Mortgage Loan of $251,000 for 25 Years at 5.375%
What's the payment on a 25 year home loan for $251k at 5.375% interest?
Results
Monthly payment: $1,522.68
$18,272 per year
What's the monthly payment? Use the loan payment schedule below to view payments each month based on a fixed rate $251k loan. It can be used for a house, car, boat, credit card debt consolidation, student loan debt, motorcycle, RV, race horse, exotic pet, business, real estate, etc... Try paying off your loan early or refinancing to save money.
Also remember to consider other home costs like insurance, taxes, PMI, and general maintenance costs.
Loan Table for 251,000 loan for 25 years at 5.375 percent interest
Amortization Table. How much goes to interest? How much to principal? What's the loan balance?
Month | Monthly Payment | Principal Paid | Interest Paid | Mortgage Balance |
---|---|---|---|---|
1 | 1,522.68 | 398.41 | 1,124.27 | 250,601.59 |
2 | 1,522.68 | 400.19 | 1,122.49 | 250,201.40 |
3 | 1,522.68 | 401.99 | 1,120.69 | 249,799.41 |
4 | 1,522.68 | 403.79 | 1,118.89 | 249,395.63 |
5 | 1,522.68 | 405.59 | 1,117.08 | 248,990.03 |
6 | 1,522.68 | 407.41 | 1,115.27 | 248,582.62 |
7 | 1,522.68 | 409.24 | 1,113.44 | 248,173.39 |
8 | 1,522.68 | 411.07 | 1,111.61 | 247,762.32 |
9 | 1,522.68 | 412.91 | 1,109.77 | 247,349.41 |
10 | 1,522.68 | 414.76 | 1,107.92 | 246,934.65 |
11 | 1,522.68 | 416.62 | 1,106.06 | 246,518.03 |
12 | 1,522.68 | 418.48 | 1,104.20 | 246,099.55 |
13 | 1,522.68 | 420.36 | 1,102.32 | 245,679.19 |
14 | 1,522.68 | 422.24 | 1,100.44 | 245,256.95 |
15 | 1,522.68 | 424.13 | 1,098.55 | 244,832.81 |
16 | 1,522.68 | 426.03 | 1,096.65 | 244,406.78 |
17 | 1,522.68 | 427.94 | 1,094.74 | 243,978.84 |
18 | 1,522.68 | 429.86 | 1,092.82 | 243,548.99 |
19 | 1,522.68 | 431.78 | 1,090.90 | 243,117.20 |
20 | 1,522.68 | 433.72 | 1,088.96 | 242,683.49 |
21 | 1,522.68 | 435.66 | 1,087.02 | 242,247.83 |
22 | 1,522.68 | 437.61 | 1,085.07 | 241,810.22 |
23 | 1,522.68 | 439.57 | 1,083.11 | 241,370.65 |
24 | 1,522.68 | 441.54 | 1,081.14 | 240,929.11 |
25 | 1,522.68 | 443.52 | 1,079.16 | 240,485.59 |
26 | 1,522.68 | 445.50 | 1,077.18 | 240,040.08 |
27 | 1,522.68 | 447.50 | 1,075.18 | 239,592.59 |
28 | 1,522.68 | 449.50 | 1,073.18 | 239,143.08 |
29 | 1,522.68 | 451.52 | 1,071.16 | 238,691.56 |
30 | 1,522.68 | 453.54 | 1,069.14 | 238,238.02 |
31 | 1,522.68 | 455.57 | 1,067.11 | 237,782.45 |
32 | 1,522.68 | 457.61 | 1,065.07 | 237,324.84 |
33 | 1,522.68 | 459.66 | 1,063.02 | 236,865.18 |
34 | 1,522.68 | 461.72 | 1,060.96 | 236,403.46 |
35 | 1,522.68 | 463.79 | 1,058.89 | 235,939.67 |
36 | 1,522.68 | 465.87 | 1,056.81 | 235,473.80 |
37 | 1,522.68 | 467.95 | 1,054.73 | 235,005.85 |
38 | 1,522.68 | 470.05 | 1,052.63 | 234,535.80 |
39 | 1,522.68 | 472.15 | 1,050.52 | 234,063.65 |
40 | 1,522.68 | 474.27 | 1,048.41 | 233,589.38 |
41 | 1,522.68 | 476.39 | 1,046.29 | 233,112.99 |
42 | 1,522.68 | 478.53 | 1,044.15 | 232,634.46 |
43 | 1,522.68 | 480.67 | 1,042.01 | 232,153.79 |
44 | 1,522.68 | 482.82 | 1,039.86 | 231,670.97 |
45 | 1,522.68 | 484.99 | 1,037.69 | 231,185.98 |
46 | 1,522.68 | 487.16 | 1,035.52 | 230,698.82 |
47 | 1,522.68 | 489.34 | 1,033.34 | 230,209.48 |
48 | 1,522.68 | 491.53 | 1,031.15 | 229,717.95 |
49 | 1,522.68 | 493.73 | 1,028.94 | 229,224.21 |
50 | 1,522.68 | 495.95 | 1,026.73 | 228,728.27 |
51 | 1,522.68 | 498.17 | 1,024.51 | 228,230.10 |
52 | 1,522.68 | 500.40 | 1,022.28 | 227,729.70 |
53 | 1,522.68 | 502.64 | 1,020.04 | 227,227.06 |
54 | 1,522.68 | 504.89 | 1,017.79 | 226,722.17 |
55 | 1,522.68 | 507.15 | 1,015.53 | 226,215.02 |
56 | 1,522.68 | 509.42 | 1,013.25 | 225,705.60 |
57 | 1,522.68 | 511.71 | 1,010.97 | 225,193.89 |
58 | 1,522.68 | 514.00 | 1,008.68 | 224,679.89 |
59 | 1,522.68 | 516.30 | 1,006.38 | 224,163.59 |
60 | 1,522.68 | 518.61 | 1,004.07 | 223,644.98 |
61 | 1,522.68 | 520.94 | 1,001.74 | 223,124.04 |
62 | 1,522.68 | 523.27 | 999.41 | 222,600.77 |
63 | 1,522.68 | 525.61 | 997.07 | 222,075.16 |
64 | 1,522.68 | 527.97 | 994.71 | 221,547.19 |
65 | 1,522.68 | 530.33 | 992.35 | 221,016.86 |
66 | 1,522.68 | 532.71 | 989.97 | 220,484.15 |
67 | 1,522.68 | 535.09 | 987.59 | 219,949.06 |
68 | 1,522.68 | 537.49 | 985.19 | 219,411.57 |
69 | 1,522.68 | 539.90 | 982.78 | 218,871.67 |
70 | 1,522.68 | 542.32 | 980.36 | 218,329.35 |
71 | 1,522.68 | 544.75 | 977.93 | 217,784.61 |
72 | 1,522.68 | 547.19 | 975.49 | 217,237.42 |
73 | 1,522.68 | 549.64 | 973.04 | 216,687.79 |
74 | 1,522.68 | 552.10 | 970.58 | 216,135.69 |
75 | 1,522.68 | 554.57 | 968.11 | 215,581.12 |
76 | 1,522.68 | 557.06 | 965.62 | 215,024.06 |
77 | 1,522.68 | 559.55 | 963.13 | 214,464.51 |
78 | 1,522.68 | 562.06 | 960.62 | 213,902.46 |
79 | 1,522.68 | 564.57 | 958.10 | 213,337.88 |
80 | 1,522.68 | 567.10 | 955.58 | 212,770.78 |
81 | 1,522.68 | 569.64 | 953.04 | 212,201.14 |
82 | 1,522.68 | 572.19 | 950.48 | 211,628.94 |
83 | 1,522.68 | 574.76 | 947.92 | 211,054.18 |
84 | 1,522.68 | 577.33 | 945.35 | 210,476.85 |
85 | 1,522.68 | 579.92 | 942.76 | 209,896.93 |
86 | 1,522.68 | 582.52 | 940.16 | 209,314.42 |
87 | 1,522.68 | 585.12 | 937.55 | 208,729.29 |
88 | 1,522.68 | 587.75 | 934.93 | 208,141.55 |
89 | 1,522.68 | 590.38 | 932.30 | 207,551.17 |
90 | 1,522.68 | 593.02 | 929.66 | 206,958.15 |
91 | 1,522.68 | 595.68 | 927.00 | 206,362.47 |
92 | 1,522.68 | 598.35 | 924.33 | 205,764.12 |
93 | 1,522.68 | 601.03 | 921.65 | 205,163.09 |
94 | 1,522.68 | 603.72 | 918.96 | 204,559.37 |
95 | 1,522.68 | 606.42 | 916.26 | 203,952.95 |
96 | 1,522.68 | 609.14 | 913.54 | 203,343.81 |
97 | 1,522.68 | 611.87 | 910.81 | 202,731.94 |
98 | 1,522.68 | 614.61 | 908.07 | 202,117.33 |
99 | 1,522.68 | 617.36 | 905.32 | 201,499.97 |
100 | 1,522.68 | 620.13 | 902.55 | 200,879.84 |
101 | 1,522.68 | 622.90 | 899.77 | 200,256.94 |
102 | 1,522.68 | 625.69 | 896.98 | 199,631.24 |
103 | 1,522.68 | 628.50 | 894.18 | 199,002.75 |
104 | 1,522.68 | 631.31 | 891.37 | 198,371.43 |
105 | 1,522.68 | 634.14 | 888.54 | 197,737.29 |
106 | 1,522.68 | 636.98 | 885.70 | 197,100.31 |
107 | 1,522.68 | 639.83 | 882.85 | 196,460.48 |
108 | 1,522.68 | 642.70 | 879.98 | 195,817.78 |
109 | 1,522.68 | 645.58 | 877.10 | 195,172.20 |
110 | 1,522.68 | 648.47 | 874.21 | 194,523.73 |
111 | 1,522.68 | 651.37 | 871.30 | 193,872.36 |
112 | 1,522.68 | 654.29 | 868.39 | 193,218.06 |
113 | 1,522.68 | 657.22 | 865.46 | 192,560.84 |
114 | 1,522.68 | 660.17 | 862.51 | 191,900.67 |
115 | 1,522.68 | 663.12 | 859.56 | 191,237.55 |
116 | 1,522.68 | 666.09 | 856.58 | 190,571.46 |
117 | 1,522.68 | 669.08 | 853.60 | 189,902.38 |
118 | 1,522.68 | 672.07 | 850.60 | 189,230.30 |
119 | 1,522.68 | 675.08 | 847.59 | 188,555.22 |
120 | 1,522.68 | 678.11 | 844.57 | 187,877.11 |
121 | 1,522.68 | 681.15 | 841.53 | 187,195.96 |
122 | 1,522.68 | 684.20 | 838.48 | 186,511.77 |
123 | 1,522.68 | 687.26 | 835.42 | 185,824.50 |
124 | 1,522.68 | 690.34 | 832.34 | 185,134.16 |
125 | 1,522.68 | 693.43 | 829.25 | 184,440.73 |
126 | 1,522.68 | 696.54 | 826.14 | 183,744.19 |
127 | 1,522.68 | 699.66 | 823.02 | 183,044.54 |
128 | 1,522.68 | 702.79 | 819.89 | 182,341.74 |
129 | 1,522.68 | 705.94 | 816.74 | 181,635.80 |
130 | 1,522.68 | 709.10 | 813.58 | 180,926.70 |
131 | 1,522.68 | 712.28 | 810.40 | 180,214.42 |
132 | 1,522.68 | 715.47 | 807.21 | 179,498.95 |
133 | 1,522.68 | 718.67 | 804.01 | 178,780.28 |
134 | 1,522.68 | 721.89 | 800.79 | 178,058.39 |
135 | 1,522.68 | 725.13 | 797.55 | 177,333.26 |
136 | 1,522.68 | 728.37 | 794.31 | 176,604.89 |
137 | 1,522.68 | 731.64 | 791.04 | 175,873.25 |
138 | 1,522.68 | 734.91 | 787.77 | 175,138.34 |
139 | 1,522.68 | 738.21 | 784.47 | 174,400.13 |
140 | 1,522.68 | 741.51 | 781.17 | 173,658.62 |
141 | 1,522.68 | 744.83 | 777.85 | 172,913.79 |
142 | 1,522.68 | 748.17 | 774.51 | 172,165.62 |
143 | 1,522.68 | 751.52 | 771.16 | 171,414.10 |
144 | 1,522.68 | 754.89 | 767.79 | 170,659.21 |
145 | 1,522.68 | 758.27 | 764.41 | 169,900.95 |
146 | 1,522.68 | 761.66 | 761.01 | 169,139.28 |
147 | 1,522.68 | 765.08 | 757.60 | 168,374.21 |
148 | 1,522.68 | 768.50 | 754.18 | 167,605.70 |
149 | 1,522.68 | 771.95 | 750.73 | 166,833.76 |
150 | 1,522.68 | 775.40 | 747.28 | 166,058.35 |
151 | 1,522.68 | 778.88 | 743.80 | 165,279.48 |
152 | 1,522.68 | 782.36 | 740.31 | 164,497.11 |
153 | 1,522.68 | 785.87 | 736.81 | 163,711.24 |
154 | 1,522.68 | 789.39 | 733.29 | 162,921.86 |
155 | 1,522.68 | 792.92 | 729.75 | 162,128.93 |
156 | 1,522.68 | 796.48 | 726.20 | 161,332.45 |
157 | 1,522.68 | 800.04 | 722.63 | 160,532.41 |
158 | 1,522.68 | 803.63 | 719.05 | 159,728.78 |
159 | 1,522.68 | 807.23 | 715.45 | 158,921.56 |
160 | 1,522.68 | 810.84 | 711.84 | 158,110.71 |
161 | 1,522.68 | 814.47 | 708.20 | 157,296.24 |
162 | 1,522.68 | 818.12 | 704.56 | 156,478.11 |
163 | 1,522.68 | 821.79 | 700.89 | 155,656.33 |
164 | 1,522.68 | 825.47 | 697.21 | 154,830.86 |
165 | 1,522.68 | 829.17 | 693.51 | 154,001.69 |
166 | 1,522.68 | 832.88 | 689.80 | 153,168.81 |
167 | 1,522.68 | 836.61 | 686.07 | 152,332.20 |
168 | 1,522.68 | 840.36 | 682.32 | 151,491.85 |
169 | 1,522.68 | 844.12 | 678.56 | 150,647.72 |
170 | 1,522.68 | 847.90 | 674.78 | 149,799.82 |
171 | 1,522.68 | 851.70 | 670.98 | 148,948.12 |
172 | 1,522.68 | 855.52 | 667.16 | 148,092.60 |
173 | 1,522.68 | 859.35 | 663.33 | 147,233.26 |
174 | 1,522.68 | 863.20 | 659.48 | 146,370.06 |
175 | 1,522.68 | 867.06 | 655.62 | 145,503.00 |
176 | 1,522.68 | 870.95 | 651.73 | 144,632.05 |
177 | 1,522.68 | 874.85 | 647.83 | 143,757.20 |
178 | 1,522.68 | 878.77 | 643.91 | 142,878.44 |
179 | 1,522.68 | 882.70 | 639.98 | 141,995.73 |
180 | 1,522.68 | 886.66 | 636.02 | 141,109.08 |
181 | 1,522.68 | 890.63 | 632.05 | 140,218.45 |
182 | 1,522.68 | 894.62 | 628.06 | 139,323.83 |
183 | 1,522.68 | 898.62 | 624.05 | 138,425.21 |
184 | 1,522.68 | 902.65 | 620.03 | 137,522.56 |
185 | 1,522.68 | 906.69 | 615.99 | 136,615.87 |
186 | 1,522.68 | 910.75 | 611.93 | 135,705.11 |
187 | 1,522.68 | 914.83 | 607.85 | 134,790.28 |
188 | 1,522.68 | 918.93 | 603.75 | 133,871.35 |
189 | 1,522.68 | 923.05 | 599.63 | 132,948.30 |
190 | 1,522.68 | 927.18 | 595.50 | 132,021.12 |
191 | 1,522.68 | 931.33 | 591.34 | 131,089.78 |
192 | 1,522.68 | 935.51 | 587.17 | 130,154.28 |
193 | 1,522.68 | 939.70 | 582.98 | 129,214.58 |
194 | 1,522.68 | 943.91 | 578.77 | 128,270.68 |
195 | 1,522.68 | 948.13 | 574.55 | 127,322.54 |
196 | 1,522.68 | 952.38 | 570.30 | 126,370.16 |
197 | 1,522.68 | 956.65 | 566.03 | 125,413.52 |
198 | 1,522.68 | 960.93 | 561.75 | 124,452.59 |
199 | 1,522.68 | 965.24 | 557.44 | 123,487.35 |
200 | 1,522.68 | 969.56 | 553.12 | 122,517.79 |
201 | 1,522.68 | 973.90 | 548.78 | 121,543.89 |
202 | 1,522.68 | 978.26 | 544.42 | 120,565.63 |
203 | 1,522.68 | 982.65 | 540.03 | 119,582.98 |
204 | 1,522.68 | 987.05 | 535.63 | 118,595.94 |
205 | 1,522.68 | 991.47 | 531.21 | 117,604.47 |
206 | 1,522.68 | 995.91 | 526.77 | 116,608.56 |
207 | 1,522.68 | 1,000.37 | 522.31 | 115,608.19 |
208 | 1,522.68 | 1,004.85 | 517.83 | 114,603.34 |
209 | 1,522.68 | 1,009.35 | 513.33 | 113,593.99 |
210 | 1,522.68 | 1,013.87 | 508.81 | 112,580.11 |
211 | 1,522.68 | 1,018.41 | 504.27 | 111,561.70 |
212 | 1,522.68 | 1,022.98 | 499.70 | 110,538.72 |
213 | 1,522.68 | 1,027.56 | 495.12 | 109,511.17 |
214 | 1,522.68 | 1,032.16 | 490.52 | 108,479.01 |
215 | 1,522.68 | 1,036.78 | 485.90 | 107,442.22 |
216 | 1,522.68 | 1,041.43 | 481.25 | 106,400.80 |
217 | 1,522.68 | 1,046.09 | 476.59 | 105,354.70 |
218 | 1,522.68 | 1,050.78 | 471.90 | 104,303.93 |
219 | 1,522.68 | 1,055.48 | 467.19 | 103,248.44 |
220 | 1,522.68 | 1,060.21 | 462.47 | 102,188.23 |
221 | 1,522.68 | 1,064.96 | 457.72 | 101,123.27 |
222 | 1,522.68 | 1,069.73 | 452.95 | 100,053.54 |
223 | 1,522.68 | 1,074.52 | 448.16 | 98,979.01 |
224 | 1,522.68 | 1,079.34 | 443.34 | 97,899.68 |
225 | 1,522.68 | 1,084.17 | 438.51 | 96,815.51 |
226 | 1,522.68 | 1,089.03 | 433.65 | 95,726.48 |
227 | 1,522.68 | 1,093.90 | 428.77 | 94,632.58 |
228 | 1,522.68 | 1,098.80 | 423.88 | 93,533.77 |
229 | 1,522.68 | 1,103.73 | 418.95 | 92,430.05 |
230 | 1,522.68 | 1,108.67 | 414.01 | 91,321.38 |
231 | 1,522.68 | 1,113.64 | 409.04 | 90,207.74 |
232 | 1,522.68 | 1,118.62 | 404.06 | 89,089.12 |
233 | 1,522.68 | 1,123.63 | 399.05 | 87,965.49 |
234 | 1,522.68 | 1,128.67 | 394.01 | 86,836.82 |
235 | 1,522.68 | 1,133.72 | 388.96 | 85,703.10 |
236 | 1,522.68 | 1,138.80 | 383.88 | 84,564.30 |
237 | 1,522.68 | 1,143.90 | 378.78 | 83,420.40 |
238 | 1,522.68 | 1,149.03 | 373.65 | 82,271.37 |
239 | 1,522.68 | 1,154.17 | 368.51 | 81,117.20 |
240 | 1,522.68 | 1,159.34 | 363.34 | 79,957.86 |
241 | 1,522.68 | 1,164.53 | 358.14 | 78,793.32 |
242 | 1,522.68 | 1,169.75 | 352.93 | 77,623.57 |
243 | 1,522.68 | 1,174.99 | 347.69 | 76,448.58 |
244 | 1,522.68 | 1,180.25 | 342.43 | 75,268.33 |
245 | 1,522.68 | 1,185.54 | 337.14 | 74,082.79 |
246 | 1,522.68 | 1,190.85 | 331.83 | 72,891.94 |
247 | 1,522.68 | 1,196.18 | 326.50 | 71,695.76 |
248 | 1,522.68 | 1,201.54 | 321.14 | 70,494.21 |
249 | 1,522.68 | 1,206.92 | 315.76 | 69,287.29 |
250 | 1,522.68 | 1,212.33 | 310.35 | 68,074.96 |
251 | 1,522.68 | 1,217.76 | 304.92 | 66,857.20 |
252 | 1,522.68 | 1,223.21 | 299.46 | 65,633.99 |
253 | 1,522.68 | 1,228.69 | 293.99 | 64,405.29 |
254 | 1,522.68 | 1,234.20 | 288.48 | 63,171.10 |
255 | 1,522.68 | 1,239.73 | 282.95 | 61,931.37 |
256 | 1,522.68 | 1,245.28 | 277.40 | 60,686.09 |
257 | 1,522.68 | 1,250.86 | 271.82 | 59,435.24 |
258 | 1,522.68 | 1,256.46 | 266.22 | 58,178.78 |
259 | 1,522.68 | 1,262.09 | 260.59 | 56,916.69 |
260 | 1,522.68 | 1,267.74 | 254.94 | 55,648.95 |
261 | 1,522.68 | 1,273.42 | 249.26 | 54,375.53 |
262 | 1,522.68 | 1,279.12 | 243.56 | 53,096.41 |
263 | 1,522.68 | 1,284.85 | 237.83 | 51,811.56 |
264 | 1,522.68 | 1,290.61 | 232.07 | 50,520.95 |
265 | 1,522.68 | 1,296.39 | 226.29 | 49,224.57 |
266 | 1,522.68 | 1,302.19 | 220.49 | 47,922.37 |
267 | 1,522.68 | 1,308.03 | 214.65 | 46,614.35 |
268 | 1,522.68 | 1,313.89 | 208.79 | 45,300.46 |
269 | 1,522.68 | 1,319.77 | 202.91 | 43,980.69 |
270 | 1,522.68 | 1,325.68 | 197.00 | 42,655.01 |
271 | 1,522.68 | 1,331.62 | 191.06 | 41,323.39 |
272 | 1,522.68 | 1,337.58 | 185.09 | 39,985.80 |
273 | 1,522.68 | 1,343.58 | 179.10 | 38,642.23 |
274 | 1,522.68 | 1,349.59 | 173.08 | 37,292.63 |
275 | 1,522.68 | 1,355.64 | 167.04 | 35,936.99 |
276 | 1,522.68 | 1,361.71 | 160.97 | 34,575.28 |
277 | 1,522.68 | 1,367.81 | 154.87 | 33,207.47 |
278 | 1,522.68 | 1,373.94 | 148.74 | 31,833.53 |
279 | 1,522.68 | 1,380.09 | 142.59 | 30,453.44 |
280 | 1,522.68 | 1,386.27 | 136.41 | 29,067.17 |
281 | 1,522.68 | 1,392.48 | 130.20 | 27,674.69 |
282 | 1,522.68 | 1,398.72 | 123.96 | 26,275.97 |
283 | 1,522.68 | 1,404.98 | 117.69 | 24,870.98 |
284 | 1,522.68 | 1,411.28 | 111.40 | 23,459.71 |
285 | 1,522.68 | 1,417.60 | 105.08 | 22,042.11 |
286 | 1,522.68 | 1,423.95 | 98.73 | 20,618.16 |
287 | 1,522.68 | 1,430.33 | 92.35 | 19,187.83 |
288 | 1,522.68 | 1,436.73 | 85.95 | 17,751.10 |
289 | 1,522.68 | 1,443.17 | 79.51 | 16,307.93 |
290 | 1,522.68 | 1,449.63 | 73.05 | 14,858.30 |
291 | 1,522.68 | 1,456.13 | 66.55 | 13,402.17 |
292 | 1,522.68 | 1,462.65 | 60.03 | 11,939.52 |
293 | 1,522.68 | 1,469.20 | 53.48 | 10,470.32 |
294 | 1,522.68 | 1,475.78 | 46.90 | 8,994.54 |
295 | 1,522.68 | 1,482.39 | 40.29 | 7,512.15 |
296 | 1,522.68 | 1,489.03 | 33.65 | 6,023.12 |
297 | 1,522.68 | 1,495.70 | 26.98 | 4,527.42 |
298 | 1,522.68 | 1,502.40 | 20.28 | 3,025.02 |
299 | 1,522.68 | 1,509.13 | 13.55 | 1,515.89 |
300 | 1,522.68 | 1,515.89 | 6.79 | 0.00 |