Mortgage Loan of $182,500 for 25 Years at 7.80%
What's the payment on a 25 year home loan for $182.5k at 7.80% interest?
Results
Monthly payment: $1,384.47
$16,614 per year
What's the monthly payment? Use the loan payment schedule below to view payments each month based on a fixed rate $182.5k loan. It can be used for a house, car, boat, credit card debt consolidation, student loan debt, motorcycle, RV, race horse, exotic pet, business, real estate, etc... Try paying off your loan early or refinancing to save money.
Also remember to consider other home costs like insurance, taxes, PMI, and general maintenance costs.
Loan Table for 182,500 loan for 25 years at 7.80 percent interest
Amortization Table. How much goes to interest? How much to principal? What's the loan balance?
Month | Monthly Payment | Principal Paid | Interest Paid | Mortgage Balance |
---|---|---|---|---|
1 | 1,384.47 | 198.22 | 1,186.25 | 182,301.78 |
2 | 1,384.47 | 199.51 | 1,184.96 | 182,102.27 |
3 | 1,384.47 | 200.81 | 1,183.66 | 181,901.46 |
4 | 1,384.47 | 202.11 | 1,182.36 | 181,699.35 |
5 | 1,384.47 | 203.43 | 1,181.05 | 181,495.93 |
6 | 1,384.47 | 204.75 | 1,179.72 | 181,291.18 |
7 | 1,384.47 | 206.08 | 1,178.39 | 181,085.10 |
8 | 1,384.47 | 207.42 | 1,177.05 | 180,877.68 |
9 | 1,384.47 | 208.77 | 1,175.70 | 180,668.91 |
10 | 1,384.47 | 210.12 | 1,174.35 | 180,458.79 |
11 | 1,384.47 | 211.49 | 1,172.98 | 180,247.30 |
12 | 1,384.47 | 212.86 | 1,171.61 | 180,034.44 |
13 | 1,384.47 | 214.25 | 1,170.22 | 179,820.19 |
14 | 1,384.47 | 215.64 | 1,168.83 | 179,604.55 |
15 | 1,384.47 | 217.04 | 1,167.43 | 179,387.51 |
16 | 1,384.47 | 218.45 | 1,166.02 | 179,169.06 |
17 | 1,384.47 | 219.87 | 1,164.60 | 178,949.18 |
18 | 1,384.47 | 221.30 | 1,163.17 | 178,727.88 |
19 | 1,384.47 | 222.74 | 1,161.73 | 178,505.14 |
20 | 1,384.47 | 224.19 | 1,160.28 | 178,280.96 |
21 | 1,384.47 | 225.65 | 1,158.83 | 178,055.31 |
22 | 1,384.47 | 227.11 | 1,157.36 | 177,828.20 |
23 | 1,384.47 | 228.59 | 1,155.88 | 177,599.61 |
24 | 1,384.47 | 230.07 | 1,154.40 | 177,369.54 |
25 | 1,384.47 | 231.57 | 1,152.90 | 177,137.97 |
26 | 1,384.47 | 233.07 | 1,151.40 | 176,904.89 |
27 | 1,384.47 | 234.59 | 1,149.88 | 176,670.30 |
28 | 1,384.47 | 236.11 | 1,148.36 | 176,434.19 |
29 | 1,384.47 | 237.65 | 1,146.82 | 176,196.54 |
30 | 1,384.47 | 239.19 | 1,145.28 | 175,957.35 |
31 | 1,384.47 | 240.75 | 1,143.72 | 175,716.60 |
32 | 1,384.47 | 242.31 | 1,142.16 | 175,474.29 |
33 | 1,384.47 | 243.89 | 1,140.58 | 175,230.40 |
34 | 1,384.47 | 245.47 | 1,139.00 | 174,984.92 |
35 | 1,384.47 | 247.07 | 1,137.40 | 174,737.85 |
36 | 1,384.47 | 248.68 | 1,135.80 | 174,489.18 |
37 | 1,384.47 | 250.29 | 1,134.18 | 174,238.89 |
38 | 1,384.47 | 251.92 | 1,132.55 | 173,986.97 |
39 | 1,384.47 | 253.56 | 1,130.92 | 173,733.41 |
40 | 1,384.47 | 255.20 | 1,129.27 | 173,478.21 |
41 | 1,384.47 | 256.86 | 1,127.61 | 173,221.35 |
42 | 1,384.47 | 258.53 | 1,125.94 | 172,962.81 |
43 | 1,384.47 | 260.21 | 1,124.26 | 172,702.60 |
44 | 1,384.47 | 261.90 | 1,122.57 | 172,440.70 |
45 | 1,384.47 | 263.61 | 1,120.86 | 172,177.09 |
46 | 1,384.47 | 265.32 | 1,119.15 | 171,911.77 |
47 | 1,384.47 | 267.04 | 1,117.43 | 171,644.72 |
48 | 1,384.47 | 268.78 | 1,115.69 | 171,375.94 |
49 | 1,384.47 | 270.53 | 1,113.94 | 171,105.42 |
50 | 1,384.47 | 272.29 | 1,112.19 | 170,833.13 |
51 | 1,384.47 | 274.06 | 1,110.42 | 170,559.07 |
52 | 1,384.47 | 275.84 | 1,108.63 | 170,283.24 |
53 | 1,384.47 | 277.63 | 1,106.84 | 170,005.61 |
54 | 1,384.47 | 279.43 | 1,105.04 | 169,726.17 |
55 | 1,384.47 | 281.25 | 1,103.22 | 169,444.92 |
56 | 1,384.47 | 283.08 | 1,101.39 | 169,161.84 |
57 | 1,384.47 | 284.92 | 1,099.55 | 168,876.92 |
58 | 1,384.47 | 286.77 | 1,097.70 | 168,590.15 |
59 | 1,384.47 | 288.64 | 1,095.84 | 168,301.52 |
60 | 1,384.47 | 290.51 | 1,093.96 | 168,011.00 |
61 | 1,384.47 | 292.40 | 1,092.07 | 167,718.61 |
62 | 1,384.47 | 294.30 | 1,090.17 | 167,424.30 |
63 | 1,384.47 | 296.21 | 1,088.26 | 167,128.09 |
64 | 1,384.47 | 298.14 | 1,086.33 | 166,829.95 |
65 | 1,384.47 | 300.08 | 1,084.39 | 166,529.88 |
66 | 1,384.47 | 302.03 | 1,082.44 | 166,227.85 |
67 | 1,384.47 | 303.99 | 1,080.48 | 165,923.86 |
68 | 1,384.47 | 305.97 | 1,078.51 | 165,617.89 |
69 | 1,384.47 | 307.95 | 1,076.52 | 165,309.94 |
70 | 1,384.47 | 309.96 | 1,074.51 | 164,999.98 |
71 | 1,384.47 | 311.97 | 1,072.50 | 164,688.01 |
72 | 1,384.47 | 314.00 | 1,070.47 | 164,374.01 |
73 | 1,384.47 | 316.04 | 1,068.43 | 164,057.97 |
74 | 1,384.47 | 318.09 | 1,066.38 | 163,739.88 |
75 | 1,384.47 | 320.16 | 1,064.31 | 163,419.71 |
76 | 1,384.47 | 322.24 | 1,062.23 | 163,097.47 |
77 | 1,384.47 | 324.34 | 1,060.13 | 162,773.13 |
78 | 1,384.47 | 326.45 | 1,058.03 | 162,446.69 |
79 | 1,384.47 | 328.57 | 1,055.90 | 162,118.12 |
80 | 1,384.47 | 330.70 | 1,053.77 | 161,787.42 |
81 | 1,384.47 | 332.85 | 1,051.62 | 161,454.56 |
82 | 1,384.47 | 335.02 | 1,049.45 | 161,119.55 |
83 | 1,384.47 | 337.19 | 1,047.28 | 160,782.35 |
84 | 1,384.47 | 339.39 | 1,045.09 | 160,442.97 |
85 | 1,384.47 | 341.59 | 1,042.88 | 160,101.37 |
86 | 1,384.47 | 343.81 | 1,040.66 | 159,757.56 |
87 | 1,384.47 | 346.05 | 1,038.42 | 159,411.52 |
88 | 1,384.47 | 348.30 | 1,036.17 | 159,063.22 |
89 | 1,384.47 | 350.56 | 1,033.91 | 158,712.66 |
90 | 1,384.47 | 352.84 | 1,031.63 | 158,359.82 |
91 | 1,384.47 | 355.13 | 1,029.34 | 158,004.69 |
92 | 1,384.47 | 357.44 | 1,027.03 | 157,647.25 |
93 | 1,384.47 | 359.76 | 1,024.71 | 157,287.48 |
94 | 1,384.47 | 362.10 | 1,022.37 | 156,925.38 |
95 | 1,384.47 | 364.46 | 1,020.01 | 156,560.92 |
96 | 1,384.47 | 366.83 | 1,017.65 | 156,194.10 |
97 | 1,384.47 | 369.21 | 1,015.26 | 155,824.89 |
98 | 1,384.47 | 371.61 | 1,012.86 | 155,453.28 |
99 | 1,384.47 | 374.02 | 1,010.45 | 155,079.25 |
100 | 1,384.47 | 376.46 | 1,008.02 | 154,702.80 |
101 | 1,384.47 | 378.90 | 1,005.57 | 154,323.90 |
102 | 1,384.47 | 381.37 | 1,003.11 | 153,942.53 |
103 | 1,384.47 | 383.84 | 1,000.63 | 153,558.68 |
104 | 1,384.47 | 386.34 | 998.13 | 153,172.34 |
105 | 1,384.47 | 388.85 | 995.62 | 152,783.49 |
106 | 1,384.47 | 391.38 | 993.09 | 152,392.12 |
107 | 1,384.47 | 393.92 | 990.55 | 151,998.19 |
108 | 1,384.47 | 396.48 | 987.99 | 151,601.71 |
109 | 1,384.47 | 399.06 | 985.41 | 151,202.65 |
110 | 1,384.47 | 401.65 | 982.82 | 150,801.00 |
111 | 1,384.47 | 404.26 | 980.21 | 150,396.73 |
112 | 1,384.47 | 406.89 | 977.58 | 149,989.84 |
113 | 1,384.47 | 409.54 | 974.93 | 149,580.30 |
114 | 1,384.47 | 412.20 | 972.27 | 149,168.10 |
115 | 1,384.47 | 414.88 | 969.59 | 148,753.22 |
116 | 1,384.47 | 417.58 | 966.90 | 148,335.65 |
117 | 1,384.47 | 420.29 | 964.18 | 147,915.36 |
118 | 1,384.47 | 423.02 | 961.45 | 147,492.34 |
119 | 1,384.47 | 425.77 | 958.70 | 147,066.57 |
120 | 1,384.47 | 428.54 | 955.93 | 146,638.03 |
121 | 1,384.47 | 431.32 | 953.15 | 146,206.70 |
122 | 1,384.47 | 434.13 | 950.34 | 145,772.58 |
123 | 1,384.47 | 436.95 | 947.52 | 145,335.63 |
124 | 1,384.47 | 439.79 | 944.68 | 144,895.84 |
125 | 1,384.47 | 442.65 | 941.82 | 144,453.19 |
126 | 1,384.47 | 445.53 | 938.95 | 144,007.66 |
127 | 1,384.47 | 448.42 | 936.05 | 143,559.24 |
128 | 1,384.47 | 451.34 | 933.14 | 143,107.91 |
129 | 1,384.47 | 454.27 | 930.20 | 142,653.64 |
130 | 1,384.47 | 457.22 | 927.25 | 142,196.41 |
131 | 1,384.47 | 460.19 | 924.28 | 141,736.22 |
132 | 1,384.47 | 463.19 | 921.29 | 141,273.03 |
133 | 1,384.47 | 466.20 | 918.27 | 140,806.84 |
134 | 1,384.47 | 469.23 | 915.24 | 140,337.61 |
135 | 1,384.47 | 472.28 | 912.19 | 139,865.33 |
136 | 1,384.47 | 475.35 | 909.12 | 139,389.99 |
137 | 1,384.47 | 478.44 | 906.03 | 138,911.55 |
138 | 1,384.47 | 481.55 | 902.93 | 138,430.00 |
139 | 1,384.47 | 484.68 | 899.80 | 137,945.33 |
140 | 1,384.47 | 487.83 | 896.64 | 137,457.50 |
141 | 1,384.47 | 491.00 | 893.47 | 136,966.50 |
142 | 1,384.47 | 494.19 | 890.28 | 136,472.31 |
143 | 1,384.47 | 497.40 | 887.07 | 135,974.91 |
144 | 1,384.47 | 500.63 | 883.84 | 135,474.28 |
145 | 1,384.47 | 503.89 | 880.58 | 134,970.39 |
146 | 1,384.47 | 507.16 | 877.31 | 134,463.23 |
147 | 1,384.47 | 510.46 | 874.01 | 133,952.77 |
148 | 1,384.47 | 513.78 | 870.69 | 133,438.99 |
149 | 1,384.47 | 517.12 | 867.35 | 132,921.87 |
150 | 1,384.47 | 520.48 | 863.99 | 132,401.39 |
151 | 1,384.47 | 523.86 | 860.61 | 131,877.53 |
152 | 1,384.47 | 527.27 | 857.20 | 131,350.26 |
153 | 1,384.47 | 530.69 | 853.78 | 130,819.57 |
154 | 1,384.47 | 534.14 | 850.33 | 130,285.42 |
155 | 1,384.47 | 537.62 | 846.86 | 129,747.81 |
156 | 1,384.47 | 541.11 | 843.36 | 129,206.70 |
157 | 1,384.47 | 544.63 | 839.84 | 128,662.07 |
158 | 1,384.47 | 548.17 | 836.30 | 128,113.90 |
159 | 1,384.47 | 551.73 | 832.74 | 127,562.17 |
160 | 1,384.47 | 555.32 | 829.15 | 127,006.85 |
161 | 1,384.47 | 558.93 | 825.54 | 126,447.93 |
162 | 1,384.47 | 562.56 | 821.91 | 125,885.37 |
163 | 1,384.47 | 566.22 | 818.25 | 125,319.15 |
164 | 1,384.47 | 569.90 | 814.57 | 124,749.25 |
165 | 1,384.47 | 573.60 | 810.87 | 124,175.65 |
166 | 1,384.47 | 577.33 | 807.14 | 123,598.32 |
167 | 1,384.47 | 581.08 | 803.39 | 123,017.24 |
168 | 1,384.47 | 584.86 | 799.61 | 122,432.38 |
169 | 1,384.47 | 588.66 | 795.81 | 121,843.72 |
170 | 1,384.47 | 592.49 | 791.98 | 121,251.23 |
171 | 1,384.47 | 596.34 | 788.13 | 120,654.90 |
172 | 1,384.47 | 600.21 | 784.26 | 120,054.68 |
173 | 1,384.47 | 604.12 | 780.36 | 119,450.57 |
174 | 1,384.47 | 608.04 | 776.43 | 118,842.52 |
175 | 1,384.47 | 611.99 | 772.48 | 118,230.53 |
176 | 1,384.47 | 615.97 | 768.50 | 117,614.56 |
177 | 1,384.47 | 619.98 | 764.49 | 116,994.58 |
178 | 1,384.47 | 624.01 | 760.46 | 116,370.57 |
179 | 1,384.47 | 628.06 | 756.41 | 115,742.51 |
180 | 1,384.47 | 632.14 | 752.33 | 115,110.37 |
181 | 1,384.47 | 636.25 | 748.22 | 114,474.11 |
182 | 1,384.47 | 640.39 | 744.08 | 113,833.72 |
183 | 1,384.47 | 644.55 | 739.92 | 113,189.17 |
184 | 1,384.47 | 648.74 | 735.73 | 112,540.43 |
185 | 1,384.47 | 652.96 | 731.51 | 111,887.47 |
186 | 1,384.47 | 657.20 | 727.27 | 111,230.27 |
187 | 1,384.47 | 661.47 | 723.00 | 110,568.79 |
188 | 1,384.47 | 665.77 | 718.70 | 109,903.02 |
189 | 1,384.47 | 670.10 | 714.37 | 109,232.92 |
190 | 1,384.47 | 674.46 | 710.01 | 108,558.46 |
191 | 1,384.47 | 678.84 | 705.63 | 107,879.62 |
192 | 1,384.47 | 683.25 | 701.22 | 107,196.36 |
193 | 1,384.47 | 687.69 | 696.78 | 106,508.67 |
194 | 1,384.47 | 692.16 | 692.31 | 105,816.50 |
195 | 1,384.47 | 696.66 | 687.81 | 105,119.84 |
196 | 1,384.47 | 701.19 | 683.28 | 104,418.65 |
197 | 1,384.47 | 705.75 | 678.72 | 103,712.90 |
198 | 1,384.47 | 710.34 | 674.13 | 103,002.56 |
199 | 1,384.47 | 714.95 | 669.52 | 102,287.61 |
200 | 1,384.47 | 719.60 | 664.87 | 101,568.00 |
201 | 1,384.47 | 724.28 | 660.19 | 100,843.73 |
202 | 1,384.47 | 728.99 | 655.48 | 100,114.74 |
203 | 1,384.47 | 733.73 | 650.75 | 99,381.01 |
204 | 1,384.47 | 738.49 | 645.98 | 98,642.52 |
205 | 1,384.47 | 743.29 | 641.18 | 97,899.22 |
206 | 1,384.47 | 748.13 | 636.34 | 97,151.10 |
207 | 1,384.47 | 752.99 | 631.48 | 96,398.11 |
208 | 1,384.47 | 757.88 | 626.59 | 95,640.22 |
209 | 1,384.47 | 762.81 | 621.66 | 94,877.41 |
210 | 1,384.47 | 767.77 | 616.70 | 94,109.65 |
211 | 1,384.47 | 772.76 | 611.71 | 93,336.89 |
212 | 1,384.47 | 777.78 | 606.69 | 92,559.11 |
213 | 1,384.47 | 782.84 | 601.63 | 91,776.27 |
214 | 1,384.47 | 787.93 | 596.55 | 90,988.34 |
215 | 1,384.47 | 793.05 | 591.42 | 90,195.30 |
216 | 1,384.47 | 798.20 | 586.27 | 89,397.10 |
217 | 1,384.47 | 803.39 | 581.08 | 88,593.71 |
218 | 1,384.47 | 808.61 | 575.86 | 87,785.09 |
219 | 1,384.47 | 813.87 | 570.60 | 86,971.23 |
220 | 1,384.47 | 819.16 | 565.31 | 86,152.07 |
221 | 1,384.47 | 824.48 | 559.99 | 85,327.58 |
222 | 1,384.47 | 829.84 | 554.63 | 84,497.74 |
223 | 1,384.47 | 835.24 | 549.24 | 83,662.51 |
224 | 1,384.47 | 840.66 | 543.81 | 82,821.84 |
225 | 1,384.47 | 846.13 | 538.34 | 81,975.71 |
226 | 1,384.47 | 851.63 | 532.84 | 81,124.08 |
227 | 1,384.47 | 857.16 | 527.31 | 80,266.92 |
228 | 1,384.47 | 862.74 | 521.73 | 79,404.18 |
229 | 1,384.47 | 868.34 | 516.13 | 78,535.84 |
230 | 1,384.47 | 873.99 | 510.48 | 77,661.85 |
231 | 1,384.47 | 879.67 | 504.80 | 76,782.18 |
232 | 1,384.47 | 885.39 | 499.08 | 75,896.79 |
233 | 1,384.47 | 891.14 | 493.33 | 75,005.65 |
234 | 1,384.47 | 896.93 | 487.54 | 74,108.72 |
235 | 1,384.47 | 902.76 | 481.71 | 73,205.95 |
236 | 1,384.47 | 908.63 | 475.84 | 72,297.32 |
237 | 1,384.47 | 914.54 | 469.93 | 71,382.78 |
238 | 1,384.47 | 920.48 | 463.99 | 70,462.30 |
239 | 1,384.47 | 926.47 | 458.00 | 69,535.83 |
240 | 1,384.47 | 932.49 | 451.98 | 68,603.34 |
241 | 1,384.47 | 938.55 | 445.92 | 67,664.79 |
242 | 1,384.47 | 944.65 | 439.82 | 66,720.14 |
243 | 1,384.47 | 950.79 | 433.68 | 65,769.35 |
244 | 1,384.47 | 956.97 | 427.50 | 64,812.38 |
245 | 1,384.47 | 963.19 | 421.28 | 63,849.19 |
246 | 1,384.47 | 969.45 | 415.02 | 62,879.74 |
247 | 1,384.47 | 975.75 | 408.72 | 61,903.99 |
248 | 1,384.47 | 982.10 | 402.38 | 60,921.89 |
249 | 1,384.47 | 988.48 | 395.99 | 59,933.41 |
250 | 1,384.47 | 994.90 | 389.57 | 58,938.51 |
251 | 1,384.47 | 1,001.37 | 383.10 | 57,937.14 |
252 | 1,384.47 | 1,007.88 | 376.59 | 56,929.26 |
253 | 1,384.47 | 1,014.43 | 370.04 | 55,914.83 |
254 | 1,384.47 | 1,021.02 | 363.45 | 54,893.80 |
255 | 1,384.47 | 1,027.66 | 356.81 | 53,866.14 |
256 | 1,384.47 | 1,034.34 | 350.13 | 52,831.80 |
257 | 1,384.47 | 1,041.06 | 343.41 | 51,790.74 |
258 | 1,384.47 | 1,047.83 | 336.64 | 50,742.90 |
259 | 1,384.47 | 1,054.64 | 329.83 | 49,688.26 |
260 | 1,384.47 | 1,061.50 | 322.97 | 48,626.76 |
261 | 1,384.47 | 1,068.40 | 316.07 | 47,558.37 |
262 | 1,384.47 | 1,075.34 | 309.13 | 46,483.03 |
263 | 1,384.47 | 1,082.33 | 302.14 | 45,400.69 |
264 | 1,384.47 | 1,089.37 | 295.10 | 44,311.33 |
265 | 1,384.47 | 1,096.45 | 288.02 | 43,214.88 |
266 | 1,384.47 | 1,103.57 | 280.90 | 42,111.30 |
267 | 1,384.47 | 1,110.75 | 273.72 | 41,000.56 |
268 | 1,384.47 | 1,117.97 | 266.50 | 39,882.59 |
269 | 1,384.47 | 1,125.23 | 259.24 | 38,757.36 |
270 | 1,384.47 | 1,132.55 | 251.92 | 37,624.81 |
271 | 1,384.47 | 1,139.91 | 244.56 | 36,484.90 |
272 | 1,384.47 | 1,147.32 | 237.15 | 35,337.58 |
273 | 1,384.47 | 1,154.78 | 229.69 | 34,182.80 |
274 | 1,384.47 | 1,162.28 | 222.19 | 33,020.52 |
275 | 1,384.47 | 1,169.84 | 214.63 | 31,850.68 |
276 | 1,384.47 | 1,177.44 | 207.03 | 30,673.24 |
277 | 1,384.47 | 1,185.10 | 199.38 | 29,488.14 |
278 | 1,384.47 | 1,192.80 | 191.67 | 28,295.34 |
279 | 1,384.47 | 1,200.55 | 183.92 | 27,094.79 |
280 | 1,384.47 | 1,208.36 | 176.12 | 25,886.44 |
281 | 1,384.47 | 1,216.21 | 168.26 | 24,670.23 |
282 | 1,384.47 | 1,224.11 | 160.36 | 23,446.11 |
283 | 1,384.47 | 1,232.07 | 152.40 | 22,214.04 |
284 | 1,384.47 | 1,240.08 | 144.39 | 20,973.96 |
285 | 1,384.47 | 1,248.14 | 136.33 | 19,725.82 |
286 | 1,384.47 | 1,256.25 | 128.22 | 18,469.57 |
287 | 1,384.47 | 1,264.42 | 120.05 | 17,205.15 |
288 | 1,384.47 | 1,272.64 | 111.83 | 15,932.51 |
289 | 1,384.47 | 1,280.91 | 103.56 | 14,651.60 |
290 | 1,384.47 | 1,289.24 | 95.24 | 13,362.37 |
291 | 1,384.47 | 1,297.62 | 86.86 | 12,064.75 |
292 | 1,384.47 | 1,306.05 | 78.42 | 10,758.70 |
293 | 1,384.47 | 1,314.54 | 69.93 | 9,444.16 |
294 | 1,384.47 | 1,323.08 | 61.39 | 8,121.08 |
295 | 1,384.47 | 1,331.68 | 52.79 | 6,789.39 |
296 | 1,384.47 | 1,340.34 | 44.13 | 5,449.05 |
297 | 1,384.47 | 1,349.05 | 35.42 | 4,100.00 |
298 | 1,384.47 | 1,357.82 | 26.65 | 2,742.18 |
299 | 1,384.47 | 1,366.65 | 17.82 | 1,375.53 |
300 | 1,384.47 | 1,375.53 | 8.94 | 0.00 |