Mortgage Loan of $267,500 for 25 Years at 4.90%
What's the payment on a 25 year home loan for $267.5k at 4.90% interest?
Results
Monthly payment: $1,548.23
$18,579 per year
What's the monthly payment? Use the loan payment schedule below to view payments each month based on a fixed rate $267.5k loan. It can be used for a house, car, boat, credit card debt consolidation, student loan debt, motorcycle, RV, race horse, exotic pet, business, real estate, etc... Try paying off your loan early or refinancing to save money.
Also remember to consider other home costs like insurance, taxes, PMI, and general maintenance costs.
Loan Table for 267,500 loan for 25 years at 4.90 percent interest
Amortization Table. How much goes to interest? How much to principal? What's the loan balance?
Month | Monthly Payment | Principal Paid | Interest Paid | Mortgage Balance |
---|---|---|---|---|
1 | 1,548.23 | 455.94 | 1,092.29 | 267,044.06 |
2 | 1,548.23 | 457.80 | 1,090.43 | 266,586.26 |
3 | 1,548.23 | 459.67 | 1,088.56 | 266,126.58 |
4 | 1,548.23 | 461.55 | 1,086.68 | 265,665.03 |
5 | 1,548.23 | 463.43 | 1,084.80 | 265,201.60 |
6 | 1,548.23 | 465.33 | 1,082.91 | 264,736.27 |
7 | 1,548.23 | 467.23 | 1,081.01 | 264,269.05 |
8 | 1,548.23 | 469.13 | 1,079.10 | 263,799.91 |
9 | 1,548.23 | 471.05 | 1,077.18 | 263,328.86 |
10 | 1,548.23 | 472.97 | 1,075.26 | 262,855.89 |
11 | 1,548.23 | 474.90 | 1,073.33 | 262,380.99 |
12 | 1,548.23 | 476.84 | 1,071.39 | 261,904.14 |
13 | 1,548.23 | 478.79 | 1,069.44 | 261,425.35 |
14 | 1,548.23 | 480.75 | 1,067.49 | 260,944.61 |
15 | 1,548.23 | 482.71 | 1,065.52 | 260,461.90 |
16 | 1,548.23 | 484.68 | 1,063.55 | 259,977.22 |
17 | 1,548.23 | 486.66 | 1,061.57 | 259,490.56 |
18 | 1,548.23 | 488.65 | 1,059.59 | 259,001.91 |
19 | 1,548.23 | 490.64 | 1,057.59 | 258,511.27 |
20 | 1,548.23 | 492.65 | 1,055.59 | 258,018.62 |
21 | 1,548.23 | 494.66 | 1,053.58 | 257,523.97 |
22 | 1,548.23 | 496.68 | 1,051.56 | 257,027.29 |
23 | 1,548.23 | 498.70 | 1,049.53 | 256,528.59 |
24 | 1,548.23 | 500.74 | 1,047.49 | 256,027.85 |
25 | 1,548.23 | 502.79 | 1,045.45 | 255,525.06 |
26 | 1,548.23 | 504.84 | 1,043.39 | 255,020.22 |
27 | 1,548.23 | 506.90 | 1,041.33 | 254,513.32 |
28 | 1,548.23 | 508.97 | 1,039.26 | 254,004.35 |
29 | 1,548.23 | 511.05 | 1,037.18 | 253,493.30 |
30 | 1,548.23 | 513.14 | 1,035.10 | 252,980.17 |
31 | 1,548.23 | 515.23 | 1,033.00 | 252,464.94 |
32 | 1,548.23 | 517.33 | 1,030.90 | 251,947.60 |
33 | 1,548.23 | 519.45 | 1,028.79 | 251,428.16 |
34 | 1,548.23 | 521.57 | 1,026.66 | 250,906.59 |
35 | 1,548.23 | 523.70 | 1,024.54 | 250,382.89 |
36 | 1,548.23 | 525.84 | 1,022.40 | 249,857.05 |
37 | 1,548.23 | 527.98 | 1,020.25 | 249,329.07 |
38 | 1,548.23 | 530.14 | 1,018.09 | 248,798.93 |
39 | 1,548.23 | 532.30 | 1,015.93 | 248,266.63 |
40 | 1,548.23 | 534.48 | 1,013.76 | 247,732.15 |
41 | 1,548.23 | 536.66 | 1,011.57 | 247,195.49 |
42 | 1,548.23 | 538.85 | 1,009.38 | 246,656.64 |
43 | 1,548.23 | 541.05 | 1,007.18 | 246,115.59 |
44 | 1,548.23 | 543.26 | 1,004.97 | 245,572.33 |
45 | 1,548.23 | 545.48 | 1,002.75 | 245,026.85 |
46 | 1,548.23 | 547.71 | 1,000.53 | 244,479.14 |
47 | 1,548.23 | 549.94 | 998.29 | 243,929.20 |
48 | 1,548.23 | 552.19 | 996.04 | 243,377.01 |
49 | 1,548.23 | 554.44 | 993.79 | 242,822.57 |
50 | 1,548.23 | 556.71 | 991.53 | 242,265.86 |
51 | 1,548.23 | 558.98 | 989.25 | 241,706.88 |
52 | 1,548.23 | 561.26 | 986.97 | 241,145.62 |
53 | 1,548.23 | 563.55 | 984.68 | 240,582.06 |
54 | 1,548.23 | 565.86 | 982.38 | 240,016.21 |
55 | 1,548.23 | 568.17 | 980.07 | 239,448.04 |
56 | 1,548.23 | 570.49 | 977.75 | 238,877.55 |
57 | 1,548.23 | 572.82 | 975.42 | 238,304.74 |
58 | 1,548.23 | 575.16 | 973.08 | 237,729.58 |
59 | 1,548.23 | 577.50 | 970.73 | 237,152.08 |
60 | 1,548.23 | 579.86 | 968.37 | 236,572.22 |
61 | 1,548.23 | 582.23 | 966.00 | 235,989.99 |
62 | 1,548.23 | 584.61 | 963.63 | 235,405.38 |
63 | 1,548.23 | 586.99 | 961.24 | 234,818.38 |
64 | 1,548.23 | 589.39 | 958.84 | 234,228.99 |
65 | 1,548.23 | 591.80 | 956.44 | 233,637.20 |
66 | 1,548.23 | 594.21 | 954.02 | 233,042.98 |
67 | 1,548.23 | 596.64 | 951.59 | 232,446.34 |
68 | 1,548.23 | 599.08 | 949.16 | 231,847.26 |
69 | 1,548.23 | 601.52 | 946.71 | 231,245.74 |
70 | 1,548.23 | 603.98 | 944.25 | 230,641.76 |
71 | 1,548.23 | 606.45 | 941.79 | 230,035.32 |
72 | 1,548.23 | 608.92 | 939.31 | 229,426.39 |
73 | 1,548.23 | 611.41 | 936.82 | 228,814.99 |
74 | 1,548.23 | 613.90 | 934.33 | 228,201.08 |
75 | 1,548.23 | 616.41 | 931.82 | 227,584.67 |
76 | 1,548.23 | 618.93 | 929.30 | 226,965.74 |
77 | 1,548.23 | 621.46 | 926.78 | 226,344.28 |
78 | 1,548.23 | 623.99 | 924.24 | 225,720.29 |
79 | 1,548.23 | 626.54 | 921.69 | 225,093.75 |
80 | 1,548.23 | 629.10 | 919.13 | 224,464.65 |
81 | 1,548.23 | 631.67 | 916.56 | 223,832.98 |
82 | 1,548.23 | 634.25 | 913.98 | 223,198.73 |
83 | 1,548.23 | 636.84 | 911.39 | 222,561.89 |
84 | 1,548.23 | 639.44 | 908.79 | 221,922.46 |
85 | 1,548.23 | 642.05 | 906.18 | 221,280.41 |
86 | 1,548.23 | 644.67 | 903.56 | 220,635.74 |
87 | 1,548.23 | 647.30 | 900.93 | 219,988.43 |
88 | 1,548.23 | 649.95 | 898.29 | 219,338.49 |
89 | 1,548.23 | 652.60 | 895.63 | 218,685.88 |
90 | 1,548.23 | 655.27 | 892.97 | 218,030.62 |
91 | 1,548.23 | 657.94 | 890.29 | 217,372.68 |
92 | 1,548.23 | 660.63 | 887.61 | 216,712.05 |
93 | 1,548.23 | 663.33 | 884.91 | 216,048.73 |
94 | 1,548.23 | 666.03 | 882.20 | 215,382.69 |
95 | 1,548.23 | 668.75 | 879.48 | 214,713.94 |
96 | 1,548.23 | 671.48 | 876.75 | 214,042.45 |
97 | 1,548.23 | 674.23 | 874.01 | 213,368.23 |
98 | 1,548.23 | 676.98 | 871.25 | 212,691.25 |
99 | 1,548.23 | 679.74 | 868.49 | 212,011.50 |
100 | 1,548.23 | 682.52 | 865.71 | 211,328.99 |
101 | 1,548.23 | 685.31 | 862.93 | 210,643.68 |
102 | 1,548.23 | 688.10 | 860.13 | 209,955.58 |
103 | 1,548.23 | 690.91 | 857.32 | 209,264.66 |
104 | 1,548.23 | 693.74 | 854.50 | 208,570.93 |
105 | 1,548.23 | 696.57 | 851.66 | 207,874.36 |
106 | 1,548.23 | 699.41 | 848.82 | 207,174.94 |
107 | 1,548.23 | 702.27 | 845.96 | 206,472.68 |
108 | 1,548.23 | 705.14 | 843.10 | 205,767.54 |
109 | 1,548.23 | 708.02 | 840.22 | 205,059.53 |
110 | 1,548.23 | 710.91 | 837.33 | 204,348.62 |
111 | 1,548.23 | 713.81 | 834.42 | 203,634.81 |
112 | 1,548.23 | 716.72 | 831.51 | 202,918.09 |
113 | 1,548.23 | 719.65 | 828.58 | 202,198.43 |
114 | 1,548.23 | 722.59 | 825.64 | 201,475.85 |
115 | 1,548.23 | 725.54 | 822.69 | 200,750.31 |
116 | 1,548.23 | 728.50 | 819.73 | 200,021.80 |
117 | 1,548.23 | 731.48 | 816.76 | 199,290.33 |
118 | 1,548.23 | 734.46 | 813.77 | 198,555.86 |
119 | 1,548.23 | 737.46 | 810.77 | 197,818.40 |
120 | 1,548.23 | 740.47 | 807.76 | 197,077.93 |
121 | 1,548.23 | 743.50 | 804.73 | 196,334.43 |
122 | 1,548.23 | 746.53 | 801.70 | 195,587.89 |
123 | 1,548.23 | 749.58 | 798.65 | 194,838.31 |
124 | 1,548.23 | 752.64 | 795.59 | 194,085.67 |
125 | 1,548.23 | 755.72 | 792.52 | 193,329.95 |
126 | 1,548.23 | 758.80 | 789.43 | 192,571.15 |
127 | 1,548.23 | 761.90 | 786.33 | 191,809.25 |
128 | 1,548.23 | 765.01 | 783.22 | 191,044.24 |
129 | 1,548.23 | 768.14 | 780.10 | 190,276.10 |
130 | 1,548.23 | 771.27 | 776.96 | 189,504.83 |
131 | 1,548.23 | 774.42 | 773.81 | 188,730.41 |
132 | 1,548.23 | 777.58 | 770.65 | 187,952.82 |
133 | 1,548.23 | 780.76 | 767.47 | 187,172.07 |
134 | 1,548.23 | 783.95 | 764.29 | 186,388.12 |
135 | 1,548.23 | 787.15 | 761.08 | 185,600.97 |
136 | 1,548.23 | 790.36 | 757.87 | 184,810.61 |
137 | 1,548.23 | 793.59 | 754.64 | 184,017.02 |
138 | 1,548.23 | 796.83 | 751.40 | 183,220.19 |
139 | 1,548.23 | 800.08 | 748.15 | 182,420.11 |
140 | 1,548.23 | 803.35 | 744.88 | 181,616.76 |
141 | 1,548.23 | 806.63 | 741.60 | 180,810.12 |
142 | 1,548.23 | 809.92 | 738.31 | 180,000.20 |
143 | 1,548.23 | 813.23 | 735.00 | 179,186.97 |
144 | 1,548.23 | 816.55 | 731.68 | 178,370.42 |
145 | 1,548.23 | 819.89 | 728.35 | 177,550.53 |
146 | 1,548.23 | 823.23 | 725.00 | 176,727.29 |
147 | 1,548.23 | 826.60 | 721.64 | 175,900.70 |
148 | 1,548.23 | 829.97 | 718.26 | 175,070.73 |
149 | 1,548.23 | 833.36 | 714.87 | 174,237.36 |
150 | 1,548.23 | 836.76 | 711.47 | 173,400.60 |
151 | 1,548.23 | 840.18 | 708.05 | 172,560.42 |
152 | 1,548.23 | 843.61 | 704.62 | 171,716.81 |
153 | 1,548.23 | 847.06 | 701.18 | 170,869.75 |
154 | 1,548.23 | 850.51 | 697.72 | 170,019.24 |
155 | 1,548.23 | 853.99 | 694.25 | 169,165.25 |
156 | 1,548.23 | 857.47 | 690.76 | 168,307.78 |
157 | 1,548.23 | 860.98 | 687.26 | 167,446.80 |
158 | 1,548.23 | 864.49 | 683.74 | 166,582.31 |
159 | 1,548.23 | 868.02 | 680.21 | 165,714.29 |
160 | 1,548.23 | 871.57 | 676.67 | 164,842.72 |
161 | 1,548.23 | 875.13 | 673.11 | 163,967.60 |
162 | 1,548.23 | 878.70 | 669.53 | 163,088.90 |
163 | 1,548.23 | 882.29 | 665.95 | 162,206.61 |
164 | 1,548.23 | 885.89 | 662.34 | 161,320.72 |
165 | 1,548.23 | 889.51 | 658.73 | 160,431.22 |
166 | 1,548.23 | 893.14 | 655.09 | 159,538.08 |
167 | 1,548.23 | 896.79 | 651.45 | 158,641.29 |
168 | 1,548.23 | 900.45 | 647.79 | 157,740.84 |
169 | 1,548.23 | 904.12 | 644.11 | 156,836.72 |
170 | 1,548.23 | 907.82 | 640.42 | 155,928.90 |
171 | 1,548.23 | 911.52 | 636.71 | 155,017.38 |
172 | 1,548.23 | 915.25 | 632.99 | 154,102.14 |
173 | 1,548.23 | 918.98 | 629.25 | 153,183.15 |
174 | 1,548.23 | 922.73 | 625.50 | 152,260.42 |
175 | 1,548.23 | 926.50 | 621.73 | 151,333.92 |
176 | 1,548.23 | 930.29 | 617.95 | 150,403.63 |
177 | 1,548.23 | 934.08 | 614.15 | 149,469.54 |
178 | 1,548.23 | 937.90 | 610.33 | 148,531.65 |
179 | 1,548.23 | 941.73 | 606.50 | 147,589.92 |
180 | 1,548.23 | 945.57 | 602.66 | 146,644.34 |
181 | 1,548.23 | 949.44 | 598.80 | 145,694.91 |
182 | 1,548.23 | 953.31 | 594.92 | 144,741.60 |
183 | 1,548.23 | 957.20 | 591.03 | 143,784.39 |
184 | 1,548.23 | 961.11 | 587.12 | 142,823.28 |
185 | 1,548.23 | 965.04 | 583.20 | 141,858.24 |
186 | 1,548.23 | 968.98 | 579.25 | 140,889.26 |
187 | 1,548.23 | 972.93 | 575.30 | 139,916.33 |
188 | 1,548.23 | 976.91 | 571.33 | 138,939.42 |
189 | 1,548.23 | 980.90 | 567.34 | 137,958.52 |
190 | 1,548.23 | 984.90 | 563.33 | 136,973.62 |
191 | 1,548.23 | 988.92 | 559.31 | 135,984.70 |
192 | 1,548.23 | 992.96 | 555.27 | 134,991.74 |
193 | 1,548.23 | 997.02 | 551.22 | 133,994.72 |
194 | 1,548.23 | 1,001.09 | 547.15 | 132,993.63 |
195 | 1,548.23 | 1,005.18 | 543.06 | 131,988.46 |
196 | 1,548.23 | 1,009.28 | 538.95 | 130,979.18 |
197 | 1,548.23 | 1,013.40 | 534.83 | 129,965.77 |
198 | 1,548.23 | 1,017.54 | 530.69 | 128,948.24 |
199 | 1,548.23 | 1,021.69 | 526.54 | 127,926.54 |
200 | 1,548.23 | 1,025.87 | 522.37 | 126,900.68 |
201 | 1,548.23 | 1,030.06 | 518.18 | 125,870.62 |
202 | 1,548.23 | 1,034.26 | 513.97 | 124,836.36 |
203 | 1,548.23 | 1,038.48 | 509.75 | 123,797.87 |
204 | 1,548.23 | 1,042.72 | 505.51 | 122,755.15 |
205 | 1,548.23 | 1,046.98 | 501.25 | 121,708.17 |
206 | 1,548.23 | 1,051.26 | 496.98 | 120,656.91 |
207 | 1,548.23 | 1,055.55 | 492.68 | 119,601.36 |
208 | 1,548.23 | 1,059.86 | 488.37 | 118,541.50 |
209 | 1,548.23 | 1,064.19 | 484.04 | 117,477.31 |
210 | 1,548.23 | 1,068.53 | 479.70 | 116,408.78 |
211 | 1,548.23 | 1,072.90 | 475.34 | 115,335.88 |
212 | 1,548.23 | 1,077.28 | 470.95 | 114,258.60 |
213 | 1,548.23 | 1,081.68 | 466.56 | 113,176.92 |
214 | 1,548.23 | 1,086.09 | 462.14 | 112,090.83 |
215 | 1,548.23 | 1,090.53 | 457.70 | 111,000.30 |
216 | 1,548.23 | 1,094.98 | 453.25 | 109,905.32 |
217 | 1,548.23 | 1,099.45 | 448.78 | 108,805.87 |
218 | 1,548.23 | 1,103.94 | 444.29 | 107,701.93 |
219 | 1,548.23 | 1,108.45 | 439.78 | 106,593.48 |
220 | 1,548.23 | 1,112.98 | 435.26 | 105,480.50 |
221 | 1,548.23 | 1,117.52 | 430.71 | 104,362.98 |
222 | 1,548.23 | 1,122.08 | 426.15 | 103,240.90 |
223 | 1,548.23 | 1,126.67 | 421.57 | 102,114.23 |
224 | 1,548.23 | 1,131.27 | 416.97 | 100,982.96 |
225 | 1,548.23 | 1,135.89 | 412.35 | 99,847.08 |
226 | 1,548.23 | 1,140.52 | 407.71 | 98,706.55 |
227 | 1,548.23 | 1,145.18 | 403.05 | 97,561.37 |
228 | 1,548.23 | 1,149.86 | 398.38 | 96,411.52 |
229 | 1,548.23 | 1,154.55 | 393.68 | 95,256.96 |
230 | 1,548.23 | 1,159.27 | 388.97 | 94,097.70 |
231 | 1,548.23 | 1,164.00 | 384.23 | 92,933.70 |
232 | 1,548.23 | 1,168.75 | 379.48 | 91,764.94 |
233 | 1,548.23 | 1,173.53 | 374.71 | 90,591.42 |
234 | 1,548.23 | 1,178.32 | 369.91 | 89,413.10 |
235 | 1,548.23 | 1,183.13 | 365.10 | 88,229.97 |
236 | 1,548.23 | 1,187.96 | 360.27 | 87,042.01 |
237 | 1,548.23 | 1,192.81 | 355.42 | 85,849.20 |
238 | 1,548.23 | 1,197.68 | 350.55 | 84,651.52 |
239 | 1,548.23 | 1,202.57 | 345.66 | 83,448.94 |
240 | 1,548.23 | 1,207.48 | 340.75 | 82,241.46 |
241 | 1,548.23 | 1,212.41 | 335.82 | 81,029.05 |
242 | 1,548.23 | 1,217.36 | 330.87 | 79,811.68 |
243 | 1,548.23 | 1,222.34 | 325.90 | 78,589.35 |
244 | 1,548.23 | 1,227.33 | 320.91 | 77,362.02 |
245 | 1,548.23 | 1,232.34 | 315.89 | 76,129.68 |
246 | 1,548.23 | 1,237.37 | 310.86 | 74,892.31 |
247 | 1,548.23 | 1,242.42 | 305.81 | 73,649.89 |
248 | 1,548.23 | 1,247.50 | 300.74 | 72,402.40 |
249 | 1,548.23 | 1,252.59 | 295.64 | 71,149.81 |
250 | 1,548.23 | 1,257.70 | 290.53 | 69,892.10 |
251 | 1,548.23 | 1,262.84 | 285.39 | 68,629.26 |
252 | 1,548.23 | 1,268.00 | 280.24 | 67,361.26 |
253 | 1,548.23 | 1,273.17 | 275.06 | 66,088.09 |
254 | 1,548.23 | 1,278.37 | 269.86 | 64,809.72 |
255 | 1,548.23 | 1,283.59 | 264.64 | 63,526.12 |
256 | 1,548.23 | 1,288.83 | 259.40 | 62,237.29 |
257 | 1,548.23 | 1,294.10 | 254.14 | 60,943.19 |
258 | 1,548.23 | 1,299.38 | 248.85 | 59,643.81 |
259 | 1,548.23 | 1,304.69 | 243.55 | 58,339.12 |
260 | 1,548.23 | 1,310.01 | 238.22 | 57,029.11 |
261 | 1,548.23 | 1,315.36 | 232.87 | 55,713.74 |
262 | 1,548.23 | 1,320.73 | 227.50 | 54,393.01 |
263 | 1,548.23 | 1,326.13 | 222.10 | 53,066.88 |
264 | 1,548.23 | 1,331.54 | 216.69 | 51,735.34 |
265 | 1,548.23 | 1,336.98 | 211.25 | 50,398.36 |
266 | 1,548.23 | 1,342.44 | 205.79 | 49,055.92 |
267 | 1,548.23 | 1,347.92 | 200.31 | 47,708.00 |
268 | 1,548.23 | 1,353.43 | 194.81 | 46,354.57 |
269 | 1,548.23 | 1,358.95 | 189.28 | 44,995.62 |
270 | 1,548.23 | 1,364.50 | 183.73 | 43,631.12 |
271 | 1,548.23 | 1,370.07 | 178.16 | 42,261.05 |
272 | 1,548.23 | 1,375.67 | 172.57 | 40,885.38 |
273 | 1,548.23 | 1,381.28 | 166.95 | 39,504.10 |
274 | 1,548.23 | 1,386.92 | 161.31 | 38,117.17 |
275 | 1,548.23 | 1,392.59 | 155.65 | 36,724.59 |
276 | 1,548.23 | 1,398.27 | 149.96 | 35,326.31 |
277 | 1,548.23 | 1,403.98 | 144.25 | 33,922.33 |
278 | 1,548.23 | 1,409.72 | 138.52 | 32,512.61 |
279 | 1,548.23 | 1,415.47 | 132.76 | 31,097.14 |
280 | 1,548.23 | 1,421.25 | 126.98 | 29,675.89 |
281 | 1,548.23 | 1,427.06 | 121.18 | 28,248.83 |
282 | 1,548.23 | 1,432.88 | 115.35 | 26,815.95 |
283 | 1,548.23 | 1,438.73 | 109.50 | 25,377.21 |
284 | 1,548.23 | 1,444.61 | 103.62 | 23,932.60 |
285 | 1,548.23 | 1,450.51 | 97.72 | 22,482.09 |
286 | 1,548.23 | 1,456.43 | 91.80 | 21,025.66 |
287 | 1,548.23 | 1,462.38 | 85.85 | 19,563.29 |
288 | 1,548.23 | 1,468.35 | 79.88 | 18,094.94 |
289 | 1,548.23 | 1,474.35 | 73.89 | 16,620.59 |
290 | 1,548.23 | 1,480.37 | 67.87 | 15,140.23 |
291 | 1,548.23 | 1,486.41 | 61.82 | 13,653.82 |
292 | 1,548.23 | 1,492.48 | 55.75 | 12,161.34 |
293 | 1,548.23 | 1,498.57 | 49.66 | 10,662.76 |
294 | 1,548.23 | 1,504.69 | 43.54 | 9,158.07 |
295 | 1,548.23 | 1,510.84 | 37.40 | 7,647.23 |
296 | 1,548.23 | 1,517.01 | 31.23 | 6,130.22 |
297 | 1,548.23 | 1,523.20 | 25.03 | 4,607.02 |
298 | 1,548.23 | 1,529.42 | 18.81 | 3,077.60 |
299 | 1,548.23 | 1,535.67 | 12.57 | 1,541.94 |
300 | 1,548.23 | 1,541.94 | 6.30 | 0.00 |