Mortgage Loan of $230,000 for 20 Years at 1.00%
What's the payment on a 20 year home loan for $230k at 1.00% interest?
Results
Monthly payment: $1,057.76
$12,693 per year
What's the monthly payment? Use the loan payment schedule below to view payments each month based on a fixed rate $230k loan. It can be used for a house, car, boat, credit card debt consolidation, student loan debt, motorcycle, RV, race horse, exotic pet, business, real estate, etc... Try paying off your loan early or refinancing to save money.
Also remember to consider other home costs like insurance, taxes, PMI, and general maintenance costs.
Loan Table for 230,000 loan for 20 years at 1.00 percent interest
Amortization Table. How much goes to interest? How much to principal? What's the loan balance?
Month | Monthly Payment | Principal Paid | Interest Paid | Mortgage Balance |
---|---|---|---|---|
1 | 1,057.76 | 866.09 | 191.67 | 229,133.91 |
2 | 1,057.76 | 866.81 | 190.94 | 228,267.10 |
3 | 1,057.76 | 867.53 | 190.22 | 227,399.56 |
4 | 1,057.76 | 868.26 | 189.50 | 226,531.31 |
5 | 1,057.76 | 868.98 | 188.78 | 225,662.33 |
6 | 1,057.76 | 869.70 | 188.05 | 224,792.62 |
7 | 1,057.76 | 870.43 | 187.33 | 223,922.19 |
8 | 1,057.76 | 871.16 | 186.60 | 223,051.04 |
9 | 1,057.76 | 871.88 | 185.88 | 222,179.15 |
10 | 1,057.76 | 872.61 | 185.15 | 221,306.55 |
11 | 1,057.76 | 873.33 | 184.42 | 220,433.21 |
12 | 1,057.76 | 874.06 | 183.69 | 219,559.15 |
13 | 1,057.76 | 874.79 | 182.97 | 218,684.36 |
14 | 1,057.76 | 875.52 | 182.24 | 217,808.84 |
15 | 1,057.76 | 876.25 | 181.51 | 216,932.59 |
16 | 1,057.76 | 876.98 | 180.78 | 216,055.61 |
17 | 1,057.76 | 877.71 | 180.05 | 215,177.90 |
18 | 1,057.76 | 878.44 | 179.31 | 214,299.46 |
19 | 1,057.76 | 879.17 | 178.58 | 213,420.28 |
20 | 1,057.76 | 879.91 | 177.85 | 212,540.38 |
21 | 1,057.76 | 880.64 | 177.12 | 211,659.74 |
22 | 1,057.76 | 881.37 | 176.38 | 210,778.36 |
23 | 1,057.76 | 882.11 | 175.65 | 209,896.25 |
24 | 1,057.76 | 882.84 | 174.91 | 209,013.41 |
25 | 1,057.76 | 883.58 | 174.18 | 208,129.83 |
26 | 1,057.76 | 884.32 | 173.44 | 207,245.52 |
27 | 1,057.76 | 885.05 | 172.70 | 206,360.46 |
28 | 1,057.76 | 885.79 | 171.97 | 205,474.67 |
29 | 1,057.76 | 886.53 | 171.23 | 204,588.15 |
30 | 1,057.76 | 887.27 | 170.49 | 203,700.88 |
31 | 1,057.76 | 888.01 | 169.75 | 202,812.87 |
32 | 1,057.76 | 888.75 | 169.01 | 201,924.13 |
33 | 1,057.76 | 889.49 | 168.27 | 201,034.64 |
34 | 1,057.76 | 890.23 | 167.53 | 200,144.41 |
35 | 1,057.76 | 890.97 | 166.79 | 199,253.44 |
36 | 1,057.76 | 891.71 | 166.04 | 198,361.73 |
37 | 1,057.76 | 892.46 | 165.30 | 197,469.27 |
38 | 1,057.76 | 893.20 | 164.56 | 196,576.08 |
39 | 1,057.76 | 893.94 | 163.81 | 195,682.13 |
40 | 1,057.76 | 894.69 | 163.07 | 194,787.44 |
41 | 1,057.76 | 895.43 | 162.32 | 193,892.01 |
42 | 1,057.76 | 896.18 | 161.58 | 192,995.83 |
43 | 1,057.76 | 896.93 | 160.83 | 192,098.90 |
44 | 1,057.76 | 897.67 | 160.08 | 191,201.23 |
45 | 1,057.76 | 898.42 | 159.33 | 190,302.80 |
46 | 1,057.76 | 899.17 | 158.59 | 189,403.63 |
47 | 1,057.76 | 899.92 | 157.84 | 188,503.71 |
48 | 1,057.76 | 900.67 | 157.09 | 187,603.04 |
49 | 1,057.76 | 901.42 | 156.34 | 186,701.62 |
50 | 1,057.76 | 902.17 | 155.58 | 185,799.45 |
51 | 1,057.76 | 902.92 | 154.83 | 184,896.53 |
52 | 1,057.76 | 903.68 | 154.08 | 183,992.85 |
53 | 1,057.76 | 904.43 | 153.33 | 183,088.42 |
54 | 1,057.76 | 905.18 | 152.57 | 182,183.24 |
55 | 1,057.76 | 905.94 | 151.82 | 181,277.30 |
56 | 1,057.76 | 906.69 | 151.06 | 180,370.61 |
57 | 1,057.76 | 907.45 | 150.31 | 179,463.16 |
58 | 1,057.76 | 908.20 | 149.55 | 178,554.95 |
59 | 1,057.76 | 908.96 | 148.80 | 177,645.99 |
60 | 1,057.76 | 909.72 | 148.04 | 176,736.27 |
61 | 1,057.76 | 910.48 | 147.28 | 175,825.80 |
62 | 1,057.76 | 911.24 | 146.52 | 174,914.56 |
63 | 1,057.76 | 911.99 | 145.76 | 174,002.57 |
64 | 1,057.76 | 912.75 | 145.00 | 173,089.81 |
65 | 1,057.76 | 913.52 | 144.24 | 172,176.30 |
66 | 1,057.76 | 914.28 | 143.48 | 171,262.02 |
67 | 1,057.76 | 915.04 | 142.72 | 170,346.98 |
68 | 1,057.76 | 915.80 | 141.96 | 169,431.18 |
69 | 1,057.76 | 916.56 | 141.19 | 168,514.62 |
70 | 1,057.76 | 917.33 | 140.43 | 167,597.29 |
71 | 1,057.76 | 918.09 | 139.66 | 166,679.20 |
72 | 1,057.76 | 918.86 | 138.90 | 165,760.34 |
73 | 1,057.76 | 919.62 | 138.13 | 164,840.72 |
74 | 1,057.76 | 920.39 | 137.37 | 163,920.33 |
75 | 1,057.76 | 921.16 | 136.60 | 162,999.17 |
76 | 1,057.76 | 921.92 | 135.83 | 162,077.24 |
77 | 1,057.76 | 922.69 | 135.06 | 161,154.55 |
78 | 1,057.76 | 923.46 | 134.30 | 160,231.09 |
79 | 1,057.76 | 924.23 | 133.53 | 159,306.86 |
80 | 1,057.76 | 925.00 | 132.76 | 158,381.86 |
81 | 1,057.76 | 925.77 | 131.98 | 157,456.09 |
82 | 1,057.76 | 926.54 | 131.21 | 156,529.54 |
83 | 1,057.76 | 927.32 | 130.44 | 155,602.23 |
84 | 1,057.76 | 928.09 | 129.67 | 154,674.14 |
85 | 1,057.76 | 928.86 | 128.90 | 153,745.28 |
86 | 1,057.76 | 929.64 | 128.12 | 152,815.64 |
87 | 1,057.76 | 930.41 | 127.35 | 151,885.23 |
88 | 1,057.76 | 931.19 | 126.57 | 150,954.04 |
89 | 1,057.76 | 931.96 | 125.80 | 150,022.08 |
90 | 1,057.76 | 932.74 | 125.02 | 149,089.34 |
91 | 1,057.76 | 933.52 | 124.24 | 148,155.83 |
92 | 1,057.76 | 934.29 | 123.46 | 147,221.53 |
93 | 1,057.76 | 935.07 | 122.68 | 146,286.46 |
94 | 1,057.76 | 935.85 | 121.91 | 145,350.61 |
95 | 1,057.76 | 936.63 | 121.13 | 144,413.98 |
96 | 1,057.76 | 937.41 | 120.34 | 143,476.57 |
97 | 1,057.76 | 938.19 | 119.56 | 142,538.37 |
98 | 1,057.76 | 938.97 | 118.78 | 141,599.40 |
99 | 1,057.76 | 939.76 | 118.00 | 140,659.64 |
100 | 1,057.76 | 940.54 | 117.22 | 139,719.10 |
101 | 1,057.76 | 941.32 | 116.43 | 138,777.78 |
102 | 1,057.76 | 942.11 | 115.65 | 137,835.67 |
103 | 1,057.76 | 942.89 | 114.86 | 136,892.77 |
104 | 1,057.76 | 943.68 | 114.08 | 135,949.10 |
105 | 1,057.76 | 944.47 | 113.29 | 135,004.63 |
106 | 1,057.76 | 945.25 | 112.50 | 134,059.38 |
107 | 1,057.76 | 946.04 | 111.72 | 133,113.34 |
108 | 1,057.76 | 946.83 | 110.93 | 132,166.51 |
109 | 1,057.76 | 947.62 | 110.14 | 131,218.89 |
110 | 1,057.76 | 948.41 | 109.35 | 130,270.48 |
111 | 1,057.76 | 949.20 | 108.56 | 129,321.28 |
112 | 1,057.76 | 949.99 | 107.77 | 128,371.29 |
113 | 1,057.76 | 950.78 | 106.98 | 127,420.51 |
114 | 1,057.76 | 951.57 | 106.18 | 126,468.94 |
115 | 1,057.76 | 952.37 | 105.39 | 125,516.57 |
116 | 1,057.76 | 953.16 | 104.60 | 124,563.41 |
117 | 1,057.76 | 953.95 | 103.80 | 123,609.46 |
118 | 1,057.76 | 954.75 | 103.01 | 122,654.71 |
119 | 1,057.76 | 955.54 | 102.21 | 121,699.17 |
120 | 1,057.76 | 956.34 | 101.42 | 120,742.82 |
121 | 1,057.76 | 957.14 | 100.62 | 119,785.69 |
122 | 1,057.76 | 957.94 | 99.82 | 118,827.75 |
123 | 1,057.76 | 958.73 | 99.02 | 117,869.02 |
124 | 1,057.76 | 959.53 | 98.22 | 116,909.48 |
125 | 1,057.76 | 960.33 | 97.42 | 115,949.15 |
126 | 1,057.76 | 961.13 | 96.62 | 114,988.02 |
127 | 1,057.76 | 961.93 | 95.82 | 114,026.09 |
128 | 1,057.76 | 962.74 | 95.02 | 113,063.35 |
129 | 1,057.76 | 963.54 | 94.22 | 112,099.81 |
130 | 1,057.76 | 964.34 | 93.42 | 111,135.47 |
131 | 1,057.76 | 965.14 | 92.61 | 110,170.33 |
132 | 1,057.76 | 965.95 | 91.81 | 109,204.38 |
133 | 1,057.76 | 966.75 | 91.00 | 108,237.63 |
134 | 1,057.76 | 967.56 | 90.20 | 107,270.07 |
135 | 1,057.76 | 968.37 | 89.39 | 106,301.70 |
136 | 1,057.76 | 969.17 | 88.58 | 105,332.53 |
137 | 1,057.76 | 969.98 | 87.78 | 104,362.55 |
138 | 1,057.76 | 970.79 | 86.97 | 103,391.76 |
139 | 1,057.76 | 971.60 | 86.16 | 102,420.17 |
140 | 1,057.76 | 972.41 | 85.35 | 101,447.76 |
141 | 1,057.76 | 973.22 | 84.54 | 100,474.54 |
142 | 1,057.76 | 974.03 | 83.73 | 99,500.51 |
143 | 1,057.76 | 974.84 | 82.92 | 98,525.67 |
144 | 1,057.76 | 975.65 | 82.10 | 97,550.02 |
145 | 1,057.76 | 976.47 | 81.29 | 96,573.56 |
146 | 1,057.76 | 977.28 | 80.48 | 95,596.28 |
147 | 1,057.76 | 978.09 | 79.66 | 94,618.18 |
148 | 1,057.76 | 978.91 | 78.85 | 93,639.28 |
149 | 1,057.76 | 979.72 | 78.03 | 92,659.55 |
150 | 1,057.76 | 980.54 | 77.22 | 91,679.01 |
151 | 1,057.76 | 981.36 | 76.40 | 90,697.65 |
152 | 1,057.76 | 982.18 | 75.58 | 89,715.48 |
153 | 1,057.76 | 982.99 | 74.76 | 88,732.48 |
154 | 1,057.76 | 983.81 | 73.94 | 87,748.67 |
155 | 1,057.76 | 984.63 | 73.12 | 86,764.04 |
156 | 1,057.76 | 985.45 | 72.30 | 85,778.58 |
157 | 1,057.76 | 986.27 | 71.48 | 84,792.31 |
158 | 1,057.76 | 987.10 | 70.66 | 83,805.21 |
159 | 1,057.76 | 987.92 | 69.84 | 82,817.29 |
160 | 1,057.76 | 988.74 | 69.01 | 81,828.55 |
161 | 1,057.76 | 989.57 | 68.19 | 80,838.99 |
162 | 1,057.76 | 990.39 | 67.37 | 79,848.59 |
163 | 1,057.76 | 991.22 | 66.54 | 78,857.38 |
164 | 1,057.76 | 992.04 | 65.71 | 77,865.34 |
165 | 1,057.76 | 992.87 | 64.89 | 76,872.47 |
166 | 1,057.76 | 993.70 | 64.06 | 75,878.77 |
167 | 1,057.76 | 994.52 | 63.23 | 74,884.24 |
168 | 1,057.76 | 995.35 | 62.40 | 73,888.89 |
169 | 1,057.76 | 996.18 | 61.57 | 72,892.71 |
170 | 1,057.76 | 997.01 | 60.74 | 71,895.70 |
171 | 1,057.76 | 997.84 | 59.91 | 70,897.85 |
172 | 1,057.76 | 998.68 | 59.08 | 69,899.18 |
173 | 1,057.76 | 999.51 | 58.25 | 68,899.67 |
174 | 1,057.76 | 1,000.34 | 57.42 | 67,899.33 |
175 | 1,057.76 | 1,001.17 | 56.58 | 66,898.15 |
176 | 1,057.76 | 1,002.01 | 55.75 | 65,896.15 |
177 | 1,057.76 | 1,002.84 | 54.91 | 64,893.30 |
178 | 1,057.76 | 1,003.68 | 54.08 | 63,889.62 |
179 | 1,057.76 | 1,004.52 | 53.24 | 62,885.11 |
180 | 1,057.76 | 1,005.35 | 52.40 | 61,879.76 |
181 | 1,057.76 | 1,006.19 | 51.57 | 60,873.56 |
182 | 1,057.76 | 1,007.03 | 50.73 | 59,866.54 |
183 | 1,057.76 | 1,007.87 | 49.89 | 58,858.67 |
184 | 1,057.76 | 1,008.71 | 49.05 | 57,849.96 |
185 | 1,057.76 | 1,009.55 | 48.21 | 56,840.41 |
186 | 1,057.76 | 1,010.39 | 47.37 | 55,830.02 |
187 | 1,057.76 | 1,011.23 | 46.53 | 54,818.79 |
188 | 1,057.76 | 1,012.07 | 45.68 | 53,806.71 |
189 | 1,057.76 | 1,012.92 | 44.84 | 52,793.80 |
190 | 1,057.76 | 1,013.76 | 43.99 | 51,780.03 |
191 | 1,057.76 | 1,014.61 | 43.15 | 50,765.43 |
192 | 1,057.76 | 1,015.45 | 42.30 | 49,749.98 |
193 | 1,057.76 | 1,016.30 | 41.46 | 48,733.68 |
194 | 1,057.76 | 1,017.15 | 40.61 | 47,716.53 |
195 | 1,057.76 | 1,017.99 | 39.76 | 46,698.54 |
196 | 1,057.76 | 1,018.84 | 38.92 | 45,679.70 |
197 | 1,057.76 | 1,019.69 | 38.07 | 44,660.01 |
198 | 1,057.76 | 1,020.54 | 37.22 | 43,639.47 |
199 | 1,057.76 | 1,021.39 | 36.37 | 42,618.08 |
200 | 1,057.76 | 1,022.24 | 35.52 | 41,595.83 |
201 | 1,057.76 | 1,023.09 | 34.66 | 40,572.74 |
202 | 1,057.76 | 1,023.95 | 33.81 | 39,548.79 |
203 | 1,057.76 | 1,024.80 | 32.96 | 38,523.99 |
204 | 1,057.76 | 1,025.65 | 32.10 | 37,498.34 |
205 | 1,057.76 | 1,026.51 | 31.25 | 36,471.83 |
206 | 1,057.76 | 1,027.36 | 30.39 | 35,444.47 |
207 | 1,057.76 | 1,028.22 | 29.54 | 34,416.25 |
208 | 1,057.76 | 1,029.08 | 28.68 | 33,387.17 |
209 | 1,057.76 | 1,029.93 | 27.82 | 32,357.24 |
210 | 1,057.76 | 1,030.79 | 26.96 | 31,326.44 |
211 | 1,057.76 | 1,031.65 | 26.11 | 30,294.79 |
212 | 1,057.76 | 1,032.51 | 25.25 | 29,262.28 |
213 | 1,057.76 | 1,033.37 | 24.39 | 28,228.91 |
214 | 1,057.76 | 1,034.23 | 23.52 | 27,194.68 |
215 | 1,057.76 | 1,035.09 | 22.66 | 26,159.58 |
216 | 1,057.76 | 1,035.96 | 21.80 | 25,123.63 |
217 | 1,057.76 | 1,036.82 | 20.94 | 24,086.81 |
218 | 1,057.76 | 1,037.68 | 20.07 | 23,049.12 |
219 | 1,057.76 | 1,038.55 | 19.21 | 22,010.57 |
220 | 1,057.76 | 1,039.41 | 18.34 | 20,971.16 |
221 | 1,057.76 | 1,040.28 | 17.48 | 19,930.88 |
222 | 1,057.76 | 1,041.15 | 16.61 | 18,889.73 |
223 | 1,057.76 | 1,042.02 | 15.74 | 17,847.71 |
224 | 1,057.76 | 1,042.88 | 14.87 | 16,804.83 |
225 | 1,057.76 | 1,043.75 | 14.00 | 15,761.08 |
226 | 1,057.76 | 1,044.62 | 13.13 | 14,716.45 |
227 | 1,057.76 | 1,045.49 | 12.26 | 13,670.96 |
228 | 1,057.76 | 1,046.36 | 11.39 | 12,624.60 |
229 | 1,057.76 | 1,047.24 | 10.52 | 11,577.36 |
230 | 1,057.76 | 1,048.11 | 9.65 | 10,529.25 |
231 | 1,057.76 | 1,048.98 | 8.77 | 9,480.27 |
232 | 1,057.76 | 1,049.86 | 7.90 | 8,430.41 |
233 | 1,057.76 | 1,050.73 | 7.03 | 7,379.68 |
234 | 1,057.76 | 1,051.61 | 6.15 | 6,328.07 |
235 | 1,057.76 | 1,052.48 | 5.27 | 5,275.59 |
236 | 1,057.76 | 1,053.36 | 4.40 | 4,222.23 |
237 | 1,057.76 | 1,054.24 | 3.52 | 3,167.99 |
238 | 1,057.76 | 1,055.12 | 2.64 | 2,112.87 |
239 | 1,057.76 | 1,056.00 | 1.76 | 1,056.88 |
240 | 1,057.76 | 1,056.88 | 0.88 | 0.00 |