Most Expensive House With a $55,000 Income

What's the most expensive house you can afford with an income of $55,000? This page will calculate the most expensive house you can buy with a $55k salary.
Annual Income
(before tax)
$
Down Payment
$
Interest Rate
%
Term of Loan
Pct of Income
(for housing)
%

Results

With the parameters you selected, the most expensive house you can afford costs $251,402.

Your monthly payment would be $1,283.

What House Can You Buy On $55,000 a Year?
(Based on interest rate and down payment)
4.50% 4.75% 5.00% 5.25% 5.50% 5.75% 6.00% 6.25% 6.50% 6.75% 7.00% 7.25% 7.50%
$0 $253,280 $246,016 $239,061 $232,402 $226,023 $219,910 $214,049 $208,429 $203,037 $197,863 $192,895 $188,123 $183,539
$5,500 $258,780 $251,516 $244,561 $237,902 $231,523 $225,410 $219,549 $213,929 $208,537 $203,363 $198,395 $193,623 $189,039
$11,000 $264,280 $257,016 $250,061 $243,402 $237,023 $230,910 $225,049 $219,429 $214,037 $208,863 $203,895 $199,123 $194,539
$16,500 $269,780 $262,516 $255,561 $248,902 $242,523 $236,410 $230,549 $224,929 $219,537 $214,363 $209,395 $204,623 $200,039
$22,000 $275,280 $268,016 $261,061 $254,402 $248,023 $241,910 $236,049 $230,429 $225,037 $219,863 $214,895 $210,123 $205,539
$27,500 $280,780 $273,516 $266,561 $259,902 $253,523 $247,410 $241,549 $235,929 $230,537 $225,363 $220,395 $215,623 $211,039
$33,000 $286,280 $279,016 $272,061 $265,402 $259,023 $252,910 $247,049 $241,429 $236,037 $230,863 $225,895 $221,123 $216,539
$38,500 $291,780 $284,516 $277,561 $270,902 $264,523 $258,410 $252,549 $246,929 $241,537 $236,363 $231,395 $226,623 $222,039
$44,000 $297,280 $290,016 $283,061 $276,402 $270,023 $263,910 $258,049 $252,429 $247,037 $241,863 $236,895 $232,123 $227,539
$49,500 $302,780 $295,516 $288,561 $281,902 $275,523 $269,410 $263,549 $257,929 $252,537 $247,363 $242,395 $237,623 $233,039
$55,000 $308,280 $301,016 $294,061 $287,402 $281,023 $274,910 $269,049 $263,429 $258,037 $252,863 $247,895 $243,123 $238,539
$60,500 $313,780 $306,516 $299,561 $292,902 $286,523 $280,410 $274,549 $268,929 $263,537 $258,363 $253,395 $248,623 $244,039
$66,000 $319,280 $312,016 $305,061 $298,402 $292,023 $285,910 $280,049 $274,429 $269,037 $263,863 $258,895 $254,123 $249,539
$71,500 $324,780 $317,516 $310,561 $303,902 $297,523 $291,410 $285,549 $279,929 $274,537 $269,363 $264,395 $259,623 $255,039
$77,000 $330,280 $323,016 $316,061 $309,402 $303,023 $296,910 $291,049 $285,429 $280,037 $274,863 $269,895 $265,123 $260,539
$82,500 $335,780 $328,516 $321,561 $314,902 $308,523 $302,410 $296,549 $290,929 $285,537 $280,363 $275,395 $270,623 $266,039