How Long Will $10,000 Last in Retirement?

How long will savings of $10,000 last? When will $10k run out?
Current Savings
$
Yearly Withdrawals
$
Investment Return
(annual)
%

Results

Your savings will last for 38 years and 11 months.

Here is how your savings will change over time:

Year Savings
initial $10,000
1 $9,889
2 $9,774
3 $9,654
4 $9,530
5 $9,400
6 $9,265
7 $9,125
8 $8,979
9 $8,828
10 $8,670
11 $8,506
12 $8,336
13 $8,158
14 $7,974
15 $7,782
16 $7,583
17 $7,375
18 $7,159
19 $6,935
20 $6,702
21 $6,459
22 $6,206
23 $5,944
24 $5,671
25 $5,387
26 $5,092
27 $4,785
28 $4,465
29 $4,133
30 $3,788
31 $3,428
32 $3,055
33 $2,666
34 $2,262
35 $1,842
36 $1,405
37 $950
38 $477

How long will savings of $10,000 last in retirement? When will my money run out?

  • Enter your savings, the amount that you withdraw annually, and the return that you receive on your investments.
  • Then, click calculate.

Is $10k enough to retire on? Will I run out of money in retirement? This is just an estimate. Small changes in investment return can have dramatic effects on the length of time that your savings will last.