Most Expensive House With a $20,000 Income

What's the most expensive house you can afford with an income of $20,000? This page will calculate the most expensive house you can buy with a $20k salary.
Annual Income
(before tax)
$
Down Payment
$
Interest Rate
%
Term of Loan
Pct of Income
(for housing)
%

Results

With the parameters you selected, the most expensive house you can afford costs $108,749.

Your monthly payment would be $467.

What House Can You Buy On $20,000 a Year?
(Based on interest rate and down payment)
4.50% 4.75% 5.00% 5.25% 5.50% 5.75% 6.00% 6.25% 6.50% 6.75% 7.00% 7.25% 7.50%
$0 $92,102 $89,460 $86,931 $84,510 $82,190 $79,967 $77,836 $75,792 $73,832 $71,950 $70,144 $68,409 $66,742
$2,000 $94,102 $91,460 $88,931 $86,510 $84,190 $81,967 $79,836 $77,792 $75,832 $73,950 $72,144 $70,409 $68,742
$4,000 $96,102 $93,460 $90,931 $88,510 $86,190 $83,967 $81,836 $79,792 $77,832 $75,950 $74,144 $72,409 $70,742
$6,000 $98,102 $95,460 $92,931 $90,510 $88,190 $85,967 $83,836 $81,792 $79,832 $77,950 $76,144 $74,409 $72,742
$8,000 $100,102 $97,460 $94,931 $92,510 $90,190 $87,967 $85,836 $83,792 $81,832 $79,950 $78,144 $76,409 $74,742
$10,000 $102,102 $99,460 $96,931 $94,510 $92,190 $89,967 $87,836 $85,792 $83,832 $81,950 $80,144 $78,409 $76,742
$12,000 $104,102 $101,460 $98,931 $96,510 $94,190 $91,967 $89,836 $87,792 $85,832 $83,950 $82,144 $80,409 $78,742
$14,000 $106,102 $103,460 $100,931 $98,510 $96,190 $93,967 $91,836 $89,792 $87,832 $85,950 $84,144 $82,409 $80,742
$16,000 $108,102 $105,460 $102,931 $100,510 $98,190 $95,967 $93,836 $91,792 $89,832 $87,950 $86,144 $84,409 $82,742
$18,000 $110,102 $107,460 $104,931 $102,510 $100,190 $97,967 $95,836 $93,792 $91,832 $89,950 $88,144 $86,409 $84,742
$20,000 $112,102 $109,460 $106,931 $104,510 $102,190 $99,967 $97,836 $95,792 $93,832 $91,950 $90,144 $88,409 $86,742
$22,000 $114,102 $111,460 $108,931 $106,510 $104,190 $101,967 $99,836 $97,792 $95,832 $93,950 $92,144 $90,409 $88,742
$24,000 $116,102 $113,460 $110,931 $108,510 $106,190 $103,967 $101,836 $99,792 $97,832 $95,950 $94,144 $92,409 $90,742
$26,000 $118,102 $115,460 $112,931 $110,510 $108,190 $105,967 $103,836 $101,792 $99,832 $97,950 $96,144 $94,409 $92,742
$28,000 $120,102 $117,460 $114,931 $112,510 $110,190 $107,967 $105,836 $103,792 $101,832 $99,950 $98,144 $96,409 $94,742
$30,000 $122,102 $119,460 $116,931 $114,510 $112,190 $109,967 $107,836 $105,792 $103,832 $101,950 $100,144 $98,409 $96,742