How Long Will $2,800,000 Last in Retirement?

How long will savings of $2,800,000 last? When will $2.8 million run out?
Current Savings
$
Yearly Withdrawals
$
Investment Return
(annual)
%

Results

Your savings will last for 45 years and 3 months.

Here is how your savings will change over time:

Year Savings
initial $2,800,000
1 $2,770,188
2 $2,739,482
3 $2,707,855
4 $2,675,279
5 $2,641,725
6 $2,607,165
7 $2,571,568
8 $2,534,904
9 $2,497,139
10 $2,458,241
11 $2,418,177
12 $2,376,910
13 $2,334,406
14 $2,290,626
15 $2,245,533
16 $2,199,087
17 $2,151,248
18 $2,101,974
19 $2,051,221
20 $1,998,946
21 $1,945,103
22 $1,889,644
23 $1,832,522
24 $1,773,686
25 $1,713,084
26 $1,650,665
27 $1,586,373
28 $1,520,153
29 $1,451,946
30 $1,381,692
31 $1,309,331
32 $1,234,799
33 $1,158,031
34 $1,078,961
35 $997,518
36 $913,631
37 $827,229
38 $738,234
39 $646,569
40 $552,154
41 $454,907
42 $354,742
43 $251,573
44 $145,308
45 $35,856

How long will savings of $2,800,000 last in retirement? When will my money run out?

  • Enter your savings, the amount that you withdraw annually, and the return that you receive on your investments.
  • Then, click calculate.

Is $2.8 million enough to retire on? Will I run out of money in retirement? This is just an estimate. Small changes in investment return can have dramatic effects on the length of time that your savings will last.