076.37 | 61.78 | 73,060.22 |
235 | 1,138.15 | 1,077.27 | 60.88 | 71,982.94 |
236 | 1,138.15 | 1,078.17 | 59.99 | 70,904.78 |
237 | 1,138.15 | 1,079.07 | 59.09 | 69,825.71 |
238 | 1,138.15 | 1,079.97 | 58.19 | 68,745.74 |
239 | 1,138.15 | 1,080.87 | 57.29 | 67,664.87 |
240 | 1,138.15 | 1,081.77 | 56.39 | 66,583.11 |
241 | 1,138.15 | 1,082.67 | 55.49 | 65,500.44 |
242 | 1,138.15 | 1,083.57 | 54.58 | 64,416.87 |
243 | 1,138.15 | 1,084.47 | 53.68 | 63,332.39 |
244 | 1,138.15 | 1,085.38 | 52.78 | 62,247.01 |
245 | 1,138.15 | 1,086.28 | 51.87 | 61,160.73 |
246 | 1,138.15 | 1,087.19 | 50.97 | 60,073.55 |
247 | 1,138.15 | 1,088.09 | 50.06 | 58,985.45 |
248 | 1,138.15 | 1,089.00 | 49.15 | 57,896.45 |
249 | 1,138.15 | 1,089.91 | 48.25 | 56,806.54 |
250 | 1,138.15 | 1,090.82 | 47.34 | 55,715.73 |
251 | 1,138.15 | 1,091.73 | 46.43 | 54,624.00 |
252 | 1,138.15 | 1,092.63 | 45.52 | 53,531.37 |
253 | 1,138.15 | 1,093.55 | 44.61 | 52,437.82 |
254 | 1,138.15 | 1,094.46 | 43.70 | 51,343.37 |
255 | 1,138.15 | 1,095.37 | 42.79 | 50,248.00 |
256 | 1,138.15 | 1,096.28 | 41.87 | 49,151.72 |
257 | 1,138.15 | 1,097.20 | 40.96 | 48,054.52 |
258 | 1,138.15 | 1,098.11 | 40.05 | 46,956.41 |
259 | 1,138.15 | 1,099.02 | 39.13 | 45,857.39 |
260 | 1,138.15 | 1,099.94 | 38.21 | 44,757.45 |
261 | 1,138.15 | 1,100.86 | 37.30 | 43,656.59 |
262 | 1,138.15 | 1,101.77 | 36.38 | 42,554.82 |
263 | 1,138.15 | 1,102.69 | 35.46 | 41,452.12 |
264 | 1,138.15 | 1,103.61 | 34.54 | 40,348.51 |
265 | 1,138.15 | 1,104.53 | 33.62 | 39,243.98 |
266 | 1,138.15 | 1,105.45 | 32.70 | 38,138.53 |
267 | 1,138.15 | 1,106.37 | 31.78 | 37,032.16 |
268 | 1,138.15 | 1,107.29 | 30.86 | 35,924.86 |
269 | 1,138.15 | 1,108.22 | 29.94 | 34,816.64 |
270 | 1,138.15 | 1,109.14 | 29.01 | 33,707.50 |
271 | 1,138.15 | 1,110.07 | 28.09 | 32,597.44 |
272 | 1,138.15 | 1,110.99 | 27.16 | 31,486.45 |
273 | 1,138.15 | 1,111.92 | 26.24 | 30,374.53 |
274 | 1,138.15 | 1,112.84 | 25.31 | 29,261.69 |
275 | 1,138.15 | 1,113.77 | 24.38 | 28,147.92 |
276 | 1,138.15 | 1,114.70 | 23.46 | 27,033.22 |
277 | 1,138.15 | 1,115.63 | 22.53 | 25,917.59 |
278 | 1,138.15 | 1,116.56 | 21.60 | 24,801.04 |
279 | 1,138.15 | 1,117.49 | 20.67 | 23,683.55 |
280 | 1,138.15 | 1,118.42 | 19.74 | 22,565.13 |
281 | 1,138.15 | 1,119.35 | 18.80 | 21,445.78 |
282 | 1,138.15 | 1,120.28 | 17.87 | 20,325.50 |
283 | 1,138.15 | 1,121.22 | 16.94 | 19,204.28 |
284 | 1,138.15 | 1,122.15 | 16.00 | 18,082.13 |
285 | 1,138.15 | 1,123.09 | 15.07 | 16,959.04 |
286 | 1,138.15 | 1,124.02 | 14.13 | 15,835.02 |
287 | 1,138.15 | 1,124.96 | 13.20 | 14,710.06 |
288 | 1,138.15 | 1,125.90 | 12.26 | 13,584.16 |
289 | 1,138.15 | 1,126.83 | 11.32 | 12,457.33 |
290 | 1,138.15 | 1,127.77 | 10.38 | 11,329.56 |
291 | 1,138.15 | 1,128.71 | 9.44 | 10,200.84 |
292 | 1,138.15 | 1,129.65 | 8.50 | 9,071.19 |
293 | 1,138.15 | 1,130.60 | 7.56 | 7,940.59 |
294 | 1,138.15 | 1,131.54 | 6.62 | 6,809.06 |
295 | 1,138.15 | 1,132.48 | 5.67 | 5,676.57 |
296 | 1,138.15 | 1,133.42 | 4.73 | 4,543.15 |
297 | 1,138.15 | 1,134.37 | 3.79 | 3,408.78 |
298 | 1,138.15 | 1,135.31 | 2.84 | 2,273.47 |
299 | 1,138.15 | 1,136.26 | 1.89 | 1,137.21 |
300 | 1,138.15 | 1,137.21 | 0.95 | 0.00 |