How Long Will $4,500,000 Last in Retirement?

How long will savings of $4,500,000 last? When will $4.5 million run out?
Current Savings
$
Yearly Withdrawals
$
Investment Return
(annual)
%

Results

Your savings will last for 17 years and 1 months.

Here is how your savings will change over time:

Year Savings
initial $4,500,000
1 $4,312,247
2 $4,116,983
3 $3,913,909
4 $3,702,713
5 $3,483,068
6 $3,254,637
7 $3,017,069
8 $2,769,999
9 $2,513,046
10 $2,245,814
11 $1,967,894
12 $1,678,856
13 $1,378,257
14 $1,065,634
15 $740,506
16 $402,373
17 $50,715

How long will savings of $4,500,000 last in retirement? When will my money run out?

  • Enter your savings, the amount that you withdraw annually, and the return that you receive on your investments.
  • Then, click calculate.

Is $4.5 million enough to retire on? Will I run out of money in retirement? This is just an estimate. Small changes in investment return can have dramatic effects on the length of time that your savings will last.