Most Expensive House With a $31,000 Income

What's the most expensive house you can afford with an income of $31,000? This page will calculate the most expensive house you can buy with a $31k salary.
Annual Income
(before tax)
$
Down Payment
$
Interest Rate
%
Term of Loan
Pct of Income
(for housing)
%

Results

With the parameters you selected, the most expensive house you can afford costs $138,395.

Your monthly payment would be $723.

What House Can You Buy On $31,000 a Year?
(Based on interest rate and down payment)
4.50% 4.75% 5.00% 5.25% 5.50% 5.75% 6.00% 6.25% 6.50% 6.75% 7.00% 7.25% 7.50%
$0 $142,758 $138,663 $134,744 $130,990 $127,395 $123,949 $120,646 $117,478 $114,439 $111,523 $108,722 $106,033 $103,449
$3,100 $145,858 $141,763 $137,844 $134,090 $130,495 $127,049 $123,746 $120,578 $117,539 $114,623 $111,822 $109,133 $106,549
$6,200 $148,958 $144,863 $140,944 $137,190 $133,595 $130,149 $126,846 $123,678 $120,639 $117,723 $114,922 $112,233 $109,649
$9,300 $152,058 $147,963 $144,044 $140,290 $136,695 $133,249 $129,946 $126,778 $123,739 $120,823 $118,022 $115,333 $112,749
$12,400 $155,158 $151,063 $147,144 $143,390 $139,795 $136,349 $133,046 $129,878 $126,839 $123,923 $121,122 $118,433 $115,849
$15,500 $158,258 $154,163 $150,244 $146,490 $142,895 $139,449 $136,146 $132,978 $129,939 $127,023 $124,222 $121,533 $118,949
$18,600 $161,358 $157,263 $153,344 $149,590 $145,995 $142,549 $139,246 $136,078 $133,039 $130,123 $127,322 $124,633 $122,049
$21,700 $164,458 $160,363 $156,444 $152,690 $149,095 $145,649 $142,346 $139,178 $136,139 $133,223 $130,422 $127,733 $125,149
$24,800 $167,558 $163,463 $159,544 $155,790 $152,195 $148,749 $145,446 $142,278 $139,239 $136,323 $133,522 $130,833 $128,249
$27,900 $170,658 $166,563 $162,644 $158,890 $155,295 $151,849 $148,546 $145,378 $142,339 $139,423 $136,622 $133,933 $131,349
$31,000 $173,758 $169,663 $165,744 $161,990 $158,395 $154,949 $151,646 $148,478 $145,439 $142,523 $139,722 $137,033 $134,449
$34,100 $176,858 $172,763 $168,844 $165,090 $161,495 $158,049 $154,746 $151,578 $148,539 $145,623 $142,822 $140,133 $137,549
$37,200 $179,958 $175,863 $171,944 $168,190 $164,595 $161,149 $157,846 $154,678 $151,639 $148,723 $145,922 $143,233 $140,649
$40,300 $183,058 $178,963 $175,044 $171,290 $167,695 $164,249 $160,946 $157,778 $154,739 $151,823 $149,022 $146,333 $143,749
$43,400 $186,158 $182,063 $178,144 $174,390 $170,795 $167,349 $164,046 $160,878 $157,839 $154,923 $152,122 $149,433 $146,849
$46,500 $189,258 $185,163 $181,244 $177,490 $173,895 $170,449 $167,146 $163,978 $160,939 $158,023 $155,222 $152,533 $149,949