$6,400 Credit Card Debt Calculator

How long will it take to pay off $6,400 in credit card debt?
Current Balance
New Monthly Charges
Interest Rate (APR)
Monthly Payment


It will take 18 months to pay off your balance.

You will pay a total of $609 in interest.

Here is how your balance will change over time:

Time Balance
initial $6,400
3 months $5,382
6 months $4,333
9 months $3,252
1 year $2,138
1 year, 3 months $991
1 year, 6 months $0

When will I payoff my debt of $6.4k? This calculator will compute the time it takes to pay off your debt given a fixed payment each month. The higher the interest rate, the longer it will take, so consider trying to consolidate your debts at a lower rate.