How Long Will $3,750,000 Last in Retirement?

How long will savings of $3,750,000 last? When will $3.75 million run out?
Current Savings
$
Yearly Withdrawals
$
Investment Return
(annual)
%

Results

Your savings will last for 56 years and 10 months.

Here is how your savings will change over time:

Year Savings
initial $3,750,000
1 $3,728,421
2 $3,706,087
3 $3,682,971
4 $3,659,047
5 $3,634,284
6 $3,608,656
7 $3,582,130
8 $3,554,675
9 $3,526,260
10 $3,496,851
11 $3,466,412
12 $3,434,907
13 $3,402,300
14 $3,368,552
15 $3,333,622
16 $3,297,470
17 $3,260,053
18 $3,221,326
19 $3,181,244
20 $3,139,758
21 $3,096,821
22 $3,052,381
23 $3,006,385
24 $2,958,780
25 $2,909,509
26 $2,858,513
27 $2,805,732
28 $2,751,104
29 $2,694,563
30 $2,636,044
31 $2,575,477
32 $2,512,790
33 $2,447,909
34 $2,380,757
35 $2,311,255
36 $2,239,320
37 $2,164,867
38 $2,087,809
39 $2,008,053
40 $1,925,506
41 $1,840,070
42 $1,751,644
43 $1,660,122
44 $1,565,398
45 $1,467,358
46 $1,365,887
47 $1,260,864
48 $1,152,165
49 $1,039,662
50 $923,222
51 $802,706
52 $677,972
53 $548,872
54 $415,254
55 $276,959
56 $133,823

How long will savings of $3,750,000 last in retirement? When will my money run out?

  • Enter your savings, the amount that you withdraw annually, and the return that you receive on your investments.
  • Then, click calculate.

Is $3.75 million enough to retire on? Will I run out of money in retirement? This is just an estimate. Small changes in investment return can have dramatic effects on the length of time that your savings will last.