How Long Will $3,050,000 Last in Retirement?

How long will savings of $3,050,000 last? When will $3.05 million run out?
Current Savings
$
Yearly Withdrawals
$
Investment Return
(annual)
%

Results

Your savings will last for 56 years and 10 months.

Here is how your savings will change over time:

Year Savings
initial $3,050,000
1 $3,032,449
2 $3,014,284
3 $2,995,483
4 $2,976,025
5 $2,955,885
6 $2,935,040
7 $2,913,465
8 $2,891,136
9 $2,868,025
10 $2,844,105
11 $2,819,348
12 $2,793,724
13 $2,767,204
14 $2,739,755
15 $2,711,346
16 $2,681,942
17 $2,651,510
18 $2,620,012
19 $2,587,411
20 $2,553,670
21 $2,518,748
22 $2,482,603
23 $2,445,194
24 $2,406,475
25 $2,366,400
26 $2,324,924
27 $2,281,995
28 $2,237,564
29 $2,191,578
30 $2,143,983
31 $2,094,721
32 $2,043,736
33 $1,990,966
34 $1,936,349
35 $1,879,820
36 $1,821,313
37 $1,760,759
38 $1,698,084
39 $1,633,216
40 $1,566,078
41 $1,496,590
42 $1,424,670
43 $1,350,233
44 $1,273,190
45 $1,193,451
46 $1,110,921
47 $1,025,503
48 $937,095
49 $845,592
50 $750,887
51 $652,867
52 $551,417
53 $446,416
54 $337,740
55 $225,260
56 $108,843

How long will savings of $3,050,000 last in retirement? When will my money run out?

  • Enter your savings, the amount that you withdraw annually, and the return that you receive on your investments.
  • Then, click calculate.

Is $3.05 million enough to retire on? Will I run out of money in retirement? This is just an estimate. Small changes in investment return can have dramatic effects on the length of time that your savings will last.