Mortgage Loan of $306,000 for 25 Years at 2.05%
What's the payment on a 25 year home loan for $306k at 2.05% interest?
Results
Monthly payment: $1,304.46
$15,653 per year
What's the monthly payment? Use the loan payment schedule below to view payments each month based on a fixed rate $306k loan. It can be used for a house, car, boat, credit card debt consolidation, student loan debt, motorcycle, RV, race horse, exotic pet, business, real estate, etc... Try paying off your loan early or refinancing to save money.
Also remember to consider other home costs like insurance, taxes, PMI, and general maintenance costs.
Loan Table for 306,000 loan for 25 years at 2.05 percent interest
Amortization Table. How much goes to interest? How much to principal? What's the loan balance?
Month | Monthly Payment | Principal Paid | Interest Paid | Mortgage Balance |
---|---|---|---|---|
1 | 1,304.46 | 781.71 | 522.75 | 305,218.29 |
2 | 1,304.46 | 783.04 | 521.41 | 304,435.25 |
3 | 1,304.46 | 784.38 | 520.08 | 303,650.87 |
4 | 1,304.46 | 785.72 | 518.74 | 302,865.15 |
5 | 1,304.46 | 787.06 | 517.39 | 302,078.09 |
6 | 1,304.46 | 788.41 | 516.05 | 301,289.69 |
7 | 1,304.46 | 789.75 | 514.70 | 300,499.94 |
8 | 1,304.46 | 791.10 | 513.35 | 299,708.83 |
9 | 1,304.46 | 792.45 | 512.00 | 298,916.38 |
10 | 1,304.46 | 793.81 | 510.65 | 298,122.57 |
11 | 1,304.46 | 795.16 | 509.29 | 297,327.41 |
12 | 1,304.46 | 796.52 | 507.93 | 296,530.89 |
13 | 1,304.46 | 797.88 | 506.57 | 295,733.01 |
14 | 1,304.46 | 799.25 | 505.21 | 294,933.76 |
15 | 1,304.46 | 800.61 | 503.85 | 294,133.15 |
16 | 1,304.46 | 801.98 | 502.48 | 293,331.17 |
17 | 1,304.46 | 803.35 | 501.11 | 292,527.82 |
18 | 1,304.46 | 804.72 | 499.74 | 291,723.10 |
19 | 1,304.46 | 806.10 | 498.36 | 290,917.01 |
20 | 1,304.46 | 807.47 | 496.98 | 290,109.53 |
21 | 1,304.46 | 808.85 | 495.60 | 289,300.68 |
22 | 1,304.46 | 810.23 | 494.22 | 288,490.45 |
23 | 1,304.46 | 811.62 | 492.84 | 287,678.83 |
24 | 1,304.46 | 813.00 | 491.45 | 286,865.83 |
25 | 1,304.46 | 814.39 | 490.06 | 286,051.43 |
26 | 1,304.46 | 815.78 | 488.67 | 285,235.65 |
27 | 1,304.46 | 817.18 | 487.28 | 284,418.47 |
28 | 1,304.46 | 818.57 | 485.88 | 283,599.90 |
29 | 1,304.46 | 819.97 | 484.48 | 282,779.92 |
30 | 1,304.46 | 821.37 | 483.08 | 281,958.55 |
31 | 1,304.46 | 822.78 | 481.68 | 281,135.77 |
32 | 1,304.46 | 824.18 | 480.27 | 280,311.59 |
33 | 1,304.46 | 825.59 | 478.87 | 279,486.00 |
34 | 1,304.46 | 827.00 | 477.46 | 278,659.00 |
35 | 1,304.46 | 828.41 | 476.04 | 277,830.59 |
36 | 1,304.46 | 829.83 | 474.63 | 277,000.76 |
37 | 1,304.46 | 831.25 | 473.21 | 276,169.51 |
38 | 1,304.46 | 832.67 | 471.79 | 275,336.84 |
39 | 1,304.46 | 834.09 | 470.37 | 274,502.76 |
40 | 1,304.46 | 835.51 | 468.94 | 273,667.24 |
41 | 1,304.46 | 836.94 | 467.51 | 272,830.30 |
42 | 1,304.46 | 838.37 | 466.09 | 271,991.93 |
43 | 1,304.46 | 839.80 | 464.65 | 271,152.13 |
44 | 1,304.46 | 841.24 | 463.22 | 270,310.89 |
45 | 1,304.46 | 842.67 | 461.78 | 269,468.22 |
46 | 1,304.46 | 844.11 | 460.34 | 268,624.10 |
47 | 1,304.46 | 845.56 | 458.90 | 267,778.54 |
48 | 1,304.46 | 847.00 | 457.46 | 266,931.54 |
49 | 1,304.46 | 848.45 | 456.01 | 266,083.10 |
50 | 1,304.46 | 849.90 | 454.56 | 265,233.20 |
51 | 1,304.46 | 851.35 | 453.11 | 264,381.85 |
52 | 1,304.46 | 852.80 | 451.65 | 263,529.05 |
53 | 1,304.46 | 854.26 | 450.20 | 262,674.79 |
54 | 1,304.46 | 855.72 | 448.74 | 261,819.07 |
55 | 1,304.46 | 857.18 | 447.27 | 260,961.88 |
56 | 1,304.46 | 858.65 | 445.81 | 260,103.24 |
57 | 1,304.46 | 860.11 | 444.34 | 259,243.13 |
58 | 1,304.46 | 861.58 | 442.87 | 258,381.54 |
59 | 1,304.46 | 863.05 | 441.40 | 257,518.49 |
60 | 1,304.46 | 864.53 | 439.93 | 256,653.96 |
61 | 1,304.46 | 866.01 | 438.45 | 255,787.96 |
62 | 1,304.46 | 867.48 | 436.97 | 254,920.47 |
63 | 1,304.46 | 868.97 | 435.49 | 254,051.50 |
64 | 1,304.46 | 870.45 | 434.00 | 253,181.05 |
65 | 1,304.46 | 871.94 | 432.52 | 252,309.11 |
66 | 1,304.46 | 873.43 | 431.03 | 251,435.69 |
67 | 1,304.46 | 874.92 | 429.54 | 250,560.77 |
68 | 1,304.46 | 876.41 | 428.04 | 249,684.35 |
69 | 1,304.46 | 877.91 | 426.54 | 248,806.44 |
70 | 1,304.46 | 879.41 | 425.04 | 247,927.03 |
71 | 1,304.46 | 880.91 | 423.54 | 247,046.12 |
72 | 1,304.46 | 882.42 | 422.04 | 246,163.70 |
73 | 1,304.46 | 883.93 | 420.53 | 245,279.77 |
74 | 1,304.46 | 885.44 | 419.02 | 244,394.33 |
75 | 1,304.46 | 886.95 | 417.51 | 243,507.39 |
76 | 1,304.46 | 888.46 | 415.99 | 242,618.92 |
77 | 1,304.46 | 889.98 | 414.47 | 241,728.94 |
78 | 1,304.46 | 891.50 | 412.95 | 240,837.44 |
79 | 1,304.46 | 893.03 | 411.43 | 239,944.41 |
80 | 1,304.46 | 894.55 | 409.91 | 239,049.86 |
81 | 1,304.46 | 896.08 | 408.38 | 238,153.78 |
82 | 1,304.46 | 897.61 | 406.85 | 237,256.17 |
83 | 1,304.46 | 899.14 | 405.31 | 236,357.03 |
84 | 1,304.46 | 900.68 | 403.78 | 235,456.35 |
85 | 1,304.46 | 902.22 | 402.24 | 234,554.13 |
86 | 1,304.46 | 903.76 | 400.70 | 233,650.37 |
87 | 1,304.46 | 905.30 | 399.15 | 232,745.07 |
88 | 1,304.46 | 906.85 | 397.61 | 231,838.22 |
89 | 1,304.46 | 908.40 | 396.06 | 230,929.82 |
90 | 1,304.46 | 909.95 | 394.51 | 230,019.87 |
91 | 1,304.46 | 911.51 | 392.95 | 229,108.36 |
92 | 1,304.46 | 913.06 | 391.39 | 228,195.30 |
93 | 1,304.46 | 914.62 | 389.83 | 227,280.68 |
94 | 1,304.46 | 916.18 | 388.27 | 226,364.50 |
95 | 1,304.46 | 917.75 | 386.71 | 225,446.75 |
96 | 1,304.46 | 919.32 | 385.14 | 224,527.43 |
97 | 1,304.46 | 920.89 | 383.57 | 223,606.54 |
98 | 1,304.46 | 922.46 | 381.99 | 222,684.08 |
99 | 1,304.46 | 924.04 | 380.42 | 221,760.04 |
100 | 1,304.46 | 925.62 | 378.84 | 220,834.43 |
101 | 1,304.46 | 927.20 | 377.26 | 219,907.23 |
102 | 1,304.46 | 928.78 | 375.67 | 218,978.45 |
103 | 1,304.46 | 930.37 | 374.09 | 218,048.08 |
104 | 1,304.46 | 931.96 | 372.50 | 217,116.12 |
105 | 1,304.46 | 933.55 | 370.91 | 216,182.57 |
106 | 1,304.46 | 935.14 | 369.31 | 215,247.43 |
107 | 1,304.46 | 936.74 | 367.71 | 214,310.69 |
108 | 1,304.46 | 938.34 | 366.11 | 213,372.35 |
109 | 1,304.46 | 939.94 | 364.51 | 212,432.40 |
110 | 1,304.46 | 941.55 | 362.91 | 211,490.85 |
111 | 1,304.46 | 943.16 | 361.30 | 210,547.69 |
112 | 1,304.46 | 944.77 | 359.69 | 209,602.92 |
113 | 1,304.46 | 946.38 | 358.07 | 208,656.54 |
114 | 1,304.46 | 948.00 | 356.45 | 207,708.54 |
115 | 1,304.46 | 949.62 | 354.84 | 206,758.92 |
116 | 1,304.46 | 951.24 | 353.21 | 205,807.67 |
117 | 1,304.46 | 952.87 | 351.59 | 204,854.81 |
118 | 1,304.46 | 954.50 | 349.96 | 203,900.31 |
119 | 1,304.46 | 956.13 | 348.33 | 202,944.18 |
120 | 1,304.46 | 957.76 | 346.70 | 201,986.42 |
121 | 1,304.46 | 959.40 | 345.06 | 201,027.03 |
122 | 1,304.46 | 961.03 | 343.42 | 200,065.99 |
123 | 1,304.46 | 962.68 | 341.78 | 199,103.32 |
124 | 1,304.46 | 964.32 | 340.13 | 198,139.00 |
125 | 1,304.46 | 965.97 | 338.49 | 197,173.03 |
126 | 1,304.46 | 967.62 | 336.84 | 196,205.41 |
127 | 1,304.46 | 969.27 | 335.18 | 195,236.14 |
128 | 1,304.46 | 970.93 | 333.53 | 194,265.21 |
129 | 1,304.46 | 972.59 | 331.87 | 193,292.62 |
130 | 1,304.46 | 974.25 | 330.21 | 192,318.38 |
131 | 1,304.46 | 975.91 | 328.54 | 191,342.46 |
132 | 1,304.46 | 977.58 | 326.88 | 190,364.89 |
133 | 1,304.46 | 979.25 | 325.21 | 189,385.64 |
134 | 1,304.46 | 980.92 | 323.53 | 188,404.71 |
135 | 1,304.46 | 982.60 | 321.86 | 187,422.12 |
136 | 1,304.46 | 984.28 | 320.18 | 186,437.84 |
137 | 1,304.46 | 985.96 | 318.50 | 185,451.88 |
138 | 1,304.46 | 987.64 | 316.81 | 184,464.24 |
139 | 1,304.46 | 989.33 | 315.13 | 183,474.91 |
140 | 1,304.46 | 991.02 | 313.44 | 182,483.89 |
141 | 1,304.46 | 992.71 | 311.74 | 181,491.18 |
142 | 1,304.46 | 994.41 | 310.05 | 180,496.77 |
143 | 1,304.46 | 996.11 | 308.35 | 179,500.66 |
144 | 1,304.46 | 997.81 | 306.65 | 178,502.85 |
145 | 1,304.46 | 999.51 | 304.94 | 177,503.34 |
146 | 1,304.46 | 1,001.22 | 303.23 | 176,502.12 |
147 | 1,304.46 | 1,002.93 | 301.52 | 175,499.19 |
148 | 1,304.46 | 1,004.64 | 299.81 | 174,494.54 |
149 | 1,304.46 | 1,006.36 | 298.09 | 173,488.18 |
150 | 1,304.46 | 1,008.08 | 296.38 | 172,480.10 |
151 | 1,304.46 | 1,009.80 | 294.65 | 171,470.30 |
152 | 1,304.46 | 1,011.53 | 292.93 | 170,458.77 |
153 | 1,304.46 | 1,013.26 | 291.20 | 169,445.52 |
154 | 1,304.46 | 1,014.99 | 289.47 | 168,430.53 |
155 | 1,304.46 | 1,016.72 | 287.74 | 167,413.81 |
156 | 1,304.46 | 1,018.46 | 286.00 | 166,395.35 |
157 | 1,304.46 | 1,020.20 | 284.26 | 165,375.16 |
158 | 1,304.46 | 1,021.94 | 282.52 | 164,353.22 |
159 | 1,304.46 | 1,023.69 | 280.77 | 163,329.53 |
160 | 1,304.46 | 1,025.43 | 279.02 | 162,304.10 |
161 | 1,304.46 | 1,027.19 | 277.27 | 161,276.91 |
162 | 1,304.46 | 1,028.94 | 275.51 | 160,247.97 |
163 | 1,304.46 | 1,030.70 | 273.76 | 159,217.27 |
164 | 1,304.46 | 1,032.46 | 272.00 | 158,184.81 |
165 | 1,304.46 | 1,034.22 | 270.23 | 157,150.59 |
166 | 1,304.46 | 1,035.99 | 268.47 | 156,114.60 |
167 | 1,304.46 | 1,037.76 | 266.70 | 155,076.84 |
168 | 1,304.46 | 1,039.53 | 264.92 | 154,037.30 |
169 | 1,304.46 | 1,041.31 | 263.15 | 152,995.99 |
170 | 1,304.46 | 1,043.09 | 261.37 | 151,952.91 |
171 | 1,304.46 | 1,044.87 | 259.59 | 150,908.04 |
172 | 1,304.46 | 1,046.65 | 257.80 | 149,861.38 |
173 | 1,304.46 | 1,048.44 | 256.01 | 148,812.94 |
174 | 1,304.46 | 1,050.23 | 254.22 | 147,762.71 |
175 | 1,304.46 | 1,052.03 | 252.43 | 146,710.68 |
176 | 1,304.46 | 1,053.83 | 250.63 | 145,656.85 |
177 | 1,304.46 | 1,055.63 | 248.83 | 144,601.23 |
178 | 1,304.46 | 1,057.43 | 247.03 | 143,543.80 |
179 | 1,304.46 | 1,059.24 | 245.22 | 142,484.56 |
180 | 1,304.46 | 1,061.04 | 243.41 | 141,423.52 |
181 | 1,304.46 | 1,062.86 | 241.60 | 140,360.66 |
182 | 1,304.46 | 1,064.67 | 239.78 | 139,295.99 |
183 | 1,304.46 | 1,066.49 | 237.96 | 138,229.50 |
184 | 1,304.46 | 1,068.31 | 236.14 | 137,161.18 |
185 | 1,304.46 | 1,070.14 | 234.32 | 136,091.04 |
186 | 1,304.46 | 1,071.97 | 232.49 | 135,019.08 |
187 | 1,304.46 | 1,073.80 | 230.66 | 133,945.28 |
188 | 1,304.46 | 1,075.63 | 228.82 | 132,869.65 |
189 | 1,304.46 | 1,077.47 | 226.99 | 131,792.18 |
190 | 1,304.46 | 1,079.31 | 225.14 | 130,712.86 |
191 | 1,304.46 | 1,081.15 | 223.30 | 129,631.71 |
192 | 1,304.46 | 1,083.00 | 221.45 | 128,548.71 |
193 | 1,304.46 | 1,084.85 | 219.60 | 127,463.86 |
194 | 1,304.46 | 1,086.71 | 217.75 | 126,377.15 |
195 | 1,304.46 | 1,088.56 | 215.89 | 125,288.59 |
196 | 1,304.46 | 1,090.42 | 214.03 | 124,198.17 |
197 | 1,304.46 | 1,092.28 | 212.17 | 123,105.88 |
198 | 1,304.46 | 1,094.15 | 210.31 | 122,011.73 |
199 | 1,304.46 | 1,096.02 | 208.44 | 120,915.72 |
200 | 1,304.46 | 1,097.89 | 206.56 | 119,817.82 |
201 | 1,304.46 | 1,099.77 | 204.69 | 118,718.06 |
202 | 1,304.46 | 1,101.65 | 202.81 | 117,616.41 |
203 | 1,304.46 | 1,103.53 | 200.93 | 116,512.88 |
204 | 1,304.46 | 1,105.41 | 199.04 | 115,407.47 |
205 | 1,304.46 | 1,107.30 | 197.15 | 114,300.17 |
206 | 1,304.46 | 1,109.19 | 195.26 | 113,190.98 |
207 | 1,304.46 | 1,111.09 | 193.37 | 112,079.89 |
208 | 1,304.46 | 1,112.99 | 191.47 | 110,966.90 |
209 | 1,304.46 | 1,114.89 | 189.57 | 109,852.01 |
210 | 1,304.46 | 1,116.79 | 187.66 | 108,735.22 |
211 | 1,304.46 | 1,118.70 | 185.76 | 107,616.52 |
212 | 1,304.46 | 1,120.61 | 183.84 | 106,495.91 |
213 | 1,304.46 | 1,122.53 | 181.93 | 105,373.39 |
214 | 1,304.46 | 1,124.44 | 180.01 | 104,248.94 |
215 | 1,304.46 | 1,126.36 | 178.09 | 103,122.58 |
216 | 1,304.46 | 1,128.29 | 176.17 | 101,994.29 |
217 | 1,304.46 | 1,130.22 | 174.24 | 100,864.08 |
218 | 1,304.46 | 1,132.15 | 172.31 | 99,731.93 |
219 | 1,304.46 | 1,134.08 | 170.38 | 98,597.85 |
220 | 1,304.46 | 1,136.02 | 168.44 | 97,461.83 |
221 | 1,304.46 | 1,137.96 | 166.50 | 96,323.87 |
222 | 1,304.46 | 1,139.90 | 164.55 | 95,183.97 |
223 | 1,304.46 | 1,141.85 | 162.61 | 94,042.12 |
224 | 1,304.46 | 1,143.80 | 160.66 | 92,898.32 |
225 | 1,304.46 | 1,145.75 | 158.70 | 91,752.56 |
226 | 1,304.46 | 1,147.71 | 156.74 | 90,604.85 |
227 | 1,304.46 | 1,149.67 | 154.78 | 89,455.18 |
228 | 1,304.46 | 1,151.64 | 152.82 | 88,303.54 |
229 | 1,304.46 | 1,153.60 | 150.85 | 87,149.94 |
230 | 1,304.46 | 1,155.57 | 148.88 | 85,994.36 |
231 | 1,304.46 | 1,157.55 | 146.91 | 84,836.82 |
232 | 1,304.46 | 1,159.53 | 144.93 | 83,677.29 |
233 | 1,304.46 | 1,161.51 | 142.95 | 82,515.78 |
234 | 1,304.46 | 1,163.49 | 140.96 | 81,352.29 |
235 | 1,304.46 | 1,165.48 | 138.98 | 80,186.81 |
236 | 1,304.46 | 1,167.47 | 136.99 | 79,019.34 |
237 | 1,304.46 | 1,169.46 | 134.99 | 77,849.88 |
238 | 1,304.46 | 1,171.46 | 132.99 | 76,678.42 |
239 | 1,304.46 | 1,173.46 | 130.99 | 75,504.95 |
240 | 1,304.46 | 1,175.47 | 128.99 | 74,329.48 |
241 | 1,304.46 | 1,177.48 | 126.98 | 73,152.01 |
242 | 1,304.46 | 1,179.49 | 124.97 | 71,972.52 |
243 | 1,304.46 | 1,181.50 | 122.95 | 70,791.02 |
244 | 1,304.46 | 1,183.52 | 120.93 | 69,607.50 |
245 | 1,304.46 | 1,185.54 | 118.91 | 68,421.95 |
246 | 1,304.46 | 1,187.57 | 116.89 | 67,234.38 |
247 | 1,304.46 | 1,189.60 | 114.86 | 66,044.79 |
248 | 1,304.46 | 1,191.63 | 112.83 | 64,853.16 |
249 | 1,304.46 | 1,193.67 | 110.79 | 63,659.49 |
250 | 1,304.46 | 1,195.70 | 108.75 | 62,463.79 |
251 | 1,304.46 | 1,197.75 | 106.71 | 61,266.04 |
252 | 1,304.46 | 1,199.79 | 104.66 | 60,066.25 |
253 | 1,304.46 | 1,201.84 | 102.61 | 58,864.41 |
254 | 1,304.46 | 1,203.90 | 100.56 | 57,660.51 |
255 | 1,304.46 | 1,205.95 | 98.50 | 56,454.56 |
256 | 1,304.46 | 1,208.01 | 96.44 | 55,246.54 |
257 | 1,304.46 | 1,210.08 | 94.38 | 54,036.47 |
258 | 1,304.46 | 1,212.14 | 92.31 | 52,824.32 |
259 | 1,304.46 | 1,214.21 | 90.24 | 51,610.11 |
260 | 1,304.46 | 1,216.29 | 88.17 | 50,393.82 |
261 | 1,304.46 | 1,218.37 | 86.09 | 49,175.46 |
262 | 1,304.46 | 1,220.45 | 84.01 | 47,955.01 |
263 | 1,304.46 | 1,222.53 | 81.92 | 46,732.47 |
264 | 1,304.46 | 1,224.62 | 79.83 | 45,507.85 |
265 | 1,304.46 | 1,226.71 | 77.74 | 44,281.14 |
266 | 1,304.46 | 1,228.81 | 75.65 | 43,052.33 |
267 | 1,304.46 | 1,230.91 | 73.55 | 41,821.42 |
268 | 1,304.46 | 1,233.01 | 71.44 | 40,588.41 |
269 | 1,304.46 | 1,235.12 | 69.34 | 39,353.30 |
270 | 1,304.46 | 1,237.23 | 67.23 | 38,116.07 |
271 | 1,304.46 | 1,239.34 | 65.11 | 36,876.73 |
272 | 1,304.46 | 1,241.46 | 63.00 | 35,635.27 |
273 | 1,304.46 | 1,243.58 | 60.88 | 34,391.69 |
274 | 1,304.46 | 1,245.70 | 58.75 | 33,145.99 |
275 | 1,304.46 | 1,247.83 | 56.62 | 31,898.16 |
276 | 1,304.46 | 1,249.96 | 54.49 | 30,648.19 |
277 | 1,304.46 | 1,252.10 | 52.36 | 29,396.09 |
278 | 1,304.46 | 1,254.24 | 50.22 | 28,141.86 |
279 | 1,304.46 | 1,256.38 | 48.08 | 26,885.48 |
280 | 1,304.46 | 1,258.53 | 45.93 | 25,626.95 |
281 | 1,304.46 | 1,260.68 | 43.78 | 24,366.27 |
282 | 1,304.46 | 1,262.83 | 41.63 | 23,103.44 |
283 | 1,304.46 | 1,264.99 | 39.47 | 21,838.46 |
284 | 1,304.46 | 1,267.15 | 37.31 | 20,571.31 |
285 | 1,304.46 | 1,269.31 | 35.14 | 19,301.99 |
286 | 1,304.46 | 1,271.48 | 32.97 | 18,030.51 |
287 | 1,304.46 | 1,273.65 | 30.80 | 16,756.86 |
288 | 1,304.46 | 1,275.83 | 28.63 | 15,481.03 |
289 | 1,304.46 | 1,278.01 | 26.45 | 14,203.02 |
290 | 1,304.46 | 1,280.19 | 24.26 | 12,922.83 |
291 | 1,304.46 | 1,282.38 | 22.08 | 11,640.45 |
292 | 1,304.46 | 1,284.57 | 19.89 | 10,355.88 |
293 | 1,304.46 | 1,286.76 | 17.69 | 9,069.11 |
294 | 1,304.46 | 1,288.96 | 15.49 | 7,780.15 |
295 | 1,304.46 | 1,291.16 | 13.29 | 6,488.99 |
296 | 1,304.46 | 1,293.37 | 11.09 | 5,195.61 |
297 | 1,304.46 | 1,295.58 | 8.88 | 3,900.03 |
298 | 1,304.46 | 1,297.79 | 6.66 | 2,602.24 |
299 | 1,304.46 | 1,300.01 | 4.45 | 1,302.23 |
300 | 1,304.46 | 1,302.23 | 2.22 | 0.00 |