Housing Affordability Calculator

What is the Most Expensive House You Can Afford?
Annual Income
(before tax)
Down Payment
Interest Rate
Term of Loan
Pct of Income
(for housing)

This page will calculate the most expensive house you can afford based on your income and other factors.

This calculator is for fixed-rate mortgages. Adjustable-rate mortgages, or ARMs, may allow you to acheive lower payments in the short term. However, with ARMs, your monthly payment may increase if interest rates rise.

Note: 28% is the standard percentage of pre-tax income to spend on housing.