Mortgage Loan of $136,000 for 25 Years at 10.50%
What's the payment on a 25 year home loan for $136k at 10.50% interest?
Results
Monthly payment: $1,284.09
$15,409 per year
What's the monthly payment? Use the loan payment schedule below to view payments each month based on a fixed rate $136k loan. It can be used for a house, car, boat, credit card debt consolidation, student loan debt, motorcycle, RV, race horse, exotic pet, business, real estate, etc... Try paying off your loan early or refinancing to save money.
Also remember to consider other home costs like insurance, taxes, PMI, and general maintenance costs.
Loan Table for 136,000 loan for 25 years at 10.50 percent interest
Amortization Table. How much goes to interest? How much to principal? What's the loan balance?
Month | Monthly Payment | Principal Paid | Interest Paid | Mortgage Balance |
---|---|---|---|---|
1 | 1,284.09 | 94.09 | 1,190.00 | 135,905.91 |
2 | 1,284.09 | 94.91 | 1,189.18 | 135,811.00 |
3 | 1,284.09 | 95.74 | 1,188.35 | 135,715.26 |
4 | 1,284.09 | 96.58 | 1,187.51 | 135,618.68 |
5 | 1,284.09 | 97.42 | 1,186.66 | 135,521.26 |
6 | 1,284.09 | 98.28 | 1,185.81 | 135,422.98 |
7 | 1,284.09 | 99.14 | 1,184.95 | 135,323.85 |
8 | 1,284.09 | 100.00 | 1,184.08 | 135,223.84 |
9 | 1,284.09 | 100.88 | 1,183.21 | 135,122.97 |
10 | 1,284.09 | 101.76 | 1,182.33 | 135,021.20 |
11 | 1,284.09 | 102.65 | 1,181.44 | 134,918.55 |
12 | 1,284.09 | 103.55 | 1,180.54 | 134,815.00 |
13 | 1,284.09 | 104.46 | 1,179.63 | 134,710.55 |
14 | 1,284.09 | 105.37 | 1,178.72 | 134,605.18 |
15 | 1,284.09 | 106.29 | 1,177.80 | 134,498.89 |
16 | 1,284.09 | 107.22 | 1,176.87 | 134,391.66 |
17 | 1,284.09 | 108.16 | 1,175.93 | 134,283.50 |
18 | 1,284.09 | 109.11 | 1,174.98 | 134,174.40 |
19 | 1,284.09 | 110.06 | 1,174.03 | 134,064.34 |
20 | 1,284.09 | 111.02 | 1,173.06 | 133,953.31 |
21 | 1,284.09 | 112.00 | 1,172.09 | 133,841.32 |
22 | 1,284.09 | 112.98 | 1,171.11 | 133,728.34 |
23 | 1,284.09 | 113.96 | 1,170.12 | 133,614.38 |
24 | 1,284.09 | 114.96 | 1,169.13 | 133,499.41 |
25 | 1,284.09 | 115.97 | 1,168.12 | 133,383.45 |
26 | 1,284.09 | 116.98 | 1,167.11 | 133,266.47 |
27 | 1,284.09 | 118.01 | 1,166.08 | 133,148.46 |
28 | 1,284.09 | 119.04 | 1,165.05 | 133,029.42 |
29 | 1,284.09 | 120.08 | 1,164.01 | 132,909.34 |
30 | 1,284.09 | 121.13 | 1,162.96 | 132,788.21 |
31 | 1,284.09 | 122.19 | 1,161.90 | 132,666.02 |
32 | 1,284.09 | 123.26 | 1,160.83 | 132,542.76 |
33 | 1,284.09 | 124.34 | 1,159.75 | 132,418.42 |
34 | 1,284.09 | 125.43 | 1,158.66 | 132,293.00 |
35 | 1,284.09 | 126.52 | 1,157.56 | 132,166.48 |
36 | 1,284.09 | 127.63 | 1,156.46 | 132,038.84 |
37 | 1,284.09 | 128.75 | 1,155.34 | 131,910.10 |
38 | 1,284.09 | 129.87 | 1,154.21 | 131,780.22 |
39 | 1,284.09 | 131.01 | 1,153.08 | 131,649.21 |
40 | 1,284.09 | 132.16 | 1,151.93 | 131,517.06 |
41 | 1,284.09 | 133.31 | 1,150.77 | 131,383.74 |
42 | 1,284.09 | 134.48 | 1,149.61 | 131,249.26 |
43 | 1,284.09 | 135.66 | 1,148.43 | 131,113.61 |
44 | 1,284.09 | 136.84 | 1,147.24 | 130,976.77 |
45 | 1,284.09 | 138.04 | 1,146.05 | 130,838.73 |
46 | 1,284.09 | 139.25 | 1,144.84 | 130,699.48 |
47 | 1,284.09 | 140.47 | 1,143.62 | 130,559.01 |
48 | 1,284.09 | 141.70 | 1,142.39 | 130,417.31 |
49 | 1,284.09 | 142.94 | 1,141.15 | 130,274.38 |
50 | 1,284.09 | 144.19 | 1,139.90 | 130,130.19 |
51 | 1,284.09 | 145.45 | 1,138.64 | 129,984.74 |
52 | 1,284.09 | 146.72 | 1,137.37 | 129,838.02 |
53 | 1,284.09 | 148.00 | 1,136.08 | 129,690.02 |
54 | 1,284.09 | 149.30 | 1,134.79 | 129,540.72 |
55 | 1,284.09 | 150.61 | 1,133.48 | 129,390.11 |
56 | 1,284.09 | 151.92 | 1,132.16 | 129,238.19 |
57 | 1,284.09 | 153.25 | 1,130.83 | 129,084.94 |
58 | 1,284.09 | 154.59 | 1,129.49 | 128,930.34 |
59 | 1,284.09 | 155.95 | 1,128.14 | 128,774.40 |
60 | 1,284.09 | 157.31 | 1,126.78 | 128,617.09 |
61 | 1,284.09 | 158.69 | 1,125.40 | 128,458.40 |
62 | 1,284.09 | 160.08 | 1,124.01 | 128,298.32 |
63 | 1,284.09 | 161.48 | 1,122.61 | 128,136.85 |
64 | 1,284.09 | 162.89 | 1,121.20 | 127,973.96 |
65 | 1,284.09 | 164.32 | 1,119.77 | 127,809.64 |
66 | 1,284.09 | 165.75 | 1,118.33 | 127,643.89 |
67 | 1,284.09 | 167.20 | 1,116.88 | 127,476.68 |
68 | 1,284.09 | 168.67 | 1,115.42 | 127,308.02 |
69 | 1,284.09 | 170.14 | 1,113.95 | 127,137.88 |
70 | 1,284.09 | 171.63 | 1,112.46 | 126,966.25 |
71 | 1,284.09 | 173.13 | 1,110.95 | 126,793.11 |
72 | 1,284.09 | 174.65 | 1,109.44 | 126,618.47 |
73 | 1,284.09 | 176.18 | 1,107.91 | 126,442.29 |
74 | 1,284.09 | 177.72 | 1,106.37 | 126,264.57 |
75 | 1,284.09 | 179.27 | 1,104.82 | 126,085.30 |
76 | 1,284.09 | 180.84 | 1,103.25 | 125,904.46 |
77 | 1,284.09 | 182.42 | 1,101.66 | 125,722.04 |
78 | 1,284.09 | 184.02 | 1,100.07 | 125,538.02 |
79 | 1,284.09 | 185.63 | 1,098.46 | 125,352.39 |
80 | 1,284.09 | 187.25 | 1,096.83 | 125,165.14 |
81 | 1,284.09 | 188.89 | 1,095.19 | 124,976.24 |
82 | 1,284.09 | 190.54 | 1,093.54 | 124,785.70 |
83 | 1,284.09 | 192.21 | 1,091.87 | 124,593.49 |
84 | 1,284.09 | 193.89 | 1,090.19 | 124,399.59 |
85 | 1,284.09 | 195.59 | 1,088.50 | 124,204.00 |
86 | 1,284.09 | 197.30 | 1,086.79 | 124,006.70 |
87 | 1,284.09 | 199.03 | 1,085.06 | 123,807.67 |
88 | 1,284.09 | 200.77 | 1,083.32 | 123,606.90 |
89 | 1,284.09 | 202.53 | 1,081.56 | 123,404.37 |
90 | 1,284.09 | 204.30 | 1,079.79 | 123,200.07 |
91 | 1,284.09 | 206.09 | 1,078.00 | 122,993.99 |
92 | 1,284.09 | 207.89 | 1,076.20 | 122,786.10 |
93 | 1,284.09 | 209.71 | 1,074.38 | 122,576.39 |
94 | 1,284.09 | 211.54 | 1,072.54 | 122,364.85 |
95 | 1,284.09 | 213.39 | 1,070.69 | 122,151.45 |
96 | 1,284.09 | 215.26 | 1,068.83 | 121,936.19 |
97 | 1,284.09 | 217.15 | 1,066.94 | 121,719.04 |
98 | 1,284.09 | 219.05 | 1,065.04 | 121,500.00 |
99 | 1,284.09 | 220.96 | 1,063.12 | 121,279.04 |
100 | 1,284.09 | 222.90 | 1,061.19 | 121,056.14 |
101 | 1,284.09 | 224.85 | 1,059.24 | 120,831.30 |
102 | 1,284.09 | 226.81 | 1,057.27 | 120,604.48 |
103 | 1,284.09 | 228.80 | 1,055.29 | 120,375.68 |
104 | 1,284.09 | 230.80 | 1,053.29 | 120,144.88 |
105 | 1,284.09 | 232.82 | 1,051.27 | 119,912.06 |
106 | 1,284.09 | 234.86 | 1,049.23 | 119,677.21 |
107 | 1,284.09 | 236.91 | 1,047.18 | 119,440.30 |
108 | 1,284.09 | 238.98 | 1,045.10 | 119,201.31 |
109 | 1,284.09 | 241.08 | 1,043.01 | 118,960.24 |
110 | 1,284.09 | 243.19 | 1,040.90 | 118,717.05 |
111 | 1,284.09 | 245.31 | 1,038.77 | 118,471.74 |
112 | 1,284.09 | 247.46 | 1,036.63 | 118,224.28 |
113 | 1,284.09 | 249.62 | 1,034.46 | 117,974.65 |
114 | 1,284.09 | 251.81 | 1,032.28 | 117,722.85 |
115 | 1,284.09 | 254.01 | 1,030.07 | 117,468.83 |
116 | 1,284.09 | 256.23 | 1,027.85 | 117,212.60 |
117 | 1,284.09 | 258.48 | 1,025.61 | 116,954.12 |
118 | 1,284.09 | 260.74 | 1,023.35 | 116,693.38 |
119 | 1,284.09 | 263.02 | 1,021.07 | 116,430.36 |
120 | 1,284.09 | 265.32 | 1,018.77 | 116,165.04 |
121 | 1,284.09 | 267.64 | 1,016.44 | 115,897.40 |
122 | 1,284.09 | 269.98 | 1,014.10 | 115,627.41 |
123 | 1,284.09 | 272.35 | 1,011.74 | 115,355.07 |
124 | 1,284.09 | 274.73 | 1,009.36 | 115,080.34 |
125 | 1,284.09 | 277.13 | 1,006.95 | 114,803.20 |
126 | 1,284.09 | 279.56 | 1,004.53 | 114,523.64 |
127 | 1,284.09 | 282.01 | 1,002.08 | 114,241.64 |
128 | 1,284.09 | 284.47 | 999.61 | 113,957.16 |
129 | 1,284.09 | 286.96 | 997.13 | 113,670.20 |
130 | 1,284.09 | 289.47 | 994.61 | 113,380.73 |
131 | 1,284.09 | 292.01 | 992.08 | 113,088.72 |
132 | 1,284.09 | 294.56 | 989.53 | 112,794.16 |
133 | 1,284.09 | 297.14 | 986.95 | 112,497.03 |
134 | 1,284.09 | 299.74 | 984.35 | 112,197.29 |
135 | 1,284.09 | 302.36 | 981.73 | 111,894.93 |
136 | 1,284.09 | 305.01 | 979.08 | 111,589.92 |
137 | 1,284.09 | 307.68 | 976.41 | 111,282.24 |
138 | 1,284.09 | 310.37 | 973.72 | 110,971.88 |
139 | 1,284.09 | 313.08 | 971.00 | 110,658.79 |
140 | 1,284.09 | 315.82 | 968.26 | 110,342.97 |
141 | 1,284.09 | 318.59 | 965.50 | 110,024.39 |
142 | 1,284.09 | 321.37 | 962.71 | 109,703.01 |
143 | 1,284.09 | 324.19 | 959.90 | 109,378.83 |
144 | 1,284.09 | 327.02 | 957.06 | 109,051.80 |
145 | 1,284.09 | 329.88 | 954.20 | 108,721.92 |
146 | 1,284.09 | 332.77 | 951.32 | 108,389.15 |
147 | 1,284.09 | 335.68 | 948.41 | 108,053.47 |
148 | 1,284.09 | 338.62 | 945.47 | 107,714.85 |
149 | 1,284.09 | 341.58 | 942.50 | 107,373.27 |
150 | 1,284.09 | 344.57 | 939.52 | 107,028.69 |
151 | 1,284.09 | 347.59 | 936.50 | 106,681.11 |
152 | 1,284.09 | 350.63 | 933.46 | 106,330.48 |
153 | 1,284.09 | 353.70 | 930.39 | 105,976.79 |
154 | 1,284.09 | 356.79 | 927.30 | 105,620.00 |
155 | 1,284.09 | 359.91 | 924.17 | 105,260.08 |
156 | 1,284.09 | 363.06 | 921.03 | 104,897.02 |
157 | 1,284.09 | 366.24 | 917.85 | 104,530.78 |
158 | 1,284.09 | 369.44 | 914.64 | 104,161.34 |
159 | 1,284.09 | 372.68 | 911.41 | 103,788.67 |
160 | 1,284.09 | 375.94 | 908.15 | 103,412.73 |
161 | 1,284.09 | 379.23 | 904.86 | 103,033.50 |
162 | 1,284.09 | 382.54 | 901.54 | 102,650.96 |
163 | 1,284.09 | 385.89 | 898.20 | 102,265.07 |
164 | 1,284.09 | 389.27 | 894.82 | 101,875.80 |
165 | 1,284.09 | 392.67 | 891.41 | 101,483.13 |
166 | 1,284.09 | 396.11 | 887.98 | 101,087.02 |
167 | 1,284.09 | 399.58 | 884.51 | 100,687.44 |
168 | 1,284.09 | 403.07 | 881.02 | 100,284.37 |
169 | 1,284.09 | 406.60 | 877.49 | 99,877.77 |
170 | 1,284.09 | 410.16 | 873.93 | 99,467.61 |
171 | 1,284.09 | 413.75 | 870.34 | 99,053.87 |
172 | 1,284.09 | 417.37 | 866.72 | 98,636.50 |
173 | 1,284.09 | 421.02 | 863.07 | 98,215.48 |
174 | 1,284.09 | 424.70 | 859.39 | 97,790.78 |
175 | 1,284.09 | 428.42 | 855.67 | 97,362.37 |
176 | 1,284.09 | 432.17 | 851.92 | 96,930.20 |
177 | 1,284.09 | 435.95 | 848.14 | 96,494.25 |
178 | 1,284.09 | 439.76 | 844.32 | 96,054.49 |
179 | 1,284.09 | 443.61 | 840.48 | 95,610.88 |
180 | 1,284.09 | 447.49 | 836.60 | 95,163.39 |
181 | 1,284.09 | 451.41 | 832.68 | 94,711.98 |
182 | 1,284.09 | 455.36 | 828.73 | 94,256.62 |
183 | 1,284.09 | 459.34 | 824.75 | 93,797.28 |
184 | 1,284.09 | 463.36 | 820.73 | 93,333.92 |
185 | 1,284.09 | 467.42 | 816.67 | 92,866.50 |
186 | 1,284.09 | 471.51 | 812.58 | 92,395.00 |
187 | 1,284.09 | 475.63 | 808.46 | 91,919.37 |
188 | 1,284.09 | 479.79 | 804.29 | 91,439.57 |
189 | 1,284.09 | 483.99 | 800.10 | 90,955.58 |
190 | 1,284.09 | 488.23 | 795.86 | 90,467.36 |
191 | 1,284.09 | 492.50 | 791.59 | 89,974.86 |
192 | 1,284.09 | 496.81 | 787.28 | 89,478.05 |
193 | 1,284.09 | 501.15 | 782.93 | 88,976.90 |
194 | 1,284.09 | 505.54 | 778.55 | 88,471.36 |
195 | 1,284.09 | 509.96 | 774.12 | 87,961.40 |
196 | 1,284.09 | 514.42 | 769.66 | 87,446.97 |
197 | 1,284.09 | 518.93 | 765.16 | 86,928.05 |
198 | 1,284.09 | 523.47 | 760.62 | 86,404.58 |
199 | 1,284.09 | 528.05 | 756.04 | 85,876.53 |
200 | 1,284.09 | 532.67 | 751.42 | 85,343.86 |
201 | 1,284.09 | 537.33 | 746.76 | 84,806.54 |
202 | 1,284.09 | 542.03 | 742.06 | 84,264.51 |
203 | 1,284.09 | 546.77 | 737.31 | 83,717.73 |
204 | 1,284.09 | 551.56 | 732.53 | 83,166.18 |
205 | 1,284.09 | 556.38 | 727.70 | 82,609.79 |
206 | 1,284.09 | 561.25 | 722.84 | 82,048.54 |
207 | 1,284.09 | 566.16 | 717.92 | 81,482.38 |
208 | 1,284.09 | 571.12 | 712.97 | 80,911.26 |
209 | 1,284.09 | 576.11 | 707.97 | 80,335.15 |
210 | 1,284.09 | 581.15 | 702.93 | 79,754.00 |
211 | 1,284.09 | 586.24 | 697.85 | 79,167.76 |
212 | 1,284.09 | 591.37 | 692.72 | 78,576.39 |
213 | 1,284.09 | 596.54 | 687.54 | 77,979.84 |
214 | 1,284.09 | 601.76 | 682.32 | 77,378.08 |
215 | 1,284.09 | 607.03 | 677.06 | 76,771.05 |
216 | 1,284.09 | 612.34 | 671.75 | 76,158.71 |
217 | 1,284.09 | 617.70 | 666.39 | 75,541.01 |
218 | 1,284.09 | 623.10 | 660.98 | 74,917.91 |
219 | 1,284.09 | 628.56 | 655.53 | 74,289.35 |
220 | 1,284.09 | 634.06 | 650.03 | 73,655.30 |
221 | 1,284.09 | 639.60 | 644.48 | 73,015.69 |
222 | 1,284.09 | 645.20 | 638.89 | 72,370.49 |
223 | 1,284.09 | 650.85 | 633.24 | 71,719.65 |
224 | 1,284.09 | 656.54 | 627.55 | 71,063.11 |
225 | 1,284.09 | 662.28 | 621.80 | 70,400.82 |
226 | 1,284.09 | 668.08 | 616.01 | 69,732.74 |
227 | 1,284.09 | 673.93 | 610.16 | 69,058.82 |
228 | 1,284.09 | 679.82 | 604.26 | 68,379.00 |
229 | 1,284.09 | 685.77 | 598.32 | 67,693.23 |
230 | 1,284.09 | 691.77 | 592.32 | 67,001.45 |
231 | 1,284.09 | 697.82 | 586.26 | 66,303.63 |
232 | 1,284.09 | 703.93 | 580.16 | 65,599.70 |
233 | 1,284.09 | 710.09 | 574.00 | 64,889.61 |
234 | 1,284.09 | 716.30 | 567.78 | 64,173.31 |
235 | 1,284.09 | 722.57 | 561.52 | 63,450.74 |
236 | 1,284.09 | 728.89 | 555.19 | 62,721.84 |
237 | 1,284.09 | 735.27 | 548.82 | 61,986.57 |
238 | 1,284.09 | 741.70 | 542.38 | 61,244.87 |
239 | 1,284.09 | 748.19 | 535.89 | 60,496.67 |
240 | 1,284.09 | 754.74 | 529.35 | 59,741.93 |
241 | 1,284.09 | 761.35 | 522.74 | 58,980.59 |
242 | 1,284.09 | 768.01 | 516.08 | 58,212.58 |
243 | 1,284.09 | 774.73 | 509.36 | 57,437.85 |
244 | 1,284.09 | 781.51 | 502.58 | 56,656.35 |
245 | 1,284.09 | 788.34 | 495.74 | 55,868.00 |
246 | 1,284.09 | 795.24 | 488.85 | 55,072.76 |
247 | 1,284.09 | 802.20 | 481.89 | 54,270.56 |
248 | 1,284.09 | 809.22 | 474.87 | 53,461.34 |
249 | 1,284.09 | 816.30 | 467.79 | 52,645.04 |
250 | 1,284.09 | 823.44 | 460.64 | 51,821.60 |
251 | 1,284.09 | 830.65 | 453.44 | 50,990.95 |
252 | 1,284.09 | 837.92 | 446.17 | 50,153.03 |
253 | 1,284.09 | 845.25 | 438.84 | 49,307.78 |
254 | 1,284.09 | 852.64 | 431.44 | 48,455.14 |
255 | 1,284.09 | 860.10 | 423.98 | 47,595.04 |
256 | 1,284.09 | 867.63 | 416.46 | 46,727.40 |
257 | 1,284.09 | 875.22 | 408.86 | 45,852.18 |
258 | 1,284.09 | 882.88 | 401.21 | 44,969.30 |
259 | 1,284.09 | 890.61 | 393.48 | 44,078.70 |
260 | 1,284.09 | 898.40 | 385.69 | 43,180.30 |
261 | 1,284.09 | 906.26 | 377.83 | 42,274.04 |
262 | 1,284.09 | 914.19 | 369.90 | 41,359.85 |
263 | 1,284.09 | 922.19 | 361.90 | 40,437.66 |
264 | 1,284.09 | 930.26 | 353.83 | 39,507.40 |
265 | 1,284.09 | 938.40 | 345.69 | 38,569.01 |
266 | 1,284.09 | 946.61 | 337.48 | 37,622.40 |
267 | 1,284.09 | 954.89 | 329.20 | 36,667.51 |
268 | 1,284.09 | 963.25 | 320.84 | 35,704.26 |
269 | 1,284.09 | 971.67 | 312.41 | 34,732.58 |
270 | 1,284.09 | 980.18 | 303.91 | 33,752.41 |
271 | 1,284.09 | 988.75 | 295.33 | 32,763.65 |
272 | 1,284.09 | 997.41 | 286.68 | 31,766.25 |
273 | 1,284.09 | 1,006.13 | 277.95 | 30,760.12 |
274 | 1,284.09 | 1,014.94 | 269.15 | 29,745.18 |
275 | 1,284.09 | 1,023.82 | 260.27 | 28,721.36 |
276 | 1,284.09 | 1,032.78 | 251.31 | 27,688.59 |
277 | 1,284.09 | 1,041.81 | 242.28 | 26,646.78 |
278 | 1,284.09 | 1,050.93 | 233.16 | 25,595.85 |
279 | 1,284.09 | 1,060.12 | 223.96 | 24,535.72 |
280 | 1,284.09 | 1,069.40 | 214.69 | 23,466.33 |
281 | 1,284.09 | 1,078.76 | 205.33 | 22,387.57 |
282 | 1,284.09 | 1,088.20 | 195.89 | 21,299.37 |
283 | 1,284.09 | 1,097.72 | 186.37 | 20,201.66 |
284 | 1,284.09 | 1,107.32 | 176.76 | 19,094.33 |
285 | 1,284.09 | 1,117.01 | 167.08 | 17,977.32 |
286 | 1,284.09 | 1,126.79 | 157.30 | 16,850.54 |
287 | 1,284.09 | 1,136.64 | 147.44 | 15,713.89 |
288 | 1,284.09 | 1,146.59 | 137.50 | 14,567.30 |
289 | 1,284.09 | 1,156.62 | 127.46 | 13,410.68 |
290 | 1,284.09 | 1,166.74 | 117.34 | 12,243.93 |
291 | 1,284.09 | 1,176.95 | 107.13 | 11,066.98 |
292 | 1,284.09 | 1,187.25 | 96.84 | 9,879.73 |
293 | 1,284.09 | 1,197.64 | 86.45 | 8,682.09 |
294 | 1,284.09 | 1,208.12 | 75.97 | 7,473.97 |
295 | 1,284.09 | 1,218.69 | 65.40 | 6,255.28 |
296 | 1,284.09 | 1,229.35 | 54.73 | 5,025.93 |
297 | 1,284.09 | 1,240.11 | 43.98 | 3,785.82 |
298 | 1,284.09 | 1,250.96 | 33.13 | 2,534.86 |
299 | 1,284.09 | 1,261.91 | 22.18 | 1,272.95 |
300 | 1,284.09 | 1,272.95 | 11.14 | 0.00 |