What's the Most Expensive House You Can Afford on 165,000 Per Year?

Annual Income
(before tax)
$
Down Payment $
Interest Rate %
Term of Loan
Pct of Income
(for housing)
%
(results appear below)

With an income of $165,000, and a down payment of $165,000, you should be able to afford a house that costs $971,426.

This assumes a 30-year mortgage at 4% interest, and spending 28% of your income on your mortgage payment.

What House Can You Buy Based on Interest Rate and Down Payment?
Down 3.50% 3.75% 4.00% 4.25% 4.50%
33,000 890,376 864,326 839,426 815,616 792,840
66,000 923,376 897,326 872,426 848,616 825,840
99,000 956,376 930,326 905,426 881,616 858,840
132,000 989,376 963,326 938,426 914,616 891,840
165,000 1,022,376 996,326 971,426 947,616 924,840
198,000 1,055,376 1,029,326 1,004,426 980,616 957,840
231,000 1,088,376 1,062,326 1,037,426 1,013,616 990,840
264,000 1,121,376 1,095,326 1,070,426 1,046,616 1,023,840
297,000 1,154,376 1,128,326 1,103,426 1,079,616 1,056,840
330,000 1,187,376 1,161,326 1,136,426 1,112,616 1,089,840