How Long Will $125,000 Last in Retirement?

How long will savings of $125,000 last? When will $125k run out?
Current Savings
$
Yearly Withdrawals
$
Investment Return
(annual)
%

Results

Your savings will last for 56 years and 10 months.

Here is how your savings will change over time:

Year Savings
initial $125,000
1 $124,281
2 $123,536
3 $122,766
4 $121,968
5 $121,143
6 $120,289
7 $119,404
8 $118,489
9 $117,542
10 $116,562
11 $115,547
12 $114,497
13 $113,410
14 $112,285
15 $111,121
16 $109,916
17 $108,668
18 $107,378
19 $106,041
20 $104,659
21 $103,227
22 $101,746
23 $100,213
24 $98,626
25 $96,984
26 $95,284
27 $93,524
28 $91,703
29 $89,819
30 $87,868
31 $85,849
32 $83,760
33 $81,597
34 $79,359
35 $77,042
36 $74,644
37 $72,162
38 $69,594
39 $66,935
40 $64,184
41 $61,336
42 $58,388
43 $55,337
44 $52,180
45 $48,912
46 $45,530
47 $42,029
48 $38,406
49 $34,655
50 $30,774
51 $26,757
52 $22,599
53 $18,296
54 $13,842
55 $9,232
56 $4,461

How long will savings of $125,000 last in retirement? When will my money run out?

  • Enter your savings, the amount that you withdraw annually, and the return that you receive on your investments.
  • Then, click calculate.

Is $125k enough to retire on? Will I run out of money in retirement? This is just an estimate. Small changes in investment return can have dramatic effects on the length of time that your savings will last.