Mortgage Loan of $309,000 for 25 Years at 2.65%
What's the payment on a 25 year home loan for $309k at 2.65% interest?
Results
Monthly payment: $1,409.68
$16,916 per year
What's the monthly payment? Use the loan payment schedule below to view payments each month based on a fixed rate $309k loan. It can be used for a house, car, boat, credit card debt consolidation, student loan debt, motorcycle, RV, race horse, exotic pet, business, real estate, etc... Try paying off your loan early or refinancing to save money.
Also remember to consider other home costs like insurance, taxes, PMI, and general maintenance costs.
Loan Table for 309,000 loan for 25 years at 2.65 percent interest
Amortization Table. How much goes to interest? How much to principal? What's the loan balance?
Month | Monthly Payment | Principal Paid | Interest Paid | Mortgage Balance |
---|---|---|---|---|
1 | 1,409.68 | 727.31 | 682.38 | 308,272.69 |
2 | 1,409.68 | 728.91 | 680.77 | 307,543.78 |
3 | 1,409.68 | 730.52 | 679.16 | 306,813.25 |
4 | 1,409.68 | 732.14 | 677.55 | 306,081.11 |
5 | 1,409.68 | 733.75 | 675.93 | 305,347.36 |
6 | 1,409.68 | 735.38 | 674.31 | 304,611.98 |
7 | 1,409.68 | 737.00 | 672.68 | 303,874.99 |
8 | 1,409.68 | 738.63 | 671.06 | 303,136.36 |
9 | 1,409.68 | 740.26 | 669.43 | 302,396.10 |
10 | 1,409.68 | 741.89 | 667.79 | 301,654.21 |
11 | 1,409.68 | 743.53 | 666.15 | 300,910.68 |
12 | 1,409.68 | 745.17 | 664.51 | 300,165.51 |
13 | 1,409.68 | 746.82 | 662.87 | 299,418.69 |
14 | 1,409.68 | 748.47 | 661.22 | 298,670.22 |
15 | 1,409.68 | 750.12 | 659.56 | 297,920.10 |
16 | 1,409.68 | 751.78 | 657.91 | 297,168.32 |
17 | 1,409.68 | 753.44 | 656.25 | 296,414.88 |
18 | 1,409.68 | 755.10 | 654.58 | 295,659.78 |
19 | 1,409.68 | 756.77 | 652.92 | 294,903.02 |
20 | 1,409.68 | 758.44 | 651.24 | 294,144.58 |
21 | 1,409.68 | 760.11 | 649.57 | 293,384.46 |
22 | 1,409.68 | 761.79 | 647.89 | 292,622.67 |
23 | 1,409.68 | 763.48 | 646.21 | 291,859.19 |
24 | 1,409.68 | 765.16 | 644.52 | 291,094.03 |
25 | 1,409.68 | 766.85 | 642.83 | 290,327.18 |
26 | 1,409.68 | 768.54 | 641.14 | 289,558.64 |
27 | 1,409.68 | 770.24 | 639.44 | 288,788.39 |
28 | 1,409.68 | 771.94 | 637.74 | 288,016.45 |
29 | 1,409.68 | 773.65 | 636.04 | 287,242.80 |
30 | 1,409.68 | 775.36 | 634.33 | 286,467.45 |
31 | 1,409.68 | 777.07 | 632.62 | 285,690.38 |
32 | 1,409.68 | 778.78 | 630.90 | 284,911.60 |
33 | 1,409.68 | 780.50 | 629.18 | 284,131.09 |
34 | 1,409.68 | 782.23 | 627.46 | 283,348.86 |
35 | 1,409.68 | 783.96 | 625.73 | 282,564.91 |
36 | 1,409.68 | 785.69 | 624.00 | 281,779.22 |
37 | 1,409.68 | 787.42 | 622.26 | 280,991.80 |
38 | 1,409.68 | 789.16 | 620.52 | 280,202.64 |
39 | 1,409.68 | 790.90 | 618.78 | 279,411.74 |
40 | 1,409.68 | 792.65 | 617.03 | 278,619.09 |
41 | 1,409.68 | 794.40 | 615.28 | 277,824.69 |
42 | 1,409.68 | 796.15 | 613.53 | 277,028.53 |
43 | 1,409.68 | 797.91 | 611.77 | 276,230.62 |
44 | 1,409.68 | 799.67 | 610.01 | 275,430.95 |
45 | 1,409.68 | 801.44 | 608.24 | 274,629.51 |
46 | 1,409.68 | 803.21 | 606.47 | 273,826.30 |
47 | 1,409.68 | 804.98 | 604.70 | 273,021.31 |
48 | 1,409.68 | 806.76 | 602.92 | 272,214.55 |
49 | 1,409.68 | 808.54 | 601.14 | 271,406.01 |
50 | 1,409.68 | 810.33 | 599.35 | 270,595.68 |
51 | 1,409.68 | 812.12 | 597.57 | 269,783.56 |
52 | 1,409.68 | 813.91 | 595.77 | 268,969.65 |
53 | 1,409.68 | 815.71 | 593.97 | 268,153.94 |
54 | 1,409.68 | 817.51 | 592.17 | 267,336.43 |
55 | 1,409.68 | 819.32 | 590.37 | 266,517.11 |
56 | 1,409.68 | 821.13 | 588.56 | 265,695.99 |
57 | 1,409.68 | 822.94 | 586.75 | 264,873.05 |
58 | 1,409.68 | 824.76 | 584.93 | 264,048.29 |
59 | 1,409.68 | 826.58 | 583.11 | 263,221.72 |
60 | 1,409.68 | 828.40 | 581.28 | 262,393.31 |
61 | 1,409.68 | 830.23 | 579.45 | 261,563.08 |
62 | 1,409.68 | 832.07 | 577.62 | 260,731.02 |
63 | 1,409.68 | 833.90 | 575.78 | 259,897.11 |
64 | 1,409.68 | 835.74 | 573.94 | 259,061.37 |
65 | 1,409.68 | 837.59 | 572.09 | 258,223.78 |
66 | 1,409.68 | 839.44 | 570.24 | 257,384.34 |
67 | 1,409.68 | 841.29 | 568.39 | 256,543.05 |
68 | 1,409.68 | 843.15 | 566.53 | 255,699.90 |
69 | 1,409.68 | 845.01 | 564.67 | 254,854.88 |
70 | 1,409.68 | 846.88 | 562.80 | 254,008.00 |
71 | 1,409.68 | 848.75 | 560.93 | 253,159.25 |
72 | 1,409.68 | 850.62 | 559.06 | 252,308.63 |
73 | 1,409.68 | 852.50 | 557.18 | 251,456.13 |
74 | 1,409.68 | 854.38 | 555.30 | 250,601.74 |
75 | 1,409.68 | 856.27 | 553.41 | 249,745.47 |
76 | 1,409.68 | 858.16 | 551.52 | 248,887.31 |
77 | 1,409.68 | 860.06 | 549.63 | 248,027.25 |
78 | 1,409.68 | 861.96 | 547.73 | 247,165.29 |
79 | 1,409.68 | 863.86 | 545.82 | 246,301.43 |
80 | 1,409.68 | 865.77 | 543.92 | 245,435.67 |
81 | 1,409.68 | 867.68 | 542.00 | 244,567.99 |
82 | 1,409.68 | 869.60 | 540.09 | 243,698.39 |
83 | 1,409.68 | 871.52 | 538.17 | 242,826.87 |
84 | 1,409.68 | 873.44 | 536.24 | 241,953.43 |
85 | 1,409.68 | 875.37 | 534.31 | 241,078.06 |
86 | 1,409.68 | 877.30 | 532.38 | 240,200.76 |
87 | 1,409.68 | 879.24 | 530.44 | 239,321.52 |
88 | 1,409.68 | 881.18 | 528.50 | 238,440.34 |
89 | 1,409.68 | 883.13 | 526.56 | 237,557.21 |
90 | 1,409.68 | 885.08 | 524.61 | 236,672.13 |
91 | 1,409.68 | 887.03 | 522.65 | 235,785.10 |
92 | 1,409.68 | 888.99 | 520.69 | 234,896.11 |
93 | 1,409.68 | 890.95 | 518.73 | 234,005.15 |
94 | 1,409.68 | 892.92 | 516.76 | 233,112.23 |
95 | 1,409.68 | 894.89 | 514.79 | 232,217.33 |
96 | 1,409.68 | 896.87 | 512.81 | 231,320.46 |
97 | 1,409.68 | 898.85 | 510.83 | 230,421.61 |
98 | 1,409.68 | 900.84 | 508.85 | 229,520.78 |
99 | 1,409.68 | 902.83 | 506.86 | 228,617.95 |
100 | 1,409.68 | 904.82 | 504.86 | 227,713.13 |
101 | 1,409.68 | 906.82 | 502.87 | 226,806.31 |
102 | 1,409.68 | 908.82 | 500.86 | 225,897.49 |
103 | 1,409.68 | 910.83 | 498.86 | 224,986.67 |
104 | 1,409.68 | 912.84 | 496.85 | 224,073.83 |
105 | 1,409.68 | 914.85 | 494.83 | 223,158.98 |
106 | 1,409.68 | 916.87 | 492.81 | 222,242.10 |
107 | 1,409.68 | 918.90 | 490.78 | 221,323.20 |
108 | 1,409.68 | 920.93 | 488.76 | 220,402.27 |
109 | 1,409.68 | 922.96 | 486.72 | 219,479.31 |
110 | 1,409.68 | 925.00 | 484.68 | 218,554.31 |
111 | 1,409.68 | 927.04 | 482.64 | 217,627.27 |
112 | 1,409.68 | 929.09 | 480.59 | 216,698.18 |
113 | 1,409.68 | 931.14 | 478.54 | 215,767.04 |
114 | 1,409.68 | 933.20 | 476.49 | 214,833.84 |
115 | 1,409.68 | 935.26 | 474.42 | 213,898.58 |
116 | 1,409.68 | 937.32 | 472.36 | 212,961.25 |
117 | 1,409.68 | 939.39 | 470.29 | 212,021.86 |
118 | 1,409.68 | 941.47 | 468.21 | 211,080.39 |
119 | 1,409.68 | 943.55 | 466.14 | 210,136.84 |
120 | 1,409.68 | 945.63 | 464.05 | 209,191.21 |
121 | 1,409.68 | 947.72 | 461.96 | 208,243.49 |
122 | 1,409.68 | 949.81 | 459.87 | 207,293.68 |
123 | 1,409.68 | 951.91 | 457.77 | 206,341.77 |
124 | 1,409.68 | 954.01 | 455.67 | 205,387.76 |
125 | 1,409.68 | 956.12 | 453.56 | 204,431.64 |
126 | 1,409.68 | 958.23 | 451.45 | 203,473.41 |
127 | 1,409.68 | 960.35 | 449.34 | 202,513.06 |
128 | 1,409.68 | 962.47 | 447.22 | 201,550.59 |
129 | 1,409.68 | 964.59 | 445.09 | 200,586.00 |
130 | 1,409.68 | 966.72 | 442.96 | 199,619.28 |
131 | 1,409.68 | 968.86 | 440.83 | 198,650.42 |
132 | 1,409.68 | 971.00 | 438.69 | 197,679.42 |
133 | 1,409.68 | 973.14 | 436.54 | 196,706.28 |
134 | 1,409.68 | 975.29 | 434.39 | 195,730.99 |
135 | 1,409.68 | 977.44 | 432.24 | 194,753.54 |
136 | 1,409.68 | 979.60 | 430.08 | 193,773.94 |
137 | 1,409.68 | 981.77 | 427.92 | 192,792.17 |
138 | 1,409.68 | 983.93 | 425.75 | 191,808.24 |
139 | 1,409.68 | 986.11 | 423.58 | 190,822.13 |
140 | 1,409.68 | 988.28 | 421.40 | 189,833.85 |
141 | 1,409.68 | 990.47 | 419.22 | 188,843.38 |
142 | 1,409.68 | 992.65 | 417.03 | 187,850.73 |
143 | 1,409.68 | 994.85 | 414.84 | 186,855.88 |
144 | 1,409.68 | 997.04 | 412.64 | 185,858.84 |
145 | 1,409.68 | 999.25 | 410.44 | 184,859.59 |
146 | 1,409.68 | 1,001.45 | 408.23 | 183,858.14 |
147 | 1,409.68 | 1,003.66 | 406.02 | 182,854.47 |
148 | 1,409.68 | 1,005.88 | 403.80 | 181,848.59 |
149 | 1,409.68 | 1,008.10 | 401.58 | 180,840.49 |
150 | 1,409.68 | 1,010.33 | 399.36 | 179,830.16 |
151 | 1,409.68 | 1,012.56 | 397.12 | 178,817.61 |
152 | 1,409.68 | 1,014.79 | 394.89 | 177,802.81 |
153 | 1,409.68 | 1,017.04 | 392.65 | 176,785.77 |
154 | 1,409.68 | 1,019.28 | 390.40 | 175,766.49 |
155 | 1,409.68 | 1,021.53 | 388.15 | 174,744.96 |
156 | 1,409.68 | 1,023.79 | 385.90 | 173,721.17 |
157 | 1,409.68 | 1,026.05 | 383.63 | 172,695.12 |
158 | 1,409.68 | 1,028.32 | 381.37 | 171,666.81 |
159 | 1,409.68 | 1,030.59 | 379.10 | 170,636.22 |
160 | 1,409.68 | 1,032.86 | 376.82 | 169,603.36 |
161 | 1,409.68 | 1,035.14 | 374.54 | 168,568.22 |
162 | 1,409.68 | 1,037.43 | 372.25 | 167,530.79 |
163 | 1,409.68 | 1,039.72 | 369.96 | 166,491.07 |
164 | 1,409.68 | 1,042.02 | 367.67 | 165,449.05 |
165 | 1,409.68 | 1,044.32 | 365.37 | 164,404.73 |
166 | 1,409.68 | 1,046.62 | 363.06 | 163,358.11 |
167 | 1,409.68 | 1,048.93 | 360.75 | 162,309.18 |
168 | 1,409.68 | 1,051.25 | 358.43 | 161,257.92 |
169 | 1,409.68 | 1,053.57 | 356.11 | 160,204.35 |
170 | 1,409.68 | 1,055.90 | 353.78 | 159,148.45 |
171 | 1,409.68 | 1,058.23 | 351.45 | 158,090.22 |
172 | 1,409.68 | 1,060.57 | 349.12 | 157,029.65 |
173 | 1,409.68 | 1,062.91 | 346.77 | 155,966.74 |
174 | 1,409.68 | 1,065.26 | 344.43 | 154,901.49 |
175 | 1,409.68 | 1,067.61 | 342.07 | 153,833.88 |
176 | 1,409.68 | 1,069.97 | 339.72 | 152,763.91 |
177 | 1,409.68 | 1,072.33 | 337.35 | 151,691.58 |
178 | 1,409.68 | 1,074.70 | 334.99 | 150,616.88 |
179 | 1,409.68 | 1,077.07 | 332.61 | 149,539.81 |
180 | 1,409.68 | 1,079.45 | 330.23 | 148,460.36 |
181 | 1,409.68 | 1,081.83 | 327.85 | 147,378.53 |
182 | 1,409.68 | 1,084.22 | 325.46 | 146,294.30 |
183 | 1,409.68 | 1,086.62 | 323.07 | 145,207.69 |
184 | 1,409.68 | 1,089.02 | 320.67 | 144,118.67 |
185 | 1,409.68 | 1,091.42 | 318.26 | 143,027.25 |
186 | 1,409.68 | 1,093.83 | 315.85 | 141,933.42 |
187 | 1,409.68 | 1,096.25 | 313.44 | 140,837.17 |
188 | 1,409.68 | 1,098.67 | 311.02 | 139,738.50 |
189 | 1,409.68 | 1,101.09 | 308.59 | 138,637.40 |
190 | 1,409.68 | 1,103.53 | 306.16 | 137,533.88 |
191 | 1,409.68 | 1,105.96 | 303.72 | 136,427.92 |
192 | 1,409.68 | 1,108.41 | 301.28 | 135,319.51 |
193 | 1,409.68 | 1,110.85 | 298.83 | 134,208.66 |
194 | 1,409.68 | 1,113.31 | 296.38 | 133,095.35 |
195 | 1,409.68 | 1,115.76 | 293.92 | 131,979.59 |
196 | 1,409.68 | 1,118.23 | 291.45 | 130,861.36 |
197 | 1,409.68 | 1,120.70 | 288.99 | 129,740.66 |
198 | 1,409.68 | 1,123.17 | 286.51 | 128,617.49 |
199 | 1,409.68 | 1,125.65 | 284.03 | 127,491.83 |
200 | 1,409.68 | 1,128.14 | 281.54 | 126,363.69 |
201 | 1,409.68 | 1,130.63 | 279.05 | 125,233.06 |
202 | 1,409.68 | 1,133.13 | 276.56 | 124,099.93 |
203 | 1,409.68 | 1,135.63 | 274.05 | 122,964.30 |
204 | 1,409.68 | 1,138.14 | 271.55 | 121,826.17 |
205 | 1,409.68 | 1,140.65 | 269.03 | 120,685.52 |
206 | 1,409.68 | 1,143.17 | 266.51 | 119,542.35 |
207 | 1,409.68 | 1,145.69 | 263.99 | 118,396.65 |
208 | 1,409.68 | 1,148.22 | 261.46 | 117,248.43 |
209 | 1,409.68 | 1,150.76 | 258.92 | 116,097.67 |
210 | 1,409.68 | 1,153.30 | 256.38 | 114,944.37 |
211 | 1,409.68 | 1,155.85 | 253.84 | 113,788.52 |
212 | 1,409.68 | 1,158.40 | 251.28 | 112,630.12 |
213 | 1,409.68 | 1,160.96 | 248.72 | 111,469.16 |
214 | 1,409.68 | 1,163.52 | 246.16 | 110,305.63 |
215 | 1,409.68 | 1,166.09 | 243.59 | 109,139.54 |
216 | 1,409.68 | 1,168.67 | 241.02 | 107,970.87 |
217 | 1,409.68 | 1,171.25 | 238.44 | 106,799.63 |
218 | 1,409.68 | 1,173.83 | 235.85 | 105,625.79 |
219 | 1,409.68 | 1,176.43 | 233.26 | 104,449.37 |
220 | 1,409.68 | 1,179.02 | 230.66 | 103,270.34 |
221 | 1,409.68 | 1,181.63 | 228.06 | 102,088.71 |
222 | 1,409.68 | 1,184.24 | 225.45 | 100,904.47 |
223 | 1,409.68 | 1,186.85 | 222.83 | 99,717.62 |
224 | 1,409.68 | 1,189.47 | 220.21 | 98,528.15 |
225 | 1,409.68 | 1,192.10 | 217.58 | 97,336.05 |
226 | 1,409.68 | 1,194.73 | 214.95 | 96,141.31 |
227 | 1,409.68 | 1,197.37 | 212.31 | 94,943.94 |
228 | 1,409.68 | 1,200.02 | 209.67 | 93,743.93 |
229 | 1,409.68 | 1,202.67 | 207.02 | 92,541.26 |
230 | 1,409.68 | 1,205.32 | 204.36 | 91,335.94 |
231 | 1,409.68 | 1,207.98 | 201.70 | 90,127.95 |
232 | 1,409.68 | 1,210.65 | 199.03 | 88,917.30 |
233 | 1,409.68 | 1,213.32 | 196.36 | 87,703.98 |
234 | 1,409.68 | 1,216.00 | 193.68 | 86,487.97 |
235 | 1,409.68 | 1,218.69 | 190.99 | 85,269.28 |
236 | 1,409.68 | 1,221.38 | 188.30 | 84,047.90 |
237 | 1,409.68 | 1,224.08 | 185.61 | 82,823.83 |
238 | 1,409.68 | 1,226.78 | 182.90 | 81,597.04 |
239 | 1,409.68 | 1,229.49 | 180.19 | 80,367.55 |
240 | 1,409.68 | 1,232.21 | 177.48 | 79,135.35 |
241 | 1,409.68 | 1,234.93 | 174.76 | 77,900.42 |
242 | 1,409.68 | 1,237.65 | 172.03 | 76,662.77 |
243 | 1,409.68 | 1,240.39 | 169.30 | 75,422.38 |
244 | 1,409.68 | 1,243.13 | 166.56 | 74,179.26 |
245 | 1,409.68 | 1,245.87 | 163.81 | 72,933.38 |
246 | 1,409.68 | 1,248.62 | 161.06 | 71,684.76 |
247 | 1,409.68 | 1,251.38 | 158.30 | 70,433.38 |
248 | 1,409.68 | 1,254.14 | 155.54 | 69,179.24 |
249 | 1,409.68 | 1,256.91 | 152.77 | 67,922.33 |
250 | 1,409.68 | 1,259.69 | 150.00 | 66,662.64 |
251 | 1,409.68 | 1,262.47 | 147.21 | 65,400.17 |
252 | 1,409.68 | 1,265.26 | 144.43 | 64,134.91 |
253 | 1,409.68 | 1,268.05 | 141.63 | 62,866.86 |
254 | 1,409.68 | 1,270.85 | 138.83 | 61,596.00 |
255 | 1,409.68 | 1,273.66 | 136.02 | 60,322.34 |
256 | 1,409.68 | 1,276.47 | 133.21 | 59,045.87 |
257 | 1,409.68 | 1,279.29 | 130.39 | 57,766.58 |
258 | 1,409.68 | 1,282.12 | 127.57 | 56,484.46 |
259 | 1,409.68 | 1,284.95 | 124.74 | 55,199.52 |
260 | 1,409.68 | 1,287.78 | 121.90 | 53,911.73 |
261 | 1,409.68 | 1,290.63 | 119.06 | 52,621.10 |
262 | 1,409.68 | 1,293.48 | 116.20 | 51,327.62 |
263 | 1,409.68 | 1,296.34 | 113.35 | 50,031.29 |
264 | 1,409.68 | 1,299.20 | 110.49 | 48,732.09 |
265 | 1,409.68 | 1,302.07 | 107.62 | 47,430.02 |
266 | 1,409.68 | 1,304.94 | 104.74 | 46,125.08 |
267 | 1,409.68 | 1,307.82 | 101.86 | 44,817.26 |
268 | 1,409.68 | 1,310.71 | 98.97 | 43,506.55 |
269 | 1,409.68 | 1,313.61 | 96.08 | 42,192.94 |
270 | 1,409.68 | 1,316.51 | 93.18 | 40,876.43 |
271 | 1,409.68 | 1,319.42 | 90.27 | 39,557.02 |
272 | 1,409.68 | 1,322.33 | 87.36 | 38,234.69 |
273 | 1,409.68 | 1,325.25 | 84.43 | 36,909.44 |
274 | 1,409.68 | 1,328.18 | 81.51 | 35,581.26 |
275 | 1,409.68 | 1,331.11 | 78.58 | 34,250.15 |
276 | 1,409.68 | 1,334.05 | 75.64 | 32,916.11 |
277 | 1,409.68 | 1,336.99 | 72.69 | 31,579.11 |
278 | 1,409.68 | 1,339.95 | 69.74 | 30,239.17 |
279 | 1,409.68 | 1,342.91 | 66.78 | 28,896.26 |
280 | 1,409.68 | 1,345.87 | 63.81 | 27,550.39 |
281 | 1,409.68 | 1,348.84 | 60.84 | 26,201.55 |
282 | 1,409.68 | 1,351.82 | 57.86 | 24,849.72 |
283 | 1,409.68 | 1,354.81 | 54.88 | 23,494.92 |
284 | 1,409.68 | 1,357.80 | 51.88 | 22,137.12 |
285 | 1,409.68 | 1,360.80 | 48.89 | 20,776.32 |
286 | 1,409.68 | 1,363.80 | 45.88 | 19,412.52 |
287 | 1,409.68 | 1,366.81 | 42.87 | 18,045.70 |
288 | 1,409.68 | 1,369.83 | 39.85 | 16,675.87 |
289 | 1,409.68 | 1,372.86 | 36.83 | 15,303.01 |
290 | 1,409.68 | 1,375.89 | 33.79 | 13,927.12 |
291 | 1,409.68 | 1,378.93 | 30.76 | 12,548.19 |
292 | 1,409.68 | 1,381.97 | 27.71 | 11,166.22 |
293 | 1,409.68 | 1,385.03 | 24.66 | 9,781.20 |
294 | 1,409.68 | 1,388.08 | 21.60 | 8,393.11 |
295 | 1,409.68 | 1,391.15 | 18.53 | 7,001.96 |
296 | 1,409.68 | 1,394.22 | 15.46 | 5,607.74 |
297 | 1,409.68 | 1,397.30 | 12.38 | 4,210.44 |
298 | 1,409.68 | 1,400.39 | 9.30 | 2,810.06 |
299 | 1,409.68 | 1,403.48 | 6.21 | 1,406.58 |
300 | 1,409.68 | 1,406.58 | 3.11 | 0.00 |