How Long Will $3,950,000 Last in Retirement?

How long will savings of $3,950,000 last? When will $3.95 million run out?
Current Savings
$
Yearly Withdrawals
$
Investment Return
(annual)
%

Results

Your savings will last for 17 years and 1 months.

Here is how your savings will change over time:

Year Savings
initial $3,950,000
1 $3,785,194
2 $3,613,796
3 $3,435,543
4 $3,250,159
5 $3,057,359
6 $2,856,848
7 $2,648,317
8 $2,431,444
9 $2,205,896
10 $1,971,326
11 $1,727,373
12 $1,473,662
13 $1,209,803
14 $935,390
15 $650,000
16 $353,194
17 $44,516

How long will savings of $3,950,000 last in retirement? When will my money run out?

  • Enter your savings, the amount that you withdraw annually, and the return that you receive on your investments.
  • Then, click calculate.

Is $3.95 million enough to retire on? Will I run out of money in retirement? This is just an estimate. Small changes in investment return can have dramatic effects on the length of time that your savings will last.