Income to Afford a $265,000 House

How much do you need to make to be able to afford a house that costs $265,000?
Purchase Price
$
Down Payment
$
Interest Rate
%
Term of Loan
Pct. of Income
(for Housing)
%
To afford a house that costs $265,000 with a down payment of $53,000, you'd need to earn $46,036 per year before tax.
The monthly mortgage payment would be $1,074.

Salary needed for 265,000 dollar mortgage.

This page will calculate how much you need to earn to buy a house that costs $265,000. It assumes a fixed-rate mortgage.

A good rule of thumb is to spend no more than 28% of your pre-tax income on your mortgage payment.

What is the income needed to buy a $265,000 house?
Down Payment 3.75% 4.00% 4.25% 4.50% 4.75% 5.00%
$0 $52,597 $54,221 $55,870 $57,545 $59,244 $60,968
$13,250 $49,967 $51,510 $53,077 $54,668 $56,282 $57,919
$26,500 $47,337 $48,799 $50,283 $51,790 $53,320 $54,871
$39,750 $44,707 $46,088 $47,490 $48,913 $50,358 $51,822
$53,000 $42,077 $43,377 $44,696 $46,036 $47,395 $48,774
$66,250 $39,448 $40,666 $41,903 $43,159 $44,433 $45,726
$79,500 $36,818 $37,955 $39,109 $40,281 $41,471 $42,677
$92,750 $34,188 $35,243 $36,316 $37,404 $38,509 $39,629
$106,000 $31,558 $32,532 $33,522 $34,527 $35,547 $36,581
$119,250 $28,928 $29,821 $30,729 $31,650 $32,584 $33,532
$132,500 $26,298 $27,110 $27,935 $28,772 $29,622 $30,484