How Long Will $40,000 Last in Retirement?

How long will savings of $40,000 last? When will $40k run out?
Current Savings
Yearly Withdrawals
Investment Return


Your savings will last for 5 years and 6 months.

Here is how your savings will change over time:

Year Savings
initial $40,000
1 $33,428
2 $26,593
3 $19,484
4 $12,091
5 $4,402

How long will savings of $40,000 last in retirement? When will my money run out?

  • Enter your savings, the amount that you withdraw annually, and the return that you receive on your investments.
  • Then, click calculate.

Is $40k enough to retire on? Will I run out of money in retirement? This is just an estimate. Small changes in investment return can have dramatic effects on the length of time that your savings will last.