How Long Will $3,700,000 Last in Retirement?

How long will savings of $3,700,000 last? When will $3.7 million run out?
Current Savings
$
Yearly Withdrawals
$
Investment Return
(annual)
%

Results

Your savings will last for 24 years and 8 months.

Here is how your savings will change over time:

Year Savings
initial $3,700,000
1 $3,603,313
2 $3,503,243
3 $3,399,670
4 $3,292,471
5 $3,181,521
6 $3,066,688
7 $2,947,835
8 $2,824,823
9 $2,697,505
10 $2,565,731
11 $2,429,345
12 $2,288,186
13 $2,142,085
14 $1,990,872
15 $1,834,366
16 $1,672,382
17 $1,504,729
18 $1,331,207
19 $1,151,613
20 $965,733
21 $773,347
22 $574,227
23 $368,139
24 $154,837

How long will savings of $3,700,000 last in retirement? When will my money run out?

  • Enter your savings, the amount that you withdraw annually, and the return that you receive on your investments.
  • Then, click calculate.

Is $3.7 million enough to retire on? Will I run out of money in retirement? This is just an estimate. Small changes in investment return can have dramatic effects on the length of time that your savings will last.