Mortgage Loan of $302,000 for 25 Years at 4.10%
What's the payment on a 25 year home loan for $302k at 4.10% interest?
Results
Monthly payment: $1,610.79
$19,329 per year
What's the monthly payment? Use the loan payment schedule below to view payments each month based on a fixed rate $302k loan. It can be used for a house, car, boat, credit card debt consolidation, student loan debt, motorcycle, RV, race horse, exotic pet, business, real estate, etc... Try paying off your loan early or refinancing to save money.
Also remember to consider other home costs like insurance, taxes, PMI, and general maintenance costs.
Loan Table for 302,000 loan for 25 years at 4.10 percent interest
Amortization Table. How much goes to interest? How much to principal? What's the loan balance?
Month | Monthly Payment | Principal Paid | Interest Paid | Mortgage Balance |
---|---|---|---|---|
1 | 1,610.79 | 578.96 | 1,031.83 | 301,421.04 |
2 | 1,610.79 | 580.93 | 1,029.86 | 300,840.11 |
3 | 1,610.79 | 582.92 | 1,027.87 | 300,257.19 |
4 | 1,610.79 | 584.91 | 1,025.88 | 299,672.28 |
5 | 1,610.79 | 586.91 | 1,023.88 | 299,085.37 |
6 | 1,610.79 | 588.91 | 1,021.88 | 298,496.46 |
7 | 1,610.79 | 590.93 | 1,019.86 | 297,905.53 |
8 | 1,610.79 | 592.95 | 1,017.84 | 297,312.58 |
9 | 1,610.79 | 594.97 | 1,015.82 | 296,717.61 |
10 | 1,610.79 | 597.00 | 1,013.79 | 296,120.61 |
11 | 1,610.79 | 599.04 | 1,011.75 | 295,521.56 |
12 | 1,610.79 | 601.09 | 1,009.70 | 294,920.47 |
13 | 1,610.79 | 603.14 | 1,007.64 | 294,317.33 |
14 | 1,610.79 | 605.21 | 1,005.58 | 293,712.12 |
15 | 1,610.79 | 607.27 | 1,003.52 | 293,104.85 |
16 | 1,610.79 | 609.35 | 1,001.44 | 292,495.50 |
17 | 1,610.79 | 611.43 | 999.36 | 291,884.07 |
18 | 1,610.79 | 613.52 | 997.27 | 291,270.55 |
19 | 1,610.79 | 615.62 | 995.17 | 290,654.94 |
20 | 1,610.79 | 617.72 | 993.07 | 290,037.22 |
21 | 1,610.79 | 619.83 | 990.96 | 289,417.39 |
22 | 1,610.79 | 621.95 | 988.84 | 288,795.44 |
23 | 1,610.79 | 624.07 | 986.72 | 288,171.37 |
24 | 1,610.79 | 626.20 | 984.59 | 287,545.17 |
25 | 1,610.79 | 628.34 | 982.45 | 286,916.82 |
26 | 1,610.79 | 630.49 | 980.30 | 286,286.33 |
27 | 1,610.79 | 632.64 | 978.14 | 285,653.69 |
28 | 1,610.79 | 634.81 | 975.98 | 285,018.88 |
29 | 1,610.79 | 636.97 | 973.81 | 284,381.91 |
30 | 1,610.79 | 639.15 | 971.64 | 283,742.76 |
31 | 1,610.79 | 641.34 | 969.45 | 283,101.42 |
32 | 1,610.79 | 643.53 | 967.26 | 282,457.90 |
33 | 1,610.79 | 645.73 | 965.06 | 281,812.17 |
34 | 1,610.79 | 647.93 | 962.86 | 281,164.24 |
35 | 1,610.79 | 650.15 | 960.64 | 280,514.09 |
36 | 1,610.79 | 652.37 | 958.42 | 279,861.73 |
37 | 1,610.79 | 654.60 | 956.19 | 279,207.13 |
38 | 1,610.79 | 656.83 | 953.96 | 278,550.30 |
39 | 1,610.79 | 659.08 | 951.71 | 277,891.23 |
40 | 1,610.79 | 661.33 | 949.46 | 277,229.90 |
41 | 1,610.79 | 663.59 | 947.20 | 276,566.31 |
42 | 1,610.79 | 665.85 | 944.93 | 275,900.46 |
43 | 1,610.79 | 668.13 | 942.66 | 275,232.33 |
44 | 1,610.79 | 670.41 | 940.38 | 274,561.91 |
45 | 1,610.79 | 672.70 | 938.09 | 273,889.21 |
46 | 1,610.79 | 675.00 | 935.79 | 273,214.21 |
47 | 1,610.79 | 677.31 | 933.48 | 272,536.90 |
48 | 1,610.79 | 679.62 | 931.17 | 271,857.28 |
49 | 1,610.79 | 681.94 | 928.85 | 271,175.34 |
50 | 1,610.79 | 684.27 | 926.52 | 270,491.06 |
51 | 1,610.79 | 686.61 | 924.18 | 269,804.45 |
52 | 1,610.79 | 688.96 | 921.83 | 269,115.49 |
53 | 1,610.79 | 691.31 | 919.48 | 268,424.18 |
54 | 1,610.79 | 693.67 | 917.12 | 267,730.51 |
55 | 1,610.79 | 696.04 | 914.75 | 267,034.46 |
56 | 1,610.79 | 698.42 | 912.37 | 266,336.04 |
57 | 1,610.79 | 700.81 | 909.98 | 265,635.23 |
58 | 1,610.79 | 703.20 | 907.59 | 264,932.03 |
59 | 1,610.79 | 705.61 | 905.18 | 264,226.43 |
60 | 1,610.79 | 708.02 | 902.77 | 263,518.41 |
61 | 1,610.79 | 710.43 | 900.35 | 262,807.98 |
62 | 1,610.79 | 712.86 | 897.93 | 262,095.11 |
63 | 1,610.79 | 715.30 | 895.49 | 261,379.82 |
64 | 1,610.79 | 717.74 | 893.05 | 260,662.07 |
65 | 1,610.79 | 720.19 | 890.60 | 259,941.88 |
66 | 1,610.79 | 722.65 | 888.13 | 259,219.23 |
67 | 1,610.79 | 725.12 | 885.67 | 258,494.10 |
68 | 1,610.79 | 727.60 | 883.19 | 257,766.50 |
69 | 1,610.79 | 730.09 | 880.70 | 257,036.41 |
70 | 1,610.79 | 732.58 | 878.21 | 256,303.83 |
71 | 1,610.79 | 735.08 | 875.70 | 255,568.75 |
72 | 1,610.79 | 737.60 | 873.19 | 254,831.15 |
73 | 1,610.79 | 740.12 | 870.67 | 254,091.03 |
74 | 1,610.79 | 742.65 | 868.14 | 253,348.39 |
75 | 1,610.79 | 745.18 | 865.61 | 252,603.21 |
76 | 1,610.79 | 747.73 | 863.06 | 251,855.48 |
77 | 1,610.79 | 750.28 | 860.51 | 251,105.19 |
78 | 1,610.79 | 752.85 | 857.94 | 250,352.35 |
79 | 1,610.79 | 755.42 | 855.37 | 249,596.93 |
80 | 1,610.79 | 758.00 | 852.79 | 248,838.93 |
81 | 1,610.79 | 760.59 | 850.20 | 248,078.34 |
82 | 1,610.79 | 763.19 | 847.60 | 247,315.15 |
83 | 1,610.79 | 765.80 | 844.99 | 246,549.35 |
84 | 1,610.79 | 768.41 | 842.38 | 245,780.94 |
85 | 1,610.79 | 771.04 | 839.75 | 245,009.90 |
86 | 1,610.79 | 773.67 | 837.12 | 244,236.23 |
87 | 1,610.79 | 776.32 | 834.47 | 243,459.92 |
88 | 1,610.79 | 778.97 | 831.82 | 242,680.95 |
89 | 1,610.79 | 781.63 | 829.16 | 241,899.32 |
90 | 1,610.79 | 784.30 | 826.49 | 241,115.02 |
91 | 1,610.79 | 786.98 | 823.81 | 240,328.04 |
92 | 1,610.79 | 789.67 | 821.12 | 239,538.37 |
93 | 1,610.79 | 792.37 | 818.42 | 238,746.00 |
94 | 1,610.79 | 795.07 | 815.72 | 237,950.93 |
95 | 1,610.79 | 797.79 | 813.00 | 237,153.14 |
96 | 1,610.79 | 800.52 | 810.27 | 236,352.62 |
97 | 1,610.79 | 803.25 | 807.54 | 235,549.37 |
98 | 1,610.79 | 806.00 | 804.79 | 234,743.37 |
99 | 1,610.79 | 808.75 | 802.04 | 233,934.62 |
100 | 1,610.79 | 811.51 | 799.28 | 233,123.11 |
101 | 1,610.79 | 814.29 | 796.50 | 232,308.83 |
102 | 1,610.79 | 817.07 | 793.72 | 231,491.76 |
103 | 1,610.79 | 819.86 | 790.93 | 230,671.90 |
104 | 1,610.79 | 822.66 | 788.13 | 229,849.24 |
105 | 1,610.79 | 825.47 | 785.32 | 229,023.77 |
106 | 1,610.79 | 828.29 | 782.50 | 228,195.48 |
107 | 1,610.79 | 831.12 | 779.67 | 227,364.35 |
108 | 1,610.79 | 833.96 | 776.83 | 226,530.39 |
109 | 1,610.79 | 836.81 | 773.98 | 225,693.58 |
110 | 1,610.79 | 839.67 | 771.12 | 224,853.91 |
111 | 1,610.79 | 842.54 | 768.25 | 224,011.37 |
112 | 1,610.79 | 845.42 | 765.37 | 223,165.96 |
113 | 1,610.79 | 848.31 | 762.48 | 222,317.65 |
114 | 1,610.79 | 851.20 | 759.59 | 221,466.45 |
115 | 1,610.79 | 854.11 | 756.68 | 220,612.33 |
116 | 1,610.79 | 857.03 | 753.76 | 219,755.30 |
117 | 1,610.79 | 859.96 | 750.83 | 218,895.34 |
118 | 1,610.79 | 862.90 | 747.89 | 218,032.45 |
119 | 1,610.79 | 865.85 | 744.94 | 217,166.60 |
120 | 1,610.79 | 868.80 | 741.99 | 216,297.80 |
121 | 1,610.79 | 871.77 | 739.02 | 215,426.03 |
122 | 1,610.79 | 874.75 | 736.04 | 214,551.28 |
123 | 1,610.79 | 877.74 | 733.05 | 213,673.54 |
124 | 1,610.79 | 880.74 | 730.05 | 212,792.80 |
125 | 1,610.79 | 883.75 | 727.04 | 211,909.05 |
126 | 1,610.79 | 886.77 | 724.02 | 211,022.28 |
127 | 1,610.79 | 889.80 | 720.99 | 210,132.49 |
128 | 1,610.79 | 892.84 | 717.95 | 209,239.65 |
129 | 1,610.79 | 895.89 | 714.90 | 208,343.76 |
130 | 1,610.79 | 898.95 | 711.84 | 207,444.81 |
131 | 1,610.79 | 902.02 | 708.77 | 206,542.80 |
132 | 1,610.79 | 905.10 | 705.69 | 205,637.69 |
133 | 1,610.79 | 908.19 | 702.60 | 204,729.50 |
134 | 1,610.79 | 911.30 | 699.49 | 203,818.20 |
135 | 1,610.79 | 914.41 | 696.38 | 202,903.79 |
136 | 1,610.79 | 917.53 | 693.25 | 201,986.26 |
137 | 1,610.79 | 920.67 | 690.12 | 201,065.59 |
138 | 1,610.79 | 923.82 | 686.97 | 200,141.77 |
139 | 1,610.79 | 926.97 | 683.82 | 199,214.80 |
140 | 1,610.79 | 930.14 | 680.65 | 198,284.66 |
141 | 1,610.79 | 933.32 | 677.47 | 197,351.34 |
142 | 1,610.79 | 936.51 | 674.28 | 196,414.84 |
143 | 1,610.79 | 939.71 | 671.08 | 195,475.13 |
144 | 1,610.79 | 942.92 | 667.87 | 194,532.22 |
145 | 1,610.79 | 946.14 | 664.65 | 193,586.08 |
146 | 1,610.79 | 949.37 | 661.42 | 192,636.71 |
147 | 1,610.79 | 952.61 | 658.18 | 191,684.09 |
148 | 1,610.79 | 955.87 | 654.92 | 190,728.23 |
149 | 1,610.79 | 959.13 | 651.65 | 189,769.09 |
150 | 1,610.79 | 962.41 | 648.38 | 188,806.68 |
151 | 1,610.79 | 965.70 | 645.09 | 187,840.98 |
152 | 1,610.79 | 969.00 | 641.79 | 186,871.98 |
153 | 1,610.79 | 972.31 | 638.48 | 185,899.67 |
154 | 1,610.79 | 975.63 | 635.16 | 184,924.04 |
155 | 1,610.79 | 978.97 | 631.82 | 183,945.07 |
156 | 1,610.79 | 982.31 | 628.48 | 182,962.76 |
157 | 1,610.79 | 985.67 | 625.12 | 181,977.09 |
158 | 1,610.79 | 989.03 | 621.76 | 180,988.06 |
159 | 1,610.79 | 992.41 | 618.38 | 179,995.65 |
160 | 1,610.79 | 995.80 | 614.99 | 178,999.84 |
161 | 1,610.79 | 999.21 | 611.58 | 178,000.63 |
162 | 1,610.79 | 1,002.62 | 608.17 | 176,998.01 |
163 | 1,610.79 | 1,006.05 | 604.74 | 175,991.97 |
164 | 1,610.79 | 1,009.48 | 601.31 | 174,982.48 |
165 | 1,610.79 | 1,012.93 | 597.86 | 173,969.55 |
166 | 1,610.79 | 1,016.39 | 594.40 | 172,953.16 |
167 | 1,610.79 | 1,019.87 | 590.92 | 171,933.29 |
168 | 1,610.79 | 1,023.35 | 587.44 | 170,909.94 |
169 | 1,610.79 | 1,026.85 | 583.94 | 169,883.09 |
170 | 1,610.79 | 1,030.36 | 580.43 | 168,852.74 |
171 | 1,610.79 | 1,033.88 | 576.91 | 167,818.86 |
172 | 1,610.79 | 1,037.41 | 573.38 | 166,781.45 |
173 | 1,610.79 | 1,040.95 | 569.84 | 165,740.50 |
174 | 1,610.79 | 1,044.51 | 566.28 | 164,695.99 |
175 | 1,610.79 | 1,048.08 | 562.71 | 163,647.91 |
176 | 1,610.79 | 1,051.66 | 559.13 | 162,596.25 |
177 | 1,610.79 | 1,055.25 | 555.54 | 161,541.00 |
178 | 1,610.79 | 1,058.86 | 551.93 | 160,482.14 |
179 | 1,610.79 | 1,062.48 | 548.31 | 159,419.67 |
180 | 1,610.79 | 1,066.11 | 544.68 | 158,353.56 |
181 | 1,610.79 | 1,069.75 | 541.04 | 157,283.81 |
182 | 1,610.79 | 1,073.40 | 537.39 | 156,210.41 |
183 | 1,610.79 | 1,077.07 | 533.72 | 155,133.34 |
184 | 1,610.79 | 1,080.75 | 530.04 | 154,052.59 |
185 | 1,610.79 | 1,084.44 | 526.35 | 152,968.15 |
186 | 1,610.79 | 1,088.15 | 522.64 | 151,880.00 |
187 | 1,610.79 | 1,091.87 | 518.92 | 150,788.13 |
188 | 1,610.79 | 1,095.60 | 515.19 | 149,692.54 |
189 | 1,610.79 | 1,099.34 | 511.45 | 148,593.20 |
190 | 1,610.79 | 1,103.10 | 507.69 | 147,490.10 |
191 | 1,610.79 | 1,106.86 | 503.92 | 146,383.24 |
192 | 1,610.79 | 1,110.65 | 500.14 | 145,272.59 |
193 | 1,610.79 | 1,114.44 | 496.35 | 144,158.15 |
194 | 1,610.79 | 1,118.25 | 492.54 | 143,039.90 |
195 | 1,610.79 | 1,122.07 | 488.72 | 141,917.83 |
196 | 1,610.79 | 1,125.90 | 484.89 | 140,791.92 |
197 | 1,610.79 | 1,129.75 | 481.04 | 139,662.17 |
198 | 1,610.79 | 1,133.61 | 477.18 | 138,528.56 |
199 | 1,610.79 | 1,137.48 | 473.31 | 137,391.08 |
200 | 1,610.79 | 1,141.37 | 469.42 | 136,249.71 |
201 | 1,610.79 | 1,145.27 | 465.52 | 135,104.44 |
202 | 1,610.79 | 1,149.18 | 461.61 | 133,955.26 |
203 | 1,610.79 | 1,153.11 | 457.68 | 132,802.15 |
204 | 1,610.79 | 1,157.05 | 453.74 | 131,645.10 |
205 | 1,610.79 | 1,161.00 | 449.79 | 130,484.10 |
206 | 1,610.79 | 1,164.97 | 445.82 | 129,319.13 |
207 | 1,610.79 | 1,168.95 | 441.84 | 128,150.18 |
208 | 1,610.79 | 1,172.94 | 437.85 | 126,977.24 |
209 | 1,610.79 | 1,176.95 | 433.84 | 125,800.29 |
210 | 1,610.79 | 1,180.97 | 429.82 | 124,619.31 |
211 | 1,610.79 | 1,185.01 | 425.78 | 123,434.31 |
212 | 1,610.79 | 1,189.06 | 421.73 | 122,245.25 |
213 | 1,610.79 | 1,193.12 | 417.67 | 121,052.13 |
214 | 1,610.79 | 1,197.19 | 413.59 | 119,854.94 |
215 | 1,610.79 | 1,201.29 | 409.50 | 118,653.65 |
216 | 1,610.79 | 1,205.39 | 405.40 | 117,448.26 |
217 | 1,610.79 | 1,209.51 | 401.28 | 116,238.76 |
218 | 1,610.79 | 1,213.64 | 397.15 | 115,025.12 |
219 | 1,610.79 | 1,217.79 | 393.00 | 113,807.33 |
220 | 1,610.79 | 1,221.95 | 388.84 | 112,585.38 |
221 | 1,610.79 | 1,226.12 | 384.67 | 111,359.26 |
222 | 1,610.79 | 1,230.31 | 380.48 | 110,128.95 |
223 | 1,610.79 | 1,234.52 | 376.27 | 108,894.43 |
224 | 1,610.79 | 1,238.73 | 372.06 | 107,655.70 |
225 | 1,610.79 | 1,242.97 | 367.82 | 106,412.73 |
226 | 1,610.79 | 1,247.21 | 363.58 | 105,165.52 |
227 | 1,610.79 | 1,251.47 | 359.32 | 103,914.04 |
228 | 1,610.79 | 1,255.75 | 355.04 | 102,658.29 |
229 | 1,610.79 | 1,260.04 | 350.75 | 101,398.25 |
230 | 1,610.79 | 1,264.35 | 346.44 | 100,133.91 |
231 | 1,610.79 | 1,268.67 | 342.12 | 98,865.24 |
232 | 1,610.79 | 1,273.00 | 337.79 | 97,592.24 |
233 | 1,610.79 | 1,277.35 | 333.44 | 96,314.89 |
234 | 1,610.79 | 1,281.71 | 329.08 | 95,033.18 |
235 | 1,610.79 | 1,286.09 | 324.70 | 93,747.09 |
236 | 1,610.79 | 1,290.49 | 320.30 | 92,456.60 |
237 | 1,610.79 | 1,294.90 | 315.89 | 91,161.70 |
238 | 1,610.79 | 1,299.32 | 311.47 | 89,862.38 |
239 | 1,610.79 | 1,303.76 | 307.03 | 88,558.62 |
240 | 1,610.79 | 1,308.21 | 302.58 | 87,250.41 |
241 | 1,610.79 | 1,312.68 | 298.11 | 85,937.73 |
242 | 1,610.79 | 1,317.17 | 293.62 | 84,620.56 |
243 | 1,610.79 | 1,321.67 | 289.12 | 83,298.89 |
244 | 1,610.79 | 1,326.18 | 284.60 | 81,972.70 |
245 | 1,610.79 | 1,330.72 | 280.07 | 80,641.99 |
246 | 1,610.79 | 1,335.26 | 275.53 | 79,306.72 |
247 | 1,610.79 | 1,339.82 | 270.96 | 77,966.90 |
248 | 1,610.79 | 1,344.40 | 266.39 | 76,622.50 |
249 | 1,610.79 | 1,349.00 | 261.79 | 75,273.50 |
250 | 1,610.79 | 1,353.61 | 257.18 | 73,919.90 |
251 | 1,610.79 | 1,358.23 | 252.56 | 72,561.67 |
252 | 1,610.79 | 1,362.87 | 247.92 | 71,198.80 |
253 | 1,610.79 | 1,367.53 | 243.26 | 69,831.27 |
254 | 1,610.79 | 1,372.20 | 238.59 | 68,459.07 |
255 | 1,610.79 | 1,376.89 | 233.90 | 67,082.18 |
256 | 1,610.79 | 1,381.59 | 229.20 | 65,700.59 |
257 | 1,610.79 | 1,386.31 | 224.48 | 64,314.28 |
258 | 1,610.79 | 1,391.05 | 219.74 | 62,923.23 |
259 | 1,610.79 | 1,395.80 | 214.99 | 61,527.43 |
260 | 1,610.79 | 1,400.57 | 210.22 | 60,126.86 |
261 | 1,610.79 | 1,405.36 | 205.43 | 58,721.50 |
262 | 1,610.79 | 1,410.16 | 200.63 | 57,311.34 |
263 | 1,610.79 | 1,414.98 | 195.81 | 55,896.37 |
264 | 1,610.79 | 1,419.81 | 190.98 | 54,476.56 |
265 | 1,610.79 | 1,424.66 | 186.13 | 53,051.89 |
266 | 1,610.79 | 1,429.53 | 181.26 | 51,622.37 |
267 | 1,610.79 | 1,434.41 | 176.38 | 50,187.95 |
268 | 1,610.79 | 1,439.31 | 171.48 | 48,748.64 |
269 | 1,610.79 | 1,444.23 | 166.56 | 47,304.41 |
270 | 1,610.79 | 1,449.17 | 161.62 | 45,855.24 |
271 | 1,610.79 | 1,454.12 | 156.67 | 44,401.12 |
272 | 1,610.79 | 1,459.09 | 151.70 | 42,942.04 |
273 | 1,610.79 | 1,464.07 | 146.72 | 41,477.97 |
274 | 1,610.79 | 1,469.07 | 141.72 | 40,008.89 |
275 | 1,610.79 | 1,474.09 | 136.70 | 38,534.80 |
276 | 1,610.79 | 1,479.13 | 131.66 | 37,055.67 |
277 | 1,610.79 | 1,484.18 | 126.61 | 35,571.49 |
278 | 1,610.79 | 1,489.25 | 121.54 | 34,082.24 |
279 | 1,610.79 | 1,494.34 | 116.45 | 32,587.89 |
280 | 1,610.79 | 1,499.45 | 111.34 | 31,088.45 |
281 | 1,610.79 | 1,504.57 | 106.22 | 29,583.88 |
282 | 1,610.79 | 1,509.71 | 101.08 | 28,074.16 |
283 | 1,610.79 | 1,514.87 | 95.92 | 26,559.30 |
284 | 1,610.79 | 1,520.05 | 90.74 | 25,039.25 |
285 | 1,610.79 | 1,525.24 | 85.55 | 23,514.01 |
286 | 1,610.79 | 1,530.45 | 80.34 | 21,983.56 |
287 | 1,610.79 | 1,535.68 | 75.11 | 20,447.88 |
288 | 1,610.79 | 1,540.93 | 69.86 | 18,906.96 |
289 | 1,610.79 | 1,546.19 | 64.60 | 17,360.77 |
290 | 1,610.79 | 1,551.47 | 59.32 | 15,809.29 |
291 | 1,610.79 | 1,556.77 | 54.02 | 14,252.52 |
292 | 1,610.79 | 1,562.09 | 48.70 | 12,690.42 |
293 | 1,610.79 | 1,567.43 | 43.36 | 11,122.99 |
294 | 1,610.79 | 1,572.79 | 38.00 | 9,550.21 |
295 | 1,610.79 | 1,578.16 | 32.63 | 7,972.05 |
296 | 1,610.79 | 1,583.55 | 27.24 | 6,388.50 |
297 | 1,610.79 | 1,588.96 | 21.83 | 4,799.53 |
298 | 1,610.79 | 1,594.39 | 16.40 | 3,205.14 |
299 | 1,610.79 | 1,599.84 | 10.95 | 1,605.30 |
300 | 1,610.79 | 1,605.30 | 5.48 | 0.00 |