Mortgage Loan of $307,000 for 25 Years at 2.30%
What's the payment on a 25 year home loan for $307k at 2.30% interest?
Results
Monthly payment: $1,346.54
$16,158 per year
What's the monthly payment? Use the loan payment schedule below to view payments each month based on a fixed rate $307k loan. It can be used for a house, car, boat, credit card debt consolidation, student loan debt, motorcycle, RV, race horse, exotic pet, business, real estate, etc... Try paying off your loan early or refinancing to save money.
Also remember to consider other home costs like insurance, taxes, PMI, and general maintenance costs.
Loan Table for 307,000 loan for 25 years at 2.30 percent interest
Amortization Table. How much goes to interest? How much to principal? What's the loan balance?
Month | Monthly Payment | Principal Paid | Interest Paid | Mortgage Balance |
---|---|---|---|---|
1 | 1,346.54 | 758.12 | 588.42 | 306,241.88 |
2 | 1,346.54 | 759.57 | 586.96 | 305,482.31 |
3 | 1,346.54 | 761.03 | 585.51 | 304,721.28 |
4 | 1,346.54 | 762.49 | 584.05 | 303,958.79 |
5 | 1,346.54 | 763.95 | 582.59 | 303,194.84 |
6 | 1,346.54 | 765.41 | 581.12 | 302,429.43 |
7 | 1,346.54 | 766.88 | 579.66 | 301,662.55 |
8 | 1,346.54 | 768.35 | 578.19 | 300,894.20 |
9 | 1,346.54 | 769.82 | 576.71 | 300,124.38 |
10 | 1,346.54 | 771.30 | 575.24 | 299,353.08 |
11 | 1,346.54 | 772.78 | 573.76 | 298,580.30 |
12 | 1,346.54 | 774.26 | 572.28 | 297,806.05 |
13 | 1,346.54 | 775.74 | 570.79 | 297,030.31 |
14 | 1,346.54 | 777.23 | 569.31 | 296,253.08 |
15 | 1,346.54 | 778.72 | 567.82 | 295,474.36 |
16 | 1,346.54 | 780.21 | 566.33 | 294,694.15 |
17 | 1,346.54 | 781.71 | 564.83 | 293,912.44 |
18 | 1,346.54 | 783.20 | 563.33 | 293,129.24 |
19 | 1,346.54 | 784.71 | 561.83 | 292,344.53 |
20 | 1,346.54 | 786.21 | 560.33 | 291,558.32 |
21 | 1,346.54 | 787.72 | 558.82 | 290,770.61 |
22 | 1,346.54 | 789.23 | 557.31 | 289,981.38 |
23 | 1,346.54 | 790.74 | 555.80 | 289,190.64 |
24 | 1,346.54 | 792.25 | 554.28 | 288,398.39 |
25 | 1,346.54 | 793.77 | 552.76 | 287,604.62 |
26 | 1,346.54 | 795.29 | 551.24 | 286,809.32 |
27 | 1,346.54 | 796.82 | 549.72 | 286,012.50 |
28 | 1,346.54 | 798.35 | 548.19 | 285,214.16 |
29 | 1,346.54 | 799.88 | 546.66 | 284,414.28 |
30 | 1,346.54 | 801.41 | 545.13 | 283,612.87 |
31 | 1,346.54 | 802.94 | 543.59 | 282,809.93 |
32 | 1,346.54 | 804.48 | 542.05 | 282,005.44 |
33 | 1,346.54 | 806.03 | 540.51 | 281,199.42 |
34 | 1,346.54 | 807.57 | 538.97 | 280,391.85 |
35 | 1,346.54 | 809.12 | 537.42 | 279,582.73 |
36 | 1,346.54 | 810.67 | 535.87 | 278,772.06 |
37 | 1,346.54 | 812.22 | 534.31 | 277,959.84 |
38 | 1,346.54 | 813.78 | 532.76 | 277,146.06 |
39 | 1,346.54 | 815.34 | 531.20 | 276,330.72 |
40 | 1,346.54 | 816.90 | 529.63 | 275,513.81 |
41 | 1,346.54 | 818.47 | 528.07 | 274,695.35 |
42 | 1,346.54 | 820.04 | 526.50 | 273,875.31 |
43 | 1,346.54 | 821.61 | 524.93 | 273,053.70 |
44 | 1,346.54 | 823.18 | 523.35 | 272,230.52 |
45 | 1,346.54 | 824.76 | 521.78 | 271,405.76 |
46 | 1,346.54 | 826.34 | 520.19 | 270,579.41 |
47 | 1,346.54 | 827.93 | 518.61 | 269,751.49 |
48 | 1,346.54 | 829.51 | 517.02 | 268,921.98 |
49 | 1,346.54 | 831.10 | 515.43 | 268,090.87 |
50 | 1,346.54 | 832.70 | 513.84 | 267,258.18 |
51 | 1,346.54 | 834.29 | 512.24 | 266,423.89 |
52 | 1,346.54 | 835.89 | 510.65 | 265,588.00 |
53 | 1,346.54 | 837.49 | 509.04 | 264,750.50 |
54 | 1,346.54 | 839.10 | 507.44 | 263,911.41 |
55 | 1,346.54 | 840.71 | 505.83 | 263,070.70 |
56 | 1,346.54 | 842.32 | 504.22 | 262,228.38 |
57 | 1,346.54 | 843.93 | 502.60 | 261,384.45 |
58 | 1,346.54 | 845.55 | 500.99 | 260,538.90 |
59 | 1,346.54 | 847.17 | 499.37 | 259,691.73 |
60 | 1,346.54 | 848.79 | 497.74 | 258,842.94 |
61 | 1,346.54 | 850.42 | 496.12 | 257,992.52 |
62 | 1,346.54 | 852.05 | 494.49 | 257,140.47 |
63 | 1,346.54 | 853.68 | 492.85 | 256,286.78 |
64 | 1,346.54 | 855.32 | 491.22 | 255,431.46 |
65 | 1,346.54 | 856.96 | 489.58 | 254,574.50 |
66 | 1,346.54 | 858.60 | 487.93 | 253,715.90 |
67 | 1,346.54 | 860.25 | 486.29 | 252,855.65 |
68 | 1,346.54 | 861.90 | 484.64 | 251,993.76 |
69 | 1,346.54 | 863.55 | 482.99 | 251,130.21 |
70 | 1,346.54 | 865.20 | 481.33 | 250,265.00 |
71 | 1,346.54 | 866.86 | 479.67 | 249,398.14 |
72 | 1,346.54 | 868.52 | 478.01 | 248,529.62 |
73 | 1,346.54 | 870.19 | 476.35 | 247,659.43 |
74 | 1,346.54 | 871.86 | 474.68 | 246,787.58 |
75 | 1,346.54 | 873.53 | 473.01 | 245,914.05 |
76 | 1,346.54 | 875.20 | 471.34 | 245,038.85 |
77 | 1,346.54 | 876.88 | 469.66 | 244,161.97 |
78 | 1,346.54 | 878.56 | 467.98 | 243,283.41 |
79 | 1,346.54 | 880.24 | 466.29 | 242,403.17 |
80 | 1,346.54 | 881.93 | 464.61 | 241,521.24 |
81 | 1,346.54 | 883.62 | 462.92 | 240,637.62 |
82 | 1,346.54 | 885.31 | 461.22 | 239,752.30 |
83 | 1,346.54 | 887.01 | 459.53 | 238,865.29 |
84 | 1,346.54 | 888.71 | 457.83 | 237,976.58 |
85 | 1,346.54 | 890.41 | 456.12 | 237,086.17 |
86 | 1,346.54 | 892.12 | 454.42 | 236,194.04 |
87 | 1,346.54 | 893.83 | 452.71 | 235,300.21 |
88 | 1,346.54 | 895.54 | 450.99 | 234,404.67 |
89 | 1,346.54 | 897.26 | 449.28 | 233,507.41 |
90 | 1,346.54 | 898.98 | 447.56 | 232,608.43 |
91 | 1,346.54 | 900.70 | 445.83 | 231,707.72 |
92 | 1,346.54 | 902.43 | 444.11 | 230,805.29 |
93 | 1,346.54 | 904.16 | 442.38 | 229,901.14 |
94 | 1,346.54 | 905.89 | 440.64 | 228,995.24 |
95 | 1,346.54 | 907.63 | 438.91 | 228,087.61 |
96 | 1,346.54 | 909.37 | 437.17 | 227,178.25 |
97 | 1,346.54 | 911.11 | 435.42 | 226,267.13 |
98 | 1,346.54 | 912.86 | 433.68 | 225,354.28 |
99 | 1,346.54 | 914.61 | 431.93 | 224,439.67 |
100 | 1,346.54 | 916.36 | 430.18 | 223,523.31 |
101 | 1,346.54 | 918.12 | 428.42 | 222,605.19 |
102 | 1,346.54 | 919.88 | 426.66 | 221,685.32 |
103 | 1,346.54 | 921.64 | 424.90 | 220,763.68 |
104 | 1,346.54 | 923.41 | 423.13 | 219,840.27 |
105 | 1,346.54 | 925.18 | 421.36 | 218,915.09 |
106 | 1,346.54 | 926.95 | 419.59 | 217,988.15 |
107 | 1,346.54 | 928.73 | 417.81 | 217,059.42 |
108 | 1,346.54 | 930.51 | 416.03 | 216,128.91 |
109 | 1,346.54 | 932.29 | 414.25 | 215,196.62 |
110 | 1,346.54 | 934.08 | 412.46 | 214,262.55 |
111 | 1,346.54 | 935.87 | 410.67 | 213,326.68 |
112 | 1,346.54 | 937.66 | 408.88 | 212,389.02 |
113 | 1,346.54 | 939.46 | 407.08 | 211,449.56 |
114 | 1,346.54 | 941.26 | 405.28 | 210,508.31 |
115 | 1,346.54 | 943.06 | 403.47 | 209,565.24 |
116 | 1,346.54 | 944.87 | 401.67 | 208,620.38 |
117 | 1,346.54 | 946.68 | 399.86 | 207,673.69 |
118 | 1,346.54 | 948.50 | 398.04 | 206,725.20 |
119 | 1,346.54 | 950.31 | 396.22 | 205,774.89 |
120 | 1,346.54 | 952.13 | 394.40 | 204,822.75 |
121 | 1,346.54 | 953.96 | 392.58 | 203,868.79 |
122 | 1,346.54 | 955.79 | 390.75 | 202,913.00 |
123 | 1,346.54 | 957.62 | 388.92 | 201,955.39 |
124 | 1,346.54 | 959.46 | 387.08 | 200,995.93 |
125 | 1,346.54 | 961.29 | 385.24 | 200,034.64 |
126 | 1,346.54 | 963.14 | 383.40 | 199,071.50 |
127 | 1,346.54 | 964.98 | 381.55 | 198,106.52 |
128 | 1,346.54 | 966.83 | 379.70 | 197,139.68 |
129 | 1,346.54 | 968.69 | 377.85 | 196,171.00 |
130 | 1,346.54 | 970.54 | 375.99 | 195,200.46 |
131 | 1,346.54 | 972.40 | 374.13 | 194,228.06 |
132 | 1,346.54 | 974.27 | 372.27 | 193,253.79 |
133 | 1,346.54 | 976.13 | 370.40 | 192,277.66 |
134 | 1,346.54 | 978.00 | 368.53 | 191,299.65 |
135 | 1,346.54 | 979.88 | 366.66 | 190,319.77 |
136 | 1,346.54 | 981.76 | 364.78 | 189,338.02 |
137 | 1,346.54 | 983.64 | 362.90 | 188,354.38 |
138 | 1,346.54 | 985.52 | 361.01 | 187,368.85 |
139 | 1,346.54 | 987.41 | 359.12 | 186,381.44 |
140 | 1,346.54 | 989.31 | 357.23 | 185,392.14 |
141 | 1,346.54 | 991.20 | 355.33 | 184,400.94 |
142 | 1,346.54 | 993.10 | 353.44 | 183,407.83 |
143 | 1,346.54 | 995.00 | 351.53 | 182,412.83 |
144 | 1,346.54 | 996.91 | 349.62 | 181,415.92 |
145 | 1,346.54 | 998.82 | 347.71 | 180,417.10 |
146 | 1,346.54 | 1,000.74 | 345.80 | 179,416.36 |
147 | 1,346.54 | 1,002.65 | 343.88 | 178,413.70 |
148 | 1,346.54 | 1,004.58 | 341.96 | 177,409.13 |
149 | 1,346.54 | 1,006.50 | 340.03 | 176,402.62 |
150 | 1,346.54 | 1,008.43 | 338.11 | 175,394.19 |
151 | 1,346.54 | 1,010.36 | 336.17 | 174,383.83 |
152 | 1,346.54 | 1,012.30 | 334.24 | 173,371.53 |
153 | 1,346.54 | 1,014.24 | 332.30 | 172,357.29 |
154 | 1,346.54 | 1,016.18 | 330.35 | 171,341.10 |
155 | 1,346.54 | 1,018.13 | 328.40 | 170,322.97 |
156 | 1,346.54 | 1,020.08 | 326.45 | 169,302.89 |
157 | 1,346.54 | 1,022.04 | 324.50 | 168,280.85 |
158 | 1,346.54 | 1,024.00 | 322.54 | 167,256.85 |
159 | 1,346.54 | 1,025.96 | 320.58 | 166,230.89 |
160 | 1,346.54 | 1,027.93 | 318.61 | 165,202.96 |
161 | 1,346.54 | 1,029.90 | 316.64 | 164,173.06 |
162 | 1,346.54 | 1,031.87 | 314.67 | 163,141.19 |
163 | 1,346.54 | 1,033.85 | 312.69 | 162,107.34 |
164 | 1,346.54 | 1,035.83 | 310.71 | 161,071.51 |
165 | 1,346.54 | 1,037.82 | 308.72 | 160,033.70 |
166 | 1,346.54 | 1,039.81 | 306.73 | 158,993.89 |
167 | 1,346.54 | 1,041.80 | 304.74 | 157,952.09 |
168 | 1,346.54 | 1,043.79 | 302.74 | 156,908.30 |
169 | 1,346.54 | 1,045.80 | 300.74 | 155,862.50 |
170 | 1,346.54 | 1,047.80 | 298.74 | 154,814.70 |
171 | 1,346.54 | 1,049.81 | 296.73 | 153,764.90 |
172 | 1,346.54 | 1,051.82 | 294.72 | 152,713.08 |
173 | 1,346.54 | 1,053.84 | 292.70 | 151,659.24 |
174 | 1,346.54 | 1,055.86 | 290.68 | 150,603.38 |
175 | 1,346.54 | 1,057.88 | 288.66 | 149,545.50 |
176 | 1,346.54 | 1,059.91 | 286.63 | 148,485.60 |
177 | 1,346.54 | 1,061.94 | 284.60 | 147,423.66 |
178 | 1,346.54 | 1,063.97 | 282.56 | 146,359.68 |
179 | 1,346.54 | 1,066.01 | 280.52 | 145,293.67 |
180 | 1,346.54 | 1,068.06 | 278.48 | 144,225.61 |
181 | 1,346.54 | 1,070.10 | 276.43 | 143,155.51 |
182 | 1,346.54 | 1,072.15 | 274.38 | 142,083.35 |
183 | 1,346.54 | 1,074.21 | 272.33 | 141,009.14 |
184 | 1,346.54 | 1,076.27 | 270.27 | 139,932.87 |
185 | 1,346.54 | 1,078.33 | 268.20 | 138,854.54 |
186 | 1,346.54 | 1,080.40 | 266.14 | 137,774.14 |
187 | 1,346.54 | 1,082.47 | 264.07 | 136,691.68 |
188 | 1,346.54 | 1,084.54 | 261.99 | 135,607.13 |
189 | 1,346.54 | 1,086.62 | 259.91 | 134,520.51 |
190 | 1,346.54 | 1,088.71 | 257.83 | 133,431.80 |
191 | 1,346.54 | 1,090.79 | 255.74 | 132,341.01 |
192 | 1,346.54 | 1,092.88 | 253.65 | 131,248.13 |
193 | 1,346.54 | 1,094.98 | 251.56 | 130,153.15 |
194 | 1,346.54 | 1,097.08 | 249.46 | 129,056.08 |
195 | 1,346.54 | 1,099.18 | 247.36 | 127,956.90 |
196 | 1,346.54 | 1,101.29 | 245.25 | 126,855.61 |
197 | 1,346.54 | 1,103.40 | 243.14 | 125,752.21 |
198 | 1,346.54 | 1,105.51 | 241.03 | 124,646.70 |
199 | 1,346.54 | 1,107.63 | 238.91 | 123,539.07 |
200 | 1,346.54 | 1,109.75 | 236.78 | 122,429.32 |
201 | 1,346.54 | 1,111.88 | 234.66 | 121,317.44 |
202 | 1,346.54 | 1,114.01 | 232.53 | 120,203.43 |
203 | 1,346.54 | 1,116.15 | 230.39 | 119,087.28 |
204 | 1,346.54 | 1,118.29 | 228.25 | 117,969.00 |
205 | 1,346.54 | 1,120.43 | 226.11 | 116,848.57 |
206 | 1,346.54 | 1,122.58 | 223.96 | 115,725.99 |
207 | 1,346.54 | 1,124.73 | 221.81 | 114,601.26 |
208 | 1,346.54 | 1,126.88 | 219.65 | 113,474.38 |
209 | 1,346.54 | 1,129.04 | 217.49 | 112,345.34 |
210 | 1,346.54 | 1,131.21 | 215.33 | 111,214.13 |
211 | 1,346.54 | 1,133.38 | 213.16 | 110,080.75 |
212 | 1,346.54 | 1,135.55 | 210.99 | 108,945.20 |
213 | 1,346.54 | 1,137.72 | 208.81 | 107,807.48 |
214 | 1,346.54 | 1,139.91 | 206.63 | 106,667.57 |
215 | 1,346.54 | 1,142.09 | 204.45 | 105,525.48 |
216 | 1,346.54 | 1,144.28 | 202.26 | 104,381.20 |
217 | 1,346.54 | 1,146.47 | 200.06 | 103,234.73 |
218 | 1,346.54 | 1,148.67 | 197.87 | 102,086.06 |
219 | 1,346.54 | 1,150.87 | 195.66 | 100,935.19 |
220 | 1,346.54 | 1,153.08 | 193.46 | 99,782.11 |
221 | 1,346.54 | 1,155.29 | 191.25 | 98,626.83 |
222 | 1,346.54 | 1,157.50 | 189.03 | 97,469.32 |
223 | 1,346.54 | 1,159.72 | 186.82 | 96,309.60 |
224 | 1,346.54 | 1,161.94 | 184.59 | 95,147.66 |
225 | 1,346.54 | 1,164.17 | 182.37 | 93,983.49 |
226 | 1,346.54 | 1,166.40 | 180.14 | 92,817.09 |
227 | 1,346.54 | 1,168.64 | 177.90 | 91,648.45 |
228 | 1,346.54 | 1,170.88 | 175.66 | 90,477.58 |
229 | 1,346.54 | 1,173.12 | 173.42 | 89,304.46 |
230 | 1,346.54 | 1,175.37 | 171.17 | 88,129.09 |
231 | 1,346.54 | 1,177.62 | 168.91 | 86,951.46 |
232 | 1,346.54 | 1,179.88 | 166.66 | 85,771.58 |
233 | 1,346.54 | 1,182.14 | 164.40 | 84,589.44 |
234 | 1,346.54 | 1,184.41 | 162.13 | 83,405.04 |
235 | 1,346.54 | 1,186.68 | 159.86 | 82,218.36 |
236 | 1,346.54 | 1,188.95 | 157.59 | 81,029.41 |
237 | 1,346.54 | 1,191.23 | 155.31 | 79,838.18 |
238 | 1,346.54 | 1,193.51 | 153.02 | 78,644.67 |
239 | 1,346.54 | 1,195.80 | 150.74 | 77,448.87 |
240 | 1,346.54 | 1,198.09 | 148.44 | 76,250.77 |
241 | 1,346.54 | 1,200.39 | 146.15 | 75,050.38 |
242 | 1,346.54 | 1,202.69 | 143.85 | 73,847.69 |
243 | 1,346.54 | 1,204.99 | 141.54 | 72,642.70 |
244 | 1,346.54 | 1,207.30 | 139.23 | 71,435.40 |
245 | 1,346.54 | 1,209.62 | 136.92 | 70,225.78 |
246 | 1,346.54 | 1,211.94 | 134.60 | 69,013.84 |
247 | 1,346.54 | 1,214.26 | 132.28 | 67,799.58 |
248 | 1,346.54 | 1,216.59 | 129.95 | 66,582.99 |
249 | 1,346.54 | 1,218.92 | 127.62 | 65,364.07 |
250 | 1,346.54 | 1,221.26 | 125.28 | 64,142.82 |
251 | 1,346.54 | 1,223.60 | 122.94 | 62,919.22 |
252 | 1,346.54 | 1,225.94 | 120.60 | 61,693.28 |
253 | 1,346.54 | 1,228.29 | 118.25 | 60,464.99 |
254 | 1,346.54 | 1,230.65 | 115.89 | 59,234.35 |
255 | 1,346.54 | 1,233.00 | 113.53 | 58,001.34 |
256 | 1,346.54 | 1,235.37 | 111.17 | 56,765.97 |
257 | 1,346.54 | 1,237.73 | 108.80 | 55,528.24 |
258 | 1,346.54 | 1,240.11 | 106.43 | 54,288.13 |
259 | 1,346.54 | 1,242.48 | 104.05 | 53,045.65 |
260 | 1,346.54 | 1,244.87 | 101.67 | 51,800.78 |
261 | 1,346.54 | 1,247.25 | 99.28 | 50,553.53 |
262 | 1,346.54 | 1,249.64 | 96.89 | 49,303.89 |
263 | 1,346.54 | 1,252.04 | 94.50 | 48,051.85 |
264 | 1,346.54 | 1,254.44 | 92.10 | 46,797.42 |
265 | 1,346.54 | 1,256.84 | 89.70 | 45,540.57 |
266 | 1,346.54 | 1,259.25 | 87.29 | 44,281.32 |
267 | 1,346.54 | 1,261.66 | 84.87 | 43,019.66 |
268 | 1,346.54 | 1,264.08 | 82.45 | 41,755.58 |
269 | 1,346.54 | 1,266.50 | 80.03 | 40,489.07 |
270 | 1,346.54 | 1,268.93 | 77.60 | 39,220.14 |
271 | 1,346.54 | 1,271.36 | 75.17 | 37,948.78 |
272 | 1,346.54 | 1,273.80 | 72.74 | 36,674.98 |
273 | 1,346.54 | 1,276.24 | 70.29 | 35,398.73 |
274 | 1,346.54 | 1,278.69 | 67.85 | 34,120.04 |
275 | 1,346.54 | 1,281.14 | 65.40 | 32,838.90 |
276 | 1,346.54 | 1,283.60 | 62.94 | 31,555.31 |
277 | 1,346.54 | 1,286.06 | 60.48 | 30,269.25 |
278 | 1,346.54 | 1,288.52 | 58.02 | 28,980.73 |
279 | 1,346.54 | 1,290.99 | 55.55 | 27,689.74 |
280 | 1,346.54 | 1,293.46 | 53.07 | 26,396.28 |
281 | 1,346.54 | 1,295.94 | 50.59 | 25,100.34 |
282 | 1,346.54 | 1,298.43 | 48.11 | 23,801.91 |
283 | 1,346.54 | 1,300.92 | 45.62 | 22,500.99 |
284 | 1,346.54 | 1,303.41 | 43.13 | 21,197.58 |
285 | 1,346.54 | 1,305.91 | 40.63 | 19,891.68 |
286 | 1,346.54 | 1,308.41 | 38.13 | 18,583.27 |
287 | 1,346.54 | 1,310.92 | 35.62 | 17,272.35 |
288 | 1,346.54 | 1,313.43 | 33.11 | 15,958.92 |
289 | 1,346.54 | 1,315.95 | 30.59 | 14,642.97 |
290 | 1,346.54 | 1,318.47 | 28.07 | 13,324.50 |
291 | 1,346.54 | 1,321.00 | 25.54 | 12,003.50 |
292 | 1,346.54 | 1,323.53 | 23.01 | 10,679.97 |
293 | 1,346.54 | 1,326.07 | 20.47 | 9,353.90 |
294 | 1,346.54 | 1,328.61 | 17.93 | 8,025.30 |
295 | 1,346.54 | 1,331.15 | 15.38 | 6,694.14 |
296 | 1,346.54 | 1,333.71 | 12.83 | 5,360.44 |
297 | 1,346.54 | 1,336.26 | 10.27 | 4,024.17 |
298 | 1,346.54 | 1,338.82 | 7.71 | 2,685.35 |
299 | 1,346.54 | 1,341.39 | 5.15 | 1,343.96 |
300 | 1,346.54 | 1,343.96 | 2.58 | 0.00 |