How Long Will $20,000 Last in Retirement?
How long will savings of $20,000 last? When will $20k run out?
Current Savings
$
Yearly Withdrawals
$
Investment Return
(annual)
%
Results
Your savings will last for 33 years and 9 months.Here is how your savings will change over time:
| Year | Savings |
|---|---|
| initial | $20,000 |
| 1 | $19,681 |
| 2 | $19,351 |
| 3 | $19,010 |
| 4 | $18,656 |
| 5 | $18,290 |
| 6 | $17,911 |
| 7 | $17,519 |
| 8 | $17,114 |
| 9 | $16,694 |
| 10 | $16,259 |
| 11 | $15,810 |
| 12 | $15,344 |
| 13 | $14,862 |
| 14 | $14,364 |
| 15 | $13,847 |
| 16 | $13,313 |
| 17 | $12,760 |
| 18 | $12,188 |
| 19 | $11,596 |
| 20 | $10,983 |
| 21 | $10,348 |
| 22 | $9,692 |
| 23 | $9,012 |
| 24 | $8,309 |
| 25 | $7,580 |
| 26 | $6,827 |
| 27 | $6,047 |
| 28 | $5,240 |
| 29 | $4,404 |
| 30 | $3,540 |
| 31 | $2,645 |
| 32 | $1,718 |
| 33 | $760 |
How long will savings of $20,000 last in retirement? When will my money run out?
- Enter your savings, the amount that you withdraw annually, and the return that you receive on your investments.
- Then, click calculate.
Is $20k enough to retire on? Will I run out of money in retirement? This is just an estimate. Small changes in investment return can have dramatic effects on the length of time that your savings will last.