$6,500 Credit Card Debt Calculator

How long will it take to pay off $6,500 in credit card debt?
Current Balance
New Monthly Charges
Interest Rate (APR)
Monthly Payment


It will take 22 months to pay off your balance.

You will pay a total of $1,944 in interest.

Here is how your balance will change over time:

Time Balance
initial $6,500
3 months $5,769
6 months $4,983
9 months $4,135
1 year $3,223
1 year, 3 months $2,240
1 year, 6 months $1,182
1 year, 9 months $43
1 year, 10 months $0

When will I payoff my debt of $6.5k? This calculator will compute the time it takes to pay off your debt given a fixed payment each month. The higher the interest rate, the longer it will take, so consider trying to consolidate your debts at a lower rate.