Mortgage Loan of $38,000 for 10 Years at 4.90%

What's the payment on a 10 year home loan for $38k at 4.90% interest?
Loan Amount
$
Length
Interest Rate
%
Results
Monthly payment: $401.19
$4,814 per year

What's the monthly payment? Use the loan payment schedule below to view payments each month based on a fixed rate $38k loan. It can be used for a house, car, boat, credit card debt consolidation, student loan debt, motorcycle, RV, race horse, exotic pet, business, real estate, etc... Try paying off your loan early or refinancing to save money.

Also remember to consider other home costs like insurance, taxes, PMI, and general maintenance costs.

Loan Table for 38,000 loan for 10 years at 4.90 percent interest
Amortization Table. How much goes to interest? How much to principal? What's the loan balance?
Month Monthly Payment Principal Paid Interest Paid Mortgage Balance
1 401.19 246.03 155.17 37,753.97
2 401.19 247.03 154.16 37,506.94
3 401.19 248.04 153.15 37,258.90
4 401.19 249.05 152.14 37,009.85
5 401.19 250.07 151.12 36,759.78
6 401.19 251.09 150.10 36,508.68
7 401.19 252.12 149.08 36,256.57
8 401.19 253.15 148.05 36,003.42
9 401.19 254.18 147.01 35,749.24
10 401.19 255.22 145.98 35,494.02
11 401.19 256.26 144.93 35,237.76
12 401.19 257.31 143.89 34,980.46
13 401.19 258.36 142.84 34,722.10
14 401.19 259.41 141.78 34,462.69
15 401.19 260.47 140.72 34,202.21
16 401.19 261.54 139.66 33,940.68
17 401.19 262.60 138.59 33,678.08
18 401.19 263.68 137.52 33,414.40
19 401.19 264.75 136.44 33,149.65
20 401.19 265.83 135.36 32,883.82
21 401.19 266.92 134.28 32,616.90
22 401.19 268.01 133.19 32,348.89
23 401.19 269.10 132.09 32,079.79
24 401.19 270.20 130.99 31,809.58
25 401.19 271.30 129.89 31,538.28
26 401.19 272.41 128.78 31,265.87
27 401.19 273.53 127.67 30,992.34
28 401.19 274.64 126.55 30,717.70
29 401.19 275.76 125.43 30,441.94
30 401.19 276.89 124.30 30,165.05
31 401.19 278.02 123.17 29,887.03
32 401.19 279.16 122.04 29,607.87
33 401.19 280.30 120.90 29,327.58
34 401.19 281.44 119.75 29,046.14
35 401.19 282.59 118.61 28,763.55
36 401.19 283.74 117.45 28,479.80
37 401.19 284.90 116.29 28,194.90
38 401.19 286.06 115.13 27,908.84
39 401.19 287.23 113.96 27,621.60
40 401.19 288.41 112.79 27,333.20
41 401.19 289.58 111.61 27,043.62
42 401.19 290.77 110.43 26,752.85
43 401.19 291.95 109.24 26,460.90
44 401.19 293.15 108.05 26,167.75
45 401.19 294.34 106.85 25,873.41
46 401.19 295.54 105.65 25,577.86
47 401.19 296.75 104.44 25,281.11
48 401.19 297.96 103.23 24,983.15
49 401.19 299.18 102.01 24,683.97
50 401.19 300.40 100.79 24,383.57
51 401.19 301.63 99.57 24,081.94
52 401.19 302.86 98.33 23,779.08
53 401.19 304.10 97.10 23,474.99
54 401.19 305.34 95.86 23,169.65
55 401.19 306.58 94.61 22,863.06
56 401.19 307.84 93.36 22,555.23
57 401.19 309.09 92.10 22,246.13
58 401.19 310.36 90.84 21,935.78
59 401.19 311.62 89.57 21,624.15
60 401.19 312.90 88.30 21,311.26
61 401.19 314.17 87.02 20,997.09
62 401.19 315.46 85.74 20,681.63
63 401.19 316.74 84.45 20,364.89
64 401.19 318.04 83.16 20,046.85
65 401.19 319.34 81.86 19,727.51
66 401.19 320.64 80.55 19,406.87
67 401.19 321.95 79.24 19,084.92
68 401.19 323.26 77.93 18,761.66
69 401.19 324.58 76.61 18,437.07
70 401.19 325.91 75.28 18,111.16
71 401.19 327.24 73.95 17,783.92
72 401.19 328.58 72.62 17,455.35
73 401.19 329.92 71.28 17,125.43
74 401.19 331.27 69.93 16,794.16
75 401.19 332.62 68.58 16,461.55
76 401.19 333.98 67.22 16,127.57
77 401.19 335.34 65.85 15,792.23
78 401.19 336.71 64.48 15,455.52
79 401.19 338.08 63.11 15,117.44
80 401.19 339.46 61.73 14,777.97
81 401.19 340.85 60.34 14,437.12
82 401.19 342.24 58.95 14,094.88
83 401.19 343.64 57.55 13,751.24
84 401.19 345.04 56.15 13,406.20
85 401.19 346.45 54.74 13,059.74
86 401.19 347.87 53.33 12,711.88
87 401.19 349.29 51.91 12,362.59
88 401.19 350.71 50.48 12,011.88
89 401.19 352.15 49.05 11,659.73
90 401.19 353.58 47.61 11,306.15
91 401.19 355.03 46.17 10,951.12
92 401.19 356.48 44.72 10,594.64
93 401.19 357.93 43.26 10,236.71
94 401.19 359.39 41.80 9,877.32
95 401.19 360.86 40.33 9,516.45
96 401.19 362.34 38.86 9,154.12
97 401.19 363.81 37.38 8,790.30
98 401.19 365.30 35.89 8,425.00
99 401.19 366.79 34.40 8,058.21
100 401.19 368.29 32.90 7,689.92
101 401.19 369.79 31.40 7,320.13
102 401.19 371.30 29.89 6,948.83
103 401.19 372.82 28.37 6,576.01
104 401.19 374.34 26.85 6,201.66
105 401.19 375.87 25.32 5,825.79
106 401.19 377.41 23.79 5,448.39
107 401.19 378.95 22.25 5,069.44
108 401.19 380.49 20.70 4,688.95
109 401.19 382.05 19.15 4,306.90
110 401.19 383.61 17.59 3,923.29
111 401.19 385.17 16.02 3,538.12
112 401.19 386.75 14.45 3,151.37
113 401.19 388.33 12.87 2,763.05
114 401.19 389.91 11.28 2,373.13
115 401.19 391.50 9.69 1,981.63
116 401.19 393.10 8.09 1,588.53
117 401.19 394.71 6.49 1,193.82
118 401.19 396.32 4.87 797.50
119 401.19 397.94 3.26 399.56
120 401.19 399.56 1.63 0.00