Mortgage Loan of $201,000 for 25 Years at 7.05%
What's the payment on a 25 year home loan for $201k at 7.05% interest?
Results
Monthly payment: $1,427.04
$17,125 per year
What's the monthly payment? Use the loan payment schedule below to view payments each month based on a fixed rate $201k loan. It can be used for a house, car, boat, credit card debt consolidation, student loan debt, motorcycle, RV, race horse, exotic pet, business, real estate, etc... Try paying off your loan early or refinancing to save money.
Also remember to consider other home costs like insurance, taxes, PMI, and general maintenance costs.
Loan Table for 201,000 loan for 25 years at 7.05 percent interest
Amortization Table. How much goes to interest? How much to principal? What's the loan balance?
Month | Monthly Payment | Principal Paid | Interest Paid | Mortgage Balance |
---|---|---|---|---|
1 | 1,427.04 | 246.17 | 1,180.88 | 200,753.83 |
2 | 1,427.04 | 247.62 | 1,179.43 | 200,506.22 |
3 | 1,427.04 | 249.07 | 1,177.97 | 200,257.15 |
4 | 1,427.04 | 250.53 | 1,176.51 | 200,006.61 |
5 | 1,427.04 | 252.00 | 1,175.04 | 199,754.61 |
6 | 1,427.04 | 253.49 | 1,173.56 | 199,501.12 |
7 | 1,427.04 | 254.97 | 1,172.07 | 199,246.15 |
8 | 1,427.04 | 256.47 | 1,170.57 | 198,989.68 |
9 | 1,427.04 | 257.98 | 1,169.06 | 198,731.70 |
10 | 1,427.04 | 259.50 | 1,167.55 | 198,472.20 |
11 | 1,427.04 | 261.02 | 1,166.02 | 198,211.18 |
12 | 1,427.04 | 262.55 | 1,164.49 | 197,948.63 |
13 | 1,427.04 | 264.10 | 1,162.95 | 197,684.53 |
14 | 1,427.04 | 265.65 | 1,161.40 | 197,418.89 |
15 | 1,427.04 | 267.21 | 1,159.84 | 197,151.68 |
16 | 1,427.04 | 268.78 | 1,158.27 | 196,882.90 |
17 | 1,427.04 | 270.36 | 1,156.69 | 196,612.54 |
18 | 1,427.04 | 271.95 | 1,155.10 | 196,340.60 |
19 | 1,427.04 | 273.54 | 1,153.50 | 196,067.06 |
20 | 1,427.04 | 275.15 | 1,151.89 | 195,791.91 |
21 | 1,427.04 | 276.77 | 1,150.28 | 195,515.14 |
22 | 1,427.04 | 278.39 | 1,148.65 | 195,236.75 |
23 | 1,427.04 | 280.03 | 1,147.02 | 194,956.72 |
24 | 1,427.04 | 281.67 | 1,145.37 | 194,675.05 |
25 | 1,427.04 | 283.33 | 1,143.72 | 194,391.72 |
26 | 1,427.04 | 284.99 | 1,142.05 | 194,106.73 |
27 | 1,427.04 | 286.67 | 1,140.38 | 193,820.06 |
28 | 1,427.04 | 288.35 | 1,138.69 | 193,531.71 |
29 | 1,427.04 | 290.05 | 1,137.00 | 193,241.66 |
30 | 1,427.04 | 291.75 | 1,135.29 | 192,949.91 |
31 | 1,427.04 | 293.46 | 1,133.58 | 192,656.45 |
32 | 1,427.04 | 295.19 | 1,131.86 | 192,361.26 |
33 | 1,427.04 | 296.92 | 1,130.12 | 192,064.34 |
34 | 1,427.04 | 298.67 | 1,128.38 | 191,765.68 |
35 | 1,427.04 | 300.42 | 1,126.62 | 191,465.26 |
36 | 1,427.04 | 302.19 | 1,124.86 | 191,163.07 |
37 | 1,427.04 | 303.96 | 1,123.08 | 190,859.11 |
38 | 1,427.04 | 305.75 | 1,121.30 | 190,553.36 |
39 | 1,427.04 | 307.54 | 1,119.50 | 190,245.82 |
40 | 1,427.04 | 309.35 | 1,117.69 | 189,936.47 |
41 | 1,427.04 | 311.17 | 1,115.88 | 189,625.30 |
42 | 1,427.04 | 313.00 | 1,114.05 | 189,312.31 |
43 | 1,427.04 | 314.83 | 1,112.21 | 188,997.47 |
44 | 1,427.04 | 316.68 | 1,110.36 | 188,680.79 |
45 | 1,427.04 | 318.54 | 1,108.50 | 188,362.25 |
46 | 1,427.04 | 320.42 | 1,106.63 | 188,041.83 |
47 | 1,427.04 | 322.30 | 1,104.75 | 187,719.53 |
48 | 1,427.04 | 324.19 | 1,102.85 | 187,395.34 |
49 | 1,427.04 | 326.10 | 1,100.95 | 187,069.25 |
50 | 1,427.04 | 328.01 | 1,099.03 | 186,741.23 |
51 | 1,427.04 | 329.94 | 1,097.10 | 186,411.29 |
52 | 1,427.04 | 331.88 | 1,095.17 | 186,079.42 |
53 | 1,427.04 | 333.83 | 1,093.22 | 185,745.59 |
54 | 1,427.04 | 335.79 | 1,091.26 | 185,409.80 |
55 | 1,427.04 | 337.76 | 1,089.28 | 185,072.04 |
56 | 1,427.04 | 339.75 | 1,087.30 | 184,732.29 |
57 | 1,427.04 | 341.74 | 1,085.30 | 184,390.55 |
58 | 1,427.04 | 343.75 | 1,083.29 | 184,046.80 |
59 | 1,427.04 | 345.77 | 1,081.27 | 183,701.03 |
60 | 1,427.04 | 347.80 | 1,079.24 | 183,353.23 |
61 | 1,427.04 | 349.84 | 1,077.20 | 183,003.39 |
62 | 1,427.04 | 351.90 | 1,075.14 | 182,651.49 |
63 | 1,427.04 | 353.97 | 1,073.08 | 182,297.53 |
64 | 1,427.04 | 356.05 | 1,071.00 | 181,941.48 |
65 | 1,427.04 | 358.14 | 1,068.91 | 181,583.34 |
66 | 1,427.04 | 360.24 | 1,066.80 | 181,223.10 |
67 | 1,427.04 | 362.36 | 1,064.69 | 180,860.74 |
68 | 1,427.04 | 364.49 | 1,062.56 | 180,496.26 |
69 | 1,427.04 | 366.63 | 1,060.42 | 180,129.63 |
70 | 1,427.04 | 368.78 | 1,058.26 | 179,760.85 |
71 | 1,427.04 | 370.95 | 1,056.09 | 179,389.90 |
72 | 1,427.04 | 373.13 | 1,053.92 | 179,016.77 |
73 | 1,427.04 | 375.32 | 1,051.72 | 178,641.45 |
74 | 1,427.04 | 377.53 | 1,049.52 | 178,263.92 |
75 | 1,427.04 | 379.74 | 1,047.30 | 177,884.18 |
76 | 1,427.04 | 381.97 | 1,045.07 | 177,502.21 |
77 | 1,427.04 | 384.22 | 1,042.83 | 177,117.99 |
78 | 1,427.04 | 386.48 | 1,040.57 | 176,731.51 |
79 | 1,427.04 | 388.75 | 1,038.30 | 176,342.77 |
80 | 1,427.04 | 391.03 | 1,036.01 | 175,951.74 |
81 | 1,427.04 | 393.33 | 1,033.72 | 175,558.41 |
82 | 1,427.04 | 395.64 | 1,031.41 | 175,162.77 |
83 | 1,427.04 | 397.96 | 1,029.08 | 174,764.81 |
84 | 1,427.04 | 400.30 | 1,026.74 | 174,364.51 |
85 | 1,427.04 | 402.65 | 1,024.39 | 173,961.85 |
86 | 1,427.04 | 405.02 | 1,022.03 | 173,556.84 |
87 | 1,427.04 | 407.40 | 1,019.65 | 173,149.44 |
88 | 1,427.04 | 409.79 | 1,017.25 | 172,739.65 |
89 | 1,427.04 | 412.20 | 1,014.85 | 172,327.45 |
90 | 1,427.04 | 414.62 | 1,012.42 | 171,912.83 |
91 | 1,427.04 | 417.06 | 1,009.99 | 171,495.77 |
92 | 1,427.04 | 419.51 | 1,007.54 | 171,076.27 |
93 | 1,427.04 | 421.97 | 1,005.07 | 170,654.30 |
94 | 1,427.04 | 424.45 | 1,002.59 | 170,229.85 |
95 | 1,427.04 | 426.94 | 1,000.10 | 169,802.90 |
96 | 1,427.04 | 429.45 | 997.59 | 169,373.45 |
97 | 1,427.04 | 431.97 | 995.07 | 168,941.48 |
98 | 1,427.04 | 434.51 | 992.53 | 168,506.96 |
99 | 1,427.04 | 437.07 | 989.98 | 168,069.90 |
100 | 1,427.04 | 439.63 | 987.41 | 167,630.27 |
101 | 1,427.04 | 442.22 | 984.83 | 167,188.05 |
102 | 1,427.04 | 444.81 | 982.23 | 166,743.24 |
103 | 1,427.04 | 447.43 | 979.62 | 166,295.81 |
104 | 1,427.04 | 450.06 | 976.99 | 165,845.75 |
105 | 1,427.04 | 452.70 | 974.34 | 165,393.05 |
106 | 1,427.04 | 455.36 | 971.68 | 164,937.69 |
107 | 1,427.04 | 458.03 | 969.01 | 164,479.66 |
108 | 1,427.04 | 460.73 | 966.32 | 164,018.93 |
109 | 1,427.04 | 463.43 | 963.61 | 163,555.50 |
110 | 1,427.04 | 466.16 | 960.89 | 163,089.34 |
111 | 1,427.04 | 468.89 | 958.15 | 162,620.45 |
112 | 1,427.04 | 471.65 | 955.40 | 162,148.80 |
113 | 1,427.04 | 474.42 | 952.62 | 161,674.38 |
114 | 1,427.04 | 477.21 | 949.84 | 161,197.18 |
115 | 1,427.04 | 480.01 | 947.03 | 160,717.17 |
116 | 1,427.04 | 482.83 | 944.21 | 160,234.34 |
117 | 1,427.04 | 485.67 | 941.38 | 159,748.67 |
118 | 1,427.04 | 488.52 | 938.52 | 159,260.15 |
119 | 1,427.04 | 491.39 | 935.65 | 158,768.76 |
120 | 1,427.04 | 494.28 | 932.77 | 158,274.48 |
121 | 1,427.04 | 497.18 | 929.86 | 157,777.30 |
122 | 1,427.04 | 500.10 | 926.94 | 157,277.20 |
123 | 1,427.04 | 503.04 | 924.00 | 156,774.16 |
124 | 1,427.04 | 506.00 | 921.05 | 156,268.16 |
125 | 1,427.04 | 508.97 | 918.08 | 155,759.19 |
126 | 1,427.04 | 511.96 | 915.09 | 155,247.23 |
127 | 1,427.04 | 514.97 | 912.08 | 154,732.27 |
128 | 1,427.04 | 517.99 | 909.05 | 154,214.28 |
129 | 1,427.04 | 521.03 | 906.01 | 153,693.24 |
130 | 1,427.04 | 524.10 | 902.95 | 153,169.14 |
131 | 1,427.04 | 527.18 | 899.87 | 152,641.97 |
132 | 1,427.04 | 530.27 | 896.77 | 152,111.70 |
133 | 1,427.04 | 533.39 | 893.66 | 151,578.31 |
134 | 1,427.04 | 536.52 | 890.52 | 151,041.79 |
135 | 1,427.04 | 539.67 | 887.37 | 150,502.12 |
136 | 1,427.04 | 542.84 | 884.20 | 149,959.27 |
137 | 1,427.04 | 546.03 | 881.01 | 149,413.24 |
138 | 1,427.04 | 549.24 | 877.80 | 148,864.00 |
139 | 1,427.04 | 552.47 | 874.58 | 148,311.53 |
140 | 1,427.04 | 555.71 | 871.33 | 147,755.82 |
141 | 1,427.04 | 558.98 | 868.07 | 147,196.84 |
142 | 1,427.04 | 562.26 | 864.78 | 146,634.58 |
143 | 1,427.04 | 565.57 | 861.48 | 146,069.01 |
144 | 1,427.04 | 568.89 | 858.16 | 145,500.12 |
145 | 1,427.04 | 572.23 | 854.81 | 144,927.89 |
146 | 1,427.04 | 575.59 | 851.45 | 144,352.30 |
147 | 1,427.04 | 578.97 | 848.07 | 143,773.32 |
148 | 1,427.04 | 582.38 | 844.67 | 143,190.95 |
149 | 1,427.04 | 585.80 | 841.25 | 142,605.15 |
150 | 1,427.04 | 589.24 | 837.81 | 142,015.91 |
151 | 1,427.04 | 592.70 | 834.34 | 141,423.21 |
152 | 1,427.04 | 596.18 | 830.86 | 140,827.03 |
153 | 1,427.04 | 599.68 | 827.36 | 140,227.35 |
154 | 1,427.04 | 603.21 | 823.84 | 139,624.14 |
155 | 1,427.04 | 606.75 | 820.29 | 139,017.39 |
156 | 1,427.04 | 610.32 | 816.73 | 138,407.07 |
157 | 1,427.04 | 613.90 | 813.14 | 137,793.17 |
158 | 1,427.04 | 617.51 | 809.53 | 137,175.66 |
159 | 1,427.04 | 621.14 | 805.91 | 136,554.52 |
160 | 1,427.04 | 624.79 | 802.26 | 135,929.73 |
161 | 1,427.04 | 628.46 | 798.59 | 135,301.28 |
162 | 1,427.04 | 632.15 | 794.90 | 134,669.13 |
163 | 1,427.04 | 635.86 | 791.18 | 134,033.27 |
164 | 1,427.04 | 639.60 | 787.45 | 133,393.67 |
165 | 1,427.04 | 643.36 | 783.69 | 132,750.31 |
166 | 1,427.04 | 647.14 | 779.91 | 132,103.18 |
167 | 1,427.04 | 650.94 | 776.11 | 131,452.24 |
168 | 1,427.04 | 654.76 | 772.28 | 130,797.48 |
169 | 1,427.04 | 658.61 | 768.44 | 130,138.87 |
170 | 1,427.04 | 662.48 | 764.57 | 129,476.39 |
171 | 1,427.04 | 666.37 | 760.67 | 128,810.02 |
172 | 1,427.04 | 670.28 | 756.76 | 128,139.74 |
173 | 1,427.04 | 674.22 | 752.82 | 127,465.51 |
174 | 1,427.04 | 678.18 | 748.86 | 126,787.33 |
175 | 1,427.04 | 682.17 | 744.88 | 126,105.16 |
176 | 1,427.04 | 686.18 | 740.87 | 125,418.98 |
177 | 1,427.04 | 690.21 | 736.84 | 124,728.78 |
178 | 1,427.04 | 694.26 | 732.78 | 124,034.52 |
179 | 1,427.04 | 698.34 | 728.70 | 123,336.17 |
180 | 1,427.04 | 702.44 | 724.60 | 122,633.73 |
181 | 1,427.04 | 706.57 | 720.47 | 121,927.16 |
182 | 1,427.04 | 710.72 | 716.32 | 121,216.44 |
183 | 1,427.04 | 714.90 | 712.15 | 120,501.54 |
184 | 1,427.04 | 719.10 | 707.95 | 119,782.44 |
185 | 1,427.04 | 723.32 | 703.72 | 119,059.12 |
186 | 1,427.04 | 727.57 | 699.47 | 118,331.55 |
187 | 1,427.04 | 731.85 | 695.20 | 117,599.70 |
188 | 1,427.04 | 736.15 | 690.90 | 116,863.56 |
189 | 1,427.04 | 740.47 | 686.57 | 116,123.09 |
190 | 1,427.04 | 744.82 | 682.22 | 115,378.27 |
191 | 1,427.04 | 749.20 | 677.85 | 114,629.07 |
192 | 1,427.04 | 753.60 | 673.45 | 113,875.47 |
193 | 1,427.04 | 758.03 | 669.02 | 113,117.45 |
194 | 1,427.04 | 762.48 | 664.57 | 112,354.97 |
195 | 1,427.04 | 766.96 | 660.09 | 111,588.01 |
196 | 1,427.04 | 771.46 | 655.58 | 110,816.55 |
197 | 1,427.04 | 776.00 | 651.05 | 110,040.55 |
198 | 1,427.04 | 780.56 | 646.49 | 109,259.99 |
199 | 1,427.04 | 785.14 | 641.90 | 108,474.85 |
200 | 1,427.04 | 789.75 | 637.29 | 107,685.10 |
201 | 1,427.04 | 794.39 | 632.65 | 106,890.70 |
202 | 1,427.04 | 799.06 | 627.98 | 106,091.64 |
203 | 1,427.04 | 803.76 | 623.29 | 105,287.89 |
204 | 1,427.04 | 808.48 | 618.57 | 104,479.41 |
205 | 1,427.04 | 813.23 | 613.82 | 103,666.18 |
206 | 1,427.04 | 818.00 | 609.04 | 102,848.18 |
207 | 1,427.04 | 822.81 | 604.23 | 102,025.37 |
208 | 1,427.04 | 827.64 | 599.40 | 101,197.72 |
209 | 1,427.04 | 832.51 | 594.54 | 100,365.22 |
210 | 1,427.04 | 837.40 | 589.65 | 99,527.82 |
211 | 1,427.04 | 842.32 | 584.73 | 98,685.50 |
212 | 1,427.04 | 847.27 | 579.78 | 97,838.23 |
213 | 1,427.04 | 852.24 | 574.80 | 96,985.99 |
214 | 1,427.04 | 857.25 | 569.79 | 96,128.74 |
215 | 1,427.04 | 862.29 | 564.76 | 95,266.45 |
216 | 1,427.04 | 867.35 | 559.69 | 94,399.10 |
217 | 1,427.04 | 872.45 | 554.59 | 93,526.65 |
218 | 1,427.04 | 877.57 | 549.47 | 92,649.07 |
219 | 1,427.04 | 882.73 | 544.31 | 91,766.34 |
220 | 1,427.04 | 887.92 | 539.13 | 90,878.43 |
221 | 1,427.04 | 893.13 | 533.91 | 89,985.29 |
222 | 1,427.04 | 898.38 | 528.66 | 89,086.91 |
223 | 1,427.04 | 903.66 | 523.39 | 88,183.26 |
224 | 1,427.04 | 908.97 | 518.08 | 87,274.29 |
225 | 1,427.04 | 914.31 | 512.74 | 86,359.98 |
226 | 1,427.04 | 919.68 | 507.36 | 85,440.30 |
227 | 1,427.04 | 925.08 | 501.96 | 84,515.22 |
228 | 1,427.04 | 930.52 | 496.53 | 83,584.70 |
229 | 1,427.04 | 935.98 | 491.06 | 82,648.72 |
230 | 1,427.04 | 941.48 | 485.56 | 81,707.24 |
231 | 1,427.04 | 947.01 | 480.03 | 80,760.22 |
232 | 1,427.04 | 952.58 | 474.47 | 79,807.65 |
233 | 1,427.04 | 958.17 | 468.87 | 78,849.47 |
234 | 1,427.04 | 963.80 | 463.24 | 77,885.67 |
235 | 1,427.04 | 969.47 | 457.58 | 76,916.20 |
236 | 1,427.04 | 975.16 | 451.88 | 75,941.04 |
237 | 1,427.04 | 980.89 | 446.15 | 74,960.15 |
238 | 1,427.04 | 986.65 | 440.39 | 73,973.50 |
239 | 1,427.04 | 992.45 | 434.59 | 72,981.05 |
240 | 1,427.04 | 998.28 | 428.76 | 71,982.77 |
241 | 1,427.04 | 1,004.15 | 422.90 | 70,978.62 |
242 | 1,427.04 | 1,010.04 | 417.00 | 69,968.58 |
243 | 1,427.04 | 1,015.98 | 411.07 | 68,952.60 |
244 | 1,427.04 | 1,021.95 | 405.10 | 67,930.65 |
245 | 1,427.04 | 1,027.95 | 399.09 | 66,902.70 |
246 | 1,427.04 | 1,033.99 | 393.05 | 65,868.71 |
247 | 1,427.04 | 1,040.07 | 386.98 | 64,828.65 |
248 | 1,427.04 | 1,046.18 | 380.87 | 63,782.47 |
249 | 1,427.04 | 1,052.32 | 374.72 | 62,730.15 |
250 | 1,427.04 | 1,058.50 | 368.54 | 61,671.65 |
251 | 1,427.04 | 1,064.72 | 362.32 | 60,606.92 |
252 | 1,427.04 | 1,070.98 | 356.07 | 59,535.94 |
253 | 1,427.04 | 1,077.27 | 349.77 | 58,458.67 |
254 | 1,427.04 | 1,083.60 | 343.44 | 57,375.08 |
255 | 1,427.04 | 1,089.97 | 337.08 | 56,285.11 |
256 | 1,427.04 | 1,096.37 | 330.68 | 55,188.74 |
257 | 1,427.04 | 1,102.81 | 324.23 | 54,085.93 |
258 | 1,427.04 | 1,109.29 | 317.75 | 52,976.64 |
259 | 1,427.04 | 1,115.81 | 311.24 | 51,860.84 |
260 | 1,427.04 | 1,122.36 | 304.68 | 50,738.48 |
261 | 1,427.04 | 1,128.96 | 298.09 | 49,609.52 |
262 | 1,427.04 | 1,135.59 | 291.46 | 48,473.93 |
263 | 1,427.04 | 1,142.26 | 284.78 | 47,331.67 |
264 | 1,427.04 | 1,148.97 | 278.07 | 46,182.70 |
265 | 1,427.04 | 1,155.72 | 271.32 | 45,026.98 |
266 | 1,427.04 | 1,162.51 | 264.53 | 43,864.47 |
267 | 1,427.04 | 1,169.34 | 257.70 | 42,695.13 |
268 | 1,427.04 | 1,176.21 | 250.83 | 41,518.92 |
269 | 1,427.04 | 1,183.12 | 243.92 | 40,335.80 |
270 | 1,427.04 | 1,190.07 | 236.97 | 39,145.73 |
271 | 1,427.04 | 1,197.06 | 229.98 | 37,948.67 |
272 | 1,427.04 | 1,204.10 | 222.95 | 36,744.57 |
273 | 1,427.04 | 1,211.17 | 215.87 | 35,533.40 |
274 | 1,427.04 | 1,218.29 | 208.76 | 34,315.12 |
275 | 1,427.04 | 1,225.44 | 201.60 | 33,089.68 |
276 | 1,427.04 | 1,232.64 | 194.40 | 31,857.03 |
277 | 1,427.04 | 1,239.88 | 187.16 | 30,617.15 |
278 | 1,427.04 | 1,247.17 | 179.88 | 29,369.98 |
279 | 1,427.04 | 1,254.50 | 172.55 | 28,115.49 |
280 | 1,427.04 | 1,261.87 | 165.18 | 26,853.62 |
281 | 1,427.04 | 1,269.28 | 157.77 | 25,584.34 |
282 | 1,427.04 | 1,276.74 | 150.31 | 24,307.61 |
283 | 1,427.04 | 1,284.24 | 142.81 | 23,023.37 |
284 | 1,427.04 | 1,291.78 | 135.26 | 21,731.59 |
285 | 1,427.04 | 1,299.37 | 127.67 | 20,432.22 |
286 | 1,427.04 | 1,307.00 | 120.04 | 19,125.21 |
287 | 1,427.04 | 1,314.68 | 112.36 | 17,810.53 |
288 | 1,427.04 | 1,322.41 | 104.64 | 16,488.12 |
289 | 1,427.04 | 1,330.18 | 96.87 | 15,157.95 |
290 | 1,427.04 | 1,337.99 | 89.05 | 13,819.96 |
291 | 1,427.04 | 1,345.85 | 81.19 | 12,474.11 |
292 | 1,427.04 | 1,353.76 | 73.29 | 11,120.35 |
293 | 1,427.04 | 1,361.71 | 65.33 | 9,758.64 |
294 | 1,427.04 | 1,369.71 | 57.33 | 8,388.92 |
295 | 1,427.04 | 1,377.76 | 49.28 | 7,011.16 |
296 | 1,427.04 | 1,385.85 | 41.19 | 5,625.31 |
297 | 1,427.04 | 1,394.00 | 33.05 | 4,231.32 |
298 | 1,427.04 | 1,402.18 | 24.86 | 2,829.13 |
299 | 1,427.04 | 1,410.42 | 16.62 | 1,418.71 |
300 | 1,427.04 | 1,418.71 | 8.33 | 0.00 |