How Long Will $1,200,000 Last in Retirement?

How long will savings of $1,200,000 last? When will $1.2 million run out?
Current Savings
$
Yearly Withdrawals
$
Investment Return
(annual)
%

Results

Your savings will last for 19 years and 2 months.

Here is how your savings will change over time:

Year Savings
initial $1,200,000
1 $1,161,419
2 $1,120,910
3 $1,078,375
4 $1,033,713
5 $986,818
6 $937,578
7 $885,876
8 $831,589
9 $774,588
10 $714,737
11 $651,893
12 $585,907
13 $516,622
14 $443,873
15 $367,486
16 $287,279
17 $203,063
18 $114,635
19 $21,786

How long will savings of $1,200,000 last in retirement? When will my money run out?

  • Enter your savings, the amount that you withdraw annually, and the return that you receive on your investments.
  • Then, click calculate.

Is $1.2 million enough to retire on? Will I run out of money in retirement? This is just an estimate. Small changes in investment return can have dramatic effects on the length of time that your savings will last.