Income to Afford a $325,000 House

How much do you need to make to be able to afford a house that costs $325,000?
Purchase Price
$
Down Payment
$
Interest Rate
%
Term of Loan
Pct. of Income
(for Housing)
%
To afford a house that costs $325,000 with a down payment of $65,000, you'd need to earn $56,459 per year before tax.
The monthly mortgage payment would be $1,317.

Salary needed for 325,000 dollar mortgage.

This page will calculate how much you need to earn to buy a house that costs $325,000. It assumes a fixed-rate mortgage.

A good rule of thumb is to spend no more than 28% of your pre-tax income on your mortgage payment.

What is the income needed to buy a $325,000 house?
Down Payment 3.75% 4.00% 4.25% 4.50% 4.75% 5.00%
$0 $64,505 $66,497 $68,520 $70,574 $72,658 $74,772
$16,250 $61,280 $63,172 $65,094 $67,045 $69,025 $71,033
$32,500 $58,055 $59,847 $61,668 $63,517 $65,392 $67,294
$48,750 $54,830 $56,523 $58,242 $59,988 $61,759 $63,556
$65,000 $51,604 $53,198 $54,816 $56,459 $58,126 $59,817
$81,250 $48,379 $49,873 $51,390 $52,931 $54,494 $56,079
$97,500 $45,154 $46,548 $47,964 $49,402 $50,861 $52,340
$113,750 $41,929 $43,223 $44,538 $45,873 $47,228 $48,602
$130,000 $38,703 $39,898 $41,112 $42,344 $43,595 $44,863
$146,250 $35,478 $36,573 $37,686 $38,816 $39,962 $41,124
$162,500 $32,253 $33,249 $34,260 $35,287 $36,329 $37,386