Most Expensive House With a $120,000 Income

What's the most expensive house you can afford with an income of $120,000? This page will calculate the most expensive house you can buy with a $120k salary.
Annual Income
(before tax)
$
Down Payment
$
Interest Rate
%
Term of Loan
Pct of Income
(for housing)
%

Results

With the parameters you selected, the most expensive house you can afford costs $609,175.

Your monthly payment would be $2,800.

What House Can You Buy On $120,000 a Year?
(Based on interest rate and down payment)
4.50% 4.75% 5.00% 5.25% 5.50% 5.75% 6.00% 6.25% 6.50% 6.75% 7.00% 7.25% 7.50%
$0 $552,611 $536,761 $521,589 $507,059 $493,141 $479,803 $467,017 $454,754 $442,990 $431,700 $420,861 $410,451 $400,449
$12,000 $564,611 $548,761 $533,589 $519,059 $505,141 $491,803 $479,017 $466,754 $454,990 $443,700 $432,861 $422,451 $412,449
$24,000 $576,611 $560,761 $545,589 $531,059 $517,141 $503,803 $491,017 $478,754 $466,990 $455,700 $444,861 $434,451 $424,449
$36,000 $588,611 $572,761 $557,589 $543,059 $529,141 $515,803 $503,017 $490,754 $478,990 $467,700 $456,861 $446,451 $436,449
$48,000 $600,611 $584,761 $569,589 $555,059 $541,141 $527,803 $515,017 $502,754 $490,990 $479,700 $468,861 $458,451 $448,449
$60,000 $612,611 $596,761 $581,589 $567,059 $553,141 $539,803 $527,017 $514,754 $502,990 $491,700 $480,861 $470,451 $460,449
$72,000 $624,611 $608,761 $593,589 $579,059 $565,141 $551,803 $539,017 $526,754 $514,990 $503,700 $492,861 $482,451 $472,449
$84,000 $636,611 $620,761 $605,589 $591,059 $577,141 $563,803 $551,017 $538,754 $526,990 $515,700 $504,861 $494,451 $484,449
$96,000 $648,611 $632,761 $617,589 $603,059 $589,141 $575,803 $563,017 $550,754 $538,990 $527,700 $516,861 $506,451 $496,449
$108,000 $660,611 $644,761 $629,589 $615,059 $601,141 $587,803 $575,017 $562,754 $550,990 $539,700 $528,861 $518,451 $508,449
$120,000 $672,611 $656,761 $641,589 $627,059 $613,141 $599,803 $587,017 $574,754 $562,990 $551,700 $540,861 $530,451 $520,449
$132,000 $684,611 $668,761 $653,589 $639,059 $625,141 $611,803 $599,017 $586,754 $574,990 $563,700 $552,861 $542,451 $532,449
$144,000 $696,611 $680,761 $665,589 $651,059 $637,141 $623,803 $611,017 $598,754 $586,990 $575,700 $564,861 $554,451 $544,449
$156,000 $708,611 $692,761 $677,589 $663,059 $649,141 $635,803 $623,017 $610,754 $598,990 $587,700 $576,861 $566,451 $556,449
$168,000 $720,611 $704,761 $689,589 $675,059 $661,141 $647,803 $635,017 $622,754 $610,990 $599,700 $588,861 $578,451 $568,449
$180,000 $732,611 $716,761 $701,589 $687,059 $673,141 $659,803 $647,017 $634,754 $622,990 $611,700 $600,861 $590,451 $580,449