Mortgage Loan of $237,500 for 25 Years at 5.75%
What's the payment on a 25 year home loan for $237.5k at 5.75% interest?
Results
Monthly payment: $1,494.13
$17,930 per year
What's the monthly payment? Use the loan payment schedule below to view payments each month based on a fixed rate $237.5k loan. It can be used for a house, car, boat, credit card debt consolidation, student loan debt, motorcycle, RV, race horse, exotic pet, business, real estate, etc... Try paying off your loan early or refinancing to save money.
Also remember to consider other home costs like insurance, taxes, PMI, and general maintenance costs.
Loan Table for 237,500 loan for 25 years at 5.75 percent interest
Amortization Table. How much goes to interest? How much to principal? What's the loan balance?
Month | Monthly Payment | Principal Paid | Interest Paid | Mortgage Balance |
---|---|---|---|---|
1 | 1,494.13 | 356.11 | 1,138.02 | 237,143.89 |
2 | 1,494.13 | 357.81 | 1,136.31 | 236,786.08 |
3 | 1,494.13 | 359.53 | 1,134.60 | 236,426.55 |
4 | 1,494.13 | 361.25 | 1,132.88 | 236,065.30 |
5 | 1,494.13 | 362.98 | 1,131.15 | 235,702.32 |
6 | 1,494.13 | 364.72 | 1,129.41 | 235,337.60 |
7 | 1,494.13 | 366.47 | 1,127.66 | 234,971.13 |
8 | 1,494.13 | 368.22 | 1,125.90 | 234,602.91 |
9 | 1,494.13 | 369.99 | 1,124.14 | 234,232.92 |
10 | 1,494.13 | 371.76 | 1,122.37 | 233,861.16 |
11 | 1,494.13 | 373.54 | 1,120.58 | 233,487.61 |
12 | 1,494.13 | 375.33 | 1,118.79 | 233,112.28 |
13 | 1,494.13 | 377.13 | 1,117.00 | 232,735.15 |
14 | 1,494.13 | 378.94 | 1,115.19 | 232,356.21 |
15 | 1,494.13 | 380.75 | 1,113.37 | 231,975.46 |
16 | 1,494.13 | 382.58 | 1,111.55 | 231,592.88 |
17 | 1,494.13 | 384.41 | 1,109.72 | 231,208.47 |
18 | 1,494.13 | 386.25 | 1,107.87 | 230,822.21 |
19 | 1,494.13 | 388.10 | 1,106.02 | 230,434.11 |
20 | 1,494.13 | 389.96 | 1,104.16 | 230,044.14 |
21 | 1,494.13 | 391.83 | 1,102.29 | 229,652.31 |
22 | 1,494.13 | 393.71 | 1,100.42 | 229,258.60 |
23 | 1,494.13 | 395.60 | 1,098.53 | 228,863.00 |
24 | 1,494.13 | 397.49 | 1,096.64 | 228,465.51 |
25 | 1,494.13 | 399.40 | 1,094.73 | 228,066.11 |
26 | 1,494.13 | 401.31 | 1,092.82 | 227,664.80 |
27 | 1,494.13 | 403.23 | 1,090.89 | 227,261.57 |
28 | 1,494.13 | 405.17 | 1,088.96 | 226,856.40 |
29 | 1,494.13 | 407.11 | 1,087.02 | 226,449.30 |
30 | 1,494.13 | 409.06 | 1,085.07 | 226,040.24 |
31 | 1,494.13 | 411.02 | 1,083.11 | 225,629.22 |
32 | 1,494.13 | 412.99 | 1,081.14 | 225,216.23 |
33 | 1,494.13 | 414.97 | 1,079.16 | 224,801.26 |
34 | 1,494.13 | 416.95 | 1,077.17 | 224,384.31 |
35 | 1,494.13 | 418.95 | 1,075.17 | 223,965.36 |
36 | 1,494.13 | 420.96 | 1,073.17 | 223,544.40 |
37 | 1,494.13 | 422.98 | 1,071.15 | 223,121.42 |
38 | 1,494.13 | 425.00 | 1,069.12 | 222,696.41 |
39 | 1,494.13 | 427.04 | 1,067.09 | 222,269.37 |
40 | 1,494.13 | 429.09 | 1,065.04 | 221,840.29 |
41 | 1,494.13 | 431.14 | 1,062.98 | 221,409.14 |
42 | 1,494.13 | 433.21 | 1,060.92 | 220,975.94 |
43 | 1,494.13 | 435.28 | 1,058.84 | 220,540.65 |
44 | 1,494.13 | 437.37 | 1,056.76 | 220,103.28 |
45 | 1,494.13 | 439.47 | 1,054.66 | 219,663.81 |
46 | 1,494.13 | 441.57 | 1,052.56 | 219,222.24 |
47 | 1,494.13 | 443.69 | 1,050.44 | 218,778.55 |
48 | 1,494.13 | 445.81 | 1,048.31 | 218,332.74 |
49 | 1,494.13 | 447.95 | 1,046.18 | 217,884.79 |
50 | 1,494.13 | 450.10 | 1,044.03 | 217,434.69 |
51 | 1,494.13 | 452.25 | 1,041.87 | 216,982.44 |
52 | 1,494.13 | 454.42 | 1,039.71 | 216,528.02 |
53 | 1,494.13 | 456.60 | 1,037.53 | 216,071.42 |
54 | 1,494.13 | 458.79 | 1,035.34 | 215,612.64 |
55 | 1,494.13 | 460.98 | 1,033.14 | 215,151.65 |
56 | 1,494.13 | 463.19 | 1,030.94 | 214,688.46 |
57 | 1,494.13 | 465.41 | 1,028.72 | 214,223.05 |
58 | 1,494.13 | 467.64 | 1,026.49 | 213,755.41 |
59 | 1,494.13 | 469.88 | 1,024.24 | 213,285.52 |
60 | 1,494.13 | 472.13 | 1,021.99 | 212,813.39 |
61 | 1,494.13 | 474.40 | 1,019.73 | 212,338.99 |
62 | 1,494.13 | 476.67 | 1,017.46 | 211,862.32 |
63 | 1,494.13 | 478.95 | 1,015.17 | 211,383.37 |
64 | 1,494.13 | 481.25 | 1,012.88 | 210,902.12 |
65 | 1,494.13 | 483.56 | 1,010.57 | 210,418.56 |
66 | 1,494.13 | 485.87 | 1,008.26 | 209,932.69 |
67 | 1,494.13 | 488.20 | 1,005.93 | 209,444.49 |
68 | 1,494.13 | 490.54 | 1,003.59 | 208,953.95 |
69 | 1,494.13 | 492.89 | 1,001.24 | 208,461.06 |
70 | 1,494.13 | 495.25 | 998.88 | 207,965.81 |
71 | 1,494.13 | 497.62 | 996.50 | 207,468.19 |
72 | 1,494.13 | 500.01 | 994.12 | 206,968.18 |
73 | 1,494.13 | 502.41 | 991.72 | 206,465.77 |
74 | 1,494.13 | 504.81 | 989.32 | 205,960.96 |
75 | 1,494.13 | 507.23 | 986.90 | 205,453.73 |
76 | 1,494.13 | 509.66 | 984.47 | 204,944.06 |
77 | 1,494.13 | 512.10 | 982.02 | 204,431.96 |
78 | 1,494.13 | 514.56 | 979.57 | 203,917.40 |
79 | 1,494.13 | 517.02 | 977.10 | 203,400.38 |
80 | 1,494.13 | 519.50 | 974.63 | 202,880.88 |
81 | 1,494.13 | 521.99 | 972.14 | 202,358.89 |
82 | 1,494.13 | 524.49 | 969.64 | 201,834.40 |
83 | 1,494.13 | 527.00 | 967.12 | 201,307.39 |
84 | 1,494.13 | 529.53 | 964.60 | 200,777.86 |
85 | 1,494.13 | 532.07 | 962.06 | 200,245.80 |
86 | 1,494.13 | 534.62 | 959.51 | 199,711.18 |
87 | 1,494.13 | 537.18 | 956.95 | 199,174.00 |
88 | 1,494.13 | 539.75 | 954.38 | 198,634.25 |
89 | 1,494.13 | 542.34 | 951.79 | 198,091.91 |
90 | 1,494.13 | 544.94 | 949.19 | 197,546.97 |
91 | 1,494.13 | 547.55 | 946.58 | 196,999.42 |
92 | 1,494.13 | 550.17 | 943.96 | 196,449.25 |
93 | 1,494.13 | 552.81 | 941.32 | 195,896.44 |
94 | 1,494.13 | 555.46 | 938.67 | 195,340.99 |
95 | 1,494.13 | 558.12 | 936.01 | 194,782.87 |
96 | 1,494.13 | 560.79 | 933.33 | 194,222.07 |
97 | 1,494.13 | 563.48 | 930.65 | 193,658.59 |
98 | 1,494.13 | 566.18 | 927.95 | 193,092.41 |
99 | 1,494.13 | 568.89 | 925.23 | 192,523.52 |
100 | 1,494.13 | 571.62 | 922.51 | 191,951.90 |
101 | 1,494.13 | 574.36 | 919.77 | 191,377.54 |
102 | 1,494.13 | 577.11 | 917.02 | 190,800.43 |
103 | 1,494.13 | 579.88 | 914.25 | 190,220.56 |
104 | 1,494.13 | 582.65 | 911.47 | 189,637.90 |
105 | 1,494.13 | 585.45 | 908.68 | 189,052.46 |
106 | 1,494.13 | 588.25 | 905.88 | 188,464.21 |
107 | 1,494.13 | 591.07 | 903.06 | 187,873.14 |
108 | 1,494.13 | 593.90 | 900.23 | 187,279.23 |
109 | 1,494.13 | 596.75 | 897.38 | 186,682.49 |
110 | 1,494.13 | 599.61 | 894.52 | 186,082.88 |
111 | 1,494.13 | 602.48 | 891.65 | 185,480.40 |
112 | 1,494.13 | 605.37 | 888.76 | 184,875.03 |
113 | 1,494.13 | 608.27 | 885.86 | 184,266.76 |
114 | 1,494.13 | 611.18 | 882.94 | 183,655.58 |
115 | 1,494.13 | 614.11 | 880.02 | 183,041.47 |
116 | 1,494.13 | 617.05 | 877.07 | 182,424.41 |
117 | 1,494.13 | 620.01 | 874.12 | 181,804.40 |
118 | 1,494.13 | 622.98 | 871.15 | 181,181.42 |
119 | 1,494.13 | 625.97 | 868.16 | 180,555.45 |
120 | 1,494.13 | 628.97 | 865.16 | 179,926.49 |
121 | 1,494.13 | 631.98 | 862.15 | 179,294.51 |
122 | 1,494.13 | 635.01 | 859.12 | 178,659.50 |
123 | 1,494.13 | 638.05 | 856.08 | 178,021.45 |
124 | 1,494.13 | 641.11 | 853.02 | 177,380.34 |
125 | 1,494.13 | 644.18 | 849.95 | 176,736.16 |
126 | 1,494.13 | 647.27 | 846.86 | 176,088.89 |
127 | 1,494.13 | 650.37 | 843.76 | 175,438.53 |
128 | 1,494.13 | 653.48 | 840.64 | 174,785.04 |
129 | 1,494.13 | 656.62 | 837.51 | 174,128.42 |
130 | 1,494.13 | 659.76 | 834.37 | 173,468.66 |
131 | 1,494.13 | 662.92 | 831.20 | 172,805.74 |
132 | 1,494.13 | 666.10 | 828.03 | 172,139.64 |
133 | 1,494.13 | 669.29 | 824.84 | 171,470.35 |
134 | 1,494.13 | 672.50 | 821.63 | 170,797.85 |
135 | 1,494.13 | 675.72 | 818.41 | 170,122.13 |
136 | 1,494.13 | 678.96 | 815.17 | 169,443.17 |
137 | 1,494.13 | 682.21 | 811.92 | 168,760.95 |
138 | 1,494.13 | 685.48 | 808.65 | 168,075.47 |
139 | 1,494.13 | 688.77 | 805.36 | 167,386.71 |
140 | 1,494.13 | 692.07 | 802.06 | 166,694.64 |
141 | 1,494.13 | 695.38 | 798.75 | 165,999.26 |
142 | 1,494.13 | 698.71 | 795.41 | 165,300.54 |
143 | 1,494.13 | 702.06 | 792.07 | 164,598.48 |
144 | 1,494.13 | 705.43 | 788.70 | 163,893.05 |
145 | 1,494.13 | 708.81 | 785.32 | 163,184.25 |
146 | 1,494.13 | 712.20 | 781.92 | 162,472.04 |
147 | 1,494.13 | 715.62 | 778.51 | 161,756.43 |
148 | 1,494.13 | 719.04 | 775.08 | 161,037.38 |
149 | 1,494.13 | 722.49 | 771.64 | 160,314.89 |
150 | 1,494.13 | 725.95 | 768.18 | 159,588.94 |
151 | 1,494.13 | 729.43 | 764.70 | 158,859.51 |
152 | 1,494.13 | 732.93 | 761.20 | 158,126.58 |
153 | 1,494.13 | 736.44 | 757.69 | 157,390.15 |
154 | 1,494.13 | 739.97 | 754.16 | 156,650.18 |
155 | 1,494.13 | 743.51 | 750.62 | 155,906.67 |
156 | 1,494.13 | 747.07 | 747.05 | 155,159.59 |
157 | 1,494.13 | 750.65 | 743.47 | 154,408.94 |
158 | 1,494.13 | 754.25 | 739.88 | 153,654.69 |
159 | 1,494.13 | 757.87 | 736.26 | 152,896.82 |
160 | 1,494.13 | 761.50 | 732.63 | 152,135.32 |
161 | 1,494.13 | 765.15 | 728.98 | 151,370.18 |
162 | 1,494.13 | 768.81 | 725.32 | 150,601.37 |
163 | 1,494.13 | 772.50 | 721.63 | 149,828.87 |
164 | 1,494.13 | 776.20 | 717.93 | 149,052.67 |
165 | 1,494.13 | 779.92 | 714.21 | 148,272.75 |
166 | 1,494.13 | 783.65 | 710.47 | 147,489.10 |
167 | 1,494.13 | 787.41 | 706.72 | 146,701.69 |
168 | 1,494.13 | 791.18 | 702.95 | 145,910.51 |
169 | 1,494.13 | 794.97 | 699.15 | 145,115.54 |
170 | 1,494.13 | 798.78 | 695.35 | 144,316.75 |
171 | 1,494.13 | 802.61 | 691.52 | 143,514.14 |
172 | 1,494.13 | 806.46 | 687.67 | 142,707.69 |
173 | 1,494.13 | 810.32 | 683.81 | 141,897.37 |
174 | 1,494.13 | 814.20 | 679.92 | 141,083.16 |
175 | 1,494.13 | 818.10 | 676.02 | 140,265.06 |
176 | 1,494.13 | 822.02 | 672.10 | 139,443.04 |
177 | 1,494.13 | 825.96 | 668.16 | 138,617.07 |
178 | 1,494.13 | 829.92 | 664.21 | 137,787.15 |
179 | 1,494.13 | 833.90 | 660.23 | 136,953.25 |
180 | 1,494.13 | 837.89 | 656.23 | 136,115.36 |
181 | 1,494.13 | 841.91 | 652.22 | 135,273.45 |
182 | 1,494.13 | 845.94 | 648.19 | 134,427.51 |
183 | 1,494.13 | 850.00 | 644.13 | 133,577.51 |
184 | 1,494.13 | 854.07 | 640.06 | 132,723.45 |
185 | 1,494.13 | 858.16 | 635.97 | 131,865.28 |
186 | 1,494.13 | 862.27 | 631.85 | 131,003.01 |
187 | 1,494.13 | 866.40 | 627.72 | 130,136.61 |
188 | 1,494.13 | 870.56 | 623.57 | 129,266.05 |
189 | 1,494.13 | 874.73 | 619.40 | 128,391.32 |
190 | 1,494.13 | 878.92 | 615.21 | 127,512.40 |
191 | 1,494.13 | 883.13 | 611.00 | 126,629.27 |
192 | 1,494.13 | 887.36 | 606.77 | 125,741.91 |
193 | 1,494.13 | 891.61 | 602.51 | 124,850.30 |
194 | 1,494.13 | 895.89 | 598.24 | 123,954.41 |
195 | 1,494.13 | 900.18 | 593.95 | 123,054.23 |
196 | 1,494.13 | 904.49 | 589.63 | 122,149.74 |
197 | 1,494.13 | 908.83 | 585.30 | 121,240.91 |
198 | 1,494.13 | 913.18 | 580.95 | 120,327.73 |
199 | 1,494.13 | 917.56 | 576.57 | 119,410.17 |
200 | 1,494.13 | 921.95 | 572.17 | 118,488.22 |
201 | 1,494.13 | 926.37 | 567.76 | 117,561.84 |
202 | 1,494.13 | 930.81 | 563.32 | 116,631.03 |
203 | 1,494.13 | 935.27 | 558.86 | 115,695.76 |
204 | 1,494.13 | 939.75 | 554.38 | 114,756.01 |
205 | 1,494.13 | 944.26 | 549.87 | 113,811.76 |
206 | 1,494.13 | 948.78 | 545.35 | 112,862.98 |
207 | 1,494.13 | 953.33 | 540.80 | 111,909.65 |
208 | 1,494.13 | 957.89 | 536.23 | 110,951.76 |
209 | 1,494.13 | 962.48 | 531.64 | 109,989.27 |
210 | 1,494.13 | 967.10 | 527.03 | 109,022.18 |
211 | 1,494.13 | 971.73 | 522.40 | 108,050.45 |
212 | 1,494.13 | 976.39 | 517.74 | 107,074.06 |
213 | 1,494.13 | 981.06 | 513.06 | 106,093.00 |
214 | 1,494.13 | 985.77 | 508.36 | 105,107.23 |
215 | 1,494.13 | 990.49 | 503.64 | 104,116.74 |
216 | 1,494.13 | 995.23 | 498.89 | 103,121.51 |
217 | 1,494.13 | 1,000.00 | 494.12 | 102,121.50 |
218 | 1,494.13 | 1,004.80 | 489.33 | 101,116.71 |
219 | 1,494.13 | 1,009.61 | 484.52 | 100,107.10 |
220 | 1,494.13 | 1,014.45 | 479.68 | 99,092.65 |
221 | 1,494.13 | 1,019.31 | 474.82 | 98,073.34 |
222 | 1,494.13 | 1,024.19 | 469.93 | 97,049.15 |
223 | 1,494.13 | 1,029.10 | 465.03 | 96,020.05 |
224 | 1,494.13 | 1,034.03 | 460.10 | 94,986.02 |
225 | 1,494.13 | 1,038.99 | 455.14 | 93,947.03 |
226 | 1,494.13 | 1,043.96 | 450.16 | 92,903.07 |
227 | 1,494.13 | 1,048.97 | 445.16 | 91,854.10 |
228 | 1,494.13 | 1,053.99 | 440.13 | 90,800.10 |
229 | 1,494.13 | 1,059.04 | 435.08 | 89,741.06 |
230 | 1,494.13 | 1,064.12 | 430.01 | 88,676.94 |
231 | 1,494.13 | 1,069.22 | 424.91 | 87,607.72 |
232 | 1,494.13 | 1,074.34 | 419.79 | 86,533.38 |
233 | 1,494.13 | 1,079.49 | 414.64 | 85,453.90 |
234 | 1,494.13 | 1,084.66 | 409.47 | 84,369.23 |
235 | 1,494.13 | 1,089.86 | 404.27 | 83,279.38 |
236 | 1,494.13 | 1,095.08 | 399.05 | 82,184.30 |
237 | 1,494.13 | 1,100.33 | 393.80 | 81,083.97 |
238 | 1,494.13 | 1,105.60 | 388.53 | 79,978.37 |
239 | 1,494.13 | 1,110.90 | 383.23 | 78,867.47 |
240 | 1,494.13 | 1,116.22 | 377.91 | 77,751.25 |
241 | 1,494.13 | 1,121.57 | 372.56 | 76,629.68 |
242 | 1,494.13 | 1,126.94 | 367.18 | 75,502.73 |
243 | 1,494.13 | 1,132.34 | 361.78 | 74,370.39 |
244 | 1,494.13 | 1,137.77 | 356.36 | 73,232.62 |
245 | 1,494.13 | 1,143.22 | 350.91 | 72,089.40 |
246 | 1,494.13 | 1,148.70 | 345.43 | 70,940.70 |
247 | 1,494.13 | 1,154.20 | 339.92 | 69,786.50 |
248 | 1,494.13 | 1,159.73 | 334.39 | 68,626.76 |
249 | 1,494.13 | 1,165.29 | 328.84 | 67,461.47 |
250 | 1,494.13 | 1,170.87 | 323.25 | 66,290.60 |
251 | 1,494.13 | 1,176.49 | 317.64 | 65,114.11 |
252 | 1,494.13 | 1,182.12 | 312.01 | 63,931.99 |
253 | 1,494.13 | 1,187.79 | 306.34 | 62,744.20 |
254 | 1,494.13 | 1,193.48 | 300.65 | 61,550.72 |
255 | 1,494.13 | 1,199.20 | 294.93 | 60,351.53 |
256 | 1,494.13 | 1,204.94 | 289.18 | 59,146.58 |
257 | 1,494.13 | 1,210.72 | 283.41 | 57,935.87 |
258 | 1,494.13 | 1,216.52 | 277.61 | 56,719.35 |
259 | 1,494.13 | 1,222.35 | 271.78 | 55,497.00 |
260 | 1,494.13 | 1,228.20 | 265.92 | 54,268.80 |
261 | 1,494.13 | 1,234.09 | 260.04 | 53,034.71 |
262 | 1,494.13 | 1,240.00 | 254.12 | 51,794.70 |
263 | 1,494.13 | 1,245.94 | 248.18 | 50,548.76 |
264 | 1,494.13 | 1,251.91 | 242.21 | 49,296.84 |
265 | 1,494.13 | 1,257.91 | 236.21 | 48,038.93 |
266 | 1,494.13 | 1,263.94 | 230.19 | 46,774.99 |
267 | 1,494.13 | 1,270.00 | 224.13 | 45,504.99 |
268 | 1,494.13 | 1,276.08 | 218.04 | 44,228.91 |
269 | 1,494.13 | 1,282.20 | 211.93 | 42,946.71 |
270 | 1,494.13 | 1,288.34 | 205.79 | 41,658.37 |
271 | 1,494.13 | 1,294.51 | 199.61 | 40,363.85 |
272 | 1,494.13 | 1,300.72 | 193.41 | 39,063.14 |
273 | 1,494.13 | 1,306.95 | 187.18 | 37,756.19 |
274 | 1,494.13 | 1,313.21 | 180.92 | 36,442.97 |
275 | 1,494.13 | 1,319.51 | 174.62 | 35,123.47 |
276 | 1,494.13 | 1,325.83 | 168.30 | 33,797.64 |
277 | 1,494.13 | 1,332.18 | 161.95 | 32,465.46 |
278 | 1,494.13 | 1,338.56 | 155.56 | 31,126.90 |
279 | 1,494.13 | 1,344.98 | 149.15 | 29,781.92 |
280 | 1,494.13 | 1,351.42 | 142.71 | 28,430.50 |
281 | 1,494.13 | 1,357.90 | 136.23 | 27,072.60 |
282 | 1,494.13 | 1,364.40 | 129.72 | 25,708.19 |
283 | 1,494.13 | 1,370.94 | 123.19 | 24,337.25 |
284 | 1,494.13 | 1,377.51 | 116.62 | 22,959.74 |
285 | 1,494.13 | 1,384.11 | 110.02 | 21,575.63 |
286 | 1,494.13 | 1,390.74 | 103.38 | 20,184.88 |
287 | 1,494.13 | 1,397.41 | 96.72 | 18,787.47 |
288 | 1,494.13 | 1,404.10 | 90.02 | 17,383.37 |
289 | 1,494.13 | 1,410.83 | 83.30 | 15,972.54 |
290 | 1,494.13 | 1,417.59 | 76.54 | 14,554.94 |
291 | 1,494.13 | 1,424.39 | 69.74 | 13,130.56 |
292 | 1,494.13 | 1,431.21 | 62.92 | 11,699.35 |
293 | 1,494.13 | 1,438.07 | 56.06 | 10,261.28 |
294 | 1,494.13 | 1,444.96 | 49.17 | 8,816.32 |
295 | 1,494.13 | 1,451.88 | 42.24 | 7,364.44 |
296 | 1,494.13 | 1,458.84 | 35.29 | 5,905.60 |
297 | 1,494.13 | 1,465.83 | 28.30 | 4,439.77 |
298 | 1,494.13 | 1,472.85 | 21.27 | 2,966.91 |
299 | 1,494.13 | 1,479.91 | 14.22 | 1,487.00 |
300 | 1,494.13 | 1,487.00 | 7.13 | 0.00 |