How Long Will $860,000 Last in Retirement?

How long will savings of $860,000 last? When will $860k run out?
Current Savings
$
Yearly Withdrawals
$
Investment Return
(annual)
%

Results

Your savings will last for 45 years and 3 months.

Here is how your savings will change over time:

Year Savings
initial $860,000
1 $850,844
2 $841,412
3 $831,698
4 $821,693
5 $811,387
6 $800,772
7 $789,839
8 $778,578
9 $766,978
10 $755,031
11 $742,726
12 $730,051
13 $716,996
14 $703,549
15 $689,699
16 $675,434
17 $660,741
18 $645,606
19 $630,018
20 $613,962
21 $597,424
22 $580,391
23 $562,846
24 $544,775
25 $526,162
26 $506,990
27 $487,243
28 $466,904
29 $445,955
30 $424,377
31 $402,152
32 $379,260
33 $355,681
34 $331,395
35 $306,380
36 $280,615
37 $254,077
38 $226,743
39 $198,589
40 $169,590
41 $139,721
42 $108,957
43 $77,269
44 $44,630
45 $11,013

How long will savings of $860,000 last in retirement? When will my money run out?

  • Enter your savings, the amount that you withdraw annually, and the return that you receive on your investments.
  • Then, click calculate.

Is $860k enough to retire on? Will I run out of money in retirement? This is just an estimate. Small changes in investment return can have dramatic effects on the length of time that your savings will last.