How Long Will $4,000,000 Last in Retirement?

How long will savings of $4,000,000 last? When will $4 million run out?
Current Savings
$
Yearly Withdrawals
$
Investment Return
(annual)
%

Results

Your savings will last for 12 years and 8 months.

Here is how your savings will change over time:

Year Savings
initial $4,000,000
1 $3,751,385
2 $3,492,826
3 $3,223,924
4 $2,944,266
5 $2,653,422
6 $2,350,945
7 $2,036,368
8 $1,709,208
9 $1,368,961
10 $1,015,105
11 $647,094
12 $264,363

How long will savings of $4,000,000 last in retirement? When will my money run out?

  • Enter your savings, the amount that you withdraw annually, and the return that you receive on your investments.
  • Then, click calculate.

Is $4 million enough to retire on? Will I run out of money in retirement? This is just an estimate. Small changes in investment return can have dramatic effects on the length of time that your savings will last.