How Long Will $3,900,000 Last in Retirement?

How long will savings of $3,900,000 last? When will $3.9 million run out?
Current Savings
$
Yearly Withdrawals
$
Investment Return
(annual)
%

Results

Your savings will last for 26 years and 11 months.

Here is how your savings will change over time:

Year Savings
initial $3,900,000
1 $3,816,960
2 $3,730,599
3 $3,640,784
4 $3,547,375
5 $3,450,231
6 $3,349,200
7 $3,244,129
8 $3,134,854
9 $3,021,209
10 $2,903,017
11 $2,780,098
12 $2,652,263
13 $2,519,314
14 $2,381,047
15 $2,237,249
16 $2,087,699
17 $1,932,168
18 $1,770,415
19 $1,602,192
20 $1,427,240
21 $1,245,290
22 $1,056,062
23 $859,264
24 $654,595
25 $441,740
26 $220,370

How long will savings of $3,900,000 last in retirement? When will my money run out?

  • Enter your savings, the amount that you withdraw annually, and the return that you receive on your investments.
  • Then, click calculate.

Is $3.9 million enough to retire on? Will I run out of money in retirement? This is just an estimate. Small changes in investment return can have dramatic effects on the length of time that your savings will last.