Most Expensive House With a $21,000 Income

What's the most expensive house you can afford with an income of $21,000? This page will calculate the most expensive house you can buy with a $21k salary.
Annual Income
(before tax)
$
Down Payment
$
Interest Rate
%
Term of Loan
Pct of Income
(for housing)
%

Results

With the parameters you selected, the most expensive house you can afford costs $108,707.

Your monthly payment would be $490.

What House Can You Buy On $21,000 a Year?
(Based on interest rate and down payment)
4.50% 4.75% 5.00% 5.25% 5.50% 5.75% 6.00% 6.25% 6.50% 6.75% 7.00% 7.25% 7.50%
$0 $96,707 $93,933 $91,278 $88,735 $86,300 $83,966 $81,728 $79,582 $77,523 $75,548 $73,651 $71,829 $70,079
$2,100 $98,807 $96,033 $93,378 $90,835 $88,400 $86,066 $83,828 $81,682 $79,623 $77,648 $75,751 $73,929 $72,179
$4,200 $100,907 $98,133 $95,478 $92,935 $90,500 $88,166 $85,928 $83,782 $81,723 $79,748 $77,851 $76,029 $74,279
$6,300 $103,007 $100,233 $97,578 $95,035 $92,600 $90,266 $88,028 $85,882 $83,823 $81,848 $79,951 $78,129 $76,379
$8,400 $105,107 $102,333 $99,678 $97,135 $94,700 $92,366 $90,128 $87,982 $85,923 $83,948 $82,051 $80,229 $78,479
$10,500 $107,207 $104,433 $101,778 $99,235 $96,800 $94,466 $92,228 $90,082 $88,023 $86,048 $84,151 $82,329 $80,579
$12,600 $109,307 $106,533 $103,878 $101,335 $98,900 $96,566 $94,328 $92,182 $90,123 $88,148 $86,251 $84,429 $82,679
$14,700 $111,407 $108,633 $105,978 $103,435 $101,000 $98,666 $96,428 $94,282 $92,223 $90,248 $88,351 $86,529 $84,779
$16,800 $113,507 $110,733 $108,078 $105,535 $103,100 $100,766 $98,528 $96,382 $94,323 $92,348 $90,451 $88,629 $86,879
$18,900 $115,607 $112,833 $110,178 $107,635 $105,200 $102,866 $100,628 $98,482 $96,423 $94,448 $92,551 $90,729 $88,979
$21,000 $117,707 $114,933 $112,278 $109,735 $107,300 $104,966 $102,728 $100,582 $98,523 $96,548 $94,651 $92,829 $91,079
$23,100 $119,807 $117,033 $114,378 $111,835 $109,400 $107,066 $104,828 $102,682 $100,623 $98,648 $96,751 $94,929 $93,179
$25,200 $121,907 $119,133 $116,478 $113,935 $111,500 $109,166 $106,928 $104,782 $102,723 $100,748 $98,851 $97,029 $95,279
$27,300 $124,007 $121,233 $118,578 $116,035 $113,600 $111,266 $109,028 $106,882 $104,823 $102,848 $100,951 $99,129 $97,379
$29,400 $126,107 $123,333 $120,678 $118,135 $115,700 $113,366 $111,128 $108,982 $106,923 $104,948 $103,051 $101,229 $99,479
$31,500 $128,207 $125,433 $122,778 $120,235 $117,800 $115,466 $113,228 $111,082 $109,023 $107,048 $105,151 $103,329 $101,579