What's the Most Expensive House You Can Afford on 75,000 Per Year?

Annual Income
(before tax)
$
Down Payment $
Interest Rate %
Term of Loan
Pct of Income
(for housing)
%
(results appear below)

With an income of $75,000, and a down payment of $75,000, you should be able to afford a house that costs $441,557.

This assumes a 30-year mortgage at 4% interest, and spending 28% of your income on your mortgage payment.

What House Can You Buy Based on Interest Rate and Down Payment?
Down 3.50% 3.75% 4.00% 4.25% 4.50%
15,000 404,716 392,875 381,557 370,735 360,382
30,000 419,716 407,875 396,557 385,735 375,382
45,000 434,716 422,875 411,557 400,735 390,382
60,000 449,716 437,875 426,557 415,735 405,382
75,000 464,716 452,875 441,557 430,735 420,382
90,000 479,716 467,875 456,557 445,735 435,382
105,000 494,716 482,875 471,557 460,735 450,382
120,000 509,716 497,875 486,557 475,735 465,382
135,000 524,716 512,875 501,557 490,735 480,382
150,000 539,716 527,875 516,557 505,735 495,382