Mortgage Loan of $226,000 for 25 Years at 6.15%
What's the payment on a 25 year home loan for $226k at 6.15% interest?
Results
Monthly payment: $1,476.91
$17,723 per year
What's the monthly payment? Use the loan payment schedule below to view payments each month based on a fixed rate $226k loan. It can be used for a house, car, boat, credit card debt consolidation, student loan debt, motorcycle, RV, race horse, exotic pet, business, real estate, etc... Try paying off your loan early or refinancing to save money.
Also remember to consider other home costs like insurance, taxes, PMI, and general maintenance costs.
Loan Table for 226,000 loan for 25 years at 6.15 percent interest
Amortization Table. How much goes to interest? How much to principal? What's the loan balance?
Month | Monthly Payment | Principal Paid | Interest Paid | Mortgage Balance |
---|---|---|---|---|
1 | 1,476.91 | 318.66 | 1,158.25 | 225,681.34 |
2 | 1,476.91 | 320.30 | 1,156.62 | 225,361.04 |
3 | 1,476.91 | 321.94 | 1,154.98 | 225,039.10 |
4 | 1,476.91 | 323.59 | 1,153.33 | 224,715.51 |
5 | 1,476.91 | 325.25 | 1,151.67 | 224,390.27 |
6 | 1,476.91 | 326.91 | 1,150.00 | 224,063.35 |
7 | 1,476.91 | 328.59 | 1,148.32 | 223,734.76 |
8 | 1,476.91 | 330.27 | 1,146.64 | 223,404.49 |
9 | 1,476.91 | 331.97 | 1,144.95 | 223,072.52 |
10 | 1,476.91 | 333.67 | 1,143.25 | 222,738.86 |
11 | 1,476.91 | 335.38 | 1,141.54 | 222,403.48 |
12 | 1,476.91 | 337.10 | 1,139.82 | 222,066.38 |
13 | 1,476.91 | 338.82 | 1,138.09 | 221,727.56 |
14 | 1,476.91 | 340.56 | 1,136.35 | 221,387.00 |
15 | 1,476.91 | 342.31 | 1,134.61 | 221,044.70 |
16 | 1,476.91 | 344.06 | 1,132.85 | 220,700.64 |
17 | 1,476.91 | 345.82 | 1,131.09 | 220,354.81 |
18 | 1,476.91 | 347.60 | 1,129.32 | 220,007.22 |
19 | 1,476.91 | 349.38 | 1,127.54 | 219,657.84 |
20 | 1,476.91 | 351.17 | 1,125.75 | 219,306.67 |
21 | 1,476.91 | 352.97 | 1,123.95 | 218,953.71 |
22 | 1,476.91 | 354.78 | 1,122.14 | 218,598.93 |
23 | 1,476.91 | 356.59 | 1,120.32 | 218,242.34 |
24 | 1,476.91 | 358.42 | 1,118.49 | 217,883.92 |
25 | 1,476.91 | 360.26 | 1,116.66 | 217,523.66 |
26 | 1,476.91 | 362.10 | 1,114.81 | 217,161.55 |
27 | 1,476.91 | 363.96 | 1,112.95 | 216,797.59 |
28 | 1,476.91 | 365.83 | 1,111.09 | 216,431.77 |
29 | 1,476.91 | 367.70 | 1,109.21 | 216,064.06 |
30 | 1,476.91 | 369.59 | 1,107.33 | 215,694.48 |
31 | 1,476.91 | 371.48 | 1,105.43 | 215,323.00 |
32 | 1,476.91 | 373.38 | 1,103.53 | 214,949.62 |
33 | 1,476.91 | 375.30 | 1,101.62 | 214,574.32 |
34 | 1,476.91 | 377.22 | 1,099.69 | 214,197.10 |
35 | 1,476.91 | 379.15 | 1,097.76 | 213,817.95 |
36 | 1,476.91 | 381.10 | 1,095.82 | 213,436.85 |
37 | 1,476.91 | 383.05 | 1,093.86 | 213,053.80 |
38 | 1,476.91 | 385.01 | 1,091.90 | 212,668.79 |
39 | 1,476.91 | 386.99 | 1,089.93 | 212,281.80 |
40 | 1,476.91 | 388.97 | 1,087.94 | 211,892.83 |
41 | 1,476.91 | 390.96 | 1,085.95 | 211,501.87 |
42 | 1,476.91 | 392.97 | 1,083.95 | 211,108.90 |
43 | 1,476.91 | 394.98 | 1,081.93 | 210,713.92 |
44 | 1,476.91 | 397.00 | 1,079.91 | 210,316.92 |
45 | 1,476.91 | 399.04 | 1,077.87 | 209,917.88 |
46 | 1,476.91 | 401.08 | 1,075.83 | 209,516.79 |
47 | 1,476.91 | 403.14 | 1,073.77 | 209,113.65 |
48 | 1,476.91 | 405.21 | 1,071.71 | 208,708.45 |
49 | 1,476.91 | 407.28 | 1,069.63 | 208,301.16 |
50 | 1,476.91 | 409.37 | 1,067.54 | 207,891.79 |
51 | 1,476.91 | 411.47 | 1,065.45 | 207,480.32 |
52 | 1,476.91 | 413.58 | 1,063.34 | 207,066.75 |
53 | 1,476.91 | 415.70 | 1,061.22 | 206,651.05 |
54 | 1,476.91 | 417.83 | 1,059.09 | 206,233.22 |
55 | 1,476.91 | 419.97 | 1,056.95 | 205,813.25 |
56 | 1,476.91 | 422.12 | 1,054.79 | 205,391.13 |
57 | 1,476.91 | 424.28 | 1,052.63 | 204,966.85 |
58 | 1,476.91 | 426.46 | 1,050.46 | 204,540.39 |
59 | 1,476.91 | 428.64 | 1,048.27 | 204,111.75 |
60 | 1,476.91 | 430.84 | 1,046.07 | 203,680.91 |
61 | 1,476.91 | 433.05 | 1,043.86 | 203,247.86 |
62 | 1,476.91 | 435.27 | 1,041.65 | 202,812.59 |
63 | 1,476.91 | 437.50 | 1,039.41 | 202,375.09 |
64 | 1,476.91 | 439.74 | 1,037.17 | 201,935.35 |
65 | 1,476.91 | 442.00 | 1,034.92 | 201,493.35 |
66 | 1,476.91 | 444.26 | 1,032.65 | 201,049.09 |
67 | 1,476.91 | 446.54 | 1,030.38 | 200,602.56 |
68 | 1,476.91 | 448.83 | 1,028.09 | 200,153.73 |
69 | 1,476.91 | 451.13 | 1,025.79 | 199,702.60 |
70 | 1,476.91 | 453.44 | 1,023.48 | 199,249.17 |
71 | 1,476.91 | 455.76 | 1,021.15 | 198,793.40 |
72 | 1,476.91 | 458.10 | 1,018.82 | 198,335.31 |
73 | 1,476.91 | 460.45 | 1,016.47 | 197,874.86 |
74 | 1,476.91 | 462.81 | 1,014.11 | 197,412.06 |
75 | 1,476.91 | 465.18 | 1,011.74 | 196,946.88 |
76 | 1,476.91 | 467.56 | 1,009.35 | 196,479.32 |
77 | 1,476.91 | 469.96 | 1,006.96 | 196,009.36 |
78 | 1,476.91 | 472.37 | 1,004.55 | 195,537.00 |
79 | 1,476.91 | 474.79 | 1,002.13 | 195,062.21 |
80 | 1,476.91 | 477.22 | 999.69 | 194,584.99 |
81 | 1,476.91 | 479.67 | 997.25 | 194,105.32 |
82 | 1,476.91 | 482.12 | 994.79 | 193,623.20 |
83 | 1,476.91 | 484.59 | 992.32 | 193,138.61 |
84 | 1,476.91 | 487.08 | 989.84 | 192,651.53 |
85 | 1,476.91 | 489.57 | 987.34 | 192,161.95 |
86 | 1,476.91 | 492.08 | 984.83 | 191,669.87 |
87 | 1,476.91 | 494.61 | 982.31 | 191,175.26 |
88 | 1,476.91 | 497.14 | 979.77 | 190,678.12 |
89 | 1,476.91 | 499.69 | 977.23 | 190,178.43 |
90 | 1,476.91 | 502.25 | 974.66 | 189,676.19 |
91 | 1,476.91 | 504.82 | 972.09 | 189,171.36 |
92 | 1,476.91 | 507.41 | 969.50 | 188,663.95 |
93 | 1,476.91 | 510.01 | 966.90 | 188,153.94 |
94 | 1,476.91 | 512.62 | 964.29 | 187,641.32 |
95 | 1,476.91 | 515.25 | 961.66 | 187,126.06 |
96 | 1,476.91 | 517.89 | 959.02 | 186,608.17 |
97 | 1,476.91 | 520.55 | 956.37 | 186,087.62 |
98 | 1,476.91 | 523.21 | 953.70 | 185,564.41 |
99 | 1,476.91 | 525.90 | 951.02 | 185,038.51 |
100 | 1,476.91 | 528.59 | 948.32 | 184,509.92 |
101 | 1,476.91 | 531.30 | 945.61 | 183,978.62 |
102 | 1,476.91 | 534.02 | 942.89 | 183,444.60 |
103 | 1,476.91 | 536.76 | 940.15 | 182,907.84 |
104 | 1,476.91 | 539.51 | 937.40 | 182,368.33 |
105 | 1,476.91 | 542.28 | 934.64 | 181,826.05 |
106 | 1,476.91 | 545.06 | 931.86 | 181,281.00 |
107 | 1,476.91 | 547.85 | 929.07 | 180,733.15 |
108 | 1,476.91 | 550.66 | 926.26 | 180,182.49 |
109 | 1,476.91 | 553.48 | 923.44 | 179,629.01 |
110 | 1,476.91 | 556.31 | 920.60 | 179,072.70 |
111 | 1,476.91 | 559.17 | 917.75 | 178,513.53 |
112 | 1,476.91 | 562.03 | 914.88 | 177,951.50 |
113 | 1,476.91 | 564.91 | 912.00 | 177,386.59 |
114 | 1,476.91 | 567.81 | 909.11 | 176,818.78 |
115 | 1,476.91 | 570.72 | 906.20 | 176,248.06 |
116 | 1,476.91 | 573.64 | 903.27 | 175,674.42 |
117 | 1,476.91 | 576.58 | 900.33 | 175,097.84 |
118 | 1,476.91 | 579.54 | 897.38 | 174,518.30 |
119 | 1,476.91 | 582.51 | 894.41 | 173,935.79 |
120 | 1,476.91 | 585.49 | 891.42 | 173,350.30 |
121 | 1,476.91 | 588.49 | 888.42 | 172,761.81 |
122 | 1,476.91 | 591.51 | 885.40 | 172,170.30 |
123 | 1,476.91 | 594.54 | 882.37 | 171,575.76 |
124 | 1,476.91 | 597.59 | 879.33 | 170,978.17 |
125 | 1,476.91 | 600.65 | 876.26 | 170,377.52 |
126 | 1,476.91 | 603.73 | 873.18 | 169,773.79 |
127 | 1,476.91 | 606.82 | 870.09 | 169,166.97 |
128 | 1,476.91 | 609.93 | 866.98 | 168,557.03 |
129 | 1,476.91 | 613.06 | 863.85 | 167,943.97 |
130 | 1,476.91 | 616.20 | 860.71 | 167,327.77 |
131 | 1,476.91 | 619.36 | 857.55 | 166,708.42 |
132 | 1,476.91 | 622.53 | 854.38 | 166,085.88 |
133 | 1,476.91 | 625.72 | 851.19 | 165,460.16 |
134 | 1,476.91 | 628.93 | 847.98 | 164,831.23 |
135 | 1,476.91 | 632.15 | 844.76 | 164,199.07 |
136 | 1,476.91 | 635.39 | 841.52 | 163,563.68 |
137 | 1,476.91 | 638.65 | 838.26 | 162,925.03 |
138 | 1,476.91 | 641.92 | 834.99 | 162,283.11 |
139 | 1,476.91 | 645.21 | 831.70 | 161,637.90 |
140 | 1,476.91 | 648.52 | 828.39 | 160,989.38 |
141 | 1,476.91 | 651.84 | 825.07 | 160,337.53 |
142 | 1,476.91 | 655.18 | 821.73 | 159,682.35 |
143 | 1,476.91 | 658.54 | 818.37 | 159,023.81 |
144 | 1,476.91 | 661.92 | 815.00 | 158,361.89 |
145 | 1,476.91 | 665.31 | 811.60 | 157,696.58 |
146 | 1,476.91 | 668.72 | 808.19 | 157,027.86 |
147 | 1,476.91 | 672.15 | 804.77 | 156,355.72 |
148 | 1,476.91 | 675.59 | 801.32 | 155,680.13 |
149 | 1,476.91 | 679.05 | 797.86 | 155,001.07 |
150 | 1,476.91 | 682.53 | 794.38 | 154,318.54 |
151 | 1,476.91 | 686.03 | 790.88 | 153,632.51 |
152 | 1,476.91 | 689.55 | 787.37 | 152,942.96 |
153 | 1,476.91 | 693.08 | 783.83 | 152,249.88 |
154 | 1,476.91 | 696.63 | 780.28 | 151,553.25 |
155 | 1,476.91 | 700.20 | 776.71 | 150,853.04 |
156 | 1,476.91 | 703.79 | 773.12 | 150,149.25 |
157 | 1,476.91 | 707.40 | 769.51 | 149,441.85 |
158 | 1,476.91 | 711.02 | 765.89 | 148,730.83 |
159 | 1,476.91 | 714.67 | 762.25 | 148,016.16 |
160 | 1,476.91 | 718.33 | 758.58 | 147,297.83 |
161 | 1,476.91 | 722.01 | 754.90 | 146,575.82 |
162 | 1,476.91 | 725.71 | 751.20 | 145,850.11 |
163 | 1,476.91 | 729.43 | 747.48 | 145,120.67 |
164 | 1,476.91 | 733.17 | 743.74 | 144,387.50 |
165 | 1,476.91 | 736.93 | 739.99 | 143,650.58 |
166 | 1,476.91 | 740.70 | 736.21 | 142,909.87 |
167 | 1,476.91 | 744.50 | 732.41 | 142,165.37 |
168 | 1,476.91 | 748.32 | 728.60 | 141,417.06 |
169 | 1,476.91 | 752.15 | 724.76 | 140,664.90 |
170 | 1,476.91 | 756.01 | 720.91 | 139,908.90 |
171 | 1,476.91 | 759.88 | 717.03 | 139,149.02 |
172 | 1,476.91 | 763.77 | 713.14 | 138,385.24 |
173 | 1,476.91 | 767.69 | 709.22 | 137,617.55 |
174 | 1,476.91 | 771.62 | 705.29 | 136,845.93 |
175 | 1,476.91 | 775.58 | 701.34 | 136,070.35 |
176 | 1,476.91 | 779.55 | 697.36 | 135,290.80 |
177 | 1,476.91 | 783.55 | 693.37 | 134,507.25 |
178 | 1,476.91 | 787.56 | 689.35 | 133,719.69 |
179 | 1,476.91 | 791.60 | 685.31 | 132,928.09 |
180 | 1,476.91 | 795.66 | 681.26 | 132,132.43 |
181 | 1,476.91 | 799.73 | 677.18 | 131,332.69 |
182 | 1,476.91 | 803.83 | 673.08 | 130,528.86 |
183 | 1,476.91 | 807.95 | 668.96 | 129,720.91 |
184 | 1,476.91 | 812.09 | 664.82 | 128,908.81 |
185 | 1,476.91 | 816.26 | 660.66 | 128,092.56 |
186 | 1,476.91 | 820.44 | 656.47 | 127,272.12 |
187 | 1,476.91 | 824.64 | 652.27 | 126,447.47 |
188 | 1,476.91 | 828.87 | 648.04 | 125,618.60 |
189 | 1,476.91 | 833.12 | 643.80 | 124,785.48 |
190 | 1,476.91 | 837.39 | 639.53 | 123,948.10 |
191 | 1,476.91 | 841.68 | 635.23 | 123,106.42 |
192 | 1,476.91 | 845.99 | 630.92 | 122,260.42 |
193 | 1,476.91 | 850.33 | 626.58 | 121,410.09 |
194 | 1,476.91 | 854.69 | 622.23 | 120,555.41 |
195 | 1,476.91 | 859.07 | 617.85 | 119,696.34 |
196 | 1,476.91 | 863.47 | 613.44 | 118,832.87 |
197 | 1,476.91 | 867.90 | 609.02 | 117,964.97 |
198 | 1,476.91 | 872.34 | 604.57 | 117,092.63 |
199 | 1,476.91 | 876.81 | 600.10 | 116,215.82 |
200 | 1,476.91 | 881.31 | 595.61 | 115,334.51 |
201 | 1,476.91 | 885.82 | 591.09 | 114,448.69 |
202 | 1,476.91 | 890.36 | 586.55 | 113,558.32 |
203 | 1,476.91 | 894.93 | 581.99 | 112,663.39 |
204 | 1,476.91 | 899.51 | 577.40 | 111,763.88 |
205 | 1,476.91 | 904.12 | 572.79 | 110,859.76 |
206 | 1,476.91 | 908.76 | 568.16 | 109,951.00 |
207 | 1,476.91 | 913.41 | 563.50 | 109,037.58 |
208 | 1,476.91 | 918.10 | 558.82 | 108,119.49 |
209 | 1,476.91 | 922.80 | 554.11 | 107,196.69 |
210 | 1,476.91 | 927.53 | 549.38 | 106,269.16 |
211 | 1,476.91 | 932.28 | 544.63 | 105,336.87 |
212 | 1,476.91 | 937.06 | 539.85 | 104,399.81 |
213 | 1,476.91 | 941.86 | 535.05 | 103,457.94 |
214 | 1,476.91 | 946.69 | 530.22 | 102,511.25 |
215 | 1,476.91 | 951.54 | 525.37 | 101,559.71 |
216 | 1,476.91 | 956.42 | 520.49 | 100,603.29 |
217 | 1,476.91 | 961.32 | 515.59 | 99,641.97 |
218 | 1,476.91 | 966.25 | 510.67 | 98,675.72 |
219 | 1,476.91 | 971.20 | 505.71 | 97,704.52 |
220 | 1,476.91 | 976.18 | 500.74 | 96,728.34 |
221 | 1,476.91 | 981.18 | 495.73 | 95,747.16 |
222 | 1,476.91 | 986.21 | 490.70 | 94,760.95 |
223 | 1,476.91 | 991.26 | 485.65 | 93,769.69 |
224 | 1,476.91 | 996.34 | 480.57 | 92,773.34 |
225 | 1,476.91 | 1,001.45 | 475.46 | 91,771.89 |
226 | 1,476.91 | 1,006.58 | 470.33 | 90,765.31 |
227 | 1,476.91 | 1,011.74 | 465.17 | 89,753.57 |
228 | 1,476.91 | 1,016.93 | 459.99 | 88,736.64 |
229 | 1,476.91 | 1,022.14 | 454.78 | 87,714.50 |
230 | 1,476.91 | 1,027.38 | 449.54 | 86,687.13 |
231 | 1,476.91 | 1,032.64 | 444.27 | 85,654.48 |
232 | 1,476.91 | 1,037.93 | 438.98 | 84,616.55 |
233 | 1,476.91 | 1,043.25 | 433.66 | 83,573.29 |
234 | 1,476.91 | 1,048.60 | 428.31 | 82,524.69 |
235 | 1,476.91 | 1,053.97 | 422.94 | 81,470.72 |
236 | 1,476.91 | 1,059.38 | 417.54 | 80,411.34 |
237 | 1,476.91 | 1,064.81 | 412.11 | 79,346.54 |
238 | 1,476.91 | 1,070.26 | 406.65 | 78,276.28 |
239 | 1,476.91 | 1,075.75 | 401.17 | 77,200.53 |
240 | 1,476.91 | 1,081.26 | 395.65 | 76,119.27 |
241 | 1,476.91 | 1,086.80 | 390.11 | 75,032.46 |
242 | 1,476.91 | 1,092.37 | 384.54 | 73,940.09 |
243 | 1,476.91 | 1,097.97 | 378.94 | 72,842.12 |
244 | 1,476.91 | 1,103.60 | 373.32 | 71,738.52 |
245 | 1,476.91 | 1,109.25 | 367.66 | 70,629.27 |
246 | 1,476.91 | 1,114.94 | 361.98 | 69,514.33 |
247 | 1,476.91 | 1,120.65 | 356.26 | 68,393.68 |
248 | 1,476.91 | 1,126.40 | 350.52 | 67,267.28 |
249 | 1,476.91 | 1,132.17 | 344.74 | 66,135.11 |
250 | 1,476.91 | 1,137.97 | 338.94 | 64,997.14 |
251 | 1,476.91 | 1,143.80 | 333.11 | 63,853.34 |
252 | 1,476.91 | 1,149.67 | 327.25 | 62,703.67 |
253 | 1,476.91 | 1,155.56 | 321.36 | 61,548.12 |
254 | 1,476.91 | 1,161.48 | 315.43 | 60,386.64 |
255 | 1,476.91 | 1,167.43 | 309.48 | 59,219.20 |
256 | 1,476.91 | 1,173.42 | 303.50 | 58,045.79 |
257 | 1,476.91 | 1,179.43 | 297.48 | 56,866.36 |
258 | 1,476.91 | 1,185.47 | 291.44 | 55,680.89 |
259 | 1,476.91 | 1,191.55 | 285.36 | 54,489.34 |
260 | 1,476.91 | 1,197.66 | 279.26 | 53,291.68 |
261 | 1,476.91 | 1,203.79 | 273.12 | 52,087.89 |
262 | 1,476.91 | 1,209.96 | 266.95 | 50,877.92 |
263 | 1,476.91 | 1,216.16 | 260.75 | 49,661.76 |
264 | 1,476.91 | 1,222.40 | 254.52 | 48,439.36 |
265 | 1,476.91 | 1,228.66 | 248.25 | 47,210.70 |
266 | 1,476.91 | 1,234.96 | 241.95 | 45,975.74 |
267 | 1,476.91 | 1,241.29 | 235.63 | 44,734.45 |
268 | 1,476.91 | 1,247.65 | 229.26 | 43,486.80 |
269 | 1,476.91 | 1,254.04 | 222.87 | 42,232.76 |
270 | 1,476.91 | 1,260.47 | 216.44 | 40,972.29 |
271 | 1,476.91 | 1,266.93 | 209.98 | 39,705.36 |
272 | 1,476.91 | 1,273.42 | 203.49 | 38,431.93 |
273 | 1,476.91 | 1,279.95 | 196.96 | 37,151.98 |
274 | 1,476.91 | 1,286.51 | 190.40 | 35,865.48 |
275 | 1,476.91 | 1,293.10 | 183.81 | 34,572.37 |
276 | 1,476.91 | 1,299.73 | 177.18 | 33,272.64 |
277 | 1,476.91 | 1,306.39 | 170.52 | 31,966.25 |
278 | 1,476.91 | 1,313.09 | 163.83 | 30,653.16 |
279 | 1,476.91 | 1,319.82 | 157.10 | 29,333.35 |
280 | 1,476.91 | 1,326.58 | 150.33 | 28,006.77 |
281 | 1,476.91 | 1,333.38 | 143.53 | 26,673.39 |
282 | 1,476.91 | 1,340.21 | 136.70 | 25,333.18 |
283 | 1,476.91 | 1,347.08 | 129.83 | 23,986.09 |
284 | 1,476.91 | 1,353.98 | 122.93 | 22,632.11 |
285 | 1,476.91 | 1,360.92 | 115.99 | 21,271.19 |
286 | 1,476.91 | 1,367.90 | 109.01 | 19,903.29 |
287 | 1,476.91 | 1,374.91 | 102.00 | 18,528.38 |
288 | 1,476.91 | 1,381.96 | 94.96 | 17,146.42 |
289 | 1,476.91 | 1,389.04 | 87.88 | 15,757.38 |
290 | 1,476.91 | 1,396.16 | 80.76 | 14,361.23 |
291 | 1,476.91 | 1,403.31 | 73.60 | 12,957.91 |
292 | 1,476.91 | 1,410.50 | 66.41 | 11,547.41 |
293 | 1,476.91 | 1,417.73 | 59.18 | 10,129.68 |
294 | 1,476.91 | 1,425.00 | 51.91 | 8,704.68 |
295 | 1,476.91 | 1,432.30 | 44.61 | 7,272.37 |
296 | 1,476.91 | 1,439.64 | 37.27 | 5,832.73 |
297 | 1,476.91 | 1,447.02 | 29.89 | 4,385.71 |
298 | 1,476.91 | 1,454.44 | 22.48 | 2,931.27 |
299 | 1,476.91 | 1,461.89 | 15.02 | 1,469.38 |
300 | 1,476.91 | 1,469.38 | 7.53 | 0.00 |