How Long Will $5,000,000 Last in Retirement?

How long will savings of $5,000,000 last? When will $5 million run out?
Current Savings
$
Yearly Withdrawals
$
Investment Return
(annual)
%

Results

Your savings will last for 26 years and 11 months.

Here is how your savings will change over time:

Year Savings
initial $5,000,000
1 $4,893,539
2 $4,782,819
3 $4,667,671
4 $4,547,917
5 $4,423,373
6 $4,293,846
7 $4,159,139
8 $4,019,044
9 $3,873,344
10 $3,721,817
11 $3,564,229
12 $3,400,337
13 $3,229,889
14 $3,052,624
15 $2,868,268
16 $2,676,537
17 $2,477,138
18 $2,269,762
19 $2,054,092
20 $1,829,794
21 $1,596,525
22 $1,353,925
23 $1,101,621
24 $839,225
25 $566,333
26 $282,525

How long will savings of $5,000,000 last in retirement? When will my money run out?

  • Enter your savings, the amount that you withdraw annually, and the return that you receive on your investments.
  • Then, click calculate.

Is $5 million enough to retire on? Will I run out of money in retirement? This is just an estimate. Small changes in investment return can have dramatic effects on the length of time that your savings will last.