How Long Will $205,000 Last in Retirement?

How long will savings of $205,000 last? When will $205k run out?
Current Savings
$
Yearly Withdrawals
$
Investment Return
(annual)
%

Results

Your savings will last for 29 years and 11 months.

Here is how your savings will change over time:

Year Savings
initial $205,000
1 $201,627
2 $198,103
3 $194,419
4 $190,571
5 $186,548
6 $182,345
7 $177,953
8 $173,363
9 $168,567
10 $163,554
11 $158,317
12 $152,843
13 $147,123
14 $141,146
15 $134,900
16 $128,372
17 $121,551
18 $114,423
19 $106,975
20 $99,191
21 $91,056
22 $82,556
23 $73,673
24 $64,391
25 $54,691
26 $44,554
27 $33,961
28 $22,891
29 $11,324

How long will savings of $205,000 last in retirement? When will my money run out?

  • Enter your savings, the amount that you withdraw annually, and the return that you receive on your investments.
  • Then, click calculate.

Is $205k enough to retire on? Will I run out of money in retirement? This is just an estimate. Small changes in investment return can have dramatic effects on the length of time that your savings will last.